Agriculture Financing Business Model
|
|
- Berenice Cook
- 6 years ago
- Views:
Transcription
1 Agriculture Financing Business Model Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers JUNE 2017 SUMBAWA Background Corn is one of the strategic commodity crops of the Indonesian Government, with the government targeting corn self-sufficiency within the next three years. According to the results of the 2013 Indonesian Agricultural Census, of the approximately 25 million farming households, around 5.1 million households are farming corn 5.1 million (20%). The results of a baseline study by the AgriFin Mobile program (2012) and studies conducted by other institutions show that corn farmers face three main constraints in expanding their agricultural businesses: limited access to technology, poor agricultural infrastructure, and obstacles to working capital. Studies have shown that these constraints limit the productivity of corn crops by 50 percent and in 2014, Indonesia had to import 3.6 million tons of the corn needed for the livestock feed industry.
2 is a member of PISAgro ( and a participant in the Rice, Corn and Agrifinance Working Groups (WG). In line with the strategy of the Ministry of Agriculture, to achieve domestic self-sufficiency in corn production, several regions outside the island of Java were designated as corn production centres. Based on the results of preliminary discussions, Syngenta Indonesia, Bank Andara, and the AgriFin Mobile Programme conducted an assessment on corn farmers demand for financial services and performed a GAP analysis in July 2014 in four corn production centre subdistricts in Dompu and Bima Districts. The assessment results showed a need for capital before the planting season started to purchase production inputs and existing financing facilities were not meeting this demand. The lack of access to capital pushed farmers to informal sources of credit, such as agriculture input dealers and local traders, who were willing to offer the corn farmers loans, but at higher interest rates. Furthermore, the assessments showed farmers also needed access to technology and guidance to improve crop productivity. Based on these findings,, Syngenta Indonesia and Bank Andara began developing a product that would meet these farmers needs. Products/Services One of the key findings from the research was, corn farmers need Rp 8 million/ hectare (USD 615/hectare) working capital per planting season to cover their initial production cost. Bank Andara provided credit to BPR Pesisir Akbar, and BPR Pesisir Akbar disburse loans to individual farmers based on their creditworthiness and the area of land submitted by the farmer. So that the loan disbursement can support an increase in crop productivity of at least 20 percent, the value of the credit per hectare was given in the form of vouchers for production inputs and to cover labor costs for land preparation and harvesting. In November to mid-december 2014 (pilot phase), 198 farmers covering 385 hectares signed a credit agreement with BPR Pesisir Akbar. The term of the farmers loan is eight months, and the loan principal was paid from the proceeds of the crops sold by the farmers to local grain traders, who are participating in the project. MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 2
3 Each loan is insured against drought and cyclone. (see figure 1, business model of Sumbawa Districts). For farmers who do not sell their crops to a grain trader partnering with the project, the farmers will provide cash funds to the grain traders and the grain traders will make the payment to BPR Pesisir, or the farmers can also make payments directly to BPR Pesisir s field personnel. Farmers pay a flat interest rate of 1.8%/month. Syngenta Indonesia figure 1: Agriculture Financing Business Model for Corn Farmers in Sumbawa Island. The detailed roles and responsibilities of the different partners in this figure are described in the table below. MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 3
4 The credit agreements with BPR Pesisir Akbar provides farmers with: Microfinance loan of Rp 8 million/hectare (USD 615/hectare), in the form of a package of agricultural input products (seed, pesticide, herbicide, fungicide) and cash to buy fertilizer, pay for labour for land preparation and harvest, agricultural insurance premiums, and credit administration fees Financial literacy module and training Assistance from agronomists on Syngenta s Start It Right (Awali Dengan Benar [ADB]) Market access to participating project grain traders Agricultural insurance if the farmer experiences crop failure of at least 75%, due to drought or cyclone (availability began in the second phase) Access to an interactive SMS based information service: farmers can send questions and reports on crop conditions to receive customized answers and guidance Loan officers and Syngenta representatives visit farmer groups to distribute agricultural inputs and sign credit agreements due to the remote location of many of the farmers Since the pilot of 198 farmers covering 385 hectares in 2014, the loan product has expanded to 805 farmers covering 1,546 hectares in 2017 MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 4
5 Partners The below table summarizes the roles and responsibilities of the partners involved in delivering the products and services to the farmers. Partners Bank Andara Syngenta Roles and Responsibilities Developed loan product for corn farmers that will be carried out through executing partners, such as BPR Pesisir Akbar Loans funds to rural banks, such as BPR Pesisir Akbar, to be used to provide microfinance loan Determines the composition and volume of the agriculture inputs that will be included in the credit agreement Appoints a Syngenta retailer in both Bima and Dompu Districts, to distribute inputs to participating farmers Provides information on Start it Right to farmers/farmer groups, either in person or through mobile devices Provides agronomists to conduct Start It Right trainings and provide direct assistance in production for farmers who have outstanding loans Prepares the assistance schedule for agronomists to meet with farmer/farmer group that received a loan from BPR Pesisir Akbar; Records corn growth data (30 day after planting (DAP), 90 DAP) using a mobile Android based data collection application Uses the Syngenta platform to send the SMS Blast on the Start it Right platform or other information related to loan, harvest loss insurance and financial education to the corn farmers mobiles MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 5
