Corporate Access The first-class solution to upgrade our customer s payment processes

Transcription

1 Corporate Access The first-class solution to upgrade our customer s payment processes

2 Agenda Corporate Access Repetition from previous seminars Why introduce a new file-based payment service? What is the benefit for customers? How will it work? Things ERPs & customers need to be aware of Planned developments for the coming year Deliveries 2016 Planned deliveries 2017

3 Repetition from previous seminars Why introduce a new file-based payment service?

4 Background: Launching Nordea Corporate Access Regulatory compliance SEPA End Date for non-euro countries 31 st of October 2016 Technology & architecture Customer demand for simplification of Nordea s many file transfer solutions Increased risk awareness Growing globalization trends increase need of protection against violation of file security and fraud attempts

5 Repetition from previous seminars What is the benefit for customers?

6 Corporate Access Make your payment flow efficient One file for all payment types, regardless of currency 1 One user interface, i.e. Nordea s Corporate Netbank One common solution for SE, NO and DK One support Compliant with regulatory legislations e.g. PSD and SEPA Rule-book Enhanced file security solution Integrated with your ERP-system Enabling full control of your payment processes

7 Repetition from previous seminars How will it work?

8 Easy Corporate Access All payment types Domestic and International, supplier, salaries, pensions, taxes and intercompany payments All currencies Supports all currencies and payments from currency accounts One format ISO20022 XML pain pain camt d Communication methods H2H (AS2, FTP/VPN, SFTP) Corporate Netbank File Transfer

9 Easy Corporate Netbank Known user interface, easy to use SEPA-compliant file format Accessible via Corporate Netbank Help texts in five languages View, confirm and cancel files View and cancel single payments Confirm alone or two together View file status File & payment history for 15 months Download to update your ERP-system Status report file (pain ) Debit advice file (camt )

10 Repetition from previous seminars Things ERPs & customers need to be aware of

11 Requirements for ERP systems Corporate Access Payables ISO20022 XML format for Corporate Access Payment service and payment types Note: Mandatory to provide Corporate Access File Transfer Secure Envelope creation for Sender & Signer Ids Signature procedure to Sign enveloped files. File communication via H2H protocols (enabled via Corporate Access File Transfer agreement) Certificate Management: Download/Store/Maintain. Authorisation of Signer Id in ERP system Authorisation for users to confirm payments in ERP system Note 1: Mandatory to provide when H2H protocols used. Note 2: Optional to use (either envelope and/or Signature) when Corporate Netbank File Transfer used. If not provided manual confirmation mandatory.

12 Nordea s Corporate Access XML MIGs Mandatory impact High impact Medium impact Impact on Nordea s MIGs Nordea s MIGs are constructed as recommended by local Nordic/Baltic Bankers Associations.

13 Nordea s Corporate Access Test Tool your support Nordea is providing a web-based Test Tool, which will enable customers and ERP vendors to: Check Secure Envelope Check correct XML syntax Validate general ISO/CGI business rules Validate Nordea specific business rules Possibility to download response files for pain.002 and camt.054d May be downloaded as files (pain.002 & camt.054)

14 Corporate Access Note: Nordea s Corporate Access file-based payment services will for the future replace all current filebased payment offerings (incl. formats) XML XML XML XML XML XML XML

15 Planned developments for the coming year Deliveries 2016

16 Corporate Access agreed deliveries 2016 New communications offered for Corporate Access FileTransfer: Protocols: Web Services and SWIFTNet FileAct Supporting Corporate Access files Updated SOAP error messages added into specification supporting Web Services New functionality offered for Corporate Access Payables: Services: Cancellation on file incl. response files Note: Secure Envelope must be used! Format: ISO XML camt & camt (and pain as part of message flow) New functionality offered for Corporate Access Payables: Services: Accepted transactions possible to chose for Status report Format: ISO XML pain New functionality offered for Corporate Access Payables: Services: IBAN as Creditor account format for Sweden accepted Format: ISO XML pain

17 Planned developments for the coming year Planned deliveries 2017

18 Corporate Access planned delivery for /4 New functionality offered for Corporate Access File Transfer: Services: Additional file types added Most commonly used file types added Both for H2H and manual up-/download via Corporate Netbank

19 Corporate Access planned delivery for /4 New functionality offered for Corporate Access Payables: Services: Financial payments and Request for Transfer (RfT) included Possible to select as payment type groups, i.e. separate authorisation for viewing, confirming and cancelling via Corporate Netbank Both STP or manual confirmation possible Services: Finland and Baltic* countries added Same functionality and payment types as for DK, NO & SE included Format: All ISO XML messages as currently offered by Corporate Access * Baltics to be decided

20 Corporate Access planned delivery for /4 New service offered: Services: Corporate Access Account Statements 1 st release Ordinary account statement, i.e. without payment details of batch entries Services: Corporate Access Account Statements 2 nd release Extended account statement, i.e. with payment details of batch entries Both credit and debit details of batch entries Details of salary/pension payments are not included Both options possible to select as a single service or combined with other Corporate Access services Format: ISO XML camt CGI compliant

21 Corporate Access planned delivery for /4 New service offered: Services: Corporate Access Credit Advices Including details of batch entries Including both structured and unstructured reference Format: ISO XML camt c CGI compliant

22 Thank you for listening!