Healthcare Expertise for Your Business

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1 Healthcare Expertise for Your Business

2 The Premier Bank Serving Healthcare Businesses in Texas Texas Capital Bank specializes in serving the diverse and complex needs of the rapidly changing healthcare industry. We understand the unique challenges facing your business and the need to balance growth and quality of care. Our knowledge, capital strength and extensive suite of solutions provide you with the options necessary to support your growth and prosperity. We are committed to delivering innovative financial solutions to help you run your business, so you can focus on what you do best caring for your patients, residents or clients. While other banks regard the changing healthcare industry as a risk, we see it as one rich with opportunities. You can count on us to provide the kind of superior client service and value-based relationships that make us your bank of choice _TCB_HealthCare_Brochure_v17.indd 2-3

3 Dedicated, Experienced Healthcare Solutions Team Our committed Healthcare Solutions We will work with your organization Team, with deep industry experience, to apply our knowledge and provide leverages advanced products and solutions that will help your business services, delivery systems and financing run more efficiently, control costs options to optimize your business and provide a better patient experience. operations. Our team works diligently We take the time to get to know you to recognize the challenges and and your business so we can offer opportunities of each healthcare customized, comprehensive solutions. industry segment. We understand the evolving landscape of the healthcare sector including healthcare reform and legislation, government and commercial reimbursement environments, alliance and joint venture structures, and other complex issues that affect your business. Texas Capital Bank s healthcare professionals have extensive experience working with a variety of businesses in the industry, including: 15096_TCB_HealthCare_Brochure_v17.indd 4-5 Texas Capital Bank s Healthcare Solutions Team offers clients: Creative Fınancing Solutions Customized Loans Treasury & Liquidity Management Solutions Streamlined Decision Making Dedicated & Knowledgeable Support Resources Home Health & Hospice Healthcare Staffing U rgent Care Centers Medical Imaging & Diagnostics Ambulatory Surgery Centers A ssisted Living & Memory Care Facilities P hysician Practice Management Mental & Behavioral Health Revenue Cycle Management Specialty Pharmacies Rehabilitation Facilities S pecialty & Acute Care Hospitals Skilled Nursing Facilities

4 Our Unique Approach Experienced Bankers Texas Capital Bank s Healthcare Solutions Team is composed of seasoned professionals with an average of 20+ years of banking experience, serving providers across a broad spectrum of healthcare segments. Industry Expertise We have expertise in advising healthcare clients and offering insight and guidance on even the most complex transactions. Flexible Lending Solutions We provide an array of credit options, including structures based on your company s future cash flow or the value of assets on your balance sheet. Exceptional Service We ve earned a reputation for delivering exceptional customer service and are only a phone call or away. Streamlined Decision Making Our dedicated healthcare team is empowered with decision-making autonomy, giving them the ability to make quick, considered decisions for when timelines are tight. FORBES BEST BANKS 15096_TCB_HealthCare_Brochure_v17.indd 6-7 Ranked in the Forbes list of Best Banks in America

5 Healthcare Solutions for Maximum Effıciency & Profıtability Texas Capital Bank provides a broad spectrum of products and services to meet your needs and help your business run as efficiently as possible. Whether you operate clinics, hospitals, surgical centers, physician practices or senior housing, or provide services such as home healthcare or staffing, Texas Capital Bank s Healthcare Solutions Team can assist you with streamlining your internal processes and reducing your costs. We are focused on helping you meet your short- and long-term business objectives by offering solutions around: Funding/Borrowing Needs Managing Cash Flow L easing & Acquiring Equipment E xpanding Business Operations Completing Mergers & Acquisitions Trust us to think proactively and provide you with creative and flexible solutions for your most intricate business challenges _TCB_HealthCare_Brochure_v17.indd 8-9 Treasury & Liquidity Management Solutions Financing Solutions We provide comprehensive payables, that you can take advantage of receivables and fraud prevention solutions for healthcare providers. Our treasury and liquidity management products combine the latest technology with our outstanding service to help you eliminate the inefficiencies of paper, maximize cash flow and reduce operating costs. With Texas Capital Bank, you can increase the speed at which patient and insurance payments are collected by leveraging our healthcare-specific treasury management products. Efficient and dependable financing so expansion and growth opportunities. Flexible credit solutions for working capital facilities, to refinance existing obligations, bridge loans, recapitalizations, and to help you acquire medical and business equipment. Lines of Credit Term Loans Equipment Fınancing Merger & Acquisition Fınancing Construction Fınancing L etters of Credit Optimize cash flow with greater accuracy and control using our secure treasury solutions including: Remote Deposit Processing Real-Time Information Reporting EOB & EOP Receivables Processing/Imaging Fraud Protection Tools Point-of-Service Collection Options Money Market Investments Texas Capital Bank product capabilities include: Treasury & Liquidity Management Solutions Fınancing Solutions Healthcare Equipment Fınance & Leasing Payables Processing

6 Healthcare Equipment Finance & Leasing With Texas Capital Bank s equipment finance and leasing solutions, you can acquire equipment and keep your cash working for you. Whether you re adding new or replacing existing equipment, we ll work with you to understand the equipment needs of your business. We can customize leasing structures with competitive rates and structures that benefit your business, and match terms and conditions to the specific equipment and your business needs. TOP PERFORMER 15096_TCB_HealthCare_Brochure_v17.indd By combining our equipment expertise Let Texas Capital Bank perform a with our experience in the healthcare complete assessment of your equipment industry, we can recommend financing needs and recommend a comprehensive solutions tailor-made for solution for your specific situation. you. We provide leasing solutions for all types of healthcare equipment. Leasing with Texas Capital Bank offers a complete array of equipment acquisition opportunities including: Tax & Non-Tax Lease Structures Operating Leases Capital Leases Fair Market Value Leases Sale/Leasebacks Bank Director s Bank Performance Scorecard of banks with assets ranging from $5-50 billion

7 About Texas Capital Bank Texas Capital Bank is a commercial bank that delivers highly personalized financial services to businesses and entrepreneurs. We are headquartered in Texas and work with clients throughout the state and across the country. Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ : TCBI) and is recognized as one of Forbes Best Banks in America. For more information, contact us at healthcare@texascapitalbank.com Texas Capital Bancshares, Inc. Member FDIC Texas Capital Bank. All Rights Reserved. Texas Capital Bank, N.A. All services are subject to applicable laws and regulations and service terms.

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