Innovate. Monetize. Deliver. The Technology Unit of Bankai Group.

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1 R Innovate. Monetize. Deliver. The Technology Unit of Bankai Group

2 About Panamax Inc. Panamax Inc. is the technology unit of Bankai Group, offering market-proven Business Support System, Network Switching Subsystem, and Mobile Financial Solutions. Established in 2001, Panamax is headquartered in New York with its R&D center in Ahmedabad, India. We deliver rst-class, turnkey telecom and technology solutions to Telcos, Banking, Financial services and 300k+ Live 100+ Global Port Capacity Customers Insurance companies (BFSIs), carriers, aggregators and service providers across various verticals and geographies. These solutions, offered by our award-winning products imax, BillCall, Bridge2Call & MobiFin includes BSS Interconnect, Fraud Management, Payment Gateway, Uni ed Communications, Next Generation Switching, Content Management System, and more. 50+ Billion CDR Processed 1+ Million Invoice Processed About Bankai Group Bankai Group is an Information & Communications Technology (ICT) forerunner with interests in wholesale & retail Voice and Telecom Technology business. We offer ultimate Carrier Solutions worldwide with exceptional IP interconnects competence for high-quality international voice termination. Emancipating the limitations of traditional trading, the Group offers BridgeVoice, an automated platform for online trading and settlement of wholesale interconnect Voice, SMS & United Communications & Collaboration services. We are a prominent contributor in developing exible and customized solutions for the telecom & VAS industry. Bankai Business Units TM TM Click. Pay. Done. Innovate. Monetize. Deliver.

3 Panamax Portfolio Business Support System (BSS) Convergence of Interconnect Billing & Roaming Solution Network Switching Subsystem (NSS) Transforming VoIPortunities in Uni ed Communication Mobile Financial Solutions (MFS) Next Gen Mobile Finance Solutions for Banks & Telcos Managed Services Operations & Management Services to meet Evolving Customer Requirements Managed Services Our Journey Establishment of Panamax Research & Development mwallet & Payment Switch Solutions Panamax Inc. recognized as the Fastest Growing Company in Asia & Best Company to Watch 2016 Call Center Solutions & Telecom Resource Management Services Mobile Finance, Mobile Money & Top-up Solutions Panamax wins multiple Awards for MobiFin, imax & Bridge2Call Launch of new version of our BSS Solution BillCall

4 Mobile Financial Solutions (MFS) for Telcos Enable telcos to roll out and manage mobile money services by addressing diversi ed technology needs inline with the changing business life cycle Mobile Wallet Micro Credit Micro Savings International Remittance Top Up and Bill Payment P2P Transfer Enterprise Mobile Money & Agro Payments M health G2P payments Electronic KYC Voucher & Coupon management Campaign Manager

5 Key Features ü Trust Account Management ü Dynamic EKYC ü Comprehensive Agent and merchant network management module ü Flexible Wallet user on boarding work ows ü Campaign management ü AML/CFT Compliance ü Modular architecture ü Secure, open & easy to integrate APIs Key Bene ts ü Wide range of Use Cases to diversify usage and increase ü Faster Customer/agent/merchant on boarding ARPU ü Effective marketing Campaigns for driving service adoption ü Digital Eco system development ü Effective Agent / merchant network management Android POS POS Options Agent & Merchant Handheld Conventional POS Others Handheld Android ü Effective Regulatory compliance and Risk Management Biometric Android Sunporch Bluetooth Printer Handheld Pos Mpos NFC Pos Low Cost NFC / QR code Beacons QR Code Android +Printer ATM Nitgen

6 Mobile Financial Solutions (MFS) for Banks Help Banks to leverage mobile convergence for offering banking services targeted to speci c customer segments. mwallet Mobile Banking Agency Banking Merchant payments (NFC/QR Code) Money Transfer Subsidy Distribution (G2P payments) Mtoolkit Host Card Emulation

7 Key Features ü GUI-based solution catering to a wide spectrum of micro- nance operations, including diverse lending methodologies & institutional models. ü Loan instalments repayments using funds in micro banking account ü Multiple wallet pro le with subscriber transfer ü Self-care via web, mobile app, USSD ü Business service to be available for web portal, USSD, SMS, mobile apps, POS, IVR ü Long distance remittances ü Push noti cations for all banking services. Key Bene ts ü Easy customer and agent on boarding ü Reduced theft, fraud and mismanagement ü Increased security with reduced cash transactions ü Enhanced Customer and Program Insight ü Flexible, expandable access points by agent Network ü Secured way for un-banked to save their money Product Libraries Business Oriented Features 16 Level Agent/Merchant Management 150K+ 50K+ Agents Globally POS Terminals SMS & USSD Smart Phone Smart Watch Web QR Code Access Channels NFC Chip & Pin

8 Enhancing Business Performance Managed Services Managed Hosting & Business Support Services tailored to meet the functional and operational challenges of the customers. Backup/Disaster Management Planning Telephonic Support Online Support via Skype Business Support and Maintenance Trouble Ticket Management Inbound/Outbound Active & Passive Route Testing & Monitoring Switch Management Interconnect Management

9 Our Services ü Decades of proven experience in the Telecom & Mobile Finance Services industry enables rede ning of your markets by providing innovative solutions for becoming more agile, reducing xed operations costs, and introducing next generation services in your business ü Our services are well aligned to the needs of the telecom & Mobile Finance Services industry and helps install, implement, commission, regulate, and manage communication networks and services with ease while making you drive enhanced ROIs Post Implementation Support Services ü Post implementation support for incidents, service and enhancement requests ü Regular maintenance updates on periodic basis ü Speci c upgrade assurance packages to keep-up with the latest software release Professional Services Project/program management Custom development Strategic consulting Managed Services Add-on Services for Telecom Add-on Services for MFS ü Legal services ü Trading desk services ü Marketing services ü Accounting & Finance ü Rates and routing ü Product management ü Hosting & IT infrastructure ü Network operations centre ü Hardware, Software and ü Revenue assurance Database services ü Application maintenance Reporting ü Business support & consulting Monitoring Maintenance Remote Support Improve Pro-Active Support

10 Our Accolades Bankai Group recognized as one of the Fastest Growing Technology Companies in North America by Deloitte Bridge2Call win 2017 INTERNET TELEPHONY Product of the Year Award by TMCnet Bridge2Call wins Unified Communications Product of the Year Award from TMCnet BillCall wins Communications Solutions Product of the Year Award 2016 imax wins 2016 Internet Telephony TMC Labs Innovation Award imax wins 2015 Communications Solutions Product of the Year Award imax wins 2015 Internet Telephony TMC Labs Innovation Award Bridge2Call wins Unified Communications Product of the Year Award from TMCnet MobiFin wins Fintech Innovation Award for Emerging Markets-2015 MobiFin wins GESIA Best Innovation by an ICT Company-Gujarat Award2015 MobiFin wins Excellence in Branchless Banking Award at Mobile Money & Digital Payments Global-2014

11 Our Clients *Selected Bankai Group Clients

12 R&D Center Panamax Infotech Ltd. Panamax House, Plot No. 8, Khushman Housing Society, Near Vivekanand Circle, Memnagar, Ahmedabad India Headquarters Panamax Inc Kew Gardens Road, Suite 1040, Kew Gardens, New York USA Contact No. Website Connect with us /panamaxinc /company/panamax /panamax_inc /lifeatbankai /bankaigroup R