Kudumbashree. State Poverty Eradication Mission Kerala

Transcription

1 Kudumbashree State Poverty Eradication Mission Kerala

2 Understanding Kudumbashree CDS ADS NHG Community Development Society Office bearers on ADSs in a local body* 7 office bearers Interfaces with local govt. Area Development Society Office bearers on NHGs in a ward 7 office bearers opresident osecretary o5 sector volunteer Neighborhood Groups 10 to 20 women; one from each family 5 office bearers Weekly thrift, min decided by NHG Can undertake economic activities

3 Sizing Kudumbashree CDS ADS Community Development Society 1043 local bodies o65 Urban o978 Rural 1072 CDS Area Development Society 19,000+ ADS NHG Neighborhood Groups 250,000+ NHGs 39 lakh (3.9 million) members 2013 ospecial thrust to increase coverage ospecial-need NHGs

4 Supporting Structures CDS ADS NHG LSGD Chairman - Minister, LSG Vice Chairman Principal Secretary, LSG Governing Body Executive Committee State Mission Executive Vice Chairman (IAS) Executive Director (IAS) Director (A&F) Admin, Finance and supporting Officers Program Officers Subject Matter Consultants District Missions District Mission Coordinator Assistant DMC Subject Matter Consultants Community Resource Persons Micro Enterprise Consultants Trainers Auditors Sector-wise Resource Persons

5 Empowering... Social Empowerment Asraya Balasabha BUDS School Tribal special project Economic Empowerment Micro Finance Livelihood intervention Women Empowerment Gender Self Learning Programme Nirbhaya Centrally Sponsored Schemes Urban Poverty Alleviation NRLM MKSP

6 Service Area Group Name Details Auditing KAASS Kudumbashree Auditing & Accounting Services Society Training General EKSAAT, AWAKE Training Micro MEC Enterprises Training Food AIFRHM Service Enabling Structures Education Knowledge Skill Aptitude and Training Micro Enterprise Consultants Adebha Institute for Food Research and Hospitality Management Management MIS From State Mission

7 KUDUMBASHREE PROGRAMS

8 Micro Finance NHG act as thrift & credit societies Facilitate savings at door-step Group (NHG) decides on the minimum weekly Internal Loan Limit : 80% Bank Grading after 6 months Linked Loans Kudumbashree Support Matching Grant Interest Subsidy Scheme Auditing through Kudumbashree Audit and Accounts Service Society (KAASS) Digitalized Monitoring and Repayment Information System Community Monitoring - MF Subcommittee, Internal Auditing Financial Literacy Campaigns CDS Accountants Banking Resource Persons (Rtd. Bank officials) Bank Mithra - Counter clerk at Bank Branch Back

9 ... Micro Finance As of 1-May-2013 Total Thrift : Rs 1,707 Cr Rs 17,076 mil Internal Loans : Rs 7,130 Cr Rs 71,298 mil Linkage Loans : Rs 1,575 Cr Rs 15,754 mil Back

10 Livelihood Interventions Micro Enterprises Individual Group Special Projects Collective Farming Consortia Samagra (Comprehensive) Back

11 What is a Micro Enterprise? An enterprise with investment ranging from Rs 5,000/- to Rs 2.5 lakhs An enterprise which can generate at least Rs 1500/- per member per month either by way of wage or profit or both together An enterprise fully owned, managed and operated by members themselves preferably women An enterprise with a minimum turn over of Rs 1 lakhs to Rs 5 lakhs 12

12 Micro enterprises Microenterprises individual and group (min 5) income generation activities More than 100 activities ranging from solid waste management to Health care to IT services Yuvashree programme for youth from NHG families 13

13 Financial Helps Loan from their own thrift Linkage Loan Bank Loan Subsidy 14

14 Micro enterprise formation General orientation training Awareness creation of enterprises opportunities Entrepreneurial devp programme developing essential skills for enterprise Appraisal by CDS Submission to bank Skill trainings Release of loan Performance improvement programme after completion of 6 months of operations 15

15 Subsidy Enterprise development- Kudumbashree Financial Assistance RME &Yuvashree Maximum 10,000/- per family 50% of total project Cost 16

16 Revolving Fund For functioning groups (after 6 months of its starting) For solving the problem of working capital shortage Maximum 15% of Total project cost or 35000/- whichever is less 17

17 Crisis Management fund Interest free loan from Kudumbashree For solving the unexpected Financial crisis Maximum 2,50,000/- 18

