CONVEGO. Platforms and Applications

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1 CONVEGO Platforms and Applications

2 Team up with the leader in secure payment products G&D s product line for native payment products G&D has specialized in the, G&D s multi-application product The full service provision of secure payment products for decades and is line for native payment cards, is optimized and tailored for Alongside the comprehensive portfolio of flexible configu- Supported authentication method EEPROM size in kbyte Payment applications Further applications a reliable partner for banking institutions worldwide. Our comprehensive range of EMV-based transactions The G&D Java -based rable card products and card solutions, we also offer all services related to electronic payments 4 8 /2.2 ABI payment products and solutions comprises high-end products based on the latest multi-application product line offers clients the flexibility to implement such as personalization, system integration, project management, and technical consulting 8 ABI EMV, contactless, and dual interface technologies. Our smart debit and credit prod- and combine value-added applications onto chip cards from a single source. With many years of market DI 8 12 M/Chip Flex M/Chip PayPass VCPS ucts are available on a wide Contactless cards and devices experience and a strong inter- range of platforms and are available within the G&D national alignment, G&D is able based on secure and highly product line Convego Air to provide optimum support to flexible operating systems. banks to adapt to the constantly Many of the world s largest G&D offers payment prod- changing landscape of cashless banks use native payment ucts tailored to different payment transactions. products based on G&D s market requirements and market-proven product line, Provides a platform for highly country-specific needs G&D invests continuously in new, for cost- secure EMV card products, features and innovations in effective and highly secure fully configurable to issuer order to meet the needs of the EMV migration. requirements Card and chip personaliza- international financial services Supports the implementation tion project management markets today and in the With this modular product line, of a wide range of value- for EMV migration future. G&D enables banks to offer added applications including Technical consulting sophisticated card programs to data storage features for their customers. Cards based loyalty, e-ticketing, secure on conform storage, offline e-purse, and to the latest Visa and Master- access control Card specifications and can be To enhance the benefits of configured for credit, debit, and multiple applications, there pre-paid products. Convego is also PIN and data sharing Element products meet a wide Enables the implementation range of market requirements, of country-specific applica- whether for local or specific tions, defined by national markets. payment products are available on most advanced chip platforms

3 G&D s highly flexible product line built on the full power of Java Convego Air G&D s product line for contactless payment cards Supported authentication method EEPROM size in kbyte Java Card/GlobalPlatform standards Payment application Further applications Available form factors Applications JC2.1.1/GP2.0.1 VIS 1.4x JCB ID-1/CR80 format Mobile phone sticker format Most advanced chip platforms Fast transaction times MC PayPass Magstripe Visa paywave MSD DI JC2.1.1/GP2.0.1 JCB PBOC PBOC PKI PKI Convego Air Mini card format Key chain attachment (key fob) Full face reflective card Customized formats Excellent antenna performance 4th line embossing Suitable for hybrid production Streamlined qvsdc Discover and Amex upon request Private label and loyalty upon request Most of the products are VISA and MasterCard type approved Designed for the advanced pay- Contactless payment cards ment markets, G&D s Convego differ from magnetic stripe and Convego Air Join product family is the per- contact-based smart cards fect solution for all multi-appli- is a highly as they communicate with pay- Convego Air products are cation product requirements. flexible platform, designed to ment terminals using radio available on a wide range of It allows banks additional tail- fulfill all requirements of a frequency only. A secure con- platforms for EMV and non- oring of card products and modern Java TM -based single- Applet development tactless card has an integrated EMV payments Standard card formats and devices according to individual or multi-application smart Card manufacturing circuit chip (ICC) and an Convego Air platforms feature custom non-card formats needs. combines card solution Personalization antenna embedded into the a built-in multi-application Card manufacturing both Java Card and Global Various applications can be Bureau services plastic card body. development environment Personalization Platform technologies and added to Technical support for the implementation of Bureau services conforms to the latest require- products, from a cost-critical Consulting value-added retail, loyalty, Technical support ments of the global and local loyalty scheme and perfor- transit, and access control Consulting payment. mance-sensitive transport applications application to high-end Besides the standard card multi-applications and Public format, Convego Air products Key Infrastructures (PKI) are also available in different products are and unique form factors made safe with a wealth of security algorithms and functions With its optimized and sophis- ticated memory management and very high communication speed, is one of the world s leading Java Card implementations

4 Customized and regional products As one of the most experienced market leaders for card-based SECCOS G&D also supports several licensed products in order Glossary payment products and services, The operating system SECCOS, to address individual market CAP Chip Authentication Program G&D has developed an in-depth understanding with regard to various market demands and customer requirements. G&D offers payment products based on platforms tailored to local market requirements around the world. specified by the German Central Credit Card Committee, ZKA, provides a multi-application platform for chip-card-based payment applications. Authorization on networks, legally binding electronic signatures, as well as new distribution channels like the Internet can be operated by SECCOS chip requirements such as: Advantis Advantis (formerly TIBC) is a multi-application operating system for payment cards and is mainly deployed in Spain, Latin America, and the Caribbean. CR80 DI DPA EMV GP ICC ID-1 JC JCB MSD Format that specifies the size of standard card (US) Dynamic Data Authentication Dual Interface Dynamic Passcode Authentication Europay MasterCard Visa GlobalPlatform Integrated Circuit Chip Format that specifies the size of standard card Java Card Japan Credit Bureau Magnetic Stripe Data cards without the effort of Proton PRISMA PBOC People s Bank of China application-based development. PKI Public Key Infrastructure The Proton PRISMA supports a PSE Payment System Environment PBOC G&D has developed specific local solutions for PBOC range of banking applications including e-purse and nonbanking applications, including capacity for customized appli- qvsdc SECCOS VCPS quick Visa Smart Debit/Credit Static Data Authentication Secure Chip Card Operating System Visa Contactless Payment System (People s Bank of China) and cations, e.g. loyalty and access has been involved in the devel- control. opment of PBOC compliant products right from the start. In MULTOS TM the Chinese core market, G&D offers card products based on MULTOS is a multi-application the PBOC specifications in open standard smart card oper- different versions for contact, ating system that enables a contactless, and dual interface smart card to carry a variety of payment transactions. applications. These products are available in different versions such as,, Dual Interface, and others. For more detailed information please contact G&D.

5 07/10 E 500 Art.-Nr Giesecke & Devrient GmbH Prinzregentenstrasse 159 P.O. Box Munich GERMANY Phone +49 (0) Fax +49 (0) payment.cards@gi-de.com Giesecke & Devrient GmbH, Technical data subject to change without notice. G&D patents. Convego is a registered trademark of Giesecke & Devrient. Java is a trademark of Sun Microsystems, Inc. PayPass is a registered trademark of MasterCard International. MasterCard PayPass is a registered trademark of MasterCard Worldwide or its subsidiaries in the United States. SECCOS is a registered trademark of EURO Kartensysteme GmbH, Frankfurt am Main. MULTOS is a trademark of MAOSCO Limited.

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