EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New)

Transcription

1 EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this business function to process SEPA direct debits not only in payment orders, but also in standing orders, and forward orders. For more information, see the following release notes: SEPA Direct Debit Enhancements Condition Fixing Enhancement for Fixed-Term Deposits Condition Enhancements SEPA Direct Debit (SDD) Collection for Fixed-Term Deposits SEPA Direct Debit (SDD) Collection of Debit Balance on Account Closure SEPA Direct Debit (SDD) Collection of Debit Balance on Account Balancing BAPI Enhancements Structure Changes in Customizing for Bank Customer Accounts See also For more information, see SAP Library on SAP Help Portal at -> SAP Business Suite -> SAP Enterprise Resource Planning -> SAP ERP -> SAP ERP Enhancement Package 5 for SAP ERP 6.0 -> Application Help: English -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit).

2 EAFS_BCA_BUSOPR_SEPA: SEPA Direct Debit Enhancements (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this function to process SEPA direct debits (SDD), not only in payment orders, but now also in all applicable transactions and processes in the system, in particular, in automatic processes that create payment transactions. Payment orders have also been updated as described below. Forward Orders You can now do the following: Enter a creditor ID, mandate reference, and ensure subsequent validations. Enter a due date for the SDD and ensure subsequent validations. Implement all checks required for SDD. Write change documents for the unique creditor identifier (UCI), due date of the SDD payment, and mandate reference. Payment Orders You can now do the following for a payment order (also applies to standing orders and forward orders): You can make new Customizing settings for SEPA-related transactions, including the following: o Specify whether a sender payment item is to be posted immediately or sent to the payment transaction system to ensure that the sender party is credited on the due date and not on the posting date of the payment order. o Specify whether a prenote is to be created, and what type it is to be, depending on whether the payment order is sent to the payment transaction system. o Specify the type of SEPA direct debit, for example, Core or B2B. o Base the processing time on the SEPA direct debit type. o Update mandate usage according to either the posting date or due date. Give payment orders the new status Sent To PTS if the above mentioned Customizing setting has been made. The payment order no longer creates the ordering party or recipient party payment item in this case. Instead, both payment items are sent to the payment transaction system, where the ordering party item can be posted on the due date of the payment order. Sent To PTS is a final status. Payment orders with this status cannot be reversed or deleted.

3 If specified in Customizing, prenotes are created. Initially, the prenote creation is simulated and checks are run during the payment order check. The payment order cannot be created unless the checks are successful and the prenote can be created. Enrich the payment order with mandate information (tablebkkpomnd) when it is posted or sent to the payment transaction system. This information is required of the creditor bank for collections of SEPA direct debits. The system sends the mandate information with the payment order to the payment transaction system either by using the BTE or the reportrfbkpoex. If the BIC of a mandate has changed after it was last used on a payment order, the system considers the lead days defined for the first usage when calculating the subsequent due date. You can use the Business Add-In (BAdI) BAdI: Last Use of Recurrent Mandate for Payment Order to define whether a SEPA direct debit collection is using its recurrent mandate for the last time. The system now gets the processing times from the new Customizing activity Define SEPA Properties for Recipient Transaction Types. Mandates The payment order checks mandates before they are used. The following new mandate checks are available: If a mandate is recurring, the system checks whether any changes are made between payments as these changes are also communicated to the payment transaction system. The system communicates changes to any of the following mandate attributes in the enrichment data: o Creditor identifier o Name of Creditor o IBAN/BIC of Debitor If you have set the SEPA properties of the recipient transaction type, the system checks that the mandate type has the same properties, for example, B2B. The system checks the validity of the mandate on the due date and on the current bank area posting date. For forward orders, the system checks the validity of the mandate on the forward order posting date as well. For standing orders, the system checks the validity of the mandate on the next run date. The system checks for how long a recurring mandate has been inactive. If a mandate is inactive for longer than 36 months, it cannot be used. The system checks that the due date of a direct debit collection is not before the due date of the previous direct debit collection for recurring collections. The following are additional changes to the mandate: In the standard system, the last usage of a mandate is updated with the posting date. You can change this to the due date of the SEPA direct debit payment in Customizing, if required. You can specify the bank as the creditor for a particular mandate. In this case the bank BP details are updated in the mandate when you press the Supplement Data button. You can define which business partners are to be used for the bank key in Customizing for Bank Customer Accounts (IS-B-BCA), under Basic Settings -> Bank Area -> Assign Business Partner To Bank Key. You can now navigate from the Mandate Use tab page to the relevant payment order from ordering party mandates.

