SCHWAB PERFORMANCE TECHNOLOGIES PORTFOLIO MANAGEMENT SOLUTIONS THAT KEEP YOU AHEAD.

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1 SCHWAB PERFORMANCE TECHNOLOGIES PORTFOLIO MANAGEMENT SOLUTIONS THAT KEEP YOU AHEAD. SET YOUR FIRM UP FOR SUCCESS.

2 SCHWAB PERFORMANCE TECHNOLOGIES HAVING THE BEST DATA MANAGEMENT AND REPORTING SOLUTION ISN T A LUXURY. IT S A SMART BUSINESS STRATEGY.

3 GET A SOLUTION FOR WHERE YOU ARE NOW. AND FOR WHERE YOU WANT TO GO. FLEXIBLE, PROVEN TECHNOLOGY. You may be a firm of one. Or hundreds. But one thing is certain: Serving clients and managing your business are far easier when you have the right data management and reporting solutions. That s where we come in. Over the last 20 years, Schwab Performance Technologies has been developing our portfolio management technology and building one of the most seasoned teams in the business. Today, our solutions provide the data management backbone for over 3,000 independent investment advisory firms. A CHOICE OF SOLUTIONS. After working with investment advisors for so many years, we ve developed the expertise to assist all kinds of firms serving all kinds of client needs. Whether you want to manage your own system or let us manage it for you, our solutions will work however you do business today or in the future. IT S YOUR CALL L 2 Get a solution that fi ts PORTFOLIOCENTER 4 Proven software you manage in-house PORTFOLIOSERVICES 8 A hosted solution we manage for you A TOTAL SOLUTION 12 Implementation services, training and consulting, third-party providers, and our commitment and support 1

4 IT S YOUR CALL. Work any way you want. With anyone you choose. And get the support of an industry leader. I took a really close look at what the software offers, and I said to myself, These people really know what I m up against. WORK ANY WAY YOU WANT. You became an independent advisor because you wanted the freedom to run your business your way. We understand, and that s exactly what our technology allows you to do. It can be installed and managed at your firm by you and your staff, or it can be hosted and serviced by our experts or a third-party provider you select. WORK WITH ANYONE YOU CHOOSE. With a Schwab Performance Technologies (SPT) data management and reporting system, your business gets the benefi t of an open architecture platform that allows you to work with data from wherever your clients custody their assets. And this provides an extraordinary advantage: You can easily see and manage all your clients holdings using a single, seamlessly linked source of information. COUNT ON EXCEPTIONAL SUPPORT. With a variety of training opportunities and support tools for you and your staff, you ll know that your business is getting the most out of the SPT platform. And on a larger scale, you ll be supported by a company committed to continually investing in its products and services. A TRADITION OF HELPING INVESTMENT ADVISORS RUN A MORE EFFICIENT BUSINESS. 1985: We shipped the fi rst 1994: Schwab acquired 2004: We released the 2008: We launched the version of Centerpiece. Performance Technologies. PortfolioCenter desktop software. PortfolioServices outsourcing solution. 2

5 CHOOSE BETWEEN TWO SOLUTIONS TO FIT THE WAY YOUR FIRM DOES BUSINESS. PORTFOLIOCENTER PROVEN SOFTWARE YOU MANAGE IN-HOUSE. Manage details (Read more beginning on page 4.) Consider this choice if you want to: Retain control in-house Have a high level of customization Use desktop software Staff data management internally PORTFOLIOSERVICES A HOSTED SOLUTION WE MANAGE FOR YOU. (Read more beginning on page 8.) Consider this choice if you want to: Oversee information Use a turnkey package Choose from customizable packages Leverage a hosted solution Outsource data management to SPT OPEN ARCHITECTURE FROM THE START. When Schwab Performance Technologies started in 1985, we designed a platform with the specific goal of giving investment advisors the freedom to integrate with the third-party solutions they choose. 3

