API Gateway Digital access to meaningful banking content

Size: px
Start display at page:

Download "API Gateway Digital access to meaningful banking content"

Transcription

1 API Gateway Digital access to meaningful banking content Unlocking The Core Jason Williams, VP Solution Architecture April

2 APIs In Banking A Shift to Openness Major shift in Banking occurring whereby Financial Institutions are using Open APIs to build next generation consumer offerings as well allowing third party developers to partner and build applications and services using the banks data. The goal is to give consumers better and more personalized information for making sound financial decisions, and drive deeper 'trusted adviser' relationships that ultimately will result in stickier customers as well as product up-sell and cross -sell. With Open APIs banks are creating opportunities to move from a transactional customer relationship to a more engaged, more valuable, and ultimately more profitable relationship. 2

3 Key Trends Influencing Open APIs Changing regulatory context accelerating industrialization. Major shift in banking business architecture to support componentization. SMBs trying to leverage simpler, more effective banking options. Pervasive digital transformation mandating improved service orientation of product offerings. Banks trying to compete or partner with fintech's to drive innovation. Open banking platforms built on service-oriented architectures. 3

4 Business Benefits of Open APIs Foster and Leverage Innovation Drive innovation by capitalizing on the composition of different APIs, both yours and third parties. Grow the Customer Base Grow the customer base by attracting customers to products and services through API ecosystems. Improve Time to Value and Market Componentize data and business logic to significantly reduce the time to build and deploy applications. Provision End-to-End Capabilities to Create New Sources of Revenue Create new revenue sources (cross-sell / upsell opportunities) for financial institutions due to the advent of API driven channels (new business channel for managing APIs).

5 FIS Enterprise Modernization Strategy Modular Solutions for Enterprise Services Enablement CORE Transactional based Account Engine providing Scalability, Agility, and Extensibility OPEN APIs Application programming interface that provides developers with programmatic access to all FIS CORES and component solutions. DIGITAL ONE Single Channel For Omnichannel Banking Robust Customization Capabilities Cross Channel Experience & Workflow control ENTERPRISE CUSTOMER A holistic, accurate view of consumer to improve sales and service; provide single solution to maintain key quality information about the consumer PRODUCT & PRICING Improved velocity to market through a single source for dynamic product definitions, based on needs assessment Broader packaging of products and services offered on disparate systems PINPOINT MARKETING ENTERPRISE ALERTS Centralized member alerting engine Member account alerting and ongoing alert triggering and channel delivery management Target messaging to members based on key life Indicators Always on messaging and campaigns that learn and pattern based on customer behavior and needs Third-party site integration (Facebook, Google, etc.) while maintaining sensitivity of PII data COLLATERAL & LIMITS Manage risk exposure across LOBs and member base Track and manage covenants and conditions 5

6 FIS Enterprise Modernization Strategy Solution Enablement via APIs SOLUTIONS Digital Bank Relationship Management Targeted Promotions Dynamic Bundling Loans House holding Rate Management PRODUCTS PRODUCT AND PRICING Voice Banking Account Alerting Internet Offers PINPOINT MARKETING ENTERPRISE CUSTOMER CORE covenants & conditions ENTERPRISE ALERTS DIGITAL ONE COLLATERAL & LIMITS 6

7 Unlocking the Core PROFILE SYSTEMATICS IBS Retail banks have owned end-to-end service delivery by tightly integrating experience, processes and products. This approach is under attack from all sides. Consumer-centric, born-digital fintech firms are competing directly for customers by providing superior user experiences, enabled by accessing application services and data across financial services providers. Traditional banks are forced to rethink their value proposition to stay relevant to consumers. OPEN BANKING APIs FIS focus on opening up traditional CORE capabilities and assets via Open APIs to deliver more innovative customer-centric solutions. Deliver APIs that banks can share data with internal developers, partners and third-parties such as fintech's. Solutions Assembly Focus on delivering experience APIs that deliver componentized business capabilities that facilitate plug-and-play operations. Allows banks to reinvent themselves as assemblers of financial management solutions, tailored to meet customer needs. Innovation & User Experience Provisioning consumable capabilities and data to partners so they can provide innovative customer-oriented offerings, such as a virtual intelligent banking assistant. Spur a multiplier effect for growing the customer base and revenue, while simultaneously reducing costs. 7

8 API Implementation Approach Establish standards for exposing APIs through an API management solution Outside facing APIs abstract the domain model and provide a mapping between semantics, protocols, security mechanisms, etc. Drive API design from the outside in, rather than inside out -- existing integration typically tends to reflect the domain model Use API management as a pass-through proxy for existing business-oriented fine grained back-end services Mediate granular APIs focused on business needs to coarse services as appropriate Design business APIs based on real consumer needs Without concern for technology platform and core capabilities Abstract complex message-centric processing Should be concise and simple to consume Establish API governance and lifecycle management strategies Respect the interface and refactor implementations as technologies and back-end topologies evolve 8