4 IBAN and BIC Enhancements You are no longer required to enter the SWIFT code (BIC) for SEPA direct debits in forward, payment, or standing orders or mandates as this has become optional. If you require additional checks for the IBAN and BIC of the recipient, you can use the new Business Add-In BAdI: Validation of IBAN and SWIFT. Recipient Account for Business Partner These are accounts that are set up for a business partner to use for transactions, and are now available in a dropdown list for bank details in the recipient of the SDD payment order, forward order, and standing order. Since IBAN and business partner identification is required for successful SEPA transactions, the IBAN is shown in this dropdown list instead of the bank number and bank account. Payment Item Returns In Customizing, you can now configure the validity period of a return reason and its reference date for a return reason. This enables you to make a SEPA direct debit return time-dependent. The reference date can be either the posting date or creation date of the payment item. Note Cash concentration with external root accounts does not support SEPA credit transfers and SEPA direct debits. Effects on Customizing You make the Customizing settings for SDD orders in Customizing for Bank Customer Accounts (IS-B-BCA), in the following Customizing activities: Basic Settings -> Assign Business Partner To Bank Key Account Management -> Returns -> Assign Return Reasons and Return Transaction Types Account Management -> SEPA See also o Define SEPA Properties for Ordering Party Transaction Types o Define SEPA Properties for Recipient Transaction Types o Define Mandate Usage Date o Business Add-Ins (BAdIs) -> BAdI: Validation of IBAN and SWIFT BAdI: Last Use of Recurrent Mandate for Payment Order Note You no longer use the Customizing activity Define Processing Time for SEPA Orders for any system objects that have been SDD enabled in this business function. For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New)

5 -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) -> ERP Central Component -> Financials -> SAP Banking -> Bank Customer Accounts (BCA) -> Account Management -> o Prenote o SEPA Direct Debit Orders o Payment Item -> Return of Payment Items o Payment Order o Payment Order -> Creation of Payment Orders o Forward Order o Forward Order -> Processing of Forward Orders o Standing Order o Standing Order -> Creating a Standing Order -> ERP Central Component -> Financials -> SAP Banking -> Bank Customer Accounts (BCA) -> Current Account Master Data -> o Business Partner in the Current Account System o Conditions o Conditions -> Creation of Conditions -> Condition Fixing for Fixed-Term Deposit Accounts and Creating Individual Conditions o Account -> Mandate SAP Note

6 EAFS_BCA_BUSOPR_SEPA: Condition Fixing Enhancement for Fixed- Term Deposits (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this business function to specify a date other than the account creation date or term start date for fixing the interest conditions on a fixed-term deposit account. In the product configuration, the Fixing Standard Condition node has been renamed as Fixing Conditions. The term agreement product attribute Condition Fixing Date has a new value called Fixing on Specified Date (Interest ). In the account there is a new field called Condition Fixing Date on the Term Agreement: Current Term tab page. The condition fixing date must be between the account creation date and the term start date. If a date needs to be specified that is after the term start date, you can use individual conditions. Depending on the status of the account, you can edit this field until the fixing has been run for the first term, after which the field is display only and is defaulted with the term start date for rollovers. If you fix the term agreement on the condition fixing date, balancing for the first term agreement considers the conditions that are valid on the specified date. For rollovers, account balancing considers the conditions that are valid on the term start date of the rollover. The following BAPIs have been updated to support the condition fixing date: BAPI_BKK_ACCNT_CREATE BAPI_BKK_ACCNT_CREATE_EASY BAPI_BKK_ACCNT_CHANGE BAPI_BKK_ACCNT_GET_DETAIL See also For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) -> ERP Central Component -> Financials -> SAP Banking -> Bank Customer Accounts (BCA) -> Current

7 Account Master Data -> Conditions -> Creation of Conditions, Condition Fixing for Fixed-Term Deposit Accounts and Creating Individual Conditions SAP Note

8 EAFS_BCA_BUSOPR_SEPA: Condition Enhancements (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this business function to specify that the value date is based on the due date of the payment transaction instead of the posting date by selecting the relevant checkbox on the editing screen for value dates. From the SAP Easy Access menu, choose Bank Customer Accounts -> Conditions -> Value Dates -> Edit. The system considers this setting only if you specify a due date on the payment transaction. If you do not specify a due date, the system calculates the value date based on the posting date. See also For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) -> ERP Central Component -> Financials -> SAP Banking -> Bank Customer Accounts (BCA) -> Current Account Master Data -> Conditions SAP Note