6 Bank Perkreditan Rakyat (BPR) Pesisir Akbar (Rural Bank) Provides loans to farmers with a maximum value of Rp 8,000,000/hectare over a term of eight months. The loan is disbursed in the form of vouchers for production inputs (seed, herbicide, fungicide, pesticide) and in cash to cover costs associated with land preparation, harvesting, crop insurance, and loan administration Carries out assessment of farmer credit worthiness in line with principles of prudence as specified by the banking sector regulator; Validates the administrative requirements submitted by the farmer groups/ farmers through local grain trader partners Publicizes the loan product and administrative fees that must be paid by farmers; Bank field staff provide assistance to farmers; Coordinates with grain traders, heads of farmer groups and the Syngenta field workers for monitoring activities Repays loan to Bank Andara in accordance with the agreed Credit Agreement Prints the harvest loss insurance policies issued by Asuransi Central Asia and share them with loan recipients Enters the profile/information of corn farmers and land location using the mobile Android based data collection application ACA Insurance Provides a microinsurance product in case of crop failure due to extreme weather, such as cyclones or drought Obtained approval from Financial Services Authority to distribute a microinsurance product for corn farmers in Bima and Dompu Districts Provides training to field personnel of Syngenta and BPR Pesisir Akbar on the crop failure insurance product and other information needed by farmers to submit claims If crop failure occurs, and fulfils the requirements and conditions stipulated to receive a claim, ACA pays a claim of Rp 8 million/hectare directly into the farmers savings accounts at BPR Pesisir Akbar Issues crop failure insurance policies to farmers, which are printed by BPR Pesisir Akbar MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 6
7 AgriFin Mobile Project, Assisted in developing the corn farmer loan product based on the results of group discussions with grain traders, heads of farmer groups, and farmers Facilitated preparation of a partnership agreement among the various parties participating in the corn farmer loan product and the harvest loss insurance for corn farmers In cooperation with Syngenta Indonesia, oversees the dissemination of information on Start it Right to farmers through mobile devices Develops and prints module containing information on Start it Right, the corn loan product, AndaraLink services, and crop microinsurance, for field personnel of Syngenta and BPR Pesisir Akbar and financial literacy for farmers In cooperation with 8villages Indonesia, modified the android based mobile data collection application and PEKA platform for farmer profiling, validating insurance claims, inputting digital agriculture voucher, SMS reporting and crop monitoring Conducts impact research on the farmer level Sustainability of Business Model The Agriculture Financing Business Model for Corn Farmers is built on a partnership agreement between Bank Andara, Syngenta Indonesia, (BPR) Pesisir Akbar and ACA Asuransi. Currently, (BPR) Pesisir Akbar is the only rural bank participating in the partnership. For the business model to succeed, the credit agreement between Bank Andara and (BPR) Pesisir Akbar will need to be replicated with additional rural banks. The Agriculture Financing Business Model for corn farmers pilot successfully tested the foundation of partnership agreement and helped to establish the necessary processes to execute the loan product successfully. One of the key next steps is to replicate the loan product with additional rural banks. Finding banks that have the staffing and capacity to execute a loan that provides a bundle of services will ensure that the business model is scalable. Syngenta Indonesia Also, the rural bank partners will need to grow their customer base and farmers accessing the loans must continue to see growth in income and productivity. BPR Pesisir Akbar is continuing to expand its reach, enrolling additional farmers each planting MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 7
8 cycle into the loan product. For the planting phase, Bank Andara increased the funds available for the loan product but due to weather uncertainty and water availability as a result of La Nina, the period for enrolling farmers into the loan was shortened. For the loan product to grow and be sustainable long term, rural banks are going to need to identify more farmers who are interested and can qualify for the loan. The farmers who are currently participate in the loan product have seen increases in productivity and incomes compared to before joining the program. During the pilot phase farmers experienced a 20% increase in productivity and 13% increase in income and during the second phase, which was impacted by El Niño, farmers saw an average income increase of 24% while experiencing a 8% decline in productivity. During the second phase, corn prices in Indonesia were dramatically impacted by El Niño and the Indonesian government began to regulate the the corn market, which is why farmer incomes increased compared to productivity. The sustainability of the business loan is dependent on farmers continuing to see productivity and income gains. Ultimately, the sustainability of the business model is dependent on the private sector partners being able to reach profitability and to continue to invest resources into the loan product. There are already positive signs in that direction, with Syngenta involving their commercial team more closely in the most recent phase and with plans to have the commercial team responsible going forward. ACA has a pipeline to provide agriculture crop insurance to over 50,000 hectares in Sumbawa Island and other regions in Indonesia over the next 5 years, the farmers receiving the Corn Farmer Loan Product are helping ACA to reach that target. Additionally, Bank Andara is committed to growing the credit backing for the corn farmers in Sumbawa Island and BPR Pesisir Akbar is investing additional resources and staff in expanding its customer base. Sustainability will ultimately be achieved if the number of farmers and amount of land covered continues to grow, which is promising based on the results of the first three phases. About AgriFin Mobile Funded by the Swiss Agency for Development and Cooperation, AgriFin Mobile operates Indonesia, Uganda and Zimbabwe and is working with private sector partners, including both the financial services and the telecommunications industries, to develop sustainable business models that provide bundled financial and agriculture services to 280,000 smallholder farmers. MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 8
