Introducing an easier way to manage your business

Transcription

1 Introducing an easier way to manage your business With our suite of easy-to-use treasury solutions, you can manage your payments and receipts, help protect against transactional fraud and receive robust reporting. All with consistent monthly pricing and the power of our CashPro Online platform. Cash Management Essentials does it all. General disclaimer for Bank of America Merrill Lynch. 018 Bank of America Corporation. ARJV79L

2 ACCOUNT MANAGEMENT Account Management Use multiple business checking accounts to segregate business funds. View account statements, account analysis and other treasury statements using CashPro Online, or access on the go using CashPro Mobile. 1 Transform routine cash management tasks into strategic advantages Simplify your workflows with customized reports and automated notifications 3 Manage user permissions in real time

3 Account Information & Reporting ACCOUNT INFORMATION & REPORTING Access your cash flow and manage user permissions in real time with customized reports, automated notifications and simplified workflows even when you re away from the office. Transform your daily cash management tasks into a strategic advantage. Historical Data Automatic Alerts View historical transactions for reporting and research. Current-Day & Prior-Day Reporting Find Transactions Fast 1 Access historical transaction 3 data easily Get alerts and notifications for critical cash management activities via or SMS text Gain mobile access to administrative tasks, account balances and pending payment approvals

4 Account Information & Reporting ACCOUNT INFORMATION & REPORTING Access your cash flow and manage user permissions in real time with customized reports, automated notifications and simplified workflows even when you re away from the office. Transform your daily cash management tasks into a strategic advantage. Historical Data Automatic Alerts Get notifications of critical cash management activities via or SMS text. Current-Day & Prior-Day Reporting Find Transactions Fast 1 Access historical transaction 3 data easily Get alerts and notifications for critical cash management activities via or SMS text Gain mobile access to administrative tasks, account balances and pending payment approvals

5 Account Information & Reporting ACCOUNT INFORMATION & REPORTING Access your cash flow and manage user permissions in real time with customized reports, automated notifications and simplified workflows even when you re away from the office. Transform your daily cash management tasks into a strategic advantage. Historical Data Automatic Alerts Manage liquidity and improve workflow and reconciliation. Current-Day & Prior-Day Reporting Find Transactions Fast 1 Access historical transaction 3 data easily Get alerts and notifications for critical cash management activities via or SMS text Gain mobile access to administrative tasks, account balances and pending payment approvals

6 Account Information & Reporting ACCOUNT INFORMATION & REPORTING Access your cash flow and manage user permissions in real time with customized reports, automated notifications and simplified workflows even when you re away from the office. Transform your daily cash management tasks into a strategic advantage. Historical Data Automatic Alerts Search stored prior-day and current-day activity using robust research tools. Current-Day & Prior-Day Reporting Find Transactions Fast 1 Access historical transaction 3 data easily Get alerts and notifications for critical cash management activities via or SMS text Gain mobile access to administrative tasks, account balances and pending payment approvals

7 Payments Eliminating paper and manual processes makes it more efficient for you to move funds around the world. That s why we re helping businesses everywhere implement electronic order-to-pay processes that give you greater control over your payments through a single online channel. Bill Payment International Payments Wire Check Payments ACH CashPro Credit Route, approve and execute payments electronically through CashPro BillPay. Store and access information online with this virtually paperless option. 1 Manage global payments with 3 greater efficiency Schedule payments at your convenience 4 Help control the risk of fraud Optimize control over working capital

8 Payments Eliminating paper and manual processes makes it more efficient for you to move funds around the world. That s why we re helping businesses everywhere implement electronic order-to-pay processes that give you greater control over your payments through a single online channel. Bill Payment International Payments Wire Check Payments ACH CashPro Credit Make wire, draft or ACH payments in 140+ currencies to 00+ countries and territories without a foreign currency account. 1 Manage global payments with 3 greater efficiency Schedule payments at your convenience 4 Help control the risk of fraud Optimize control over working capital

9 Payments Eliminating paper and manual processes makes it more efficient for you to move funds around the world. That s why we re helping businesses everywhere implement electronic order-to-pay processes that give you greater control over your payments through a single online channel. Bill Payment International Payments Wire Check Payments ACH CashPro Credit Initiate and receive wire payments at your convenience online, complete with notifications and reporting. 1 Manage global payments with 3 greater efficiency Schedule payments at your convenience 4 Help control the risk of fraud Optimize control over working capital