9 Open API Process and Timeline Initial Exploration Partner/internal apps with limited core system integration. Platform Selection & Expansion APIs providing commoditized services. Moderate core system integration. Low development effort. API management platform Tactical API gateway built on implemented. existing technology stack. Basic API portal Utilization of multiple API established. management vendor Business-prioritized capabilities. systems/use cases exposed Core Process Transformation API-based scalable service model. High level of core system integration. Full-Fledged Open APIs Fully functional API marketplace established as a new banking channel. API development for selfserve IT. Time to market for app development reduces significantly Highly dynamic and personalized architecture. Legacy processes Run like a product: Automated transformed. customer-centric ecosystem. API ecosystem with metering and monetization. Organic services and architecture enabled by loosely Elastic back-end coupled components. architecture. Collaborative community management portal for 2018 partners2017 and developers. 9

10 FIS API Gateway 10

11 APIs Are Key for Banks to Compete Enabling Banks to Deliver what Customers Need Businesses Micro-Services Direct Consumers Developers (Internal & 3rd Party) have easy access to banking data and services which can then be passed along into their value chain. Banks offer new apps to their customers and launch new services faster, cheaper, and securely while retaining data control. APIs Customers benefit from new services faster and across any channel 11

12 FIS API Gateway built on WSO2 Proven platform for delivering agility at scale & Industry leader largest API cloud platform and private cloud provider. 4.6 Billion txns processed daily, 125,000 peek requests per second. FIS has selected WSO2 as the foundation for the API Gateway to help us deliver a central access point for FIS to expose and manage all FIS solutions via APIs, such that customers can easily integrate to any FIS product and leverage FIS solutions across any digital channel that banks and fintech's see fit. Proven platform for building innovation ecosystems Intelligent API platform enables the API value chain Reduce on-boarding time of banking & payment solutions Reduce time to market for our clients by simplifying the on-boarding of Banks, fintech's, merchants, retailers, ecommerce players through interoperable APIs. Bring innovation with emerging technologies Commitment to innovation such as IoT and Blockchain based distribution ledgers 12

13 API Management Essentials API lifecycle management platform to unlock this opportunity for our FI s Security Transformation Global Deployment Monetization Reporting and Monitoring Traffic Management API Gateway Mobile Optimization API Documentation Partner Customization Developer Authentication Versioning Onboarding 13

14 The FIS API Gateway DIGITAL PAYMENTS POS Payment Mobile Money P2P epayments Virtual Prepaid The Value Proposition to Our Clients BANKING Cores (Systematics, IBS, Profile) Mobile Banking matm Cash Remote Deposit Mobile Bill pay Card Production NETWORKS BANK GATEWAY or FIS GATEWAY Allows banks to expose data and services and Co-pete vs. Compete with new digital competition PAYMENTS FIS API GATEWAY Inserts FIS into Banks value chain LOYALTY SERVICES PSD2 Deposits Lending Networks Real Time Mobile Merchant Rewards In Store Pickup Financial Services Rewards Merchant Rewards INTELLIGENCE Pinpoint Marketing Customer Segmentation Pricing Optimization Campaign Management Risk Mitigation 14

15 FIS API Gateway Overview of Capabilities Developer Services API Team Developer Portal Docs & Modeling API Explorer Monetization Analytics Services Developer Metrics Ops Analytics App Performance App Usage API Services Backend API Management BaaS Security API Extensions 15

16 FIS API Gateway Demo 16

17 API Gateway Demo 17

18 API Gateway Proof of Value 18

19 2017 FIS and/or its subsidiaries. All Rights Reserved. FIS confidential and proprietary information.

WHITE PAPER. Revenue Opportunities Created by Open APIs

WHITE PAPER. Revenue Opportunities Created by Open APIs Revenue Opportunities Created by Open APIs Financial service providers must embrace modern technologies and leverage data held in their systems to secure their long-term futures. Open Banking initiatives,

More information

WHITE PAPER. REVENUE OPPORTUNITIES CREATED BY OPEN APIs. Venkataraman Durghados IBS Open APIs Solution Architect

WHITE PAPER. REVENUE OPPORTUNITIES CREATED BY OPEN APIs. Venkataraman Durghados IBS Open APIs Solution Architect REVENUE OPPORTUNITIES CREATED BY OPEN APIs Venkataraman Durghados IBS Open APIs Solution Architect Financial service providers must embrace new technologies and leverage data held in their systems to secure

More information

Business Capability Accelerators

Business Capability Accelerators Business Capability Accelerators Core Componentization Marvin Foest & Guy Hammon, FIS VPs Solution Architecture April 2017 The Financial Services Industry Regulatory Change $295 BILLION will be squeezed

More information

FINACLE SERVICES: API MANAGEMENT USING CA API GATEWAY

FINACLE SERVICES: API MANAGEMENT USING CA API GATEWAY FINACLE SERVICES: API MANAGEMENT USING CA API GATEWAY Executive Summary Banks embarking on a digital transformation in today s connected world need to thrive, compete and evolve. To accelerate this transformation,

More information

An Enterprise Architect s Guide to API Integration for ESB and SOA

An Enterprise Architect s Guide to API Integration for ESB and SOA An Enterprise Architect s Guide to API Integration for ESB and SOA The New Digital Imperative While some are still adjusting to the idea, you re well aware that we re living in an application economy.

