Direct Operator Billing

Transcription

1 Direct Operator Billing 1

2 Platform Overview / Introduction Wallet, keys, Mobile Phone. The most personal of our daily gadgets has become the primary device through which we socialize and consume. LibancallPlus provides solutions that enable consumers to use mobile micropayment for purchasing goods and services, anytime, anywhere online or on mobile using our DIRECT connections with the Operators. LibancallPlus Direct Billing provides Mobile Network Operators with a direct billing solution that integrates seamlessly with their billing platform enabling them to catch the mobile commerce wave now. LibancallPlus Direct Billing is provided as a fully managed service that minimizes the mobile operator time and resources. We offer a direct billing API that enables third parties to launch mobile commerce services. 2

3 Direct Operator Billing, Strong Alternative Of Payment Methods Mobile payment is a strong alternative to other payment channels. Direct Operator Billing allows merchants to charge goods and services directly to the user s phone bill. It is a suitable payment solution for digital goods and services. 3

4 Platform Features LibancallPlus Operator Billing platform delivers a list of advanced features based on merchant & clients needs. Main Features API Features Customer Care Features Integration with any Application or Online Solution to charge end-user payments to the carrier s mobile phone subscription bill Pricing Flexibility Works with 3G and/or Wi-Fi High quality direct, server to server billing connections API feature for content purchase, app purchase or in-app purchase API feature for on-going subscriptions Secure Consumer authentication Capabilities Refund Capabilities (touch) Mobile and PC web payment solution Customer care tools: refund, manage, trace, audit Detailed billing reports and statements Risk and fraud management 4

5 Why LibancallPlus? 1 Cross-Platform Mobile Payments API: one integration, works on any computer, tablet, Smartphone or feature phone and smart TV-s 2 Self Service Setup, Go Live promptly: Fast integration in your Service 3 Includes multiple Advanced features that does not exist in any other platform such as Refund based on live operations with huge traffic and revenues 5

6 Platform Why DOB? Very simple system and familiar with end-users. No need to upload contents. Flexible to use with all types of applications. Requires only one factor to process the billing : authentication Pin : After one-factor authentication involving a PIN, the consumer's mobile account is charged for the purchase Targeting a bigger target market: gain all merchants with all their subscribers. 6

7 Platform Technical Structure Merchants Selfcare, Reporting, Provisioning Libancall Plus API Payment Platform Service Provider Front - end System Backoffice Operations Billing Connectors Operator Billing Platform 7

8 Platform API Billing Connector Needed Parameters Trans ID Product ID Purchase Type Pin code MSISDN API Headers Client ID User name Password Description Request Id Unique per product One time payment Subscription: 1st time subscription or renewal Pin code entered by user Mobile Number entered by user Description Unique per client Linked to client ID Linked to client ID 8

9 Direct Operator Billing Flow User DOB System Operator Send DOB purchase request through mobile application or web Enter received PIN code for confirmation PIN code generation. Send SMS with PIN code Send billing request to operator Send SMS with payment status (Successful or Failed) Request Successful or Failed 9

10 Sample of DOB Flow Sample online product purchase 1 USD 1USD Merchant Company Enter your mobile number Enter PIN code SMS User makes a purchase with one click only. User inserts mobile number User receives by SMS a PIN code & inserts it to complete the payment SUCCESSFUL Purchase Completed Purchase completed 10

11 Flexible Billing Options One Time Payment Subscription One-time payment allows merchants to charge users for one-off purchases with a single transaction. A recurring payment model allows merchants to charge subscribed users for a service or product on a periodic basis (daily/weekly/monthly). 11

12 Billing Flow Rules Per Operator And Related Notifications 12

13 Integration With A Standard Api The DOB is implemented by merchants easily and quickly. The technical integration is operated with a very simple HTTP request that indicates all the parameters that are useful for payments. 13

14 Dob Reporting Tool A reporting tool is available online for registered merchants to access transactional and account information. Real-time updates for all payment transactions associated with a merchant s one-time and subscription service is available. 14

15 Rules and Regulations All services have to be used in a manner which complies with, all applicable laws, regulations, codes of conduct and Telecom Operator requirements especially the Deontology code of both touch and Alfa. 15

16 Revenue Sharing With The Merchant The Revenue share will be paid to the merchant from the Net Revenues as received by LIBANCALL PLUS from Telecom operator. Net Revenues are defined as the amounts received by LIBANCALL PLUS from the Telecom Operators after deducting the telecom operators share and the government taxes if any and any consideration of applicable fees or tax as per the telecom operators standard rules. 16

17 Thank You