Enable hyper connected banking with Oracle FLEXCUBE

Transcription

1 Designed for the Hyper connected world The financial services industry continues to evolve amidst disruption caused by an unprecedented proliferation of digital technologies and connectivity. This disruption coupled with several regulatory directives is also driving the emergence of connected ecosystems. To successfully address disruption, protect their customer relationships and business, effectively comply with regulations, stay competitive and leverage the ecosystem opportunity, banks must double down on transforming their systems so that they can leverage digital technologies and connectivity to deliver better services, experiences and value for their customers. With technology at the core of banking, modernization of core systems is the cornerstone of digital transformation in a bank. A modern core banking solution can help banks jumpstart digital transformation and leapfrog their capabilities to stay relevant, competitive and compliant in a fast evolving industry., with its capabilities built around the three pillars of componentization, connectivity and convenience, can help catapult banks to the fore front of digital innovation and leadership. Orchestrate solutions according to business goals Collaborate with fintechs and nonbanks to promote service ubiquity Shorten the path to stakeholder value realization Enable hyper connected banking with Best in Class Capability Ability to Integrate Intelligent Response Componentization Connectivity Convenience

2 Choose proven pre-integrated or standalone solutions re-integrated solution Standalone solutions Banks can now jump-start their digital capabilities with a pre-baked and shrink-wrapped solution designed to work off the shelf with comprehensive capabilities across all banking functions. The shrink-wrapped plug and play solution offers multiple options to co-deploy standalone products for a customized transformation journey. Standalone point solutions enable banks to prioritize a selective business focus, address specific strategic needs and undertake a progressive digital transformation. offers standalone solutions for payments, loans, limits and collateral management and liquidity management. With these specialized solutions, banks can now unify payments, maximize loan portfolios, ensure proactive credit management and provide their corporate customers with the ability to enhance their working capital. ~26Billion 10% Banking transactions processed on every year World s Banked opulation possess an account powered by Customers Countries with resence Banking Footprint : Designed for the Hyper connected world 2

3 Gain multi-dimensional connectivity Enables Open Banking Built for the heterogeneous enterprise With AIs, can help banks jump start Open Banking initiatives. Banks can securely collaborate with third party service providers, while defining and remaining in control of the ecosystems they choose to operate in. The solution provides a platform that promotes industrialization of AI consumption and fuels co-creation of applications and services around the bank. enables a seamless exchange of information using industrialized standards such as ISO 20022, Rest AI libraries, a Blockchain adapter and common integration frameworks to enable seamless collaboration and participation in ecosystems. It also enables simplified and pervasive assimilation of data and information across and non- applications in a heterogeneous enterprise. CLICK and blockchain blockchain adapter allows banks to easily interface with any blockchain network and improve process efficiency, reduce risks and enhance straight through processing. : Designed for the Hyper connected world 3

4 Shorten the path to value realization $ $ Enrich the financial life of customers Own and co-create the value chain enables banks to offer the convenience of personalized experiences across digital touchpoints, enabling customers to make smarter banking decisions (ersonalized Conversational Chatbot) while managing their finances better (ersonal Finance Management) even as they pursue instant gratification of lifestyle choices (2 payments). Easy discovery and industrialized consumption of the REST AIs promote collaboration and help unlock the potential of data related to customers, transactions and products to fuel co-creation of applications and services. Architected for extensibility, promotes non-invasive coding, faster harmonization and one click deployment. The solution enables a rapid response to evolving market dynamics. The Edge Designed for heterogeneous enterprises rovides the building blocks for orchestrating a progressive transformation, regardless of size, scale, geography and complexity romotes collaboration Enables collaboration with third party firms and participation in ecosystems while helping to define and remain in control of the same Accelerated solution design Architected for extensibility, it promotes non-invasive coding, faster harmonization and one click deployment Intelligent decisioning Empowers automated decisioning capabilities that enables process optimization and cost benefits One-stop-shop for banking Decades of global banking expertise and experience coupled with a single vendor accountability for hardware and software for on-premise and cloud deployments rovide operational agility for the banker The data source agnostic Machine Learning adapter unlocks intelligent decision-making abilities for enabling process optimization and driving cost benefits. The new responsive user interface with intelligent information retrieval and contextual clarity infuses operational agility and business mobility. : Designed for the Hyper connected world 4

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