More information

Secure information access is critical & more complex than ever

Secure information access is critical & more complex than ever WHITE PAPER Purpose-built Cloud Platform for Enabling Identity-centric and Internet of Things Solutions Connecting people, systems and things across the extended digital business ecosystem. Secure information

More information

TOTAL PAYMENTS PAYMENTS-AS-A-SERVICE SOLUTION FOR US FINANCIAL INSTITUTIONS

TOTAL PAYMENTS PAYMENTS-AS-A-SERVICE SOLUTION FOR US FINANCIAL INSTITUTIONS TOTAL PAYMENTS PAYMENTS-AS-A-SERVICE SOLUTION FOR US FINANCIAL INSTITUTIONS 2 FINASTRA Brochure INTRODUCTION The Payments Landscape is Experiencing Rapid Change New customer demands and competitive pressures

More information

Agile Monetization for smart business

Agile Monetization for smart business Agile Monetization for smart business Helping you unlock new revenue streams through agile monetization. James Messer, Founder & CEO Edward Popow, Principal IOT & OTT Platforms Mark Mortensen, Research

More information

CA API Management. Solvit Networks Powering the building blocks of digital transformation CA. ALL RIGHTS RESERVED.

CA API Management. Solvit Networks Powering the building blocks of digital transformation CA. ALL RIGHTS RESERVED. CA API Management Powering the building blocks of digital transformation Solvit Networks 1.11.2107 1 2016 CA. ALL RIGHTS RESERVED. DIGITAL TRANSFORMATION INTRODUCING CA API MANAGEMENT Who needs API Management?

More information

Payments Transformation The Time to Act is Now Oracle Open World 2018

Payments Transformation The Time to Act is Now Oracle Open World 2018 Payments Transformation The Time to Act is Now Oracle Open World 2018 Ramanathan (Ram) Arunachalam Product Development Head Oracle Financial Services Multi-Dimensional Forces Leading to Deep Structural

More information

How APIs Fast-Track IoT Opportunities Across Industries

How APIs Fast-Track IoT Opportunities Across Industries How APIs Fast-Track IoT Opportunities Across Industries Assessing the IoT Opportunity The combination of ubiquitous connected mobile devices and Moore s Law has created an enormous market opportunity to

More information

The Digital Maturity Model & Metrics Accelerating Digital Transformation

The Digital Maturity Model & Metrics Accelerating Digital Transformation White Paper The Digital Maturity Model & Metrics Accelerating Digital Transformation Prepared by Sandra O'Boyle Senior Analyst, Heavy Reading www.heavyreading.com on behalf of www.huawei.com October 2016

More information

DELIVERING SEAMLESS BANKING ANYWHERE, ANYTIME

DELIVERING SEAMLESS BANKING ANYWHERE, ANYTIME DELIVERING SEAMLESS BANKING ANYWHERE, ANYTIME Reimagine your banking experience Mobility is at the center of the IoT trends driving a connected consumer, with a relentless focus on enhancing the digital

More information

COMARCH HOW TELECOMS CAN ADJUST TO THE REALITY OF THE DIGITAL ERA

COMARCH HOW TELECOMS CAN ADJUST TO THE REALITY OF THE DIGITAL ERA COMARCH HOW TELECOMS CAN ADJUST TO THE REALITY OF THE DIGITAL ERA As networks become more complex, new technologies are necessary as an add-on to the legacy infrastructure in order to provide service continuity.

More information

Cloud Customer Architecture for API Management.

Cloud Customer Architecture for API Management. Cloud Customer Architecture for API Management http://www.cloud-council.org/deliverables/cloud-customer-architecture-for-api-management.htm Webinar April 4, 2017 The Cloud Standards Customer Council THE

More information

PSD2: An Open Banking Catalyst

PSD2: An Open Banking Catalyst PSD2: An Open Banking Catalyst Leverage Open APIs to unlock new business opportunities It is short-sighted to treat the European Union s second Payment Services Directive (PSD2) and other European regulations

More information

WHITE PAPER. Payments organizations can leverage APIs to monetize their data and services. Abstract

WHITE PAPER. Payments organizations can leverage APIs to monetize their data and services. Abstract WHITE PAPER Payments organizations can leverage APIs to monetize their data and services Abstract Open banking initiatives such as the revised directive on payment services (PSD2), emergence of fintechs,

More information

Capability Checklist for an Enterprise Customer Data Platform

Capability Checklist for an Enterprise Customer Data Platform Capability Checklist for an Enterprise Customer Data Platform The data explosion has created many opportunities to adapt your business to meet the needs of your customers. A few big players, such as Amazon,

More information

Finacle Omnichannel Hub. Unified Digital Engagement Solution

Finacle Omnichannel Hub. Unified Digital Engagement Solution Finacle Omnichannel Hub Unified Digital Engagement Solution Finacle Omnichannel Hub Reimagine banking with a seamless cross-channel experience Today banks are dealing with the most connected, aware and

More information

DIGITAL CASE STUDIES

DIGITAL CASE STUDIES DIGITAL CASE STUDIES 1 Digital Banking with an Internet-Only Bank Digital banking is at a tipping point, our clients are looking for support to create new digitally disruptive services while complying

More information

DIGITAL BSS CORE Solution Overview

DIGITAL BSS CORE Solution Overview DIGITAL BSS CORE Solution Overview Open & Intelligent Foundation for Monetization of the Digital Era Qvantel Digital BSS Core Open and Intelligent for the Monetization Needs of the Digital Era Qvantel

