55+ LIFESTYLE. Where You Want to Live TAX-FRIENDLY PA LOW-MAINTENANCE EXCITING LOCATIONS AWARD-WINNING HOMES SINGLE LEVEL LIVING
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1 2016 NATIONAL 55+ Builder of the Year AMENITY-RICH COMMUNITIES SINGLE LEVEL LIVING TAX-FRIENDLY PA LOW-MAINTENANCE 55+ LIFESTYLE EXCITING LOCATIONS AWARD-WINNING HOMES Where You Want to Live LOW-MAINTENANCE SINGLE FAMILY & GARDEN HOMES FROM THE $200s Lehigh Valley Lititz Mechanicsburg Pittsburgh
2 GREAT OPPORTUNITIES To Live Better We have made so many new friends and new relationships that we wouldn t have otherwise had. Because of Traditions, there are more opportunities for us to do things with people our age. Dan & Georgia, Traditions of America homeowners We like to travel, and with Traditions of America we don t have to worry about caring for our home. We are able to do the things we want to do and are so happy with our location. John & Carol, Traditions of America homeowners As you start getting invitations to different activities and start to participate more, you really get to meet the people, and the people are what make this community an amazing place to live. Donna, Traditions of America homeowner With Traditions of America, you can bring your own creativity and imagination to make it truly a home. Doug & Barbara, Traditions of America homeowners
3 SAUCON VALLEY Dream Homes in The Lehigh Valley SINGLE FAMILY & GARDEN HOMES 855-TOA-HOME 2 LITITZ America s Coolest Small Town SINGLE FAMILY & GARDEN HOMES SILVER SPRING Stress-Free Living SINGLE FAMILY & GARDEN HOMES SUMMER SEAT Amenity-Rich Resort Community SINGLE FAMILY & GARDEN HOMES PINNACLE AT ADAMS Enclave of Carefree Estates SINGLE FAMILY HOMES
4 HOME FEATURES FOR Easy Living With a choice of award-winning plans in communities throughout Pennsylvania, you are sure to find a Traditions of America community with a home that meets all of your wish list requirements. Our extensive list of standard home features includes many items typically considered extras, including smart, energy-saving interior and exterior features, high-end finishes and appliances, and fine architectural details. Superior Easy Living Features Minimal steps at front entry or from garage Snow removal to your front door Private covered front entry Two-car garages with door opener Full flight of steps to bonus storage above garage, where applicable Welcoming, wider foyer Double hung windows with screens Cabinet style pantry in kitchen (per plan) Master bathroom 5 fiberglass shower with glass enclosure and 2 seats No wax, easy-to-clean vinyl floors in laundry Naturally cool roof soffits Lever style handles on all doors Rocker light switches throughout Keyless garage entry Distinctive Included Exterior Features Maintenance-free, beaded vinyl siding in a choice of colors with stone or brick Aluminum gutters, downspouts and composite exterior trim boards Two frost-proof hose bibs conveniently located near the garage and rear of home Landscaped grounds Varied roof pitch for architectural diversity Architectural roof shingle with 0 year warranty Shutters and headers on selected windows Insulated front doors and satin nickel hardware, doorbell and kick-plate Front door sidelights or transoms (per plan) Patio or deck (based on final grade) Tree-lined streetscapes Two exterior weatherproof GFI safety outlets Exterior lighting on garage & patio Public water and sewer Streetlights Underground utilities Concrete service walks to driveway Insulated garage door(s) with door opener(s) Ridge & soffit venting
5 Preferred Included Interior Features Nine foot ceilings throughout first floor (per plan) Hardwood or ceramic in foyer and kitchen Master bedrooms with walk-in closet(s) Crown molding in foyer Crown molding in master bedroom or dining room (per plan) Luxurious Kohler family brand fixtures throughout Volume, sloped, vaulted and tray ceilings (per plan) Six panel colonial doors throughout TV cable and telephone outlets Wall to wall carpeting in living areas Wood window trim with window sill Brushed nickel lever style handles on all doors Brushed nickel lighting featuring the distinctive Kichler brand Laundry tub Designer Included Kitchen Features Granite countertops Hardwood or ceramic flooring 6 wall cabinetry 5 recessed lights, including one over sink Cabinet-style pantry Whirlpool freestanding electric range with self-cleaning oven Whirlpool multi-cycle dishwasher Whirlpool refrigerator 1/2 horsepower garbage disposal Stainless steel undermount sink Polished chrome pullout faucet Microwave and fan above kitchen range Water line for icemaker hook up Easy opening casement window at sink in select models Luxurious Included Bathroom Features 12 x 12 ceramic tile floor Oversized vanity mirror with side medicine cabinet in all baths Master bathroom 5 fiberglass shower with glass enclosure and 2 seats Double bowl vanity in master bath Brushed nickel lighting featuring the distinctive Kichler brand Anti-scalding Kohler family brand chrome tub and shower faucets Chrome lever handle Kohler family brand sink faucet Cultured marble sink and vanity top Exhaust fan/light combo in all bathrooms Kohler family brand Comfort Height elongated commode Energy Efficient Homes Each home tested and certified with independent energy audit Natural gas forced air heating with 90+ % efficiency R-19 wall insulation & R-40 ceiling insulation (R-8 in volume ceilings). Expandable foam installed at all exterior penetrations 1 SEER central air conditioning Low E double hung insulated windows with screens Tankless hot water heater 200 AMP electric service Roof vent and vented soffit to maximize attic ventilation Fiberglass front door with core insulation Insulated garage door(s) with opener(s) Zoned damper control for loft homes Energy sealing