10 Payments Eliminating paper and manual processes makes it more efficient for you to move funds around the world. That s why we re helping businesses everywhere implement electronic order-to-pay processes that give you greater control over your payments through a single online channel. Bill Payment International Payments Wire Check Payments ACH CashPro Credit For your convenience, existing paper-based payment options will continue to be accommodated. 1 Manage global payments with 3 greater efficiency Schedule payments at your convenience 4 Help control the risk of fraud Optimize control over working capital

11 Payments Eliminating paper and manual processes makes it more efficient for you to move funds around the world. That s why we re helping businesses everywhere implement electronic order-to-pay processes that give you greater control over your payments through a single online channel. Bill Payment International Payments Wire Check Payments ACH CashPro Credit Initiate ACH debit and credit transactions online with a full range of options that will help you improve cash flow forecasting, increase accuracy and access funds with greater speed and visibility. 1 Manage global payments with 3 greater efficiency Schedule payments at your convenience 4 Help control the risk of fraud Optimize control over working capital

12 Payments Eliminating paper and manual processes makes it more efficient for you to move funds around the world. That s why we re helping businesses everywhere implement electronic order-to-pay processes that give you greater control over your payments through a single online channel. Bill Payment International Payments Wire Check Payments ACH CashPro Credit Online access to view loan information and initiate loan transactions or inquiries. 1 Manage global payments with 3 greater efficiency Schedule payments at your convenience 4 Help control the risk of fraud Optimize control over working capital

13 Receivables Use our innovative online solutions to collect, process, apply and report on your receivables. You can enhance performance, accuracy and cost efficiency, locally and globally. We ll ease the process of moving from paper to electronic processing and you can benefit from fewer trips to the bank. CashPro Remote Deposit Deposits ACH Received Items Image Lockbox Help expedite check processing and deposit availability while eliminating employee trips to the bank. 1 Capture your paper and electronic receivables online Put capital to work faster with quicker access to funds from incoming payments 3 Take advantage of our straightthrough reconciliation across borders and currencies

14 Receivables Use our innovative online solutions to collect, process, apply and report on your receivables. You can enhance performance, accuracy and cost efficiency, locally and globally. We ll ease the process of moving from paper to electronic processing and you can benefit from fewer trips to the bank. CashPro Remote Deposit Deposits ACH Received Items Image Lockbox Take advantage of our extended ATM network around the country, and with our convenient night drops, you can make deposits day or night. 1 Capture your paper and electronic receivables online Put capital to work faster with quicker access to funds from incoming payments 3 Take advantage of our straightthrough reconciliation across borders and currencies

15 Receivables Use our innovative online solutions to collect, process, apply and report on your receivables. You can enhance performance, accuracy and cost efficiency, locally and globally. We ll ease the process of moving from paper to electronic processing and you can benefit from fewer trips to the bank. CashPro Remote Deposit Deposits ACH Received Items Image Lockbox Receive ACH debits or credits from vendors and suppliers. 1 Capture your paper and electronic receivables online Put capital to work faster with quicker access to funds from incoming payments 3 Take advantage of our straightthrough reconciliation across borders and currencies

16 Receivables Use our innovative online solutions to collect, process, apply and report on your receivables. You can enhance performance, accuracy and cost efficiency, locally and globally. We ll ease the process of moving from paper to electronic processing and you can benefit from fewer trips to the bank. CashPro Remote Deposit Deposits ACH Received Items Image Lockbox Streamline receipts and capture remittance information. Accelerate cash collections, lower processing costs, reduce errors and quickly convert payments into available funds. 1 Capture your paper and electronic receivables online Put capital to work faster with quicker access to funds from incoming payments 3 Take advantage of our straightthrough reconciliation across borders and currencies