9 CONTACT TREY WATERS Program Director AgriFin Mobile ANDI IKHWAN Program Director Indonesia Agriculture and Financial Services About Mercy Corps Mercy Corps is a leading global organization powered by the belief that a better world is possible. In disaster, in hardship, in more than 40 countries around the world, we partner to put bold solutions into action helping people triumph over adversity and build stronger communities from within. Now, and for the future. 45 SW Ankeny Street Portland, Oregon mercycorps.org MERCY CORPS Indonesia: Bundled Loan, Advisory and Crop Insurance Services for Corn Farmers A 9
October Case Study Partnership for Indonesia s Sustainable Agriculture Corn Working Group (Dompu) Business Model Overview
October 06 Case Study Partnership for Indonesia s Sustainable Agriculture Corn Working Group (Dompu) Business Model Overview Grow Asia Case Study Overview Stakeholders Contents Corn Sector Corn Working
More informationOctober Case Study Partnership for Indonesia s Sustainable Agriculture Corn Working Group (Dompu) The Journey
October 0 Case Study Partnership for Indonesia s Sustainable Agriculture Corn Working Group (Dompu) The Journey Grow Asia Case Study PISAgro Corn Working Group (Dompu) Journey Introduction Contents Introduction
More informatione-agriculture Good Practice
e-agriculture Good Practice ZFU EcoFarmer Combo Mercy Corps/AgriFin Mobile Zimbabwe Key facts Location: Zimbabwe with the AgriFin Mobile focusing on Manicaland, Mashonaland Central and Mashonaland East
More informationScope of Work. Technology provider to build multi-messaging platform to drive uptake of digital Insurance tool.
Scope of Work Firm or Individual: Program: Technology provider to build multi-messaging platform to drive uptake of digital Insurance tool. AgriFin Accelerate Scope of Project: Insurance messaging and
More informationMicrofinance. O c c a s i O n a l P a P e r. How Savings-Led Microfinance Has Improved Chickpea Marketing in the Lake Zone of Tanzania
November 2010 Microfinance O c c a s i O n a l P a P e r How Savings-Led Microfinance Has Improved Chickpea Marketing in the Lake Zone of Tanzania Organizing farmers into groups allows them to bring together
More informationReport on Progress GrowAsia Progress
Report on Progress 2015 2016 GrowAsia Progress GrowAsia Report on Progress 2015 2016 2 Preface Case Studies Coffee in Vietnam Corn in Indonesia Country Partnerships Status and Progress Cambodia Indonesia
More informationA-CARD. Smallholders Access to Finance through Bank. USAID Agricultural Extension Support Activity. Dhaka, Bangladesh
A-CARD Smallholders Access to Finance through Bank USAID Agricultural Extension Support Activity Dhaka, Bangladesh November 2016 Background About 80% of the rural people in Bangladesh, especially smallholder
More informationProducer Insurance and Risk Management Options for Smallholder Farmers
Producer Insurance and Risk Management Options for Smallholder Farmers Vincent H. Smith Professor, Department of Agricultural Economics and Economics, Montana State University & Director, AEI Agricultural
More informationINCREASING ADAPTIVE CAPACITY OF FARMERS TO EXTREME CLIMATE EVENTS AND CLIMATE CHANGE THROUGH CLIMATE FIELD SCHOOL PROGRAM: Indonesian Experience
INCREASING ADAPTIVE CAPACITY OF FARMERS TO EXTREME CLIMATE EVENTS AND CLIMATE CHANGE THROUGH CLIMATE FIELD SCHOOL PROGRAM: Indonesian Experience Rizaldi Boer Bogor Agricultural University, Applied Research
More informationCase Study: High-Value Horticulture
Case Study: High-Value Horticulture Irrigation schemes and contract farming lucrative for Zimbabwean smallholders ZIMBABWEAN CONTEXT Most smallholder farming in Zimbabwe focuses on producing staple foods
More informationPARTNERSHIP FOR INDONESIA S SUSTAINABLE AGRICULTURE
HIP FOR INDONESIA S SUSTAINABLE AGRICULTURE Partnership for Indonesia s Sustainable Agriculture (PISAgro) is a public-private partnership that aims to help the Indonesian government to address national
More informationThe Commercial Market Opportunity for Weather and Climate Services in Africa
The Commercial Market Opportunity for Weather and Climate Services in Africa Making Weather Information Commercially Relevant to the end user 15-17 March, 2016, Avani Falls Livingstone, Zambia By Robert
More informationICT Applications for Agricultural Input Supply
ICT Applications for Agricultural Input Supply Case studies of private-sector led models in Africa January 10, 2013 Henry Panlibuton and Matthew Marzolo Organized by USAID s FACET project Background Input
More informationDigital Financial Services for Cocoa Farmers in Côte d Ivoire. July 2016
Digital Financial Services for Cocoa Farmers in Côte d Ivoire July 2016 Contents MARKET CONTEXT Cocoa in Côte d Ivoire Advans Côte d Ivoire PROJECT OVERVIEW Feasibility Study Solution Development Pilot
More informationProximity Finance LIFT Yangon Workshop
Proximity Finance LIFT Yangon Workshop 20 January 2016 Proximity Designs Proximity Finance is one of four business units of Proximity Designs 2004 - Irrigation Products 2012 Proximity Finance 2004 2009
More informationMaize Cultivation Improves Income in Bangladesh
Maize Cultivation Improves Income in Bangladesh Maize is the third most important cereal crop in Bangladesh. As maize has a high adaptability to the country's climate and soil conditions, it is a perfect
More informationMobile based Agriculture Services for the Millions.. Nokia Life
Mobile based Agriculture Services for the Millions.. Nokia Life Jawahar Kanjilal, Vice President & Global Head of Nokia Life Bhanu Potta, Global Product Leader - Learning & Knowledge Services for Nokia
More informationPROSPECTS LEARNING PAPER NO.5: CASHING IN ON TRANSFER MODALITIES Learnings from Prospects programme in the use of Mobile Money and Bank Accounts
Photo Credit: Mercy Corps Liberia PROSPECTS LEARNING PAPER NO.5: CASHING IN ON TRANSFER MODALITIES Learnings from Prospects programme in the use of Mobile Money and Bank Accounts MAY 2016 Written by Cassie
More informationSCALING ACCESS TO DFS SERVICES FOR SMALLHOLDERS IN TANZANIA
SCALING ACCESS TO DFS SERVICES FOR SMALLHOLDERS IN TANZANIA INSIGHTS FROM CASHEW NUT VALUE CHAIN Paul Kweheria and Happy Mathew Mercy Corps AgriFin Accelerate Tanzania Contents i. Executive Summary ii.