9 EAFS_BCA_BUSOPR_SEPA: SEPA Direct Debit (SDD) Collection for Fixed- Term Deposits (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this business function to collect fixed-term deposits using SEPA direct debit (SDD). To facilitate this, the following functions have been enhanced. Account Master Data To make a collection using SDD, you have to enter a mandate reference and creditor ID in the capital reference account for the collection. The system performs all the mandate and SDD-relevant checks when you enter or change master data. The system calculates the collection date differently for SDDs. The collection date is a calculated date on which all the mandate and SDD checks are successful. It can be on or after the current posting date and is calculated in one of the following ways: o Term start date - lead days o Current posting date + lead days Recipient Account for Business Partner These are accounts that are set up for a business partner in SAP Business Partner to use for transactions in Bank Customer Accounts (BCA), and are now available in a dropdown list for bank details in the capital reference account for collection and disbursement. Since the IBAN and business partner identification are required for successful SEPA transactions, the IBAN is shown in this dropdown list instead of the bank number and bank account. Report Collection of Deposit Amount and Increase Amounts for Fixed-Term Deposit Accounts When you execute this report for collecting the deposit amount on fixed-term deposits, the system does the following in case of SDD payment orders: Triggers SDD and mandate checks CalcuIates the due date of the SDD payment order as the current posting date + lead days This report can post an SDD payment order with one of the following statuses: o Posted The ordering party payment item is immediately posted and the recipient party payment item is sent to the payment transaction system.

10 o Sent to PTS Neither the ordering party nor the recipient party payment items are posted. Instead, they are forwarded to the payment transaction system. Creates prenotes if this has been set up in Customizing. Effects on Customizing To use this function, you have to make the following settings in Customizing for Bank Customer Accounts (IS-B- BCA): Set up the SEPA-relevant Customizing as described in the release note SEPA Direct Debit Enhancements (New). Enable the Mandate Reference and Creditor ID fields in the Product Configurator in the Customizing activity Create Product or Change Product. If necessary, implement the BAdI: Balance Determination for SDD Order Collection. See also For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) SAP Note

11 EAFS_BCA_BUSOPR_SEPA: SEPA Direct Debit (SDD) Collection of Debit Balance on Account Closure (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this business function to collect the debit balance on account closure using SEPA direct debit (SDD). To facilitate this, the following functions have been enhanced. Account Master Data To make a collection using SDD, you have to enter a mandate reference and creditor ID in the external reference account for account closure. The system performs all the mandate and SDD-relevant checks when you enter or change master data. Recipient Account for Business Partner These are accounts that are set up for a business partner in SAP Business Partner to use for transactions in Bank Customer Accounts (IS-B-BCA), and are now available in a dropdown list for bank details in the account closure reference accounts (both internal and external). Account Closure Report When you execute this report for SDD accounts, the system does the following: Triggers SDD and mandate checks again. If the mandate checks fail, the system changes the account status to "Closure - In Postprocessing". Calculates the due date of the SDD payment order as current posting date + lead days. Posts payment orders with the status "Posted" where the ordering party payment item is immediately posted and the recipient party payment item is sent to the payment transaction system. Effects on Customizing To use this function, you have to make the following settings in Customizing for Bank Customer Accounts (IS-B- BCA): Set up the SEPA-relevant Customizing as described in the release note SEPA Direct Debit Enhancements (New). Enable the Mandate Reference and Creditor ID fields in the Product Configurator in the Customizing activity Create Product or Change Product. See also

12 For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) SAP Note

13 EAFS_BCA_BUSOPR_SEPA: SEPA Direct Debit (SDD) Collection of Debit Balance on Account Balancing (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) You can use this business function to collect the debit balance on account balancing using SEPA direct debit (SDD). To facilitate this, the following functions have been enhanced. Account Master Data To make a collection using SDD, you have to enter a mandate reference and creditor ID in the external reference account for account balancing. The system performs all the mandate and SDD-relevant checks when you enter or change master data. Recipient Account for Business Partner These are accounts that are set up for a business partner in SAP Business Partner to use for transactions in Bank Customer Accounts (IS-B-BCA), and are now available in a dropdown list for bank details in the account balancing reference accounts (both internal and external). Account Balancing Report When you execute this report for SDD accounts, the system does the following: Triggers SDD and mandate checks again. If the mandate checks fail, the system either posts the payment order to a special CpD account or does not balance the account and its hierarchy. Calculates the due date of the SDD payment order as current posting date + lead days. Posts payment orders with the status "Posted" where the ordering party payment item is immediately posted and the recipient party payment item is sent to the payment transaction system. Effects on Customizing To use this function, you have to make the following settings in Customizing for Bank Customer Accounts (IS-B- BCA): Set up the SEPA-relevant Customizing as described in the release note SEPA Direct Debit Enhancements (New). Enable the Mandate Reference and Creditor ID fields in theproduct Configurator in the Customizing activity Create Product or Change Product. If you want payment orders to be posted to a special CpD account if the mandate checks fail on account balancing, you need to define the special CpD account in the Customizing activity Maintain CpD

