Money Tree Software. Information Kit

Transcription

1 Money Tree Software Information Kit

2 Contents Overview Page Product Summary Additional Tools Support Trials Pricing Partners Product Details Silver Financial Planner Silver Online Easy Money Golden Years Distribution Solutions Partner Details Data Integration Partners Group Discount Partners Page 1

3 Product Summary: Silver Financial Planner Fundamental Planning. Silver Financial Planner is a FRIENDLY solution designed to deliver EFFICIENT planning for busy planners. Silver s intuitive navigation & clear, concise reports allows you to spend less time creating plans & more time where it matters most, with your clients. Initial purchase $495, annual renewal $150. Silver Financial Online Fundamental Planning Online. Based on the award-winning Silver Financial Planner, Silver Online offers friendly & efficient planning with all the ADVANTAGES of WEB-based programs. Initial purchase $495, annual renewal $495. Easy Money In Depth Goal Based Planning. Address ALL aspects of your clients planning NEEDS with Easy Money. Easy Money covers all major aspects of a financial plan & shows clients the best way to meet their objectives. Easy Money illustrates solutions to financial shortfalls, including a variety of appendix reports for verifying your numbers & showing additional details. Initial purchase $895, annual renewal $350. Golden Years Advanced Cash Flow Planning. Provide ALL DETAILS of your clients DISTRIBUTION years with Golden Years. Golden Years is an optimized cash flow based application for clients who need fine-tuned detail & highly accurate tax analysis. Golden Years focuses on providing the details of asset growth, income, expenses, & taxes. Initial purchase $895, annual renewal $350. Distribution Solutions Financial Transitions Tool Kit. Money Tree Software created this dedicated collection of calculations & reports to address financial transition concepts & retirement plan distribution decisions. Each report is brief, clear & to the point. Initial Purchase $269, annual renewal $100 Additional Tools: Secure Online Planning Survey Web based data gathering tool. Allows your clients to safely enter data online & send it to you. When you receive the data you can open it directly into your Money Tree Software program, saving data input time. One time setup fee $50. Import/Export Wizard 3rd Party Integration. Money Tree Software has import/export capabilities with 18 third-party software companies including asset aggregators, CRMs & portfolio managers. Page 2

4 Support: Your needs generate our priorities. Find relief in knowing our unlimited free support is available to help. You be the judge; give our professional & knowledgeable support a call today! Advance your learning using our support, training, tech notes, user guides & videos. Trials: Take the program for a test drive. Let us prove the ease of use, clear reports & value. Use the programs to enter real customer data, print complete reports, & present them to your clients. See what they think! When you choose to purchase, all the data you have entered during the trial will still be there for continued use. Silver provides a 30-day trial period. Easy Money & Golden Years provide a 60-day trial. Download from Pricing: Providing the right software for the right price. Money Tree Software strives to be a cost leader in the financial planning software marketplace. Being a loyal customer has its rewards! The annual renewals on desktop-based programs are fraction of the original purchase price. Partners: Money Tree Software has 18 data integration partners, allowing for importing of data from third-party software companies including asset aggregators, CRMs & portfolio managers. Money Tree Software has over 50 group discount partners, organizations that have approved & promote the use of Money Tree Software products to their members. Organization members receive a discount off the initial purchase of Money Tree Software products. A full list of partners is available on page 8 of this guide. Company: Founded in 1981, Money Tree Software is a successful pioneer in the financial planning software market. Developed by a CFP for professional planners, Money Tree Software s programs data analysis & generated reports are not just fancy graphs & charts; they help advisors do business. The programs are designed for planners who put their clients first. Less time creating reports means more time with clients. Clear, understandable reports help create clients who are ready to act. Good financial plans build client trust & loyalty. Innovation & quality are the hallmarks of Money Tree Software. Effective planning requires tools that efficiently & professionally analyze all the necessary numbers. Good planners promote total financial wellness & improve the financial literacy of their clients, so Money Tree Software offers a full collection of solutions to meet the entire spectrum of client needs. Money Tree Software s team has extensive financial experience, strong Windows development skills, & a desire to meet & support the evolving needs of the financial community. Money Tree continues to be a source of financial planning originality & innovation. Page 3