More informationImpact Measurement Case Study
This publication is part of a series of case studies on BCtA Impact Measurement Services (BIMS), a Business Call to Action (BCtA) initiative that demonstrates how inclusive businesses can measure and apply
More informationIMPACT OF THE FARMERS HUB MODEL BANGLADESH
IMPACT OF THE FARMERS HUB MODEL BANGLADESH 2013-2016 SUMMARY December 2016 SUMMARY FARMERS HUB MODEL BANGLADESH 1 INTRODUCTION This report summarizes the results of a survey conducted in 20161 on a programme
More informationFACILITATING SMALLHOLDER FARMERS MARKET ACCESS IN THE OIC MEMBER COUNTRY SUDAN PRESENTAION
FACILITATING SMALLHOLDER FARMERS MARKET ACCESS IN THE OIC MEMBER COUNTRY SUDAN PRESENTAION 1 Background Although Sudan is agriculture based economy, economic growth has been driven by oil since 1999.Oil
More informationMOBILE WALLET PILOT REPORT - JORDAN
MOBILE WALLET PILOT REPORT - JORDAN Preliminary Findings SEPTEMBER 2018 Project Overview In an effort to mitigate some of the known protection risks 1 of cash distribution to female refugees, Mercy Corps
More informationSmallholder Diaries Building the Evidence Base with Farming Families in Mozambique, Tanzania and Pakistan. Jamie Anderson Agrifin Webinar 24 May 2016
Smallholder Diaries Building the Evidence Base with Farming Families in Mozambique, Tanzania and Pakistan Jamie Anderson Agrifin Webinar 24 May 2016 Financial innovation for smallholder families Build
More informationA BANK IN MY POCKET Revisiting Ethiopia s Mobile Money Drought Response
A BANK IN MY POC CKET Revisiting Ethiop pia s Mobile Money Drought Response NOVEMBER, 2017 Introduction In 2016, the Electronic Cash Transfer Learning Action Networkk (ELAN) conducted research on the use
More informationTECHNICAL SUMMARY. Warehouse Financing. by Nina Holle. Working paper, About AgriFin Technical Summaries
Warehouse Financing by Nina Holle. Working paper, 2017 About AgriFin Technical Summaries Agrifin Technical summaries aim to make technical studies and reports on agriculture finance more accessible to
More informationZimbabwe. Grain and Feed Annual
THIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S. GOVERNMENT POLICY Voluntary - Public Date: 7/13/2012 GAIN Report Number:
More informationZimbabwe. Grain and Feed Annual
THIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S. GOVERNMENT POLICY Voluntary - Public Date: 7/11/2011 GAIN Report Number:
More informationImplementation Status & Results Indonesia Aceh-Nias Livelihoods and Economic Development Program (LEDP) (P110635)
Public Disclosure Authorized Public Disclosure Authorized The World Bank Implementation Status & Results Indonesia Aceh-Nias Livelihoods and Economic Development Program (LEDP) (P110635) Operation Name:
More informationEl Salvador P4P Country Programme Profile
El Salvador Country Programme Profile Strategy El Salvador s smallholder farmers face a familiar set of barriers to market access: few options for marketing their produce, limited financial capacity to
More informationMOBILE APPLICATIONS AND POLICY IMPACT ON AGRICULTURE - UGANDA
MOBILE APPLICATIONS AND POLICY IMPACT ON AGRICULTURE - UGANDA AUGUST 2018 Semakula Emmanuel/Mercy Corps AgriFin Mobile Mercy Corps is a leading global organization powered by the belief that a better world
More informationInnovations in improving access to inputs to smallholder farmers in Ethiopia
Innovations in improving access to inputs to smallholder farmers in Ethiopia October 17, 2014 ATA is currently engaged in major initiatives to improve access to fertilizer Developing a digital soil map
More informationPARTNERING FOR SUCCESS
AGRI-FIN MOBILE CASE STUDY PARTNERING FOR SUCCESS the actors, their motivations, and lessons learned from year 1 A Client of an Agri-Fin Mobile Program Partner. OVERVIEW This is the first in a series of
More informationI. Project Outline. Background. Objectives of the Project. Activities of the project
Internal Ex-Post Evaluation for Technical Cooperation Project conducted by Indonesia Office: March 2016 Country Name The Beef Cattle Development Project Utilizing Local Resources in the Eastern Part Republic
More informationBusiness models for solar-powered irrigation in Ethiopia
Business models for solar-powered irrigation in Ethiopia Background This brief describes three business models for smallholder solar pump irrigation in Ethiopia, each with the potential to improve agricultural
