District Profile Appendix -1

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1 District Profile Appendix -1 District - Jal ai uri State - West Bengal Division- 1 PHYSCAL & ADMNSTRATVE FEATURES Total Geographical Area (Sq.km) 3386 No. of Sub Divisions 2 No. of Blocks 7 No. of Villages (nhabited) 404 No.ofPanchayats 80 3 LAND UTLSATON [Ha] Total Area Reported Forest Land Area Not Available for Cultivation Permanent Pasture and Crazing Land 510 Land under Miscellaneous Tree Crops 2615 Cultivable Wasteland 66 Current Fallow Other Fallow 75 Net Sown Area Total or Gross Cropped Area Area Cultivated More than Once Cropping nensity [GCA/NSA] WORKERS PROFLE [in '000] Cultivators 149 Of the above, Small/Marginal Farmers 121 Agricultural Labourers 141 Workers engaged in Household ndustries 37 Workers engaged in Allied Agro-activities 9 Other workers HOUSEHOLDS [in '000] Rural Households BPL Households 10 VLLAGE-LEVEL NFRASTRUCTURE [Nos] Villages Electrified 379 Villages having Agriculture Power Supply 121 Villages having Post Offices 242 Villages having Banking Facilities 76 Villages having Primary Schools 393 Villages having Primary Health Centres 26 Villages having Potable Water Supply 323 Villages connected with Paved Approach Roads RRGATON COVERAGE [Ha] Gross area under irrigation rrigation Potential Created NA Net rrigated Area(Total area irrigated at least once) Area irrigated by Canals / Channels Area irrigated by Wells 573 Area irrigated by Tanks 700 Area irrigated by Other Sources rrigation Potential Utilized (Gross rrigated Area) NA 15 AGRO-PROCESSNG UNTS Type of Processing Activity No of units Cap. [MT] Food (Rice/Flour/DaljOil/Tea/Coffee) NA NA Sugarcane (Gur/KhandsarijSugar) NA NA Fruit (Pulp/Juice/Fruit drink) NA NA Spices (Masala Powders/Pastes) NA NA Dry-fruit (Cashew/ Almond/Raisins) NA NA Cotton (Ginnining/Spinning/Weaving) NA NA Milk (Chilling/Cooling/Processing) NA NA Meat (Chicken/Motton/Pork/Dryfish) NA NA Animal feed (Cattle/Poultry /Fishmeal) NA NA 17. ANMAL POPULATON AS PER CENSUS 2007 [in '000] Category of animal Total Male Female Cattle - Cross bred NA NA Cattle - ndigenous NA NA Buffaloes 6541 NA NA Sheep - Cross bred 1227 NA NA Sheep - ndigenous 8588 NA NA Goat NA NA Pig - Cross bred 4529 NA NA Pig - ndigenous NA NA Horse/Donkey/Camel 28 NA NA Poultry - Cross bred NA NA Poultry - ndigenous NA NA 2 SOL & CLMATE Agro-climatic Zone Estern Himalayan Region Climate Jalpaiguri is a part of monsoon zone of South - Eastern Asia Soil Type Alluvial and Red Loamy 4 RANFALL & GROUND WATER Normal 1 2m2 Actual 1 2m3 2m4 Rainfall [in mm] 3150 mm Variation from Normal 407 mm more 1328 mm more 337 mm more Availability of Ground Water Net annual recharge Net annual draft Balance [Ham] million cubic meters Classification of Holding 5 DSTRBUTON OF LAND HOLDNG Holding Area Nos. % to Total Ha. % to Total <-lha >1 to <-2 Ha >2Ha Total DEMOGRAPHC PROFLE [in '000] Census 2011 Category Total Male Female Rural Urban Population Scheduled Caste Scheduled Tribe Literate BPL HOUSEHOLD AMENTES [Nos. m '000 Households] Having brick/ stone/ concrete houses Having electricity supply Having source of drinking water Having independent toilets Fertiliser/Seed/Pesticide Outlets [Nos] 1216 Agriculture Pumpsets[Nos] 680 Total N/P /K Consumption [MT] Pumpsets Energised [Nos] 643 Certified Seeds Supplied [MT] 28 AgroService Centres [Nos] 22 Pesticides Consumed [MT] 606 Soil Testing Centres [Nos] 1 Agriculture Tractors [Nos] 3m Plantation nurseries [Nos] 32 Power Tillers [Nos] 310 Farmers' Clubs [Nos] 163 Threshers/Cutters [Nos] 1148 Krishi Vigyan Kendras[Nos] NFRASTRUCTURE FOR STORAGE TRANSPORT & MARKETNG Rural/Urban MandijHaat [Nos] 165 "Wholesale Market [Nos] 9 Length of Pucca Road [Km] 2133 km Godown [Nos] 13 Length of Railway Line [Km] NA Godown