17 Merchant Services Simplified pricing on card-swiped or chip-read and non-swiped transactions is tailored to your specific business needs. This efficient structure provides competitive pricing and fast funding with as soon as next-business-day access to funds. 1 Plus, get weekly sales trend reporting at no additional cost. Card-Swiped (Chip-Read) Card-Non-Swiped Weekly Trend Reporting Competitive pricing on card-swiped transactions; customized with one simple rate for your company and designed to simplify your business operations. 1 One simple rate for card-swiped or chip-read transactions and one simple rate for non-swiped transactions Weekly insights to help you uncover opportunities and stay focused on your business ¹After deposit of transactions and only when you direct payment of your settlement funds to a Bank of America business checking account. Valid only on Visa, Mastercard, Discover and American Express transactions. Exceptions may apply. ²Continous for period of CME engagement and product life; will be discontinued in the event of product retirement. 018 Banc of America Merchant Services, LLC. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. Merchant Services are provided by Bank of America, N.A., and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

18 Merchant Services Simplified pricing on card-swiped or chip-read and non-swiped transactions is tailored to your specific business needs. This efficient structure provides competitive pricing and fast funding with as soon as next-business-day access to funds. 1 Plus, get weekly sales trend reporting at no additional cost. Card-Swiped (Chip-Read) Card-Non-Swiped Weekly Trend Reporting Competitive pricing on card-not-present transactions; customized with one simple rate for your company and designed to simplify your business operations. 1 One simple rate for card-swiped or chip-read transactions and one simple rate for non-swiped transactions Weekly insights to help you uncover opportunities and stay focused on your business ¹After deposit of transactions and only when you direct payment of your settlement funds to a Bank of America business checking account. Valid only on Visa, Mastercard, Discover and American Express transactions. Exceptions may apply. ²Continous for period of CME engagement and product life; will be discontinued in the event of product retirement. 018 Banc of America Merchant Services, LLC. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. Merchant Services are provided by Bank of America, N.A., and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

19 Merchant Services Simplified pricing on card-swiped or chip-read and non-swiped transactions is tailored to your specific business needs. This efficient structure provides competitive pricing and fast funding with as soon as next-business-day access to funds. 1 Plus, get weekly sales trend reporting at no additional cost. Card-Swiped (Chip-Read) Card-Non-Swiped Weekly Trend Reporting Weekly digital distribution provides an overview of your outlet-level sales and customer traffic data. 1 One simple rate for card-swiped or chip-read transactions and one simple rate for non-swiped transactions Weekly insights to help you uncover opportunities and stay focused on your business ¹After deposit of transactions and only when you direct payment of your settlement funds to a Bank of America business checking account. Valid only on Visa, Mastercard, Discover and American Express transactions. Exceptions may apply. ²Continous for period of CME engagement and product life; will be discontinued in the event of product retirement. 018 Banc of America Merchant Services, LLC. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners. Merchant Services are provided by Bank of America, N.A., and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

20 Fraud Prevention From heightened password protection to in-process alerts, reduce your exposure to fraud and limit your losses with the comprehensive security features available through CashPro Online. FRAUD PREVENTION ACH Positive Pay Check Positive Pay Payee Positive Pay Online Stop-Payment Gain more control of your ACH transactions by accepting or rejecting transactions throughout the day. 1 Safeguard your accounts with 3 two-factor authentication Block suspicious ACH debits and credits Get automated alerts and notifications

21 Fraud Prevention From heightened password protection to in-process alerts, reduce your exposure to fraud and limit your losses with the comprehensive security features available through CashPro Online. FRAUD PREVENTION ACH Positive Pay Check Positive Pay Payee Positive Pay Online Stop-Payment View reporting of exceptions online when items do not match your check issue file. 1 Safeguard your accounts with 3 two-factor authentication Block suspicious ACH debits and credits Get automated alerts and notifications

22 Fraud Prevention From heightened password protection to in-process alerts, reduce your exposure to fraud and limit your losses with the comprehensive security features available through CashPro Online. FRAUD PREVENTION ACH Positive Pay Check Positive Pay Payee Positive Pay Online Stop-Payment Detect false or altered check payee names and make decisions instantly. 1 Safeguard your accounts with 3 two-factor authentication Block suspicious ACH debits and credits Get automated alerts and notifications

23 Fraud Prevention From heightened password protection to in-process alerts, reduce your exposure to fraud and limit your losses with the comprehensive security features available through CashPro Online. FRAUD PREVENTION ACH Positive Pay Check Positive Pay Payee Positive Pay Online Stop-Payment Manage your stop-payment activities, improve security and reduce liability. 1 Safeguard your accounts with 3 two-factor authentication Block suspicious ACH debits and credits Get automated alerts and notifications