6 PORTFOLIOCENTER PROVEN SOFTWARE YOU MANAGE IN-HOUSE. GET AN EFFICIENT, EASY-TO-USE DATA MANAGEMENT AND REPORTING SOLUTION THAT GIVES YOU COMPLETE CONTROL AND COMPLETE FLEXIBILITY. EFFICIENTLY MANAGE DATA from multiple sources to capture all your clients fi nancial assets. MAKE INFORMED DECISIONS about your business using powerful back-offi ce tools and reports. SERVE YOUR CLIENTS with billing options and customized reports that enhance your relationship. GET SUPERIOR SERVICE and training from seasoned experts who know how to support your business. 4

7 EFFICIENTLY MANAGE DATA. BRING CUSTODIAL AND MARKET DATA INTO AND OUT OF YOUR PORTFOLIO MANAGEMENT SYSTEM WITH EASE. OPEN ARCHITECTURE. PortfolioCenter s open architecture platform gives your firm the ability to efficiently import and export all the data you need to understand your clients total financial picture and make more informed business decisions. Get a consolidated view. PortfolioCenter interfaces directly with more than 40 brokerage firms, custodians and mutual fund companies. Link easily with other systems. Because our platform is based on industry standards, you can easily export data to the spreadsheets, databases or third-party software your firm uses to rebalance portfolios, research investments and manage client relationships. DATA QUALITY. Your firm relies on the most timely, accurate data available to serve clients. Our accounting engine gives you a robust, reliable solution that provides the highest-quality data. Avoid errors from the outset. Error checking occurs before data is posted, so you re moving only accurate data into your system. Make changes easily. User-friendly data entry tools, wizards and instructions help you handle changes to investments and process corporate actions. Get accurate information. Reporting and troubleshooting tools help you resolve data issues and understand calculations. A SIMPLE INTERFACE SAVES TIME. To maintain time for your clients and your business, we ve made it easy to per form daily data management tasks. Streamline your firm s workflow. Quickly update portfolios and import transactions, cash flows, income and prices with a user-friendly interface and tools. Simplify data entry. Straightforward user interfaces and tools simplify manual data entry across multiple client portfolios. Get step-by-step guidance. User guides, support tools and documentation help your firm get the most value from PortfolioCenter. DATA SECURITY. We take data security very seriously, and have invested heavily in tools that help protect your firm s data when you use PortfolioCenter software. TIRED OF UNPROVEN PRODUCTS? You don t want software that s been rushed to market without thorough testing. With the same service approach as our parent company, The Charles Schwab Corporation, we re committed to taking the time to make sure everything will work right the first time. 5

8 PORTFOLIOCENTER PROVEN SOFTWARE YOU MANAGE IN-HOUSE. MAKE INFORMED BUSINESS DECISIONS. INSTANT ACCESS TO HIGH-QUALITY DATA AND ADVANCED DECISION SUPPORT TOOLS HELP YOU MAKE MORE INFORMED DECISIONS. INFORMATION TO MANAGE YOUR BUSINESS. Through flexible reporting and customized views, you get instant access to critical information that helps you make fast, informed decisions, improving your ability to serve clients and manage your business. See everything in one place. View current or historical holdings, performance, assets under management and cost basis across individual clients and households, individual advisors books of business or your entire practice. Get it the way you need it. Extensive decision support and measurement tools make it easy to scan across portfolios by parameters you set, or to export data into Microsoft Excel so you can analyze the information. Use it to run your business. A singlesource view makes it easier to respond to investment strategy changes and market conditions. Measure and analyze performance across securities, rebalance accounts or see fi rmwide performance returns. Actual Allocation 3.9% 3.8% 3.3% 1.2% 0.7% 5.5% Asset Allocation As of 06/30/2008 Aggressive Domestic Alexander - Joe & Jenna Target Allocation 5.0% 5.0% 10.0% 81.5% 80.0% Current Target Target Dollar Percent Description Weight Value Percent Value Variance Variance Fixed Income 3.9% 30, , , International Stock Funds 3.8% 29, , , US Equities 81.5% 632, , , International Equities 5.5% 42, , , US Stock Funds 0.7% 5, , Bond Mutual Funds 1.2% 9, , Cash and Equivalents 3.3% 25, , % 776, ,