Capacity[MT] Public Transport Vehicle [Nos] Cold Storage [Nos] 18 Goods Transport Vehicle [Nos] 2652 Cold Store Capacity[MT] Crop 16 AREA PRODUCTON & YELD OF MAJOR CROPS Avg. Yield Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) [MT/Ha] Rice Jute bales Patato "Wheat Maize Rape & mustard Production ofcotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in ndia) 18. NFRASTRUCTURE FOR DEVELOPMENT OF ALLED ACTVTES Veterinary Hospitals/Dispensaries [Nos] 17 Animal Markets [Nos] 3 Disease Diagnostic Centres [Nos] 2 Milk Collection Centres [Nos] 2 Artificial nsemination Centers [Nos] 70 Fishermen Societies [Nos] 9 Animal Breeding Farms [Nos] Nil Fish seed farms [Nos] 2 Animal Husbandry Tng Centres [Nos] 2 Fish Markets [Nos] 19 Dairy Cooperative Societies [Nos] 7 Poultry hatcheries [Nos] 1 mproved Fodder Farms [Nos] 1 Slaughter houses [Nos] MLK FSH EGG PRODUCTON & THER PER CAPTA AVALABLTY Fish Production [MT] 3787 Per cap avail. [gm/ day] NA Egg Production [Lakh Nos] 1055 Per cap avail. [nos Zp.a.] 19 Milk Production ['000 MT] 1m Per cap avail. [gm/ day] 99 Meat Production [MT] 7786 Per cap avail. [gm/ day] 103 tem Nos., 6, 7, 9 & 10 - Census 2011; tem Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dtr. of Eco. & Stat.;!temNo. 4 - Dept. of Agr./Water Resources; tem No.8 - BPL Sources (if not mentioned against the Survey 2011; tem No District nd Centre/Dtr. of Eco. & Stat.; tem No DACNT; tem No. 17 -AH Census 2012; tem Nos. 18 & 19 - Dir. of Animal reepectioe item): Hus.jFFDA/Dir. of Eco. & Stat. Some information is not available with the respective departments because recent bifurcation of district (w.e.f )

2 Banking Profile Appendix- 2 District - State - West Bengal Lead Bank- Central Bank of ndia 1 NE1WORK & OUTREACH (As on 31/03/2014) No. of Branches No. of nan-formal agencies assoiated Per Branch Outreach No. of Banks/Soc. SHGs/SGSY/J Total Rural Semi-urban Urban rnfs/rnfos BCs/BFs Villages Households LGs Commercial Banks Regional Rural Bank ARDBJal 1 1 District Central Coop. Bank WBFC 1 1 Primary Agr. Coop. Society All Agencies DEPOSTS OUTSTANDNG No. of accounts Amount of Deposit [Rs.'OOO] 31-Mar Mar Mar-15 Growth(%) Share(%) 31-Mar Mar Mar-15 Growth(%) Share(%) Commercial Banks , ,540 (39) 66 47,330,500 55,505, Regional Rural Bank 249, , (39) ,084, Cooperative Banks 74,842 79,321 50,592 (36) 8 2,937,600 3,076,584 1,766, All Agencies % , ,252 (115) ,406,300 65,666,561 48,134, LOANS & ADVANCES OUTSTANDNG No. of accounts Amount of Loan [Rs.'OOO] 31-Mar Mar Mar-15 Growth(%) Share(%) 31-Mar Mar Mar-15 Growth(%) Share(%) Commercial Banks ,615,400 17,392,900 13,000, Regional Rural Bank ,762,300 4,079,500 3,018, Cooperative Banks ,693,000 3,212,033 2,375, All Agencies ,070,700 24,684,433 18,394, CD-RATO 5. PERFORMANCE UNDER FNANCAL NCLUSON (No. of Ales) CD Ratio 31-Mar Mar Mar-15 Commercial Banks Regional Rural Bank Cooperative Banks During Cumulative Deposit Credit Deposit Credit Commercial Banks , Regional Rural Bank , Cooperative Banks , All Agencies All Agencies PERFORMANCE TO FUL FLL NATONAL GOALS (As on 31/03/2015) Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DR Scheme Loans to Women Amount % of Total Amount % of Total Amount % of Total Amount % of Total Amount % of Total [Rs.'OOO] Loans [Rs.'OOO] Loans [Rs.'OOO] Loans [Rs.'OOO] Loans [Rs.'OOO] Loans Commercial Banks Regional Rural Bank Cooperative Banks All Agencies AGENCY-WSE PERFORMANCE UNDER ANNUAL CREDT PLANS Average Target Ach'ment Ach'ment Target Ach'ment [Rs. Ach'ment Target Ach'ment [Rs. Ach'ment Ach[%] in [Rs.'OOO] [Rs. '000] [%] [Rs.'OOO] '000] [%] [Rs.'OOO] '000] [%] last 3 years Commercial Banks Regional Rural Bank Cooperative Banks S #DN/O! #DV /O! All Agencies % SECTOR-WSE PERFORMANCE UNDER ANNUAL CREDT PLANS Average Broad Sector Target Ach'ment Ach'ment Target