18 Second dose assisstance Units which are functioning over three years are eligible For changing/ improving the function of the units 40% or 2,50,000/- (25of total project cost One time for one enterprise 19

19 Technology fund For purchasing new machineries or Technology Up gradation of the units v 40% or 2,50,000/- of fixed cost 20

20 Innovation Fund For setting up new enterprises with innovative ideas. 40% of Total project cost or maximum /- (maximum 25000/- per family) 21

21 ME - Areas Animal husbandry Food processing Manufacture Services Responsible tourism Solid Waste Management Canteen and Catering service Santwanam(paramedic services)

22 ME - Handicrafts

23 ME Animal Husbandry

24 ME Tailoring & Leather

25 ME Bags (Env friendly)

26 ME - Pottery

27 ME Laundry

28 ME - Catering

29 Special ME - Santwanam

30 More MEs, Q&A Back

31 Collective Farming Leased Land Farming 2006 Collective Farming 2010 Joint Liability Group (JLG) 4-10 members Minimum area of 50 cents to a maximum of 5 hectares Maximum of 3 plots Support from Kudumbashree Trainings Area incentive Production incentive Interest subsidy

32 ... Collective Farming As of 1-May-2013 Total Area : 13,000 hectares No. of JLGs : 54,000 No. of women : 285,000+ Major Crops : Banana Tapioca(Cassava) Vegetables Paddy

33 Pineapples of Ernakulam

34 Rice from Palakkad

35 Vegetables from Thrissur

36 More Vegetables

37 Training on Coconut Climber

38 Even mechanised farming

39 M K S P Mahila Kissan Sashakthikaran Pariyogana Sub component of NRLM Capacity building Creation of infrastructure Convergence of other departments Area, production incentives and interest subsidy Post harvest support Vegetable Markets One stop agriculture stop

40 Targets of MKSP Identification and Training of master farmers Identification and stabilization of JLGs Cultivation in Ha. Introduction of high tech agricultural practices Promotion of indigenous, integrated and innovative practices Introduction of drudgery reduction tools Creation of farmers facilitation centers at Panchayat level Daily vegetable markets at potential areas Capacity building of Women Farmers.

41 Administrative structure of MKSP Executive director Programme Officer District Mission coordinator Regional coordinators Agriculture expert consultants

42 Only 4,034 JLGs linked (7 %) Zero balance accounts Loan issues Bank issues KCC Norms not complacent with JLG concept. The credit rating tool approved by SLBC, March 2013.

43 Mahila Kisan Sashakthikaran Pariyojana Sub component of NRLM Capacity building Creation of infrastructure Convergence of other departments Creation of bhoo(land) bank Area, production incentives and interest subsidy Post harvest support Vegetable Markets One stop agriculture stop

44 ... Mahila Kisan Sashakthikaran Pariyojana Identification of 10,000 master farmers Identification and stabilization of 30,000 JLGs Cultivation in 24,000 hectares Introduction of high tech agricultural practices Promotion of indigenous, integrated and innovative practices Introduction of drudgery reduction tools Creation of farmer facilitation centers at panchayat level Daily vegetable markets at potential areas Back tolh Back to Int

45 ME - Marketing Monthly market Weekly market Seasonal market Home Shop 2012 Chaarutha : curio product range x 7 markets, including e-shop

46 Photos

47 Photos

48 Photos, Q&A

49 Consortia Cluster similar set of enterprises Economies of scale Address issues of raw material procurement and marketing Develop new products and services in the basket Acquire up-to-date technical and technological know how Good returns. Amrutham Nutrimix consortium Unnathi IT consortium Kadambari Garment consortium Kannur Goat Breeders society

50 Samagra District Project Groups Beneficiaries Thiruvananthapuram Nendran Banana Kollam Apparel Unit 6 38 Pathanamthitta Apiculture & honey processing Alappuzha Spawn & Mushroom cultivation Kottayam Ornamental Fish culture Idukki Cow rearing & value addition; Poultry & egg nursery Ernakulam Pineapple cultivation & Processing Thrissur Pookadali Banana cultivation & processing Palakkad Crispy fry preparation 8 80 Kozhikkode Manufacturing of footwear uppers Kannur Goat rearing Kaseragode Cashew processing Back

51 Asraya Destitute (family) rehabilitation NHG identifies potential beneficiaries Verification & plan preparation by local body Approved funds transferred upfront Spending progress monitored through MIS 98.5% local bodies have Ashraya projects Mandatory component of plan from Back

