The Ins and Out s of Financing Residential Energy Efficient Retrofits

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1 The Ins and Out s of Financing Residential Energy Efficient Retrofits Putting the pieces together Donna Carman, Executive Director Indiantown Non Profit Housing, Inc. P.O. Box 456 Indiantown, FL Office: (772) dcarman@inphi.org

2 It s not Rocket Science.. It s Building Science... The first step in determining potential resources needed for energy efficient retrofits is to diagnose what retrofit measures are appropriate for the residence. This is accomplished by conducting a comprehensive diagnostic evaluation or energy audit on the residence.

3 Building Science Basics The energy audit will determine: the structural integrity of the building; the air tightness of the building envelope; the efficiency rating of the mechanical systems; any potential health and safety hazards; and should be conducted by a qualified professional.

4 44% The audit will help you determine where your energy $$ are spent. 26% 14% 9% 7% Heating & Cooling Cooking & Appliances Hot Water Refrigerator Lighting

5 Putting the pieces together. Rule #1 - Think inside the box z Asses and correct indoor air quality problems before tightening the building envelope. Educate the occupant.

6 Start with low cost measures such as Installing compact fluorescent lights; Installing low flow faucet and shower aerators; Seal air leaks in and around windows, walls, and ceilings and HVAC Ducts; Weather strip doors and replace thresholds; Insulate attics and walls; Install CO and Smoke Detectors;

7 Move on to appliances and mechanical systems Replace inefficient appliances and mechanicals systems with energy star rated products: Refrigerators; Tank less Water Heaters; High Efficiency Window A/C units; High Efficiency Central HVAC systems;

8 Putting the pieces together. Thinking outside the box Install solar reflective film or screens on windows and doors; Install solar reflective roof coatings; Remove evasive/non native foliage; Increase the shading around your home. Plant native trees and shrubs to increase shading on the south, east and west sides of the structure;

9 Okay Now show me the. Finding your partners- the usual suspects: US Department of Energy ARRA WAP, EECBG, Retrofit Ramp up, SERC, etc..; US Department of Health & Human Services CSBG-LIHEAP; HUD NSP, CDBG, HOME, and LSW or Environmental Health & Safety Programs;

10 More Government Partners USDA 504 Rehab Grants; US EPA Environmental Justice Grants; State and local Government programs such as DCA, SHIP, LEHRP, Solar Energy Programs and Rebates; Public service commission related mandates for public and private utility providers, such as rebate programs;

11 Have you thought about.. OSHA Employee health & Safety Training material; US DOL workforce development and hazard abatement training; US CDC Biological hazards abatement and educational materials for IAQ; US DOH Health & Safety Grants or educational materials for IAQ;

12 How about US Department of Interior Division of Forestry grants and training for landscape design and donated foliage; State Universities or Agriculture Extension Office for material, training and interns; Public Schools for training and educational materials; Regional Workforce development Boards for training and employee cost sharing;

13 Corporate Foundations and Socially Responsible Investors.. FHLB-Affordable Housing Programs; Lowes Foundation; Home Depot Foundation; Wal-Mart Foundation; Financial Institutions and Investment Firms such as PNC, BOA, Chase, TD Bank, Wells Fargo, American Express, Prudential, to name a few;

14 More Foundations McArthur Foundation; Robert Wood Johnson; American Lung Association; American Cancer Society; Asmha and Allergy Foundation; Blue Cross and Blue Shield; United Way, Local Community Foundations and Trusts;

15 The possibilities are endless.. Recruit volunteers for education and outreach; Partner with trade associations to recruit interns, Enter into bulk purchase agreements for materials and supplies; Create a recycling program for appliances and construction debris; Find a market for your Carbon Offsets;

16 A Healthy Home is a Happy Home. A Healthy Home is: Energy Efficient; Free of environmental health hazards; Is structurally safe; Affordable to maintain; Thereby enhancing sustainability of the household, neighborhood; local economy, our nation as well as the planet.