More informationBASIS AMA Research Program University of California, Davis basis.ucdavis.edu
BASIS AMA Research Program University of California, Davis basis.ucdavis.edu Feed the Future Food Security Innovation Labs: Collaborative Research Programs Meeting Examining Opportunities for Linkages
More informationTransforming Mobile Money into Food in Kenya
Financial Services Assessment Transforming Mobile Money into Food in Kenya s Community-wide effects of M-PESA money circulation, transaction ease and security of money produce an environment that could
More informationRisk management for smallholders farmers: Weather index-based insurance. Committee on World Food Security Rome, 27 May 2011 Francesco Rispoli, IFAD
Risk management for smallholders farmers: Weather index-based insurance Committee on World Food Security Rome, 27 May 2011 Francesco Rispoli, IFAD Main impacts of food price volatility on poor rural households
More informationCase Report: Exportadora Café California, México
Case Report: Exportadora Café California, México Service Delivery Model assessment: Short version April 2018 Location: Mexico Commodity: Coffee Services: Extension services/training, inputs, finance &
More informationChange Management in Agriculture to Achieve Smallholder Impact at Scale
Change Management in Agriculture to Achieve Smallholder Impact at Scale Marco Ferroni Rothamsted Research, Institute Seminar October 29, 2015 Overview Drivers Feeding the world Transforming farming How
More informationFARMLAND OWNER ACCOUNT NO INVESTED CASH 7, CASH 0.00 ============ TOTAL CASH EQUIVALENTS 7, FARMLAND OWNER TRUST # ,887.
CASH STATEMENT FARMLAND OWNER ACCOUNT NO. 999999 BEGINNING BALANCES INVESTED CASH 7,406.11 CASH 0.00 TOTAL CASH EQUIVALENTS 7,406.11 NET FARM CONTRIBUTIONS FARMLAND OWNER TRUST #9999 23,887.34 NON-FARM
More information4 Better Rice Initiative Asia-Monthly Update. Better Rice Initiative Indonesia
4 Better Rice Initiative Indonesia The demand for rice, the most important crop in the country, is estimated to increase by 38% in the next 25 years. Assuming that the planting area, which often amounts
More information2016 Annual Impact: Country Report. April 2017 M&E Report
2016 Annual Impact: Country Report April 2017 M&E Report 1 Summary of Results Total Program Impact. As reported widely in the news media, farmers all across East Africa struggled to realize strong harvests
More informationBPS STATISTICS STATISTICS INDONESIA
TECHNICAL ASSISTANCE FOR IMPROVING ECONOMIC STATISTICS IN INDONESIA Presented by: ADI LUMAKSONO BPS- Indonesia 1 AN OVERVIEW OF ECONOMIC STATISTICS IN BPS STATISTICS STATISTICS INDONESIA Deputy for Distribution
More informationFiji Livestock Strategy DRAFT STRATEGY
Fiji Livestock Strategy DRAFT STRATEGY December 2015 Suva, Fiji Assessment Vision and Goals Component Activities Implementation Where are we now and why? Where do we want to be? How do we go from here
More informationMicro and Meso Level Weather Risk Management: Deficit Rainfall in Malawi
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized ExperientialBriefingNote Micro andmeso LevelWeatherRiskManagement: DeficitRainfallinMalawi
More informationPathways to Scale An overview Introduction
Pathways to Scale An overview Introduction Grow Asia is a multi-stakeholder partnership that collaboratively supports smallholder farmers to increase farm productivity, profitability, and environmental
More informationA Successful Extension Model with Smallholder Farmers A Side Event at the 2015 World Food Prize/Borlaug Dialogue
A Successful Extension Model with Smallholder Farmers A Side Event at the 2015 World Food Prize/Borlaug Dialogue VALUE-ADDITION, AGRO-ENTERPRISES, PARTNERSHIPS & MARKET ACCESS LEONIDES HALOS-KIM Thematic
More informationBanco Oportunidade de Mozambique (BOM)
Banco Oportunidade de Mozambique (BOM) Agriculture Finance Model Vasco Nunes Financing AgricultureForum 2012 March 28-30, 2012 Kampala, Uganda Content Who We Are The Agriculture Finance Market Our Agriculture
More informationUnit F: Effectively Managing Business Transactions. Lesson 1: Understanding Business Expenses
Unit F: Effectively Managing Business Transactions Lesson 1: Understanding Business Expenses 1 Terms Board of Directors Break-Even Quantity Cooperative Fixed Costs Marginal Cost Marketing Cooperative Service