More information

Aepona Agile Service Enablement Creating services for business transformation

Aepona Agile Service Enablement Creating services for business transformation Aepona Agile Service Enablement Creating services for business transformation Aepona Agile Service Enablement (ASE), provides a simple to use, highly flexible and powerful service creation, orchestration

More information

Fostering Business Consumption With Automation & Orchestration Of IT Services. Antoine Acklin Head of Consulting, Australia & New Zealand

Fostering Business Consumption With Automation & Orchestration Of IT Services. Antoine Acklin Head of Consulting, Australia & New Zealand Fostering Business Consumption With Automation & Orchestration Of IT Services Antoine Acklin Head of Consulting, Australia & New Zealand 1 IT AS A SERVICE 62% 70% BUSINESS LEADERS IT LEADERS Business leaders

More information

loyalty points Smartphone PINpad portal of fers secure terminal Android windows receipt business banking customer experience

loyalty points Smartphone PINpad portal of fers secure terminal Android windows receipt business banking customer experience tance ner ce ation m a voucher transactions Windows d payments eckout customer receipt credit shop M-invoicing Tablet io S mpos inno BlackBer ry seamless NF C ios receipt business banking loyalty points

More information

Deliver a Private Cloud Middleware Platform or Public Cloud Platform as a Service

Deliver a Private Cloud Middleware Platform or Public Cloud Platform as a Service Deliver a Private Cloud Middleware Platform or Public Cloud Platform as a Service Paul Fremantle, Co-founder and CTO Chris Haddad, Vice President Technology Evangelism Chris Haddad Your Presenters WSO2

More information

Integrated Social and Enterprise Data = Enhanced Analytics

Integrated Social and Enterprise Data = Enhanced Analytics ORACLE WHITE PAPER, DECEMBER 2013 THE VALUE OF SOCIAL DATA Integrated Social and Enterprise Data = Enhanced Analytics #SocData CONTENTS Executive Summary 3 The Value of Enterprise-Specific Social Data

More information

Disrupt or be disrupted

Disrupt or be disrupted Disrupt or be disrupted Using secure APIs to drive digital transformation 2019 Rogue Wave Software, Inc. All Rights Reserved. 1 Presenter Olaf van Gorp Akana Platform Senior Specialist olaf.van.gorp@roguewave.com

More information

Our Emerging Offerings Differentiators In-focus

Our Emerging Offerings Differentiators In-focus Our Emerging Offerings Differentiators In-focus Agenda 1 Dotbits 2 Dotbits@US ; Dotbits@India 3 Differentiators and Key Trends 4 Solutions and Service Offerings 5 Representative Experiences Page 2 Dotbits

More information

Understanding Your Enterprise API Requirements

Understanding Your Enterprise API Requirements Understanding Your Enterprise Requirements Part 2: The 3 management platforms which architecture model fits your business? Strategically choosing the right management architecture model will ensure your

More information

TAS CASHLESS 3.0 FOCUS ON. The absolute framework for electronic payment management. CASHLESS 3.0: the ultimate. payment experience

TAS CASHLESS 3.0 FOCUS ON. The absolute framework for electronic payment management. CASHLESS 3.0: the ultimate. payment experience TAS CASHLESS 3.0 The absolute framework for electronic payment management CASHLESS 3.0: the ultimate payment experience CASHLESS 3.0 is TAS innovative processing platform that enables financial institutions,

More information

Leveraging Technology to Enhance and Futureproof OSS & BSS. Gnanapriya Chidambaranathan, AVP, Infosys

Leveraging Technology to Enhance and Futureproof OSS & BSS. Gnanapriya Chidambaranathan, AVP, Infosys Leveraging Technology to Enhance and Futureproof OSS & BSS Gnanapriya Chidambaranathan, AVP, Infosys CSPs face a barrage of challenges Changing Customer Needs Consolidation, M&A, Partnerships Data Consumption

More information

THE API ECONOMY WHY PUBLIC APIS ARE SO IMPORTANT AUTHORS

THE API ECONOMY WHY PUBLIC APIS ARE SO IMPORTANT AUTHORS THE API ECONOMY WHY PUBLIC APIS ARE SO IMPORTANT AUTHORS JEAN DIEDERICH jean.diederich@wavestone.com An API is a programmable doorway that enables separate entities to talk to each other in a standardized

More information

SD-WAN AND THE OMNI-EXPERIENCE. Building customer loyalty with managed, software defined wide area networks for restaurants

SD-WAN AND THE OMNI-EXPERIENCE. Building customer loyalty with managed, software defined wide area networks for restaurants SD-WAN AND THE OMNI-EXPERIENCE Building customer loyalty with managed, software defined wide area networks for restaurants Building Loyalty with the Omni-Experience Omni-Experience: Consistent guest experiences

More information

Transforming from Contact Center to Digital Engagement How Customer Engagement Must Evolve in the Digital Age

Transforming from Contact Center to Digital Engagement How Customer Engagement Must Evolve in the Digital Age 1Q 17 Transforming from Contact Center to Digital Engagement How Customer Engagement Must Evolve in the Digital Age In an increasingly digital world, business success comes not just from optimizing contact

