PLP Kamrup (Rural) District. Executive Summary

Transcription

1 Executive Summary Kamrup district, once called Pragjyotishpur, the city of the Eastern light, is situated on the banks of the river Brahmaputra. The first impression of Kamrup is one of endless green landscapes with potential for agriculture, fisheries, weaving and multifarious activities. Kamrup district is situated between and North Latitude and and East Longitude. The district is bounded on the north by Udalguri and Baksa districts, on the south by the state of Meghalaya, on the east by Kamrup Metropolitan and Darrang districts and on the west by Goalpara and Nalbari districts. The Kamrup district (Rural) is situated in the central part of Assam on either side of river Brahmaputra. It is divided into 14 blocks (the 15th block, Goreshwar, now comes under the Bodo and Territorial Area District under BTC) and has 1037 inhabited villages. The total geographical area of the district is 3105 sq. km. The economy of Kamrup is both industry based and agrarian. The total population of the district is lakh with a density of 489 per sq. km. The rural & urban population of the district is lakh and 1.42 lakh respectively. Above 90% of the population reside in rural areas, with the total no. of cultivators and agricultural labourers at 1,85,803 and respectively. The cropping Intensity in the district is 115 %. Kamrup district falls in the Lower Brahmaputra Valley zone. The soil structure is mainly alluvial in nature. About 90% of the total population is mainly engaged in traditional agriculture, allied activities and non-farm and service related activities. A part of the population depends on traditional Muga, Mulberry Silk and brass-metal works and also as wage earners in the organized and unorganized sectors. There are 103 bank branches (CBs - 75 branches, Coop. Bank - 4 branches and RRB - 18 branches and Private Banks 6 branches) of various banks catering to the needs of the people in the district. The Potential Linked Credit Plan (PLP) of Kamrup district (Rural) envisages projections of ` lakh under various sectors during the year The credit flow to the agriculture and allied sector is projected to be ` lakh. Priority sectors have been classified taking into account the classifications in the revised Priority Sector Lending guidelines. Major Sectorwise analysis is given below: Credit Potential for Agriculture A potential of ` lakh has been envisaged under Agriculture sector, which has been grouped in three sub-sectors namely Farm Credit activities (` lakh), Agriculture Infrastructure activities (` lakh) and Ancillary activities (` lakh). Subsistence farming is prevalent in most parts of the district. To improve the standard of living mono-cropped areas need to be converted to multiple cropping. A potential of ` lakh is identified for crop loans under this sector during the year The crop loan should be disbursed through Kisan Credit Cards (KCCs)s so that the farmers may get adequate amount of loan at the time of need. Awareness programme regarding KCC should be taken up by the Agriculture Extension Office at Block and Village Level Extension Workers (VLWs) as well as Banks. Banks/Departments should take active role in promoting Self Help Groups (SHGs) and Farmers Clubs (FCs) to inculcate repayment ethics and adoption of new technology and improved farm practices. Production and supply of bio-fertilizers and Integrated Pest Management practices need to be encouraged in the district for sustainable development. Water Resources A potential of ` lakh is identified under this sector for the year The bank branches may play more proactive role for financing for Water Resources. 1

2 Farm Mechanization Farm mechanization helps in minimizing the cost of cultivation, increasing income, reducing drudgery in operations and increasing cropping intensity. Many Subsidy linked programmes like AACP are ongoing in the district. A potential of ` lakh is identified under this sector for the year Plantation and Horticulture Pineapple, Banana, Arecanut, Jackfruit, Potato, Papaya etc. are the major horticulture crops of the district. There also exist high scope for Medicinal and Aromatic Crops (MACs) and Sericulture. A potential of ` lakh is identified under this sector for the year Dairy Dairying is practiced by most of the small and marginal farmers and landless labourers as this activity provides economic security by serving as a hedge against crop failure. A potential of ` lakh is identified under this sector for the year Poultry Farming The district is suitable for poultry farming, particularly commercial broilers, and the activity has made fairly good progress in the past one year. A potential of ` lakh is identified under this sector for the year Storage Godowns & Cold Storage A potential of ` 1410 lakh is identified under this sector for the year Food and Agro processing A potential of ` 672 lakh has been envisaged under this sector. MSME Activities There is a good scope for MSME activities in the district. Handloom plays a major role in the district. A potential of ` lakh is identified under this sector for the year Export credit, Housing and Education The activities under the above sectors started picking up in the district with bank credit. A total of ` lakh has been envisaged together for the above sectors. 2