5 Silver Financial Planner Complete Financial Plans in Minutes Fundamental Planning: Clear, Fast & Effective Initial Purchase Price $495 / Annual renewal $150 Silver Financial Planner is a friendly planning solution designed to deliver efficient planning for busy planners. Silver s intuitive navigation & clear, concise reports allows you to spend less time creating plans & more time where it matters most, with your clients. Available in desktop & online (next page) versions. Short learning curve Most of our customers say they can learn the system & be generating plans in just a few hours. The whole purpose & design of Silver is to make data entry fast & easy, a planning tool that anyone can use. Sit down with the customer, ask about their goals, financial resources & enter the data into the programs right in front of the customer quickly, with a minimum of input. Immediate results With the customer watching your monitor, click on What If? & see the results of their capital accumulation & consumption appear right before you in an easy-to-understand graph. If the graph shows red at the end, the customer will immediately recognize their financial situation is precarious at best. What If? Talk about options like repositioning assets, increasing accumulation amounts, improving rates of return on assets, retiring earlier or later, adjusting their retirement expenses & more. Every change is reflected in the graph, with the customer immediately grasping both the concept of your recommendation & the potential for improving their chances of a successful retirement. Presentation quality reports & graphs If the customer needs a few pages of numbers to review, or if you are more comfortable using printed reports to provide a detailed answer to the planning needs, then Silver has the perfect solution. Up to 65 report pages covering all the important facets of a financial plan are at your fingertips. Print the entire set of reports, or create & save customized sets with only those pages that are of particular interest to your customer. Silver Online allows you to post data & reports to a webpage for viewing online as well. Page 4

6 Silver Online Complete Financial Plans in Minutes Fundamental Planning - Online: Clear, Fast & Effective Initial Purchase Price $495 / Annual renewal $459 Based on the award-winning Silver Financial Planner, Silver Online offers advisors the friendliest & most efficient fundamental financial planning software with all the advantages of web-based programs. Special features of the online version include: Data Backup & Security The website uses SSL to encrypt you data going to & from the website. User account passwords are encrypted. The database & website are hosted in secure facility providing: daily backups, redundant hardware, security guards, & redundant networks to ensure that the site is always available. Role Management Multiple users accounts can be created under the same company, allowing for custom security & permission settings. Administrator, planner, input only, view only, ect. Accessible anywhere you have Internet It s in the cloud. Access to Silver Online from any Internet connection proves a flexible & convenient opportunity to work with a client at any time & anywhere. Quick report generation. Tablet friendly. Customer Access Portal Allows clients to see their plan & reports specified by the advisor. Customers can view their financial data on their own time, anytime of day. Clients may also enter or modify plan data if the advisor grants this permission. The data is securely provided to the customer with password protection. Page 5

7 Easy Money Comprehensive Goal Based Planning In-Depth Planning: Complete Accumulation Phase Reporting Initial Purchase Price $895 / Annual renewal $350 Address all aspects of your clients planning needs with Easy Money. Easy Money covers all major aspects of a financial plan & shows clients the best way to meet their objectives. Easy Money illustrates solutions to financial shortfalls, including a variety of appendix reports for verifying your numbers & showing additional details. Demonstrate to clients how working longer, earning more, or adjusting a goal affects their plans. Easy Money is integrated with Golden Years through the TOTAL Planning Suite s highly flexible input platform. TOTAL Planning Suite data platform Provides an integrated database & data input method that saves time & increases your ability to provide cost effective solutions to your clients. The powerful & flexible platform features include the Quick Entry Wizard, allowing for quick & easy data entry, & Age Change Event Tables, allowing modifications of expenses, incomes, rates, etc. at any age. Cover all major planning aspects Easy Money covers all the major planning aspects. Current year reports include net worth, cash flow, asset allocation, & income tax analysis. Retirement planning includes stock options, retirement needs, shortage solutions, asset illustrations, withdrawal rates, & Monte Carlo analyses. Other planning topics include education, insurance, & estate. Unique Audit Trail Verify numbers used in the projections by following the Audit Trial. The details behind each summarized number are broken down & displayed in supporting pages. If your client asks, Where did you get that number? be confident you answer with ease thanks to the Audit Trial. Presentation quality reports & graphs Easy Money offers a balance of detailed number schedules & clear, colorful graphs. Up to 220 report pages cover all the planning topics & provide the supporting detail to help breakdown the numbers using the Audit Trail. Several default report sets are available to help you easily focus on the topics you wish to address with your client, or create your own by choosing the reports & custom tailoring them your client s needs. Page 6