52 Asraya MIS Screens Back

53 Balasabha A tiered network of Children Small Learning Groups for experimental and systematic learning Thrust on overall development of children Right based approach Meena s World weekly Radio Program As of 1-May-2013 Total Balasabha : 35,000+ Balasabha Members : 364,000+ Back

54 A bala parliament in session

55 Science is fun!

56 Craft & Nature, Q&A

57 BUDS School Mentally challenged children Interventions from basic life skills to vocational training medical attention physical and mental therapy mobility equipment hearing aids individual vocational and educational training and skills transport food language training Local Self Government owned schools sponsorship, community/ parent management support Health, Social welfare department interface 52 schools at present

58 Photos, Q&A Back

59 Tribal Special Projects Initiative in collaboration with the Tribal department Primarily targets at bringing the marginalized tribals under the aegis of the Kudumbashree network and provide them with facilities which were otherwise less accessible or denied Micro finance and Micro enterprise activities are given special attention Encouragement of tribal participation in the MNREGS activities Formation of special Ashraya projects provision of supplementary food for the malnourished aged, infants and adolescent girls formation of ST Balasabhas Back

60 Gender Self Learning Programme Innovative concept introduced in 2007 Capacitating the women to understand the existing patriarchal systems Encourage discussion in NHG beyond thrift and credit Participatory module formulation- life experiences of women as base. Women s space in development blocks and constraints experienced Resource persons at State/ District/ Block/ Panchayat level for module preparation and information dissemination One Resource person per NHG 2013 Digitization and analysis of Life Experiences Gender portal for sharing consolidated views ( Back

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62 Back

63 Nirbhaya Programme of Government of Kerala to prevent sexual violence against women and children Implementing through Social Welfare Department Kudumbashree implementing agency at grass root level Piloting in selected 77 Panchayats from all 14 districts. Official launching in October 2011 Features of the programme Strengthening of Jagratha Samithi Free legal advocacy by LSGs integrating the programme in Plan fund School oriented counseling and adolescent health programmes with the support of education department Trainings and orientation workshops through ICDS supervisors, ASHA workers & Anganwadi workers by Health department Capacity building of CBOs- to address gender disparities, awareness about violence against women & children, rights about women & children 2013 : Crime Mapping across the state Back

64 Urban Specific Programs Centrally Sponsored Schemes BSUP/IHSDP ISHUP Rajiv Awas Yojana SJSRY Kudumbashree schemes Skill upgadation Women Engineers/Supervisors/Laborers in Construction Industry Tools Library/Bank Kudumbashree Solar Integrated Market Policy for Street Vendors Back

65 BSUP/IHSDP Basic Services to Urban Poor (BSUP) Envisages provision of Housing and basic infra structure facilities to the Urban Poor in the mission cities of the State. In Kerala it is being implemented at Trivandrum and Kochi Corporations. Integrated Housing & Slum Development Programme (IHSDP) Envisages provision of Housing and basic infra structure facilities to the Urban Poor in the non-mission cities of the State. 53 Projects are being implemented in 45 Urban Local Bodies.

66 Photos Karimadom - Before Karimadom Now!

67 Photos, Q&A

68 ISHUP Interest Subsidy for Housing the Urban Poor (ISHUP) Envisages provision of 5% interest subsidy for Economically Weaker Section and Lower Income Groups for construction or purchase of house in the urban area. Subsidy given up front

69 Interest subsidy for housing

70 Interest subsidy for housing

71 Interest subsidy for housing

72 Out Comes Rajiv Awas Yojana Envisages a Slum-free City 1 Slum database : Spatial and Statistical 2 Slum Free City Plans and projects 6 cities 3 Pilot Projects in 6 cities 4 Law for Property Rights to Slum dwellers 5 Law for Reservation of land for the Urban Poor

73 Photos, Q&A Mathippuram (in Trivandrum); 1038 families; Predominantly fishermen 10 innovative livelihood interventions; civic amenities community hall, play grounds; Total project cost : 72 Cr (720 mil)

74 SJSRY Swarna Jayanti Shahari Rozgar Yojana Creation of employment & livelihood opportunities for the Urban Poor General Orientation Training Performance Improvement Programme Urban Wage Employment Programme Urban Self Employment Programme Skill Training & Employment Capacity building for CDS

75 Skill Training - Handicrafts

76 Skill Training Cloth Bags