PLP District - Narayanpur

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1 EXECUTIVE SUMMARY Like the previous year, the theme for this year s PLP is also Accelerating the pace of capital formation in agriculture and allied sector. Acceleration in capital formation is vital considering the fact that almost 8% of rural populace is still dependent on farming and their income should be fair and sustainable enough to enable them to lead a dignified life. Growth of output in crop production, horticulture, non-horticulture, livestock and pisciculture can be increased and sustained through capital formation in these sectors. The sector having higher index of capital assets leads in production and productivity resulting in higher and secured income for agri-preneurs. Even though, the Capital formation as a percentage to Agri-GDP has some how maintained the pace, the same as a percentage of GDP has gone down over the years. This is because, private investment has been limited to certain capital stocks like microirrigation and farm mechanization and public investment over burdened with subsidy expenditures have not kept pace in conservation of natural resources, provision of power and allocation of funds to Agri-research,development and extension impacting output growth and per capita income.thus,with a view to maintaining agricultural growth at 4% of GDP,capital formation especially in favour of small and marginal farmers across the sectors as well as disadvantageous regions needs to be accelerated through policy framing and incentivisation.the district is geographically 693 sq.km in area and especially the Orchha block is yet to be properly surveyed. In accessible, Abujhmar area has become the live case study centre for the Anthropologists. The total population of the district as per 2 census is only.39 lakh with women and men population of 69 thousand and 7 thousand respectively. The Scheduled Tribe population comprises 73% of total population. The prominent tribes are Gond, Maria, Dhruva, Bhatra and Halba renowned for their artistic excellence and tribal culture. The natural beauty untouched and unexplored offers unique experience compared to traditional tourism. There are about 43 villages in the 2 blocks. There are total 7 bank branches for providing banking facilities in the district. in addition, 5 LAMPS are taking care of credit and other needs of the farmers. Village Betur has been identified to be the model Agriculture village.ramkrishna Ashram has been providing leading agricultural and social development works in the district along with other local NGOs.The soil is predominantly Red and Yellow. The main rivers are Madin, Kukur, Gudra,Nibra and Kotri. Backed by regular rainfall and crop friendly red and yellow soil regime, the farmers grow a number of crops like maize, pulses, ramtil and vegetables including paddy in an organic way. Horticulture, Animal Husbandry and Fisheries though not practiced much, have good scope in the district. Collection of minor forest produce (MFP) is equally important activity of the people of the district. Harra, Amla, Tamarind, Mahua, Lac and Gum are the main nationalized minor forest produce available in the district, which are procured by the Chhattisgarh Laghu Vanopaj Federation through SHGs. A number of other MFPs are also collected by forest dwellers which are sold to private traders in the local weekly haat/ bazaars in the villages. Coming over to industrial status, Narayanpur is famous for wood craft. Iron ore, Tin, Diamond, Lime and Dolomite are main minerals having scopes for base metal extraction activities. Once Dalli Rajhara-Raoghat rail network is completed, the economic development of the district will take off. As regards scopes for tourism, the famous Madai festival of Narayanpur and the beautiful Khurshail valley are i