3 Broad Sector wise PLP Projections District : KAMRUP RURAL Sr. No. A Particulars State : Assam (` lakh) PLP Projections Farm Credit i Crop Production, Maintenance, Marketing ii Term Loan for Agriculture and Allied activities Sub Total B Agriculture Infrastructure C Ancillary Activities I Credit Potential for Agriculture (A+B+C) II Micro, Small and Medium Enterprises III Export Credit IV Education V Housing VI Renewable Energy VII Others VIII Social Infrastructure Total Priority Sector (I to VIII)

4 Appendix B to Annexure I SUMMARY OF SECTOR / SUB-SECTOR WISE PLP PROJECTIONS District : KAMRUP RURAL State : Assam ( ` lakh ) Sr. PLP Projections Particulars No I Credit Potential for Agriculture A Farm Credit i Crop Production, Maintenance, Marketing ii Water Resources iii Farm Mechanization iv Plantation & Horticulture v Forestry and Wasteland Development vi Animal Husbandry - Dairy vii Animal Husbandry - Poultry viii Animal Husbandry -Sheep/Goat/Piggery ix Fishery x Others Sub Total B Agriculture Infrastructure i Storage Facilities ii Land Development, Soil Conservation, Watershed Development iii Others Sub Total C Ancillary Activities i Agro & Food Processing Sector ii Others Sub Total D Total Agriculture II Micro, Small and Medium Enterprises MSME - Term Loan MSME - Working Capital Total MSME III Export Credit IV Education V Housing VI Renewable Energy VII Others VIII Social Infrastructure Total Priority Sector

5 Map of the District 5

6 DISTRICT PROFILE 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 3105 No. of Sub Divisions 2 Agro-climatic Zone Lower Brahmaputra Valley No. of Blocks 14 Climate Sub tropical with semi-dry summer and cold in winter No. of Villages (Inhabited) 1037 No. of Panchayats 146 Soil Type Alluvial in nature 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported Normal Actual Forest Land Rainfall [in mm] Area Not Available for Cultivation Variation from Normal (-) 318 (-) 9 (-)190 Permanent Pasture and Grazing Land Availability of Ground Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops Water [Ham] Cultivable Wasteland DISTRIBUTION OF LAND HOLDING Current Fallow 550 Holding Area Classification of Holding Other Fallow 582 Nos. % to Total Ha. % to Total Net Sown Area <= 1 Ha Total or Gross Cropped Area >1 to <=2 Ha Area Cultivated More than Once 9393 >2 Ha Cropping Inensity [GCA/NSA] 105 Total WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] Cultivators Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers Population Agricultural Labourers Scheduled Caste Workers engaged in Household Industries Scheduled Tribe Workers engaged in Allied Agro-activities 0 Literacy Rate Other workers BPL 8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households 311 Having brick/stone/concrete houses Household having 230 Rural Households 280 Having source of drinking water 315 Having independent toilets Urban Households 31 Having access to banking services Having radio/tv sets 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified 1130* Anganwadis Dispensaries 33 Villages having Agriculture Power Supply Primary Health Centres 21 Hospitals 1 No. of Post Offices (Rural) 210 Primary Health Sub-Centres 298 Hospital Beds 717 Villages having Banking Facilities 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos] Villages having Primary Health Centres Villages having Potable Water Supply Total N/P/K Consumption [MT] Certified Seeds Supplied [MT] 26633* Pumpsets Energised Agro Service Centres Villages connected with Paved Approach Roads Pesticides Consumed [MT] Soil Testing Centres [Nos] 13. IRRIGATION COVERAGE [Ha] Total Area Available for Irrigation (NIA + Fallow) Agriculture Tractors [Nos] Power Tillers [Nos] Plantation nurseries [Nos] Farmers' Clubs [Nos] Irrigation Potential Created Threshers/Cutters [Nos] Krishi Vigyan Net Irrigated Area(Total area irrigated at least INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Area irrigated by Canals / Channels Area irrigated by Wells Rural/Urban Mandi/Haat [Nos] Length of Pucca Road [Km] 1709* Wholesale Market [Nos] Godown [Nos] 60* Area irrigated by Tanks Length of Railway Line [Km] Godown Capacity[MT] * Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos] 4* Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT] 11420* 15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Type of Processing Activity No of units Cap.[MT] Avg. Yield [Kg/Ha] Food (Rice/Flour/Dal/Oil/Tea/Coffee) Crop Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) Sugarcane (Gur/Khandsari/Sugar) Autumn Paddy Fruit (Pulp/Juice/Fruit drink) Summer Paddy Spices (Masala Powders/Pastes) Winter Paddy Dry-fruit (Cashew/Almond/Raisins) Rape & Mustard Cotton (Ginnining/Spinning/Weaving) Pulses Milk (Chilling/Cooling/Processing) Sugarcane Meat (Chicken/Motton/Pork/Dryfish) Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India) 17. ANIMAL POPULATION AS PER CENSUS 2007 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES Category of animal Total Male Female Veterinary Hospitals/Dispensaries [Nos] 27* Cattle - Cross bred 47847* 11916* 35931* Disease Diagnostic Centres [Nos] Cattle - Indigenous * * * Artificial Insemination Centers [Nos] 53* Animal Markets [Nos] Milk Collection Centres [Nos] Fishermen Societies [Nos] Buffaloes 7099* 3575* 3524* Sheep - Cross bred 1308* 502* 806* Animal Breeding Farms [Nos] Animal Husbandry Tng Centres [Nos] Fish seed farms [Nos] Fish Markets [Nos] Sheep - Indigenous 27411* 10729* 16682* Dairy Cooperative Societies [Nos] Poultry hatcheries [Nos] 1 Goat * 93454* * Improved Fodder Farms [Nos] Slaughter houses [Nos] Pig - Cross bred 27962* 14340* 13622* 19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY Pig - Indigenous 34820* 16099* 18721* Fish Production [MT] Per cap avail. [gm/day] Horse/Donkey/Camel Egg Production [Lakh Nos] Poultry - Cross bred Milk Production ['000 MT] Per cap avail. [nos/p.a.] Per cap avail. [gm/day] Poultry - Indigenous Meat Production [MT] Sources (if not mentioned against the respective item): Per cap avail. [gm/day] Item Nos. 1, 7 - Census 2011; Item Nos. 2, 5, 6, 12, 13,16 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 1, 3, 4, 7, 10,11, 14, 18 - Dir. of Eco. & Stat.; Items with * : Combined data Kamrup & Kamrup Metro 6