9 COMMUNICATE EFFECTIVELY. FLEXIBLE, CUSTOMIZABLE CLIENT REPORTS AND MULTIPLE BILLING OPTIONS HELP YOU DEMONSTRATE YOUR FIRM S VALUE TO CLIENTS AND RECEIVE TIMELY PAYMENT. DEMONSTRATE YOUR FIRM S VALUE. PortfolioCenter gives you the reporting flexibility to communicate information in a way that helps clients fully understand how their investments are being managed and how you provide value as their investment advisor. Report what s relevant. With over 70 client reports and 100 available report columns, you have maximum flexibility to determine the type of information to display. Communicate effectively. Choose the look and feel and the level of detail for individual reports to reflect each client s situation and information preferences. Present professionally. Add your company logo to reinforce your firm s brand. Simplify distribution. PortfolioCenter makes distribution easier with a selection of options to prepare professional, multi-report packages, print in batches and create PDFs for electronic distribution and archiving. RECEIVE TIMELY PAYMENT. PortfolioCenter provides multiple billing options, so you can bill clients based on their preferences while making sure you receive timely payment for your firm s services. Exclude specifi c assets. Adjust totals for minimum fees. Bill by security type or other category. Bill in arrears or in advance. Charge fees by household or account. Deduct fees directly from accounts custodied at Schwab. Share performance information with clients across all accounts in the household. Group Performance Summary Zimmermann - Tony & Charlotte Performance vs. Benchmarks % Return Since Inception Year To Date Last Year 06/30/2007 Account Account 06/30/2007 Quarter Weight Description Objective Value To Date YTD Separately Managed Accounts 65.4% Oyster Bay Growth Fund Growth 224, % 11.71% US Equities Paul Rogers, CFA Blended Index 7.46% 3.89% Client Accounts 13.7% Anthony Zimmererman Brokerage Growth 46,989 *-2.47% -0.72% 20.9% Charlotte Zimmermann Growth 71, % 8.59% Blended Index 7.38% 4.18% 100.0% Zimmermann - Tony & Charlotte 343, % 9.18% AMEX Composite 22.07% 14.58% DJ World Stock Index (ex US) 22.26% 12.54% * Return since inception date 7

10 PORTFOLIOSERVICES A HOSTED SOLUTION WE MANAGE FOR YOU. YOU DIDN T GET INTO THIS BUSINESS TO MANAGE DATA. GET A TURNKEY SOLUTION THAT FREES YOU TO DO WHAT YOU RE REALLY GOOD AT. DATA MANAGEMENT SERVICES puts comprehensive, consolidated data at your fi ngertips. SUPPORT FOR YOUR FIRM S BACK-OFFICE effi ciently brings together all the information you need to make informed decisions. CHOICE OF QUARTERLY REPORT PACKAGES provides professional presentations for effective communications with clients. SUPPORT FROM AN INDUSTRY LEADER gives you confi dence that you ve chosen a provider you can count on. 8

11 PORTFOLIO DATA MANAGEMENT SERVICES. USE INFORMATION GATHERED BY OUR DATA MANAGEMENT SERVICE TEAMS FOR A CONSOLIDATED VIEW OF YOUR CLIENTS FINANCIAL ASSETS. OPEN ARCHITECTURE. PortfolioServices lets you see client assets at a glance, no matter where they are custodied. And that information can be easily exported to other tools and thirdparty solutions you rely on to help you manage your business. We bring together data from: Thousands of custodians, broker-dealers and fi nancial institutions Held-away accounts at 401(k) providers, banks and trusts We help you share data with: Third-party rebalancing solutions Investment research and analytics tools Customer relationship management solutions DATA THAT S READY TO USE. We take care of the time-consuming data management activities, such as downloading and reconciling data, so you can focus on why you got into this business in the first place helping clients. We take care of everything that needs to be done, including collecting data, assuring its accuracy and generating reports in formats you can easily use. DATA HELD CAPTIVE? With some providers, data can be held captive in a proprietary system. With us, you own your data regardless of where it is stored. 9

