Company introduction March 2017

Transcription

1 expect more from us Company introduction March

2 BQS PAGE 2 Background Banqsoft is a Norwegian software company that was established in Today, the company has more than 182 employees Offices in Oslo, Sweden, Denmark, Poland and Finland. The company is a leading provider of financial software solutions in the Nordic region to banks and asset finance providers The software suite, View 21, consists of one standardized platform with generic interfaces and components to all customers Core software offering delivered by a team of experienced professionals with deep knowledge within banking and asset financing Organization Eje Öberg CFO Consulting Services Business, Project Mgt,output & system consulting Front solutions 9 Johnny Rindahl, CEO Financial Solutions Operational Services Product management Core solutions Research & development Release & test mgmt Sales & Marketing Support & maint. App. Operations Service mgmt. ASP team # =number of FTE Sales & Marketing activities Banqsoft facts / highlights Market presence & est. market share 1 ~60 customers Asset financing Niche banks Conventional banks >85 installations 30-40% ~10-15% ~5% 20,000 34M % systems users worldwide number of transactions per month countries where the software is in use years of software development and experience average annual growth in revenues since % ~5% 5-10% <5% 5-10% <5% <2% Not present <2% Oslo (50) Cph. Helsinki (3) Stockholm (58) Gdansk (40) Warsaw (2) Software customers Offices Partner office City (# = FTE)

3 IBM & BANQSOFT Combined products and services... &... creating a strong value proposition SoftLayer Integrations Local teams Leasing Open API Equipment Loans Finance Securitization Front-end solutions Fleet Finance Extensive integrations Application Management StockFinance Cloud Infrastructure Big Data Analytics Strengthening end-customer experience Broad product offering with opportunities for unique design and strong ability to integrate through open API Improved customer efficiency Reduced complexity and automated processes to increase speed and productivity Short time-to-market Fast response to the new market demands and accelerated lead time for front-end components Predictable cost of ownership Transparent pricing model and proven track record of delivery and satisfied customers Security in delivery 270 man years of development invested in system & ability to leverage extensive competencies in Banqsoft KMD KMD FSI Strategy SteerCo V full deck v6.pptx Draft for discussion only 3

4 What does the Banqsoft software suite cover? Deposits / account credit Description Deposit solutions first introduced in 1998 when Riksgälden became Banqsoft customer Deposit products include fixed term accounts, savings accounts, notice/semi-demand accounts and tiered rate accounts Select customers Factoring Invoicing solutions and invoice management Credit Cards Solution for management of credit cards Support throughout the full process from application through active user Delivered in cooperation with partner Loans Amortized loans Revolving credit Hire Purchase Leasing Solutions for various types of leasing: Financial leasing Operational leasing Stock financing Wholesale, consigning etc. Inventory management of vehicles, equipment etc. Fleet management Management of all incoming costs related to a portfolio of vehicles, equipment etc. A variety of different applications covered under the View21 software suite

5 The View21 system overview User examples Bank customers Car retailers Customer internal workspace Dealer / Consumer Finance company / Bank Customer solution Capturing new business Credit application and calculation Common framework for all front solutions Credit decision News channel Contract documents Customer portal Authorization Log on/off routines User profile Mobile devices Dealer gateway Wholesale financing Stock administration Sales reports Invoice overview Factoring Case process workflow Credit application and calculation Credit decision support Dealer and customer administration Sales incentives Document handling Supported products: Loan Leasing Credit lines Hire purchase Deposit and funding Fleet management Factoring Consignment and wholesale financing Framework agreements Vehicle ordering Fuel card management Additional services Pricing Budgeting Portal for fleet managers Report development, repository and subscription 5

6 View21 system architecture FrontView Framework Packaged as web application pr. Installation (Netbank, Dealer Portal) Component Client-side Component Server-side Customer.html Customer.js Customer DTO/REST Calculation.html Calculation.js Calculation DTO/REST PayBill.html PayBill.js PayBill DTO/REST Application.html Application.js Application DTO/REST TypeScript Knockout Bootstrap WebAPI REST Services Presentation Layer Component Server-side Authentication Security Navigation Configuration SPA JS Framework Service Layer Sales Account Customer Card Reports Microsoft WCF WS-Basic WS.* TCP, Named Pipe Business Logic Layer (Module based) Sales Account Customer Card Reports PreView CoreView ReView External Services Plug ins Windows Service Microsoft.NET 4.6 Data Layer PreView DB Fleet DB CoreView DB ReView DB DW DB Microsoft SQL Server 2014

7 FrontView component catalogue Components pr. role CONSUMER DEALER AGENT FRAMEWORK NETBANK DEALER PORTAL POS ANY Account Info Engagement List Application Applications Customer Info External Transfer Payment Overview Pending Payments Transaction List Transfer Transfer Wizard (Recipient Registry) (Scheduled Payments) (EInvoice Agreements) (Einvoice Transactions) ConsExpirationReport ConsRegistration Dealer Info Finance Info Finance Termination FloorPlanningReport InvoiceInfo InvoiceReport NettingReport NettingStatement ObjectDetails StockStatistics WholesaleForecast WholesaleRegistration WholesaleReport Agreements CaseExpense CaseList CaseNotes CaseObject CreditScoring DebtInsurances DocumentList DocumentLog DocumentUpload LoanCalculator MyCases News CaseObject ObjectModelSearch Payplan Authentication BankID (Signicat) User/Password 3 factor (SMS) Menu/Navigation Logging Archive

8 KMD

9 EXAMPLE: FORD DEALER S SALES CAPTURE

10 EXAMPLE: TOYOTA DEALER S DASHBOARD BQS PAGE 10

11 Roadmap Front Solutions FrontView Self Service Analytics interface Extended offering Compliance Legal requirements GDPR Onboarding GUI Customer experience Scoring KYC User interface Simplifying per User segments Customer capture Removing winforms Open Api REST Open PSD2 Business model Product modules Insurance Tax reporting File handling Scalability Measurements 2 Mill accounts per DB Functionality Sales Finance Geography My Car Factoring

12 Why has Banqsoft been chosen in recent tenders? Perceived reasons for winning projects in 2014 and 2015 Case # Time to market Implementation time Implementation cost Cost of ownership Flexibility Geographic reach Functionality Experimentation 1 X X X X 2 X X X X X X 3 X X X X 4 X X X X 5 X X X 6 X X X X X X Comments Time to market The time for the solution to go live if a customer decides to introduce a new product Flexibility Flexibility for implementing changes from the customer Implementation time Time of a implementation project Geographic reach To what degree the solution is customised to the local setup and regulations Implementation cost Cost of a implementation project Functionality Width of the product offering Cost of ownership Annual (or quarterly) cost to run the portfolio (licenses, maintenance and support and AO cost) Experimentation Possibility to run pilot projects for potential new products 12

13 BQS PAGE 13 Example Toyota Finance Nordics Auto Finance Loans Leasing Stock Finance Fleet

14 Maritime & Merchant Our customers BQS PAGE 14

15 expect more from us Contact at Banqsoft: Johnny Rindahl CEO Mobile phone: web: 15