THE ROLE OF PAYMENTS IN A SMART CITIES LANDSCAPE

Size: px

Start display at page:

Download "THE ROLE OF PAYMENTS IN A SMART CITIES LANDSCAPE"

Jeremy Haynes
5 years ago
Views:

1 THE ROLE OF PAYMENTS IN A SMART CITIES LANDSCAPE BERT SCHUILING WIRECARD FINANCIAL INSTITUTIONS EUROPE

2 1 WHO WE ARE

3 Wirecard combines the skills of a technology company with those of a bank. It produces innovative added value and solutions that shape the future.

4 Facts and Figures 61.7 EUR bn processed transaction volume worldwide in 2016 ~ 27,000 large and medium sized merchants ~ 150,000 small sized merchants More than 4,000 employees Innovation leader with state of the art internet and mobile payment technology since 1999 Banking (DE) and emoney (UK) license

5 COMPANY DEVELOPMENT Foundation Consolidation of Wirecard Bank AG TecDax listing M&A Jakarta, Indonesia M&A Singapore / Vietnam FCA (emoney license) Wirecard Card Solutions M&A Istanbul, Turkey / Cape Town, South Africa / Auckland, New Zealand M&A / Asset (VPS) Singapore, Visa Processing Service India M&A Sao Paulo, Brazil M&A Bucharest, Romania M&A Philadelphia, Pennsylvania, North America Initial Public Offering (reverse IPO) Deutsche Börse Frankfurt (FSE) Prime Standard M&A Dubai, UAE M&A Singapore, Singapore M&A/ Assets of a prepaid card portfolio in UK M&A Singapore / Malaysia M&A Jakarta, Indonesia M&A / Assets Lufthansa AirPlus Servicekarten GmbH, Germany M&A Payment Business of Great Indian (GI) Retail Group, Chennai, India Wirecard AG

6 OUR SUBSIDIARIES Wirecard AG

7 WIRECARD WHITELABEL SOLUTIONS FOR FINTECH CUSTOMERS BIN SPONSORING E-MONEY & PREPAID CARD ISSUING E-MONEY & CHARGE CARD ISSUING WHITE-LABEL BANKING ACCEPTANCE & ACQUIRING CREDIT BROKERAGE/ FACTORING MOBILE WALLETS/ MOBILE PAYMENT Wirecard AG

8 4 CASH LITE PAYMENTS / SMART CITIES

CURRENT TRENDS Increasing importance of digital and mobile payments globally Expansion of new technologies and innovations Rapid shift to digital

9 CURRENT TRENDS Increasing importance of digital and mobile payments globally Expansion of new technologies and innovations Rapid shift to digital transactions and mobile technology in emerging markets Innovation in mobile technology is radically changing the payments marketplace Wirecard AG

10 CHALLENGES Regulation and compliance, adoption of open APIs / PSD2 Adoption of new technologies, new business models and complex partnerships Financial inclusion Cyber threats Non-bank competitors Wirecard AG

11 WHY GO CASHLESS? Saves time and money Security / Safety Transparency Big Data Boosting economic growth Wirecard AG

12 BUILDING BLOCKS FOR CASHLESS CITIES TECHNOLOGY LICENCES VALUE ADDED SERVICES PAYMENT PROCESSING BANKING LICENCE COUPONING & LOYALTY CARDS & ACCOUNTS E-MONEY LICENCE RISK & FRAUD POS (MPOS, CONNECTED POS) ACQUIRING & ISSUING LICENCES WHITE LABEL FRONTENDS Wirecard AG

13 3 A FEW REFERENCES

PAY2D Use case: Virtual and physical prepaid co-branded V

or as a cash top up at a retailer Spending via ATM,

Issuing and issuing processing through Wirecard Card

14 PAY2D Use case: Virtual and physical prepaid co-branded V PAY/Visa card Top up card with ideal, Sofort, wiretransfer or as a cash top up at a retailer Spending via ATM, e-commerce, POS, P2P money transfer WD Product/ solution: Issuing and issuing processing through Wirecard Card Solutions for the Dutch market WD acts as programme manager Wirecard AG

DIGITAL BANKING Use case: Banking app with prepaid MasterCard Target group: unbanked and high-mobility customers Global P2P money transfer Loading features include: card acceptance, Sofort, Barzahlen

15 DIGITAL BANKING Use case: Banking app with prepaid MasterCard Target group: unbanked and high-mobility customers Global P2P money transfer Loading features include: card acceptance, Sofort, Barzahlen Spending features: POS and e-commerce payments, P2P transfer with Reisebank users WD Product/ solution: Issuing and issuing processing by Wirecard Bank AG for the German market Customer support WebUI & mobile app Wirecard AG

BOON. WIRECARD S WALLET SOLUTION Use case: Contactless (NFC) mobile payment solution Digital Prepaid MasterCard either provisioned into Apple Pay or HCE technology Loading via credit card or bank

16 BOON. WIRECARD S WALLET SOLUTION Use case: Contactless (NFC) mobile payment solution Digital Prepaid MasterCard either provisioned into Apple Pay or HCE technology Loading via credit card or bank transfer Spending via ATM, ecomm, POS terminals Available in: UK, FR, CH, IE, IT, ES (ios) DE, AT, ES, IE, BE, NL (Android) WD Product/ solution: Issuing and issuing processing through Wirecard Card Solutions Wirecard AG

ORANGE CASH Use case: Contactless (NFC) mobile payment application Available in France and Spain Full integration of Self Service Platform and ICLS (Embedded cashback and

17 ORANGE CASH Use case: Contactless (NFC) mobile payment application Available in France and Spain Full integration of Self Service Platform and ICLS (Embedded cashback and couponing functionality) Top up via credit or debit card P2P money transfer WD Product/ solution: Full turn-key solution by Wirecard Issuing via Wirecard Bank Wirecard AG

local e-commerce, POS terminals Bus-, train-, taxi payments Overseas money remittance and local

18 SINGTEL - DASH Use case: Contactless (NFC) mobile payment application Available in Singapore Digital Prepaid MasterCard either provisioned into Apple Pay or HCE technology Spending via local e-commerce, POS terminals Bus-, train-, taxi payments Overseas money remittance and local P2P transfer WD Product/ solution: Authorization forwarding to Dash Issuing by Wirecard Wirecard AG

THANK YOU FOR YOUR ATTENTION Wirecard AG Einsteinring 35 85609 Aschheim / Munich Germany

19 THANK YOU FOR YOUR ATTENTION Wirecard AG Einsteinring Aschheim / Munich Germany Tel.: +49 (0)89 / contact@wirecard.com Wirecard AG