2 potential tourist attractions. Potential Linked Credit Plan (PLP) is a district credit plan document which maps the existing potentials for development in different sectors and also indicates an appropriate strategy through which these potentials can be exploited over a specified period of time by the agencies engaged in rural development with refinance and promotional support from BARD. Orchha block is yet to be properly surveyed on account of the difficult situation prevailing in that area. The potentials are therefore assessed on the basis of information available regarding natural and human endowments in the district, plans/programmes of various development agencies and also the strength and weaknesses of the credit institutions. The agency wise credit flow during last two years in Narayanpur district is given below: CBs RRB CCB Total There is subdued credit flow on account of leadership problem. On being motivated, the agri-preneurs as well as entrepreneurs have the capability to transform the economy of the district which as has been highlighted above, has all the natural endowments required for unleashing the potentials. The PLP for the year 26-7 envisages total credit requirement of Rs lakhs in respect of exploitable potential of different activities under Agriculture including Agri-infrastructure and Ancillary activities, MSME sector and other priority sector in the district. The sector wise potential estimated for the district is mentioned below. Summary of Sector& Sub Sector wise PLP projections Name of the district - Narayanpur State - Chhattisgarh.No. i) ii) iii) iv) v) vi) vii) viii) ix) Activity Revised PLP (26-7) ii (Rs. in lakh) Projection Credit Potential for Agriculture Farm Credit Crop Production, Maintenance and Marketing Water Resources 6.8 Farm Mechanization Plantation and Horticulture 2.65 Forestry and Waste Land development.8 Animal Husbandry- Dairy 4.68 Animal Husbandry- Poultry 3.96 Animal Husbandry- Sheep, Goat, Piggery etc Fisheries (Marine, Inland, Brackish water) 29.93

3 x) i) ii) iii) i) ii) I i) ii) II V I II III Others- Bullock, Bullock Cart, etc. 5.3 Sub- Total 2.6 Agriculture Infrastructure Construction of Storage Facilities (ware houses, market yards, godowns, Silos, etc.) Land Development, Soil conservation, Watershed 9.37 Development Others (Tissue Culture, Agri-biotechnology, Seed.59 Production, etc.) Sub-Total 78.7 Ancillary Activities Food and Agro processing Others ( to Societies, ACABC, LAMPS, FSS etc.) Sub-Total Total Agriculture MSME MSME- Working Capital 64. MSME- Investment Credit 48.4 Total MSME Export Credit.89 Education 32. Housing 64. Renewable Energy.62 Others ( to SHGs/JLGs, PMJDY etc.) 5.9 Social Infrastructure involving Bank Credit Total Priority Sector BROAD SECTOR WISE PLP PROJECTIONS FOR 26-7 State - Chhattisgarh Revised PLP (26-7) (Rs. in lakh). No. i I II V I II III Particulars Projections Farm Credit Crop Production, Maintenance and Marketing Term Loan for Agriculture and Allied Activities Sub-Total 2.6 Agriculture Infrastructure 78.7 Ancillary Activities Credit Potential for Agriculture (A+B+C) MSME Export Credit.89 Education 32. Housing 64. Renewable Energy.62 Others 5.9 Social Infrastructure involving Bank Credit Total Priority Sector Lending (I to VIII) iii

4 Narayanpur is one of the most Tribal Inhabited Districts in Chhattisgarh. Majority of the tribals are engaged in Agricultural Activities and Daily Labourers. The women hardly can devote their time in Non Farm Sector Activities. Pig rearing is common among the tribals. Therefore, through the anchor NGO, Centre for Discovery of Village Development Society, piggery will be encouraged to the WSHG members Under irrigation, check dams, lift irrigation and exploitation of groundwater including micro irrigation hold the key for enhancing productivity and cropping intensity. The master plan should aim at creation of at least 2% irrigation coverage of net sown area. Financial Inclusion through Ultra small bank branches and BCs is the need of the hour considering low penetration of banking. Planning MDR connecting Orchha will accelerate socio-economic