More information

Banking and Financial Services Engage with the Emerging

Banking and Financial Services Engage with the Emerging Banking and Financial Services Engage with the Emerging Seizing the new digital opportunity for specialized Financial Services Driving Innovation. Forging Alliances. Propelling Momentum. Customer expectations

More information

IBM Sterling B2B Integrator

IBM Sterling B2B Integrator IBM Sterling B2B Integrator B2B integration software to help synchronize your extended business partner communities Highlights Enables connections to practically all of your business partners, regardless

More information

Religare & Mantra Labs. Digitizing Insurance. -A Case Studywww.mantralabs.tech

Religare & Mantra Labs. Digitizing Insurance. -A Case Studywww.mantralabs.tech Religare & Mantra Labs Digitizing Insurance +91 991-163-7969 hello@mantralabs.tech -A Case Studywww.mantralabs.tech 01 Mantra Labs Introduction We are boutique digital InsurTech focused company with an

More information

API 360: The Complete API Strategy Model for the Enterprise

API 360: The Complete API Strategy Model for the Enterprise API 360: The Complete API Strategy Model for the Enterprise Enabling Growth With APIs Growing your enterprise is an ongoing priority. And, as the Successfully executing a digital strategy requires the

More information

SOLUTION BRIEF CA MANAGEMENT CLOUD FOR MOBILITY. Overview of CA Management Cloud for Mobility

SOLUTION BRIEF CA MANAGEMENT CLOUD FOR MOBILITY. Overview of CA Management Cloud for Mobility SOLUTION BRIEF CA MANAGEMENT CLOUD FOR MOBILITY Overview of CA Management Cloud for Mobility CA Management Cloud for Mobility from CA Technologies enables companies to create and manage their mobile environments,

More information

itsmf Annual Conference 2012

itsmf Annual Conference 2012 itsmf Annual Conference 2012 IBM Cloud Adoption Patterns Rethink IT, Reinvent Business Mr. Alwyn Tse Technical Consultant, Software Group, IBM China/HK Ltd Rethink IT and reinvent business with IBM SmartCloud.

More information

Unlock the power of your APIs

Unlock the power of your APIs Unlock the power of your APIs Darren Long Specialist Middleware, PaaS, APIs - Nordics dlong@redhat.com Martin Östmark Senior Solution Architect mostmark@redhat.com AGENDA 1. API Drivers - Why? 2. Role

More information

Open Banking, PSD2 and the New API Economy

Open Banking, PSD2 and the New API Economy Executive Brief Open Banking, PSD2 and the New API Economy Major developments bring cloud-native data integration and API management to the forefront of the technology strategies for financial institutions

More information

Mobile & Online Banking

Mobile & Online Banking Mobile & Online Banking Digital banking - no longer a matter of nice to have In today s world, online and mobile banking are no longer nice to have on the consumer s mind. Consumer s daily lives are seamlessly

More information

Delivering on the Promise of Digital through the Power of Collaboration

Delivering on the Promise of Digital through the Power of Collaboration Delivering on the Promise of Digital through the Power of Collaboration Dr Andy Tiller EVP Collaboration & Innovation, TM Forum 2017 TM Forum 1 Accelerating Digital Transformation Through Collaboration

More information

Reaching Customers Across Multiple Channels

Reaching Customers Across Multiple Channels Leading Provider of Cloud-Based Customer Experience Solutions Relies on Integrated, Modular WSO2 Middleware to Speed the Delivery of Services that Enhance User Engagement Businesses recognize that brand

More information

Introduction. Powerful forces are reshaping the banking industry.

Introduction. Powerful forces are reshaping the banking industry. Introduction Powerful forces are reshaping the banking industry. Customer expectations, technological capabilities, regulatory requirements, demographics and economics are together creating an imperative

More information

AI and Ecosystems in Financial Services

AI and Ecosystems in Financial Services AI and Ecosystems in Services HOWARD BUSH Principal, Banking and Capital Markets Cloud & Enterprise Azure Engineering A Banker in IT Clothing 6+ years @ Microsoft 25 year banker (IT, HR, Sales, Ops), Bank

More information

API Banking. The shift to open banking

API Banking. The shift to open banking API Banking The shift to open banking The shift to open banking and move towards value added services. as the platform for compliance and beyond Open banking is set to have a major impact on the financial

More information

SMARTER DIGITAL BANKING

SMARTER DIGITAL BANKING RETAIL BANKING FUSION DIGITAL PLATFORM & FUSION DIGITAL CHANNELS SMARTER DIGITAL BANKING Banking Without Banks? In the digital age, customers need banking but they don t necessarily need banks. To stay

More information

InclusiveBankingSuite

InclusiveBankingSuite A scalable, world-class solution bringing ultimate efficiency to community banking enabling financial inclusion around the world. Productivity of our back office has increased by around 60 percent and

More information

Investor Meet BFS Key Growth Areas Ravi Vaidyanathan. Hexaware Technologies. All rights reserved.

Investor Meet BFS Key Growth Areas Ravi Vaidyanathan.   Hexaware Technologies. All rights reserved. Investor Meet BFS Key Growth Areas Ravi Vaidyanathan 1 Our Market Positioning Positioning Buy Side Sell Side Retail & Corp Banking Enterprise Market Differentiated domain point solutions Targeted Sub-Vertical

More information

AUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS.

AUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS. AUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS. For more information, visit ncr.com, or email nav.kullar@ncr.com.

More information

Copyright 2013, Oracle and/or its affiliates. All rights reserved.

Copyright 2013, Oracle and/or its affiliates. All rights reserved. 1 Oracle Fusion Middleware Next-Generation Application Platform Web Social Mobile Business Process Management Service Integration User Engagement Content Management Identity Management Business Intelligence

More information

API Economy - making APIs part of new business models

API Economy - making APIs part of new business models 1 API Economy - making APIs part of new business models Andrzej Osmak - @aosmak Cloud Advisor, IBM Cloud February 2, 2017 2 Industry disruption has always been driven by technology and standardization

More information

Oracle WebCenter Sites

Oracle WebCenter Sites Oracle WebCenter Sites Oracle WebCenter Sites enables organizations to deliver exceptional digital experience to customers through agility in content creation, effective visitor engagement and quick time

More information

ACCENTURE HOME 2.0. Helping Communications Service Providers Capture New Opportunities in Living Services

ACCENTURE HOME 2.0. Helping Communications Service Providers Capture New Opportunities in Living Services ACCENTURE HOME 2.0 Helping Communications Service Providers Capture New Opportunities in Living Services ACCENTURE HOME 2.0: HELPING COMMUNICATIONS SERVICE PROVIDERS CAPTURE NEW OPPORTUNITIES IN LIVING

More information

Transforming Telecom BSS/OSS with MicroServices for Greater Agility

Transforming Telecom BSS/OSS with MicroServices for Greater Agility Transforming Telecom BSS/OSS with Micro for Greater Agility Kannan Ramakrishnan, Head of Product Management & Marketing, TCS HOBS Raghavan Venkatasubramanian, Chief Architect, Orchestration & Integration

More information

THE WISE PIVOT INTO SUPPLY CHAIN X.0

THE WISE PIVOT INTO SUPPLY CHAIN X.0 THE WISE PIVOT INTO SUPPLY CHAIN X.0 PAVING THE PATH TO PROFITABILITY IN THE DIGITAL WORLD In today s digital world, it is easier than ever to get the right products to the right places at the right time

More information

NCSP Network Control and Service Platforms. Adding value and differentiation

NCSP Network Control and Service Platforms. Adding value and differentiation NCSP Network Control and Service Platforms Adding value and differentiation Agility serving the customer Technology serving your business = Flexibility Technology is nowadays not more than an enabler.

More information

IoE Monetization & Management Live! 6-7 December 2017 Singapore

IoE Monetization & Management Live! 6-7 December 2017 Singapore Wednesday 6 December 2017 IoE Monetization & Management Live! 6-7 December 2017 Singapore INTRODUCTION AND SETTING THE SCENE Building IoE Success - TM Forum s IoE Program Presenting the collaborative work

More information

Shifting to Customer-Centric Product Determination and Pricing Optimization

Shifting to Customer-Centric Product Determination and Pricing Optimization WHITE PAPER Shifting to Customer- Product Determination and Pricing Optimization Is Traditional Segmentation Still a Competitive Advantage? Marvin W. Foest VP Retail and Commercial Banking Solution Architecture

More information

APIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER

APIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER APIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER Introduction An essential period lies ahead for the industry in which new strategies will have to be forged, partially

More information

Increasing Digital Banking & Payments Adoption

Increasing Digital Banking & Payments Adoption Increasing Digital Banking & Payments Adoption Digital Solutions Marketing Norman Marraccini April 11, 2017 A Complete Marketing Platform MARKETING CONSULTING ADOPTION PROGRAMS DIGITAL SERVICES P2P PEOPLE

More information

The road to Payments digitization. Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas

The road to Payments digitization. Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas The road to Payments digitization Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas Mobile Payments market evolution The European Mobile Payments market will almost triple by 2021. P2P and proximity

More information

Express Wi-Fi: Building a Business Platform for Sustainable Wi-Fi. WiFi India Summit /06/2019

Express Wi-Fi: Building a Business Platform for Sustainable Wi-Fi. WiFi India Summit /06/2019 Express Wi-Fi: Building a Business Platform for Sustainable Wi-Fi WiFi India Summit 2019 02/06/2019 The Opportunity: Wi-Fi can complement mobile broadband for consumers and generate additional streams

More information

Trends in API Management

Trends in API Management GUIDE SHARE EUROPE Trends in API Management Matt Roberts Technical Lead IBM API Management development matt.roberts@uk.ibm.com 2015 2013 IBM Corporation GSE Belux Trends in API Management Motivations Models

More information

Delivering engaging customer experience. Finacle Digital Engagement Suite

Delivering engaging customer experience. Finacle Digital Engagement Suite Delivering engaging customer experience Finacle Digital Engagement Suite 2 External Document 2018 EdgeVerve Systems Limited Opportunity in the age of the empowered customer Are you ready to take it? Digital

More information

RBC Capital Markets Financial Institutions Conference 2018

RBC Capital Markets Financial Institutions Conference 2018 RBC Capital Markets Financial Institutions Conference 2018 Terry Dolan Vice Chairman, Chief Financial Officer Jeff von Gillern Vice Chairman, Technology and Operations Services March 6, 2018 U.S. BANCORP

More information

PRODUCT SHEET. FIS Commercial Loan Origination

PRODUCT SHEET. FIS Commercial Loan Origination PRODUCT SHEET FIS Commercial Loan Origination 2 FIS Commercial Loan Origination Digitize your Corporate and Commercial Loan Process For many organizations the commercial loan origination process represents

More information

CMO Challenges Today: How Are They Reacting?