12 PORTFOLIOSERVICES A HOSTED SOLUTION WE MANAGE FOR YOU. INFORMATION TO MANAGE YOUR BUSINESS. ALL THE INFORMATION YOU NEED TO MAKE MORE INFORMED DECISIONS IS DELIVERED DIRECTLY TO YOUR DESKTOP. GET YOUR CHOICE OF REPORTS. See data in formats that make decision making easier. Flexible, ad hoc web-reporting capabilities with a choice of over 20 standard reports allow you to analyze information by client, household, individual advisor or your entire business. GET IT WHEN YOU NEED IT. You can access information at any time via the web, from anywhere with an Internet connection. SEE THE DETAIL YOU NEED. The quick reference dashboard provides multiple data views and allows drilldowns into specific features. You can instantly access information including: Global Portfolio Summary Portfolio Details Portfolio Growth Asset Allocation Model Ranges Comprehensive dashboard provides multiple views of individual, household and fi rmwide information. 10

13 RESOURCES TO HELP YOU COMMUNICATE WITH CLIENTS. PROFESSIONAL PRESENTATIONS DEMONSTRATE YOUR FIRM S VALUE TO CLIENTS, AND FLEXIBLE BILLING OPTIONS MAKE IT EASIER FOR THEM TO DO BUSINESS WITH YOU. REPORTING SOLUTIONS. Delegate daily back-office tasks, while still retaining ownership of data and oversight of everything clients receive from your firm. YOU GET A CHOICE OF REPORT PACKAGES. Give clients a consolidated view of all their holdings with quarterly statements, performance reports and year-end tax reports that are assembled from your choice of available templates. The reports arrive on your desktop ready for printing or ing. You have final review and approval. Report packages are available online shortly after quarter-end, giving you ample time for review before sending to clients. SIMPLIFIED BILLING. Multiple billing options allow you to bill clients based on what works best for them, while ensuring your firm receives timely payment for services. You receive: Quarterly management fee calculations for all billable households Invoices delivered electronically for review, in a consolidated package with a billing summary Data exports allowing your fi rm to deduct management fees from clients custodial accounts Your selected reports arrive on your desktop for you to review, print or . 11

14 A TOTAL SOLUTION FOR YOUR FIRM. Get the most from your investment in our technology. Each of our trainers has worked with hundreds of investment advisors over the years to help them fully understand and utilize the technology they ve chosen. IMPLEMENTATION SERVICES. We begin by supplying any help required to transition from your firm s current data management system. Once you re up and running, you ll be able to do business the way you want today and in the future. TRAINING AND CONSULTING. Integration assistance. To meet various training needs, we provide experienced instructors and a range of options to help your firm fully utilize the technology solution you choose. Regional hands-on training Personalized remote training On-site consulting THIRD-PARTY PROVIDERS. Enhance automation and efficiency. Our open platform easily integrates critical technologies and data sources from other providers to help leverage your firm s investment in our products. Technology providers. Find solutions that help with trading and rebalancing, analytics, report packaging and financial planning. Data services. Streamline data entry from brokerages, custodians, mutual funds and market data providers to reduce the time, effort and errors associated with manually re-keying data. Custom service providers. Get help with data posting, conversions, reconciliation, quarter-end processing and specialized projects. OUR COMMITMENT AND SUPPORT. Regardless of how you choose to work with SPT, you ll be served by some of the most experienced service professionals in the industry. These experts are supported by a company committed to ongoing innovation based on investment advisor feedback. Working with SPT, an industryleading provider of proven open architecture portfolio data management and reporting technology, allows you to be secure in the knowledge that your investment comes with portable and secure data ownership. 12

15 YOU MAKE THE RIGHT DECISIONS FOR YOUR FIRM S CLIENTS. MAKE THE RIGHT DECISION ABOUT YOUR PORTFOLIO MANAGEMENT SOLUTION. Call

16 2008 Schwab Performance Technologies, a subsidiary of The Charles Schwab Corporation. CSA MKT (10/08)