6 CUSTOMIZATION Make it Yours We want you, as a Traditions of America homeowner, to be able to design your home to fit your needs, wants and desires. Our Custom Home Program gives you the ability to create your dream home by moving walls and making other interior modifications. An on-site, professional designer will help you design a home to fit your style and your life. Interior Upgrades Sunroom, screen porch & room extensions Wood and metal stair spindles Energy efficient, natural gas fireplace with slate, marble, or granite surrounds, painted or stained mantels Customized closet storage systems with white laminate or wood Home security system Whole house humidifier / electrostatic air purifier Chair rail and crown molding Window candle lighting Kohler family brand plumbing changes and additions, whirlpool tubs, designer showers and much more Electrical options: recessed lighting, ceiling fans, designer fixtures and much more Central vacuum system Premium home theater and surround sound system Custom painting
7 Product Upgrades Granite and Cambria countertops Gourmet appliance upgrades to KitchenAid and Jenn-Air Hardwood and eco-friendly laminate floors Kohler family brand faucets 42 high cabinetry with pull out trays and hardware Premium vinyl by Mannington Shaw upgraded carpet & padding Exterior Upgrades Brick and stone facades Brick paver walkways and patios Sunroom, screened porch and awnings where applicable Front door selections upgraded front doors with beveled glass Kichler light fixtures Standing seam metal roofs Easy Living Options Grab bars Electrical Decorá switches, stair lighting & floor outlets Maintenance free decking Electrical awnings, where applicable Gourmet kitchen layouts Roll-in showers Hand held shower heads Custom kitchen layouts Intercom system
8 BUYING MADE EASY For You We recognize that the process of selling a current home, building a new one and moving in can seem overwhelming. We also know that every 55+ buyer is different, with a range of needs and personal circumstances. To ease anxieties, the Traditions of America team has developed a number of innovative programs to help you manage your move to retirement living. Sell My Home Traditions of America offers two programs HomeFree and HomeAssist to eliminate the stress of buying one of our homes when you have a home to sell. You are guaranteed: Top local agent selection and resale management from pricing to final negotiations, and everything in between. Objective, market-based assessments and recommendations for home staging and other preparations to gain competitive advantage. Regular monitoring of agent performance and property exposure. Value protection of up to $10,000 if your home sells for less than its value. Protect My Investment Traditions of America assures outstanding home value and protects you from the ups and down of the real estate market. Our PerfectTiming and Traditions Warranty programs help protect your investment. PerfectTiming Choose your home, lock in the price and move when you re ready. If your move is being planned around a retirement date, family event, or you just need more time to get rid of all that stuff, PerfectTiming enables you to select your homesite and new home, lock in the price and choose your settlement date now so you can eliminate uncertainty and rest easy about the future. Traditions Warranty The warranty on any Traditions of America home has three facets: One Year Workmanship Two Year Systems Ten Year Structural Financing Solutions Our HECM financing solution means you can have a new home, better lifestyle and no monthly payment. Or, take advantage of Wells Fargo Home Mortgage loans. They have the programs and dedication to personal service to achieve your home ownership goals. Try Before You Buy Our Try Before You Buy program lets you test drive our award-winning homes and communities absolutely free and with no further obligation. Not only can you stay in one of our homes, but you can try out a 5-star Clubhouse and meet residents just like you!
9 COST OF LIVING Better in PA MD NJ NY PA VA/ DC Metro Area Cost of Living Index / 18.8 PA Retirement Income Tax Rate 4.75% 5.25% 6.45% 5.75% INCOME SOURCES TAXED? State Pension YES YES NO YES Local Pension YES YES NO YES Federal Pension YES YES NO YES Military Pension YES NO NO YES Social Security NO NO NO NO Private Pension YES YES YES YES 401(k), IRA, SEP, etc. YES YES YES YES * Sources: Q 2014 Cost of Living Index; TaxFoundation.org, National Conference of State Legislature; RetirementLiving.com, Taxes by State. Tax rates are for single filer with $60k in retirement income. Pennsylvania is one of Kiplinger s Top Tax-Friendly States for Retirees. NOTE: ACCRA Cost of Living Index is recognized by the U.S. Census Bureau, U.S. Bureau of Labor Statistics, CNN Money, and the President s Council of Economic Advisors. It tracks 6 components--housing, utilities, groceries, transportation, healthcare and miscellaneous goods and services. The overall average of all places tracked is equal to 100. Index numbers above are read as percentages of that overall average.
10 Traditions of America communities are for people age 55 or older. Prices, terms and availability are subject to change without notice. See a New Home Counselor for details.
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