Ach'ment [Rs. Ach'ment Target Ach'ment [Rs. Ach'ment Ach[%] in [Rs.'OOO] [Rs. '000] [%] [Rs.'OOO] '000] [%] [Rs.'OOO] '000] [%] last 3 years Crop Loan Term Loan (Agr) Total Agri. Credit Non-Farm Sector SO SO Other Priority Sector % Total Priority Sector RECOVERY POSTON Average Rec. Demand [Rs. Recovery Demand [Rs. Recovery [Rs. Demand [Rs. Recovery [Rs. [%] in last 3 Recovery [%] Recovery [%] Recovery [%] '000] [Rs. '000] '000] '000] '000] '000] years Commercial Banks NA NA #VALUE NA NA NA Regional Rural Bank Cooperative Banks All Agencies Sources: Lead Bank & SLBC n many cases there are gradual decreses and it is also one of the factors bifurcation of the district w.e.f

3 EXECUTVE SUMMARY J alpaiguri is a serene and beautiful district in the foothills of the Himalayas in northern part of West Bengal. J alpaiguri is located in the northern corner of the State which came into existence in 1869 (between 26 15'47" & 26 59'34" N Latitude 88 23'2" & 89 7'30" E Longitude) 88 23'2" & 89 7'30" E Longitude).The district is surrounded by Bhutan, Bangladesh and the district of Darjeeling, Coochbehar, Alipurduar and Assam state. The district has two Administrative Sub-Division namely J alpaiguri and Malbazar having seven blocks in total. Number of inhabited villages is 404 in the total geographical area of sq. kms. The district has a total population of akh out of which akh are male (as per census 2011). The density of population is 701/sq km. Most of the households are small land holder having less than 1ha ofland 73.05%, between 1to 2 ha & and above 2 ha 08.64%.There are also a huge proportion of landless households. Fifty one percent of the population of the district belongs to the Scheduled Castes and Scheduled Tribes. This PLP has been prepared based on the base PLP prepared for X Five Year Plan ( to ). The theme for the PLP is " accelerating the pace of capital formation in agriculture and allied sectors". The total PLP projection ( for the district after bifurcation) for for bank loan is ~ lakh. Under short term agriculture loan an amount of ~ akh has been projected taking into consideration the availability of irrigated area, land development, inflation and to achieve the target of 4% growth in Agriculture and status of farm mechanization in the district. The projection has been made on the basis of the available infrastructure and the cropping pattern prevailing in the district. n water resources an amount of ~ lakh has been projected taking into account the utilization of ha irrigated land out of net shown area of ha land in the district. Farm Mechanization has huge scope in the district to increase the productivity and cropping intensity. An amount of ~ lakh has been projected during the year. Like other horticultural crops, tea is an importance crop of Jalpaiguri and it has covered ha in the district. Sericulture is also having scope in the district. Keeping these in mind an amount of ~ lakh under tea and other plantation, horticulture & sericulture activities has been estimated. An area of ha of the district is classified under forest, constituting % of the total geographical area of the district. For development of fallow lands, afforestation etc. an amount of ~ akh has been estimated. n the district, the tribal population has been traditionally engaged in cattle rearing, poultry and piggery. With the expansion of farming of Dairy, Poultry, Sheep, Goatery and piggery, the scope of milk marketing, fodder & feed and animal health is required. So for overall development of these sectors~ lakh has been estimated for Dairy development, ~ lakh for poultry farming and ~ lakh for sheep, goatery and piggery purpose for the year.