More informationTHE IMPLICATIONS OF THE EBOLA OUTBREAK ON MARKETS, TRADERS, AND FOOD SECURITY IN SIERRA LEONE
ECONOMIC IMPACT OF EBOLA BULLETIN ONE THE IMPLICATIONS OF THE EBOLA OUTBREAK ON MARKETS, TRADERS, AND FOOD SECURITY IN SIERRA LEONE November 2014 RESEARCHERS: Rachel Glennererster (J-PAL, IGC, and IPA)
More informationBusiness of Indian Agriculture: Best Financial Practices for Small Agribusiness, Part 1
Business of Indian Agriculture: Best Financial Practices for Small Agribusiness, Part 1 Recordkeeping for a successful agribusiness February 21, 2013 John Phillips First Americans Land-grant Consortium
More informationECONOMICS DEPARTMENT WORKING PAPER. Department of Economics Tufts University Medford, MA (617)
ECONOMICS DEPARTMENT WORKING PAPER 2013 Department of Economics Tufts University Medford, MA 02155 (617) 627-3560 http://ase.tufts.edu/econ RAJAWALI FOUNDATION INSTITUTE FOR ASIA Rice Policy in Myanmar:
More informationAgro-dealers in Zimbabwe: Scaling input provision as key for successful small farmer engagement
Agro-dealers in Zimbabwe: Scaling input provision as key for successful small farmer engagement Author: Sithembile Maunze Organisation: SNV Zimbabwe This case is one of a series specifically prepared by
More informationSteven D. Johnson. Presentation Objectives
April 2014 Steven D. Johnson Farm & Ag Business Management Specialist (515) 957-5790 sdjohns@iastate.edu www.extension.iastate.edu/polk/farm-management Presentation Objectives Review the latest Corn &
More informationWanted! Young Men and Women: Transforming Agricultural Value Chains
Wanted! Young Men and Women: Transforming Agricultural Value Chains Global Youth Economic Opportunities Summit 2015 October 7, 2015 SESSION AGENDA 11:35 11:40 AM Introduction-Katy Vickland 11:40 11:45
More informationECONOMIC AND FINANCIAL ANALYSIS
Community-Managed Irrigated Agriculture Sector Project Additional Financing (RRP NEP 33209) A. Approach and Methodology 1. Approach ECONOMIC AND FINANCIAL ANALYSIS 1. The economic analysis of the Community-Managed
More informationAPPENDIX - 1 FARMER S SCHEDULE
APPENDIX - 1 FARMER S SCHEDULE A) Farmer s Particulars 1. a Name Village (iii) P.O. (v) Tehsil b. Who is the decision maker: c. Literary status of the Decision maker Other members (iv) Block (vi) Age d.
More informationACHIEVING FOOD SECURITY (SDG2) THROUGH RURAL WOMEN EMPOWERMENT. Agnes Mirembe, ARUWE CSW-62, New York 12 March
ACHIEVING FOOD SECURITY (SDG2) THROUGH RURAL WOMEN EMPOWERMENT Agnes Mirembe, ARUWE CSW-62, New York 12 March 2018 1 Agriculture 77% of workers are women Farming in Uganda is still dominated by smallholder
More informationEmerging Sustainable Commodity Value Chains in Asia. Ms. Lakshmi Venkatachalam Vice President (Private Sector and Cofinancing Operations) Outline
Emerging Sustainable Commodity Value Chains in Asia Ms. Lakshmi Venkatachalam Vice President (Private Sector and Cofinancing Operations) Outline Food security challenges Paradigm shift : new corporate
More informationINDIAN SCHOOL MUSCAT SENIOR SECTION DEPARTMENT OF SOCIAL SCIENCE CLASS: IX TOPIC/CHAPTER: 1: The Story Of Palampur THE GREEN REVOLUTION IN PUNJAB
INDIAN SCHOOL MUSCAT SENIOR SECTION DEPARTMENT OF SOCIAL SCIENCE CLASS: IX TOPIC/CHAPTER: : The Story Of Palampur WORKSHEET: No SUMMARY OF THE LESSON:- Farming is the main production activity in the villages
More informationRice millers drive productivity and capacity in smallholder rice farming in Lao PDR
Rice millers drive productivity and capacity in smallholder rice farming in Lao PDR Author: Ranjan Shrestha Organisation: SNV Lao PDR This case is one of a series specifically prepared by SNV and local
More informationPOLICIES AND INSTITUTIONS FOR PROMOTING NERICA RICE COMPETITIVENESS IN SUB-SAHARAN AFRICA
POLICIES AND INSTITUTIONS FOR PROMOTING NERICA RICE COMPETITIVENESS IN SUB-SAHARAN AFRICA Background Contributor: Patrick Kormawa WARDA member countries together account for nearly 17% of total world rice
More informationWarehouse Receipt System
Receipt System East Africa Trade Hub The mechanism: A warehouse receipt is a document guaranteeing the existence and availability of a given quantity and quality of a stored commodity. The receipt must
More informationTHIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S.
THIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S. GOVERNMENT POLICY Voluntary - Public Date: 7/17/2014 GAIN Report Number:
More informationIMPACT STUDY OF THE AGRI-ENTREPRENEURS PROGRAMME INDIA SUMMARY
IMPACT STUDY OF THE AGRI-ENTREPRENEURS PROGRAMME INDIA 2016-2017 SUMMARY October 2017 INTRODUCTION This report summarises a study on the impact of Syngenta Foundation India s (SFI) Agri- Entrepreneurs
More informationThe Frame of Agricultural Policy and Recent Agricultural Policy in Korea June
The Frame of Agricultural Policy and Recent Agricultural Policy in Korea June 25. 2014 Jeong-Bin Im Department of Agricultural Economics Seoul National University Contents of Presentation I. Introduction
More informationThe Impact of Seasonal Food and Cash Loans on Smallholder Farmers in Zambia
The Impact of Seasonal Food and Cash Loans on Smallholder Farmers in Zambia Günther Fink (Harvard SPH) Kelsey Jack (Tufts University) Felix Masiye (UNZA) Tuesday, 22 March 2016 UNZA School of Veterinary
More informationTHIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S.
THIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S. GOVERNMENT POLICY Required Report - public distribution Date: 3/15/2013
More information2018 Farm Bill- House Proposal
2018 Farm Bill- House Proposal The text of the legislation, summary materials and supporting documents shared by the House Agriculture Committee can be found here: https://agriculture.house.gov/farmbill/.
More informationSOYBEANS: AN EARLY WEATHER MARKET
SOYBEANS: AN EARLY WEATHER MARKET January 2000 Darrel Good Summary 1999 U.S. Crop Estimate Revised Lower Soybean prices have made a modest rally from the mid-december lows, fueled by areas of dry weather
More informationHarvesting and FAO e-agriculture Webinar
Harvesting and FAO e-agriculture Webinar Driving Financial Inclusion for Smallholder Farmers using Satellite Data and Machine Learning October 25, 2018 Harvesting, Inc Julie Cheng Director, Financial Inclusion
More informationDirect partnership on cocoa processing in Papua Island, Indonesia For improving farmers access to Japan market
Direct partnership on cocoa processing in Papua Island, Indonesia For improving farmers access to Japan market Diany Faila Sophia Hartatri 1 and Hendy Firmanto 1 Indonesian Coffee and Cocoa Research Institute
More informationCORN: WILL ACREAGE REBOUND IN 2002
CORN: WILL ACREAGE REBOUND IN 2002 JANUARY 2002 Darrel Good 2002 - NO.1 Summary The USDA s Crop Production and Grain Stocks reports released on January 11 reflected a smaller domestic supply of corn and
More informationFABIAN S. MUYA ALTERNATE PERMANENT REPRESENTATIVE KENYA EMBASSY ROME
REPUBLIC OF KENYA STATEMENT BY FABIAN S. MUYA ALTERNATE PERMANENT REPRESENTATIVE KENYA EMBASSY ROME AT THE 39 TH SESSION OF THE FAO CONFERENCE ROME 6-13 JUNE 2015 1 Your Excellences, Distinguished delegates,
More informationInsperity, Inc. Second Quarter 2018
Insperity, Inc. Second Quarter 2018 Introduction Thank you. We appreciate you joining us this morning. Let me begin by outlining our plan for this morning s call. First, I m going to discuss the details
More informationScale Innovations. Farmers First. Executive Summary
Executive Summary The number of customers served by an organization is a critical factor in its overall impact on the world. Finding a high- impact idea is of course difficult, but the transition from
More informationExample Invitation for Applications (IFA)
Example Invitation for Applications (IFA) INVITATION FOR APPLICATIONS PROGRAM TO SUPPORT AGRICULTURAL SUPPLY CHAINS IN KUMAR AFE Kumar is a USAID-funded program working to develop and expand the capacity
More informationMethodology. Edelman Berland was commissioned by Syngenta to conduct this global research. 2
Methodology Edelman Berland was commissioned by Syngenta to conduct this global research. 2 Key findings There is consensus that the need to produce more food for a growing global population in an environmentally
More informationCassava. Lowering food losses on cassava. (Manihot esculenta Grantz.) By Prapit Wongtiem (Thailand)
Cassava (Manihot esculenta Grantz.) Lowering food losses on cassava By Prapit Wongtiem (Thailand) Situation and trends to the production of cassava. 1. situation of cassava World situation of cassava Situation
More informationSRI LANKA. Drought Impact Assessment and Monitoring using Computer Assisted Telephone Interviewing (CATI) Services. August 2017
SRI LANKA Drought Impact Assessment and Monitoring using Computer Assisted Telephone Interviewing (CATI) Services Implemented By: Ministry of Disaster Management Assessment Technical Lead: United Nations
More informationAgriDost an agriculture last mile solutions service!