7 District - KAMRUP State - ASSAM Lead Bank - UCO BANK No. of Banks/Soc. Total BANKING PROFILE 1. NETWORK & OUTREACH (As on 31/03/2015) No. of Branches No. of non-formal agencies Per Branch Semiurban s mfis/mfo Househo Rural Urban SHGs/JLGs BCs/BFs Villages lds Commercial Banks Nil Regional Rural Bank 1 18 Nil Apex Central Coop. Bank Nil Coop. Agr. & Rural Dev. Bank Nil Nil Nil Nil Nil Primary Agr. Coop. Society Nil Nil Nil Nil Nil Others Private Banks 3 6 Nil Nil Nil All Agencies Nil 2. DEPOSITS OUTSTANDING No. of accounts Amount of Deposit [Rs.'000] Growth( Share(% Growth( %) ) %) Commercial Banks Regional Rural Bank Cooperative Banks Others All Agencies LOANS & ADVANCES OUTSTANDING No. of accounts Amount of Loan [Rs.'000] Growth Share Growth( (%) (%) %) Commercial Banks % Regional Rural Bank % Share(% ) Share(% ) 79% 20% Cooperative Banks % Others All Agencies % CD-RATIO 5. PERFORMANCE UNDER FINCIAL INCLUSION (No. of CD Ratio During Cumulative Deposit Credit Deposit Credit Commercial Banks Commercial Banks Regional Rural Bank Regional Rural Bank Cooperative Banks Cooperative Banks Others Others All Agencies All Agencies 6. FORMANCE TO FULFILL TIOL GOALS (31/03/2015) Priority Sector Loans Loans to Agr. Sector Loans to Weaker Loans under DRI Loans to Women Amount % of Total Amount % of Amount % of Total Amount % of Total Amount % of [Rs.'000] Loans [Rs.'000] Total [Rs.'000] Loans [Rs.'000] Loans [Rs.'000] Total Commercial Banks % % Regional Rural Bank % NIL NIL Cooperative Banks % NIL NIL 400 Others All Agencies AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Average Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] [Rs.'000] [Rs. '000] [%] [Rs.'000] [Rs. [%] [Rs.'000] [Rs. '000] [%] in last 3 Commercial Banks % % Regional Rural Bank % % Cooperative Banks % % Others All Agencies % % SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Average Broad Sector Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] [Rs.'000] [Rs. '000] [%] [Rs.'000] [Rs. [%] [Rs.'000] [Rs. '000] [%] in last 3 Crop Loan Term Loan (Agr) Total Agri. Credit % % MSME % % Other Priority Sector % % Total Priority Sector % % RECOVERY POSITION Average Demand Recovery Recovery Demand Recover Recovery Demand Recovery Recover Rec. [%] [Rs. '000] [Rs. '000] [%] [Rs. y [Rs. [%] [Rs. '000] [Rs. '000] y [%] in last 3 Commercial Banks Regional Rural Bank Cooperative Banks Others All Agencies Sources : Lead Bank ACP & SLBC 1%