development of the district. DLCC should have an explicit road map on above action points for seeking a coordinated efforts in faster development of this prospective district. BARD is implementing Wadi projects in seven tribal villages from its Tribal Development Fund in Narayanpur district by developing horticultural crops including Mango, guava and lemon etc. in 478 acres belonging to tribal families. Such projects could be extended to the district with the help of a capable implementing agency. There are 4 Farmers Clubs and 2 WSHGs under BARD assisted programmes.bard is trying to promote groups of animal rearers for giving a fillip to animal husbandry which is popular among the tribals. The district in Bastar region will very soon have mobile phone connectivity since mobile towers approved by Telecom Ministry are getting installed and this may help in facilitating innovative banking through ICT. Critical Infrastructure which need to be considered by the State are promotion of micro road connectivity, irrigation coverage, promotion of horticulture nurseries, one each animal breeding centre and poultry hatchery, setting up of small industrial area and skill development. As stressed, a coordinated approach of line departments,banks,ngos,zilla parishad and development financial organization like BARD will pave way for all round socio-economic development of the district as deliberated in the PLP iv

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7 District Profile State - Chhattisgarh Division - Bastar. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) No. of Sub Divisions No. of Blocks No. of Villages (Inhabited) No. of Panchayats Agro-climatic Zone Climate Soil Type Bastar Plateau Regeon Moderate Predominantly granite with some Basalt and Sandstone 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported 6936 Rainfall [in mm] Normal Actual Forest Land Area Not Available for Cultivation 4777 Variation from Normal Permanent Pasture and Grazing Land 372 Availability of Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops Ground Water [Ham] Cultivable Wasteland DISTRIBUTION OF LAND HOLDING Current Fallow 3227 Classification of Holding Holding Area Other Fallow 2437 Nos. % to Total Ha. % to Total Net Sown Area <= Ha Total or Gross Cropped Area > to <=2 Ha Area Cultivated More than Once 762 >2 Ha Cropping Inensity [GCA/NSA] 2 Total WORKERS PROFILE [in '] 7. DEMOGRAPHIC PROFILE [in '] Cultivators 34 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers 7 Population (2) Agricultural Labourers 2 Scheduled Caste Workers engaged in Household Industries Scheduled Tribe Workers engaged in Allied Agro-activities Literate Other workers 5 BPL (families- prov. 8. HOUSEHOLDS [in '] 9. HOUSEHOLD AMENITIES [Nos. in ' Households] Total Households 762 Having brick/stone/concrete houses 3 Having electricity supply 27 Rural Households 725 Having source of drinking water 3 Having independent 2 toilets/bathrooms BPL Households Having access to banking services 4 Having radio/tv sets/ 7. VILLAGE-LEVEL INFRASTRUCTURE [Nos] computer/. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified 242 Anganwadis 287 Dispensaries/ 6 Villages having Agriculture Power Supply 27 Primary Health Centres 7 Hospitals 3 Villages having Post Offices 9 Primary Health Sub-Centres 56 Hospital Beds 45 Villages having Banking Facilities INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools 365 Fertiliser/Seed/Pesticide Outlets 5 Agriculture Pumpsets[Nos] 86 Villages having Primary Health Centres 7 Total N/P/K Consumption [MT] 345 Pumpsets Energised [Nos] 8 Villages having Potable Water Supply 342 Certified Seeds Supplied [MT] 55 Agro Service Centres [Nos] Villages connected with Paved Approach Roads 3 Pesticides Consumed [MT] 3 Soil Testing Centres [Nos] 3. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 9 Plantation nurseries [Nos] Total Area Available for Irrigation (NIA Power Tillers [Nos] 2 Farmers' Clubs [Nos] 65 Irrigation Potential Created 6748 Threshers/Cutters [Nos] Krishi Vigyan Kendras[Nos] Net Irrigated Area(Total area irrigated at least INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Area irrigated by Canals / Channels 78 Rural/Urban Mandi/Haat [Nos] 6 Wholesale Market [Nos] Area irrigated by Wells/Taps 968 Length of Pucca Road [Km] 26 Godown [Nos] 2 Area irrigated by Tanks 423 Length of Railway Line [Km] Godown Capacity[MT] 23 Area irrigated by Other Sources 2577 Public Transport Vehicle [Nos] 2 Cold Storage [Nos] Irrigation Potential Utilized (Gross Irrigated 673 Goods Transport Vehicle [Nos] 2 Cold Store Capacity[MT] 5. AGRO-PROCESSING UNITS 6. AREA, PRODUCTION & YIELD OF MAJOR CROPS Type of Processing No of units Cap.[MT] Crop Avg. Yield Food (Rice/Flour/ 2 Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) [Kg/Ha] Dal/Oil/Tea/Coffee) Sugarcane Paddy (Kharif) Fruit (Pulp/Juice/Fruit Spices (Masala Arhar Dry-fruit (Cashew/ Wheat Cotton (Ginnining/ Gram Milk (Chilling/Cooling/ Meat Maize Animal feed (Cattle/ Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(77.8 kg per bale in 7. ANIMAL POPULATION 8. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES Category of animal Cattle - Cross bred Total Male Female Veterinary Hospitals/Dispensaries 7 Animal Markets [Nos] [Nos] Disease Diagnostic Centres [Nos] Milk Collection Centres [Nos] Cattle Ind Artificial Insemination Centers Fishermen Societies [Nos] 8 [Nos] Buffaloes Animal Breeding Farms [Nos] Fish seed farms [Nos] Sheep CB 28 AH Tng Centres [Nos] Fish Markets [Nos] Sheep -Ind Dairy Societies [Nos] Poultry hatcheries [Nos] Goat 2983 Improved Fodder Farms [Nos] Slaughter houses [Nos] Pig CB MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY Pig -Ind Fish Production [MT] 34 Per cap avail. [gm/day] 72 Horse/Don key/camel Egg Production [Lakh Nos] Per cap avail. [nos/p.a.] Poultry-CB Milk Production [' MT] 77 Per cap avail. [gm/day] 3 Poultry- Ind/Duck Sources (if not mentioned against the respective District Planning & Statistical Booklet Meat Production [MT] 225 Per cap avail. [gm/day] 5

8 Banking Profile State - Chhattisgarh Lead Bank - State Bank of India Total Rural Semi-urban Urban mfis/mfos SHGs /JLGs BCs/BFs Villages House holds Rural Bank DCCB DCARDB LAMPS Others All Agencies Mar-3 3-Mar-4 3-Mar-5 Growth (%) Share(%) 3-Mar-3 3-Mar-4 3-Mar-5 Growth (%) Share(%) Rural Bank Others. All Agencies Mar-3 3-Mar-4 3-Mar-5 Growth (%) Share(%) 3-Mar-3 3-Mar-4 3-Mar-5 Growth (%) Share(%) Rural Bank Others All Agencies CD Ratio During 24-5 Cumulative 3-Mar-3 3-Mar-4 3-Mar-5 Deposit Credit Deposit Credit N.A. N.A. N.A. N.A. Rural Bank Rural Bank N.A. N.A. N.A. N.A N.A. N.A. N.A. N.A. Others Others N.A. N.A. N.A. N.A. All Agencies N.A. N.A. N.A. N.A Rural Bank Others All Agencies No. of /Soc Rural Bank Others All Agencies Broad Sector NETWORK & OUTREACH (As on 3/3/25) No. of Branches No. of non-formal agencies assoiated Per Branch Outreach No. of accounts No. of accounts 2. DEPOSITS OUTSTANDING 3. LOANS & ADVANCES OUTSTANDING 6. PERFORMANCE TO FULFILL TIOL GOALS (As on 3/3/25) of Deposit [Rs.'] of Loan [Rs.'] 4. CD-RATIO 5. PERFORMANCE UNDER FINCIAL INCLUSION (No. of A/cs) All Agencies Priority Sector to Agr. Sector to Weaker Sections under DRI Scheme to Women [Rs.'] Target [Rs.'] Target [Rs.'] [Rs.'] [Rs.'] [Rs.'] 7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS [Rs.'] Crop Loan Term Loan (Agr) Total Agri. Credit Non-Farm Sector Other Priority Sector Total Priority Sector RECOVERY POSITION Demand [Rs. '] Rural Bank Others All Agencies Average Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] in [Rs. '] [%] [Rs.'] [Rs. '] [%] [Rs.'] [Rs. '] [%] last 3 years Average Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] in [Rs. '] [%] [Rs.'] [Rs. '] [%] [Rs.'] [Rs. '] [%] last 3 years Average Recovery Recovery Demand Recovery Recovery Demand Recovery Recovery Rec. [%] in [Rs. '] [%] [Rs. '] [Rs. '] [%] [Rs. '] [Rs. '] [%] last 3 years Sources : Lead Bank Office