CMO Challenges Today: How Are They Reacting? DIGITAL MARKETING Building deeper consumer relationships through experience contextualization and personalization, analytics for insights-driven action, and digital program execution for superior ROI.

More information

Continuing the Evolution of Real-Time Payments in the U.S.

Continuing the Evolution of Real-Time Payments in the U.S. Continuing the Evolution of Real-Time Payments in the U.S. The Clearing House Real-Time Payments Initiative Adding to the growing number of real-time payments platforms in the U.S., The Clearing House

More information

WL Connected Living solutions. unlock the power. of Internet of Things. through engaging Connected Services

WL Connected Living solutions. unlock the power. of Internet of Things. through engaging Connected Services WL Connected Living solutions unlock the power of Internet of Things through engaging Connected Services Fast-growing adoption of IoT & M2M and increasing demand for an innovative IoT Cloud platform The

More information

Bank of the future Surf on the tsunami of disruption and get ready for the new paradigm

Bank of the future Surf on the tsunami of disruption and get ready for the new paradigm Bank of the future Surf on the tsunami of disruption and get ready for the new paradigm Patrick Laurent Partner Technology & Enterprise Application Leader Deloitte Thibault Chollet Director Technology

More information

Blockchain Unleashed: Petrochemical Industry Impact

Blockchain Unleashed: Petrochemical Industry Impact Blockchain Unleashed: Petrochemical Industry Impact 1 Business networks, wealth and markets Business Networks benefit from connectivity Participants are customers, suppliers, partners Cross geography &

More information

The Composable Business

The Composable Business The Composable Business Ben Mann, Program Director Foundation & Integration Software July 1, 2014 Our World is Changing through Disruptive Technologies Cloud Mobile & Internet of Things Big Data Analytics

More information

Cognitive IoT unlocking the data challenge

Cognitive IoT unlocking the data challenge Cognitive IoT unlocking the data challenge Kim Cobb IBM Watson IoT 508-202-5470 kimberlycobb@us.ibm.com @kimberlymcobb 5/8/2016 1 1 What really is the Internet of Things? 2 sides of the coin On the one

More information

Intelligent Payment Management for Today and Tomorrow Technology Advancement to Navigate the Converging Payments Landscape

Intelligent Payment Management for Today and Tomorrow Technology Advancement to Navigate the Converging Payments Landscape Intelligent Payment Management for Today and Tomorrow Technology Advancement to Navigate the Converging Payments Landscape Adapting to the Evolution of Payments The payments industry has evolved extensively

More information

Laura Kiama WebSphere Sales Specialist. WebSphere. WebSphere IBM Corporation

Laura Kiama WebSphere Sales Specialist. WebSphere. WebSphere IBM Corporation Laura Kiama Sales Specialist Overview Infrastructure ( Server) Connectivity & Integration Business Process Management It s the s power your business They directly touch your customer, giving an impression

More information

Capgemini s Open Banking Marketplace

Capgemini s Open Banking Marketplace Banking the way we do it Capgemini s Open Banking Marketplace Next Gen Banking for a Connected World Traditional banking rules are shaking up We are witnessing an exciting new era in banking and financial

More information

MANAGE THE LIFECYCLE OF EVERY DIGITAL USER

MANAGE THE LIFECYCLE OF EVERY DIGITAL USER MANAGE THE LIFECYCLE OF EVERY DIGITAL USER USER LIFECYCLE MANAGEMENT The Evolution of Digital Identity TM Behind Every Digital Interaction is a User As enterprises enter the digital era, they are finding

More information

CUSTOMER DATA PLATFORM OR MARKETING AUTOMATION WHAT DO YOU REALLY NEED?

CUSTOMER DATA PLATFORM OR MARKETING AUTOMATION WHAT DO YOU REALLY NEED? CUSTOMER DATA PLATFORM OR MARKETING AUTOMATION WHAT DO YOU REALLY NEED? DATA IS OUTPACING AUTOMATION In the mid-2000s, marketing automation evolved to help digital marketers automate repetitive tasks such

More information

17 TH J A N U A R Y. Future of Banking. Emerging trends and Archetypes

17 TH J A N U A R Y. Future of Banking. Emerging trends and Archetypes 17 TH J A N U A R Y Future of Banking Emerging trends and Archetypes F U T U R E O F F S I Numerous emerging forces are shaping the future of Banking Open, API Standards (e.g. PSD2) Heightened Expectations

More information

Striking the Balance Between Risk and Reward

Striking the Balance Between Risk and Reward Experience the commitment Striking the Balance Between Risk and Reward in payments modernization Staying competitive in financial services requires meeting everincreasing customer expectations for digital