4 J alpaiguri district offers good scope for development of pisciculture with water spread comprising tank, pond etc. n view of the requirement an amount of ~ lakh has been estimated for development of this sector. n J alpaiguri, the majority of the farmers are in the category of small and marginal farmers. Farm mechanization is therefore viable to a limited extent. The predominant practice of agriculture remains traditional with slow pace of progress in the adoption of modern tools and techniques. Bullock and bullock carts are required by the farmers for preparation of land for cultivation of crops and also for the transportation of goods and agricultural produce. The small and marginal farmers are dependent on bullock and bullock cart for ploughing and transportation of agriculture inputs as also the produce. So for the development of this sector an amount of ~ lakh has been earmarked. There is a need for multipurpose cold storages/ go-downs / warehouses / market yard / silos etc. for proper post-harvest management of fruits, vegetables and flowers. Tea is another major agricultural crop. To avoid distress sale of various agriculture produce, farmers need storage facilities for jute, paddy, potato other cereals etc. As on date there are 18 cold storages in the district of Jalpaiguri with a capacity of MT. There is huge demand for rural godown for paddy, jute, tea and others cereals in the district. To meet the requirement, an amount of ~ lakh has been estimated for investment. Soil erosion is occurring due to heavy rain during the monsoon, flash floods causing sand deposition in the inundated areas of the river/rivulets and for development of this sector an amount Of~ akh has been estimated for land development in the district There is scope of tissue culture in the district. Agri bio-technology has great demand in the district. Good quality seeds of various crops and vegetables are not available in the district and farmers have to buy these from nearby districts, Kolkata and also other states. Farmers have started using bio pesticides, fertilizers, vermin compost. For development of these an amount of ~ akh has been earmarked. Food processing and Agro processing have been categorized as ancillary activities. To avoid distress sale and for value addition to huge agricultural produces an amount of ~ lakh has been estimated for investment for the processing like potato chips.,nursery poly packs, tomato products including ketchup / sauce, bee - keeping, minijute mills etc, in the district, Other activities such as loans to cooperative societies of farmers for disposing of their produce, Agriclinics / Agribusiness Centres, loans to PACS / FSS / LAMPS loans to MFs for on lending are categorized as under ancillary activities.this sector needs to be promoted properly and for that purpose an amount OH lakh has been earmarked. The district is having huge scope of MSME and keeping in view the development of enterprises and self employment an amount of ~ lakh (~ as working capital and "t' as investment) has been earmarked for the year. Activities such as Export Credit, education, housing renewable energy, micro credit, SHG, JLG, PMJDY, loans to state sponsored organizations for SC/ST etc. are categorized as under other priority sector lending. This sector needs to be promoted properly along with the primary and secondary sectors so as to facilitate creation of back up infrastructure and support. Keeping this in mind an amount of ~ lakh, has been earmarked for export credit, ~ has been projected for education, ~ lakh has been projected for housing, An amount oh akh has been earmarked for renewable energy, An amount of ~ lakh has been projected for others like loans to individuals & their SHGs/ JLGs,

