BancPac 2017 Development Roadmap

Transcription

1 BancPac 2017 Development Roadmap Unlocking Your Business Potential with Automation Joselyn Strohm, Product Manager May 24, 2017

2 2016 Enhancements Delivered Enhancements By Application Client Driven Integration Regulatory BancPac Initiatives Customer Deposits/DO Loans GL Global 2

3 Be a BETA! Documentation Potential Updates Software Accessibility Support Feedback 3

4 2017 Roadmap 4

5 Client Driven Enhancements - Customer Customer Authentication Questions Alternate Address Bold if one is present Additional parameters for internet access of closed accounts Improvements to Address Change Process Option to only select related customer for address changes as the default. 5

6 Client Driven Enhancements - Deposits Additional IRA Beneficiary Information and Reporting from Plan level Automatically calculate RMD transfer amount IRA Plan Maintenance in File Maintenance Define each beneficiary percentages on CD s Customer Level Dormancy Option to Sort by Account Usage on Report 543 NSF Monthly Paid/Return Safe Deposit Box Payment Update Monthly Hold Report Rolling 6 month average balance APY on CD screen Present an edit if an MTE will overdraw acct Additional transfer options Last 4 Digits of Card in History Check Card Rewards Incent your customers for using signature based transactions instead of PIN based. 6

7 Check Card Rewards 7

8 Check Card Rewards 8

9 Check Card Rewards 9

10 Check Card Rewards 10

11 Client Driven Enhancements Deposit Origination Expanded Title Line for documents Customer Level Business Resolution Temporary Signature Card W-8BEN support Option to Use Alt Address on Account Documents Option to Sort by Account Usage on Report 543 NSF Monthly Paid/Return Option to use the word AND on joint accounts Improvements to Accounts in Process Case by Case Hold Change of Address Form Support External Transfer Form Support Default the services needed during account opening by product such as Qualifile. Custom Document Support 11

12 Client Driven Enhancements - Loans Totals by Loan Officer Report 771, 772, & 775. Late Payment Warning on Bills Field Updates Date restructured field added Escrow Inquiry Fields Original Note Commitment Amount field Expand Percentage field for Purchased loans Stop Draw Processing Ability to do transactions on the same day a LOC is renewed Option to Suppress ARM Notice Delay printing past due notices Shadow Accounting Improvements Nonaccrual and Shadow processing for late fees Continue to Bill on Shadow Principal Balance Presentation Improvements SBA Improvements Collateral Improvements Ability to tie the same collateral record to multiple loans with different lien positions. UCC Expiration Date Field Ability to remove primary customer from credit bureau reporting Date of Credit Score field Fee Payable at Payoff 12

13 Client Driven - Global Replacement Cards Last four digits of the card number in transaction history. Display EFT real time limits Instant Debit Card Alerts Transaction Threshold Option to View User Profiles Track User Security Settings that Differ from User Type Defaults Additional Sort Options for Transfer Reports Display GL account title on Report 97 Print Envelope Option to Override MTE for alerts Account Alert Report Option to automatically delete alert codes GL Rolling 24 Month Balances. 24/7 Processing Protect Internet Users Studio Improvements 13

14 Integration Decision Solutions Address Analysis Ensures customer address is valid or accurate based on USPS records. Additional validity checks for name to address verification, suspect and known fraud addresses, address velocity, etc. BizChex Red Flags Checklist PayNet Credit with a Hold Acuant AssureID Acuant Mobile BancPac SmartSign FCM Integration Entrust DataCard CardWizard Integration 14

15 BancPac SmartSign Digital signature capture tool Multiple signing options In Person Identity verification for remote signatures Last four of TIN Last four of phone number Secure transmission Available on Studio 15

16 About eoriginal: Intellectual Property CEO Stephen Bisbee involved in esign Law Leading in the industry CEO influenced UCC Law Multiple patents on electronic Asset Management Including Paper-In and Paper-Out Introduced easset Management to Rating Agencies and achieved parity rating Strong Relationships with top legal firms that counsel on easset Law Stephen is a Board Member of ESRA Stephen received lifetime achievement award from ESRA

17 & Core Account Processing Critical Customer Data Visibility Accessibility Manageability Leading esigning and evaulting Provider ESIGN, UETA & UCC Compliant Rated and Accepted by ALL Major Rating Agencies Designed Specifically to allow you to transfer your assets Collateralize, Pledge, Securitize You Know BancPac Let s see how the signing and Vaulting works

18 Account Inquiry 18

19 Prepare Documents 19

20 New Signature Options 20

21 Signature Capture for 21

22 Signature Capture for In-Person 22

23 Acknowledgement

24 Executed Documents 24

25 Regulatory Physical Address field FinCEN Beneficial Owner IRS reporting changes New transaction code for late rollover and distribution code for charitable gift annuity. 1099MISC for Check Card Rewards 1099R for QCD Transactions Call Report Update Rpt 468 with 250k threshold Call Report 041 Consolidated Reporting Additional Verbiage for Excessive Overdraft on Overdraft Notice Freddie Mac Updates HMDA Unique Loan Indentifier (ULI) CFPB Post Petition Bankruptcy Statements Same Day ACH Phase 2 25

26 Regulatory Review Thursday at 9:45 Captiva 2 26

27 BancPac Initiatives Account Text Alerts EFT Exceptions History CSi Release Integration DO Workflow Improvements Additional Edit Messages Required Fields Default Values Additional Document Support Grouping Accounts in the same Workflow Sheltered Harbor Extracts Management Reporting Suite Financial Reporting Suite BancPac 360 Improvements Ability to schedule and reports Ability to join files Infrastructure improvements 27

28 BancPac Reporting Thursday 8:30 Captiva 2 28

29 Candidate Projects Integration OLB Positive Pay real time integration OLB ACH Positive Pay integration Alerts portal through OLB Cardless Cash Security Restrict Posting on User s employee accounts File Maintenance Improvements Update User Info without Deleting User Mask account numbers on statements and notices Loans Update collateral fields to new loan process Additional FASB fee functionality 29

30 Save the Date May 14 th 17 th 2018 May 6 th 9 th

31 Thank You Joselyn Strohm