14 See also Accounts for Special Processes. Additionally, you need to specify the payment method and transaction type with which you want the system to post the ordering party payment item on the CpD account. For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) SAP Note

15 EAFS_BCA_BUSOPR_SEPA: BAPI Enhancements (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) In this business function, the BAPIs have been enhanced as folllows: Payment item BAPIs were enhanced to include payment order fields. You can, for example, use these fields to track the payment order based on which the payment item is posted. This is especially of use considering that a SEPA direct debit order (SDD) with the status Sent to PTS does not post the ordering party or the recipient party item even if they relate to internal accounts. Forward order BAPIs were enhanced to support SDDs. The fields for the mandate reference, unique creditor identifier (UCI), and due date were added to reflect the dialog functions. Mandate BAPIs were enhanced to include the Bank as Creditor indicator. Account BAPIs were enhanced to include the condition fixing date to reflect the dialog enhancements for fixed-term deposits. Account BAPIs were further enhanced to include the Mandate Reference and Creditor ID fields in order to support the collection of debit balances on fixed-term deposits, account balancing and account closure using SEPA direct debit. Effects on Existing Data These enhancements affect the following BAPIs: Payment item BAPI_PAYIT_POST_ITEM BAPI_PAYM_ITEM_POST_ITEM BAPI_PAYIT_POST_RECEIVER BAPI_PAYM_ITEM_POST_RECEIVER BAPI_PAYM_ITEM_POST_SENDER BAPI_PAYIT_POST_SENDER BAPI_PAYM_ITEM_POST_CLEARING BAPI_PAYIT_POST_CLEARING

16 Forward order BAPI_BKK_FORWD_ORDER_CREATE BAPI_BKK_FORWD_ORDER_CHANGE BAPI_BKK_FORWD_ORD_GET_DETAIL BAPI_BKK_FORWD_ORD_GET_LIST Mandate BAPI_SEPA_MANDATE_CREATE1 BAPI_SEPA_MANDATE_READ1 BAPI_SEPA_MANDATE_CHANGE1 Account BAPI_BKK_ACCNT_CREATE BAPI_BKK_ACCNT_CREATE_EASY BAPI_BKK_ACCNT_CHANGE BAPI_BKK_ACCNT_GET_DETAIL See also For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New) -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) SAP Note

17 EAFS_BCA_BUSOPR_SEPA: Structure Changes in Customizing for Bank Customer Accounts (New) Use The business function SAP Deposits: Business Operations in Account Management (SEPA) is available as of SAP enhancement package 5 for SAP ERP 6.0 SP10 (EA-FINSERV 605) SAP enhancement package 6 for SAP ERP 6.0 SP07 (EA-FINSERV 606) SAP enhancement package 6 for SAP ERP 6.0, version for SAP HANA SP02 (EA-FINSERV 616) In this business function, the structure of Customizing for Bank Customer Accounts (IS-B-BCA) has changed. To transfer these changes to the project IMG, you need to re-generate the project IMG. New Customizing Activities Node Basic Settings -> Bank Area -> o Assign Business Partner To Bank Key Node Account Management -> SEPA -> o Define SEPA Properties for Ordering Party Transaction Types o Define SEPA Properties for Recipient Transaction Types o Define Mandate Usage Date Node Account Management -> SEPA -> Business Add-Ins (BAdIs) -> o BAdI: Validation of IBAN and SWIFT o BAdI: Last Use of Recurrent Mandate for Payment Order o BAdI: Balance Determination for SDD Order Collection Changed Customizing Activities Node Account Management -> o Maintain CpD Accounts for Special Processes Node Account Management -> Returns See also o Assign Return Reasons and Return Transaction Types For more information, see the following: Release note EAFS_BCA_BUSOPR_SEPA: Business Function SAP Deposits: Business Operations (SEPA Direct Debit) (New)

18 -> Business Functions (SAP Enhancement Package 5 for SAP ERP 6.0) -> Business Functions in SAP ERP -> Enterprise Business Functions -> Accounting -> SAP Banking -> SAP Deposits Management for Banking, Suite Edition -> SAP Deposits: Business Operations (SEPA Direct Debit) SAP Note