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1 Business Prospectus

2 Aadhar Pay Overview - Aadhar Pay is the easiest method of DIGITAL payment. What Is Aadhar App- its a new Android applicat tion APP use for Digital payments. Benefits of Aadhar Pay- your Aadhar Number and your finger print. It is safe and reliable source of performing a digital transaction. How It Works- Aadhar Pay app -> Aadhar Number -> scan the finger -> payment

3 Requirements For Aadhar Pay App- Aadhar numbe, Bank account Linked with Aadhar,Clean Finger. Merchants Requirements Smartphone Internet connection, Aadhar Payment App, Fingerprint scanner Bank account. How to Apply -

4 Aadhar Pay Overvie ew Aadhar Pay is the easiest metho od of payment. It is the fastest, cheapest and reliable method of payment. Every one of us can use this as a payment gateway for cashless transaction. What so ever be rich or poor, be it a person with phone or without phone. Irrespective of the location be it city or small village, this payment method is mother of all the payment methods. The Aadhar Payment App is the most revolutionary Money Paym ment Methods for a cashless transaction in present time.

5 What Is Aadhar App p..? Aadhar Payment App is a new Android application being created to encourage the use of digital payments and achieve the goal of Digital India. Aadhar Pay Smartphone payment app would also eliminate the fee currently being charged by the private card companies such as 'MasterCard' and 'Visa'. It is an application which helps you to perform a digital transaction from your bank account through your Aadhar Number and your finger print. It is safe and reliable source of performing a digital transaction.

6 Benefits of Aadhar Pay Customers need not to have a Smart phone or any other technology to make a digital transaction. No service tax or any other extra charge on the payments using Aadhar payments app. There is no need to carry debit card or credit card. No need to remember PINs, MPINs and passwords. Instant Payments through Aadhar bridge system this is similar to Aadhar Enabled Payment system (AEPS). Affordable payment solution for merchants as well as customers.

7 How It Works It s very Simple, Merchant first needs to download the Aadhar Pay payment app on their android Smartphone connected to a biometric reader. If a customer wants to make payment, they just needs to enter his Aadhar Number in the app and select the particular bank from which the payment is to be made and the biometric reader will scan the finger print of the customer as the password for the transaction. Once they enter the Aadhar Num mber, the app would automatically fetch the all the bank account details linked with their Aadhar number, then the customer can make the selection of bank for payment as per their choice.

8 Requirements For Aad dhar Pay App Customers Requireme ent Your Aadhar number A bank account linked with Aadhar Clean Finger

9 Requirements For Aa adhar Pay App Merchants Requirements Smartphone Reliable Internet connectionn Aadhar Payment App Fingerprint scanner Bank account

10 How Will It Help The Aadhar Pay App for merchants will help to eliminate the long waiting hours and hassle of gett ting a new POS (Point of Sale) machine. In present there are only 15 lakhs POS machines distributed by the banks across the country huge market still vacant. The lack of internet connectivity has also made it difficult for the merchants in the country to ado opt digital payment systems.

11 There are about 5 Crore merchants in the country at present and only 3% of them are being able to use POS machines(15 Lakhs) for a population of more than 125 crore. So you can imagine the huge market that this system of transaction can have. Aadhar Payment would also be helpful for customers to get rid of their real money, confusing setss of passwords and their digital payment accounts passwords be eing stolen. Also, the customers need not to download a digital payment wallet or even a Smartphone.

12 Limitations of Aadhar Payment App Aadhar payment App makes the transaction very easy for the customer, but merchants have to bear extra cost of fingerprint scanner. However, it is onetime investment and cheaper than existing POS machine. You can t use this system of payment for person to person transfer as fingerprint scanner is necessary. The application requires interne et connection. it makes this system worthless in no coverage area or weak coverage. The unreliable internet connection can be an irritant. As some of the transaction may get on hold.

13 Aadhar Payment App V/S UPI Apps It s natural for a customer to compare Aadhar Payment app with the UPI apps. Both of these apps are used to transfer money instantly. The functionality of both these apps is also similar. However, both of these apps are better to each other depending to the situation of being used. In case of person to person fund transfer, the UPI apps are better as this doesn t require fingerprint scanner. On the other hand, in rural areas where Smartphone and internet connectivity is not there these apps are better than UPI.

14 Future of Aadhar Paym ment App Till last 3 years Debit/credit cards were considered essential for a cashless economy. But these are not praised by customers and merchants. The main reason behind the failure is their fee that they charge. The merchants used to charge around 2-3% with the card payments and also the card companies like Master Card and Visa also used to charge 2% of the total amount of the transaction. However through Aadhar Payme ent app, you do not have to worry about any charges. The payments with Aadhar Payment app do not have any extra charges. widely used and accepted broadly by both merchants and customers.

15 Future of Aadhar Paym ment App Till last 3 years Debit/credit cards were considered essential for a cashless economy. But these are not praised by customers and merchants. The main reason behind the failure is their fee that they charge. The merchants used to charge around 2-3% with the card payments and also the card companies like Master Card and Visa also used to charge 2% of the total amount of the transaction. However through Aadhar Paym ment app, you do not have to worry about any charges. The payments with Aadhar Payment app do not have any extra charges up-to Rs This method is now widely used and accepted broadly by both merchants and customers.

16 How to Apply? For Merchants Total cost of Aadhar Pay Servicee including Bio-Metric Device and On-boarding charge is just Rs. 3499/- only. Merchant has to give his Aadhar Number, PAN Number and Bank Account Details for on-boarding g. It takes about 7 days only for a merchant to be onboarded.

17 How to Apply Distributor-Ship? Applicant has to fill online form on our website ( )for application of Distributorship. One person can apply for distributorship of one District only. Applicant must had good CIBIL Record and market reputation. Rs. 1,00,000/- Security Amount is to be submitted for taking Distributorship. It is totally refun ndable. Distributorship will get Commission for placing orders for Adhay Pay Merchants.

18 Estimated Business Pr rospect Distributor-Ship Sr. No. No. of Merchants Commission Per Merchant Onwards 300 Estimated Commission 20,000 1,00,000 2,06,250 2,25,000 to Unlimited

19 Our Requirements for Distributor-Ship Security Amount Rs. 1,00,000/- only. One office in that particular district. Knowledge of Computer & internet. Good hold in market.

20 What you will get? Distributor-Ship One employee in all district on company payroll. News Paper Ad for promotion & public awareness. Promotion on Social Media (like Facebook, twitter etc.) Electronic Promotion (Radio & LED Ad) Stationery Materials for office (Banner, Pamphlet etc.) One sample Merchant ID (for de emo purpose) Dedicated customer support (Toll Free & Chat)

21 Contact Infor rmation Website: Contact: Address: Ground Floor, E-57 Sector 3 Noida