5 distressed persons, PMJDY and loans to state sponsored organizations for SC/ST. Keeping in view of development of social infrastructure involving bank credit 'l' lakh has been projected. ~ lakh and ~ lakh has been earmarked for SHGs and JLGs respectively. Since the district is a backward one there is a need to develop the social infrastructure involving bank credit for overall development of the district. As such an amount ~ lakh has been projected for this purpose. NABARD provides loans from RDF for 31 items to the Government under Agriculture and related sectors, Social Sectors and Rural connectivity. As on 31 March 2012, 4676 projects were sanctioned under RDF for infrustructure development like irrigation, rural road bridge, school building, market yard, industrial estate, forest development etc, NABARD nfrastructure Development Assistance (NDA) is a new line of credit available for rural infrastructure investment to state-owned institutions, with sustained income streams which can repay the loan directly to NABARD, without depending upon budgetary resources of the State Government. Under Financial nclusion (PMJDy) banks have prepared a roadmap for providing banking services through a banking outlet in every village having a population of over 2,000 as per Reserve Bank of ndia guidelines. So far the process of banking outlet through BC/USB have been completed and all the 404 villages have been covered and every household is having at least one bank account. FP has been prepared by RRBs and Cooperative bank to cover all the villages having population less by 31 March 2016 through KCC a c, no frill a c, SCC, ACC, GCC. Farm Credit Agri nfrastructure Ancillary MSME &

6 Appendix A Broad Sector wise PLP projections (~ Lakh) Sr. No Particulars A Farm Credit Crop Production, Maintenance and Marketing ii Term Loan for agriculture and allied activities B Agriculture nfrastructure Sub Total C Ancillary activities Credit Potential for Agriculture (A+B+C) Micro, Small and Medium Enterprises Export V Education V Housing V Renewable Energy V V Social nfrastructure involving bank credit Microcredit (SHG/JLG) Total Priority Sector ( to V)

7 PLP JALPAGUR AppendixB Summery of Sector / Sub-sector wise PLP projections - ( ) (~ lakh) Sr. No. Particulars PLP projections Credit potential for Agriculture A Farm credit Crop Production, Maintenance and Marketing i Water Resources ii Farm Mechanisation v Plantation and Horticulture (including sericulture) V Forestry and Waste Land Development Vi Animal Husbandry - Dairy Vii Animal Husbandry - Poultry Viii Animal Husbandry - Sheep, Goat and Piggery, etc x Fisheries (Marine, nland, Brackish water) X - Bullock, Bullock cart, etc Sub Total B Agriculture nfrastructure Construction of storage facilities (Ware houses, Market yards, Godowns, Silos, Cold storage units / cold storage chains) i Land development, Soil conservation, watershed development ii (Tissue culture, Agri bio-technology, seed production, Bio pesticides / fertilizers, vermin composting) SubTotal C Ancillary activities Food and Agro processing i (Loans to Cooperative Societies of farmers for disposing of their produce, Agriclinics / Agri Business Centres, Loans to PACS / FSS / LAMPS, Loans to MFs for on lending) SubTotal Total Agriculture Micro, Small and Medium Enterprises MSME - Working capital i MSME - nvestment credit Total MSME Export Credit V Education V Housing V Renewable Energy V (Loans to SHGs / JLGs, loans to loan to distressed persons to repay non-institutional lenders, PMJDY, loans to state sponsored organisations or SC/ST) V Social nfrastructure involving bank credit Micro credit (SHG/JLG) Total Priority Sector

8 DSTRCT MAP - JALP AGUR JALPAGUR DSTRCT LEGEND -.<, -.-. National Highway,,- " \ -, = Major Road, Railway v.,... District Boundary \ - - _. State Boundary ' _. _. _ nternational Bdy, J Map not to Scale Copyright (Updated on 28th July 2014) --River District HQ Other Town Major Town