8 Golden Years Advanced Cash Flow Planning Cash Flow Planning: Detailed Distribution Phase Reporting Initial Purchase Price $895 / Annual renewal $350 Provide ALL DETAILS of your clients DISTRIBUTION years with Golden Years. Golden Years is an optimized cash flow based application for clients who need fine-tuned detail & highly accurate tax analysis. Golden Years focuses on providing the details of asset growth, income, expenses, & taxes. Designed to help retirees or pre-retirees plan their later years with an unusual degree of accuracy & completeness. Golden Years is integrated with Easy Money through the TOTAL Planning Suite s highly flexible input platform. TOTAL Planning Suite data platform Provides an integrated database & data input method that saves time & increase your ability to provide cost effective solutions to your clients. The powerful & flexible platform features include the Quick Entry Wizard, allowing for quick & easy data entry & Age Change Event Tables, allowing modifications of expenses, incomes, rates, etc. at any age. Cash flow & detailed tax analysis Golden Years focuses providing the details of asset growth, income, expenses, & taxes. Illustrate the impact surpluses or shortages have on assets. Full tax calculations using actual IRS tax tables, including adjustments for indexing rate breakpoints & deductions. Automatic itemized deductions & exemptions phase-outs. Calculation of AMT, taxable portion of SS income, & other areas requiring special tax treatment. Unique Audit Trail Verify numbers used in the projections by following the Audit Trial. The details behind each summarized number are broken down & displayed in supporting page. If your client asks, Where did you get that number? be confident you answer with ease thanks to the Audit Trial. Presentation quality reports & graphs Golden Years offers a balance of detailed number schedules & clear, colorful graphs. Up to 195 report pages cover all the planning topics & provide the supporting detail to help breakdown the numbers using the Audit Trail. Several default report sets are available to help you easily focus on the topics you wish to address with your client, or create your own by choosing the reports & custom tailoring them your client s needs. Page 7

9 Distribution Solutions Financial Transitions Tool Kit Quick Answers to Specific Distribution Questions Initial Purchase Price $269 / Annual renewal $100 Distribution Solutions responds to the unique planning needs associated with this economic downturn. Money Tree Software created this dedicated collection of calculations & reports to address financial transition concepts & retirement plan distribution decisions. Each report is brief, clear, & to the point. You don't need to enter a lot of data & you'll have the right answers immediately. Some common questions Distributions Solutions will help you answer: Lump Sum Distribution What are the consequences of taking a lump sum payment from my 401(k) plan? What are the benefits of rolling the 401(k) plan over to an IRA instead? Pension Dimensions What does it cost me to take my pension s joint life option? Can I arrange benefits for my spouse if I take the higher single life option? IRA to Roth Conversion Is converting my IRA to a Roth IRA worth it? What are the tax implications? Pension vs Lump Sum Pension income or lump sum distribution. Which is best for me? Required Minimum Distribution How much do I have to draw from my 401(k) each year? What does that leave me after-taxes? 72(t) Income Options Analysis I m not 59 ½ yet. How can I get income from my retirement account without a tax penalty? Effects of Inflation How will inflation affect my capital & income needs? Page 8

10 Partners: Data Integration Partners: Money Tree Software has import/export capabilities with 18 thirdparty software companies including asset aggregators, CRMs & portfolio managers. Group Discount Partners: Organizations that have approved & promote the use of Money Tree Software products to their members. Organization members receive a discount off the initial purchase of Money Tree Software products. Page 9

11 Contact Money Tree Software Questions? Let us help! General Local: Toll Free: Fax: Support M-F 6:30 AM 5:00 PM PT Toll Free: ext 0 support@moneytree.com Sales M-F 8:00 AM 5:00 PM PT Toll Free: ext 4 sales@moneytree.com Billing M-F 8:00 AM 5:00 PM PT Toll Free: ext 3 Address Money Tree Software 2430 NW Professional Way Corvallis, OR Page 10