PROBLEM High agriculture input cost due to heavy dependence on fertilizers and pesticides Reduction in farm productivity despite heavy use of fertilizers Low prices for farm produce Lack of customized
More informationBackground on U.S. Agricultural Policy: Food Security Objectives and Trade Implications
Background on U.S. Agricultural Policy: Food Security Objectives and Trade Implications Workshop Post Bali Agricultural and Trade Policy Options: Focus on China 23 October 2014 jason.hafemeister@fas.usda.gov
More informationClick to edit Master title style
Illuminated by Data New Tools to Develop Financial Solutions for Smallholders Click to edit Master title style CGAP, i2i, MIX, and One Acre Fund 8 May 2018 WEBINAR Photo: Allison Shelley Logistics 1 2
More informationAgricultural Value Chain (07/ 2014) International Advisory Services. (Sustainable Rural Development Competence Center)
Agricultural Value Chain (07/ 2014) International Advisory Services (Sustainable Rural Development Competence Center) Agricultural Finance- Concepts High operational costs and risks reduce incentives for
More informationAgriculture Update Consensus Questions
Agriculture Update Questions Economic Health of the Agricultural Sector 1. Should government financial support for agriculture be directed to: a) Subsidized agricultural credit (loans) c) Disaster assistance
More informationCloud Based Farmer E-Web Application Using Data Mining
International Journal of Scientific Research in Computer Science, Engineering and Information Technology 2018 IJSRCSEIT Volume 3 Issue 3 ISSN : 2456-3307 Cloud Based Farmer E-Web Application Using Data
More informationADVERSE IMPACTS OF DROUGHT ON CROPS AND CROP PRODUCERS IN THE WEST
ADVERSE IMPACTS OF DROUGHT ON CROPS AND CROP PRODUCERS IN THE WEST James Johnson and Vince Smith Montana State University Department of Agricultural Economics and Economics Introduction Drought often creates
More information2018 Seeds and Planting Study
2018 Seeds and Planting Study Methodology E-mail survey conducted April 2018 otarget Audience - Corn and Soybean Growers in Farm Journal Database ono Incentive Offered o779 complete responses oinvitation
More informationCSAM IAARD, MINISTRY OF AGRICULTURE. Regional Forum on Sustainable Agricultural Mechanization, Qingdau, October 2013
INDONESIA AGRICULTURAL MECHANIZATION STRATEGY IAARD, MINISTRY OF AGRICULTURE Regional Forum on Sustainable Agricultural Mechanization, Qingdau, 26-27 October 2013 Regional Forum 2013 (un-csam.org) Page
More informationJeremiah M. Swinteh!"#$ Two- Day Workshop for Extension Workers
Two- Day Workshop for Extension Workers Role of Extension Workers and their Advisory Services in Linking Smallholder Farmers to Markets in Liberia Objectives of the module: On completion of this workshop,
More informationReforestation and Improved Forest Management in Uganda
Reforestation and Improved Forest Management in Uganda Beyond Carbon, Uganda 2014 Project summary This community led initiative promotes sustainable management of forestry resources encouraging smallscale
More informationGrain Marketing System Reform: A Case Study of A Major Paddy Production County. in Southern China *
ACIAR China Grain Market Policy Project Paper No. 7 Grain Marketing System Reform: A Case Study of A Major Paddy Production County in Southern China * Zhang Hongyu and Liu Jianwen Policy and Law Department
More informationEmpower the local farmer. ICTApplications'17 By GO Empowered by...
Empower the local farmer ICTApplications'17 By GO Empowered by... Our mission: Maximize harvest and grow financially...empower the local farmer! Maximize its harvest Optimize its activities Increase its
More informationFEED THE FUTURE INNOVATION LAB FOR ASSETS AND MARKET ACCESS
FEED THE FUTURE INNOVATION LAB FOR ASSETS AND MARKET ACCESS Building knowledge that helps empower smallholder farmers in the developing world to create a secure, self-reliant and prosperous future for
More informationCLIMATE CHANGE ADAPTATION WRAP UP OF THE SESSION
CLIMATE CHANGE ADAPTATION WRAP UP OF THE SESSION Role of Scientific Community in Supporting Climate Resilience Agriculture Development in Indonesia As the Agriculture Sector is still the main contributor
More informationWEATHER RISK INSURANCE FOR SMALL FARMERS IN MALAWI
WEATHER RISK INSURANCE FOR SMALL FARMERS IN MALAWI By Adams Chavula MINISTRY OFNATURAL RESOURCES, ENERGY AND ENVIRONMENT DEPARTMENT OF CLIMATE CHANGE AND METEOROLOGICAL SERVICES PO BOX 1808 BLANTYRE MALAWI
More informationRJOAS, 3(51), March 2016
DOI http://dx.doi.org/10.18551/rjoas.2016-03.08 RICE PADDY FARMERS PERCEPTIONS ON THE PERFORMANCE OF AGRICULTURAL EXTENSION OFFICERS (AEOS) SERVING THE TARA-TARA III VILLAGE, TOMOHON CITY, NORTH SULAWESI
More informationAssessing the Impact of Southeast Asia's Increasing Meat Demand on Global Feed Demand and Prices
Assessing the Impact of Southeast Asia's Increasing Meat Demand on Global Feed Demand and Prices Jim Hansen United States Department of Agriculture, Economic Research Service, MTED, 355 E Street. S.W.,
More informationGood Practices in Addressing Climate Change Adaptation Deficits due to Extreme Climate Events Perspectives from Asia. Ramasamy Selvaraju
Good Practices in Addressing Climate Change Adaptation Deficits due to Extreme Climate Events Perspectives from Asia Ramasamy Selvaraju Hazard and Vulnerability Asian region accounts for 40% of the total
More information