More information

Rethink IT and Reinvent Business

Rethink IT and Reinvent Business Rethink IT and Reinvent Business Ingo Averdunk Distinguished Engineer IBM Cloud & Smarter Infrastructure Lab Services and Support 1 The Challenge: Innovate While Managing Rapid Change Smarter Physical

More information

SaaS Digital Banking Suite

SaaS Digital Banking Suite SaaS Digital Banking Suite An affordable and easy to deploy solution, hosted on a secure local cloud. Designed to service the needs of Australian Community Owned Banks and small banks, it combines world

More information

How to enable revenue growth in the digital age

How to enable revenue growth in the digital age 14 Turning chaos into cash How to enable revenue growth in the digital age The role that technology can play in enabling revenue growth in the digital age All commercial businesses face continuous pressures

More information

Azure IoT Suite. Secure device connectivity and management. Data ingestion and command + control. Rich dashboards and visualizations

Azure IoT Suite. Secure device connectivity and management. Data ingestion and command + control. Rich dashboards and visualizations Azure IoT Suite Secure device connectivity and management Data ingestion and command + control Rich dashboards and visualizations Business workflow integration Move beyond building blocks with pre-configured

More information

Herber de Ruijter / Head of Digital. Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century.

Herber de Ruijter / Head of Digital. Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century. Herber de Ruijter / Head of Digital Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century. Digital Agenda for today Mumbai, September 20 2017 ü Market trends

More information

Banking & Capital Markets - Open Banking Executive Briefing Center, Brussels, February 8-9 th 2018

Banking & Capital Markets - Open Banking Executive Briefing Center, Brussels, February 8-9 th 2018 Banking & Capital Markets - Open Banking Executive Briefing Center, Brussels, February 8-9 th 2018 Joanna Molik, joanna.molik@microsoft.com Vivek Warrier vivekw@microsoft.com Co-created with customers

More information

Prepaid Management and Distribution. Voucher Management. Overview

Prepaid Management and Distribution. Voucher Management. Overview Prepaid Management and Distribution Voucher Management Overview Contents Overview 1 TAM Positioning 2 High Level Functions 3 Voucher Life Cycle Management 4 Voucher Ordering and Distribution Management

More information

Create Experiences. Build Customers. Drive Sales.

Create Experiences. Build Customers. Drive Sales. Create Experiences. Build Customers. Drive Sales. This page has been intentionally left blank In every market, in every minute, digital raises the bar Your customers are always connected. They know your

More information

WHITEPAPER. Art of Code-Free Blockchain Platform

WHITEPAPER. Art of Code-Free Blockchain Platform WHITEPAPER Art of Code-Free Blockchain Platform! Abstract A blockchain platform for experimentation can provide enterprises the much-needed capability to test and validate blockchain use cases rapidly.

More information

Enable Business Transformation In Banking & Financial Services Organizations through Connected Devices. Arvind Radhakrishnen.

Enable Business Transformation In Banking & Financial Services Organizations through Connected Devices. Arvind Radhakrishnen. Enable Business Transformation In Banking & Financial Services Organizations through Connected Devices Arvind Radhakrishnen @arvindrkrishnen Arvind Radhakrishnen Linkedin: https://www.linkedin.com/in/arvindradhakrishnen/

More information

BRIDGE SPECIALTY SUITE

BRIDGE SPECIALTY SUITE BRIDGE SPECIALTY SUITE Modern Approach For An Increasingly Complex Market www.insurity.com 866.476.2606 A modern policy administration system is more than just the system of record or repository of the

More information

AI Trends in the Financial Sector. Microsoft Future Decoded Conference 6 th November 2018 Budapest

AI Trends in the Financial Sector. Microsoft Future Decoded Conference 6 th November 2018 Budapest AI Trends in the Financial Sector Microsoft Future Decoded Conference 6 th November 2018 Budapest A number of disruptive dynamics are shaping banking... Lending becoming unbundled and moving to the Point

More information

Guavus Marketing Insight Datasheet

Guavus Marketing Insight Datasheet Guavus Marketing Insight Datasheet Today s consumers are accustomed to personalized services across multiple channels. In order to lead in an increasingly competitive communication marketplace, Comunication

More information

Accelerating Financial Services Transformation

Accelerating Financial Services Transformation Accelerating Financial Services Transformation Kumar S. Rao Vice President & Head, Cards & Payments Tata Consultancy Services Sydney's 6th Annual Technology & Innovation the Future of Banking & Financial

More information

Why outsourcing vital processes is your best strategy. digitalriver.com

Why outsourcing vital processes is your best strategy. digitalriver.com Key Considerations for Global Ecommerce Why outsourcing vital processes is your best strategy. digitalriver.com 1 Cloud-based SaaS is the Right Choice According to industry reports from both Forrester

More information

Connected Banking Through Enhanced B2B

Connected Banking Through Enhanced B2B White Paper Connected Banking Through Enhanced B2B Sponsored by: IBM Jerry Silva October 2017 IN THIS WHITE PAPER Digital transformation is the driving force behind new initiatives in financial services

More information

Strengthen Every Link in Your Digital Supply Chain

Strengthen Every Link in Your Digital Supply Chain Strengthen Every Link in Your Digital Supply Chain Axway solutions for end-to-end visibility and ecosystem engagement reinforce enterprise innovation and growth. BROCHURE In the age of immediacy, make

More information