Clean Up Your Act With

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1 And projects that don t fall within those definitions might still qualify as energy efficiency or renewables projects. Projects must also meet the Partner Bank s terms and conditions. FREE Technical Support SUNREF s team of experts will provide FREE technical support for your environmental performance project, if you need it. They will: Assess the potentiality and the eligibility for EP measures; Provide technical advice on the proposed investments; Calculate the project s economic and financial benefits; Help you select the right equipment and technologies. CREDIT FACILITY Committed Amount: USD 53 million French Partner: AFD (The French Development Agency) Jordanian Partner Banks: Cairo Amman Bank & Capital Bank CONTACT AFD Office in Amman Pauline Desmyttere desmytterep@afd.fr Tel: Royal Scientific Society (EP) Jehan Haddad Jehan.haddad@rss.jo Tel: Ext Clean Up Your Act With

2 Want to improve your environmental performance and be eco-efficient? If you are a company, hotel or hospital, investing in measures to improve environmental performance (EP) can help your firm, for example by: Making it compliant with increasingly strict governmental legal regulations and standards on effluent, gaseous pollutants and particulate emissions; Cutting its consumption of scarce and increasingly costly water; Deploying low-waste technologies/ techniques, thus cutting production costs; Allowing separation of wastes, for recycling or reuse as fuel; Enabling use of cleaner fuel; Modernising its production facilities, since modern technologies tend to be cleaner technologies; Improving its public image and competitive position, since nobody likes a polluter; Improving access to European Union, United States and Arab region markets in which environment protection and management is a precondition to market access, or; Improving the health and safety conditions, thereby enhancing staff morale. Even individuals, farmers, academic facilities, construction contractors, etc. can avail of this opportunity to finance new and creative environmental protection projects such as water saving and solid waste management. Then think SUNREF SUNREF is the USD 53 million green lending facility of the French Development Agency (AFD) available through two Partner Banks in Jordan; Cairo Amman Bank and Capital Bank. It makes sense to use SUNREF: Because SUNREF makes EP investments affordable. Our Partner Banks get SUNREF money on terms that allow them to offer: Attractive interest rates significantly lower than their standard lending rates; Loan periods of four years or even longer; Coverage of up to 85% of project value. Because SUNREF makes EP investments easier. SUNREF offers: Free technical advice for complex projects A list of standard equipment and suppliers, for simpler projects, which means faster approval and assurance that you re buying quality and efficiency. Because SUNREF offers flexibility: EUR or JOD equivalent) Loans can be as big as USD 5 million (or Or they can be much, much smaller (if the Partner Bank agrees). What is SUNREF? SUNREF is the green lending facility of the French Development Agency (AFD). It s making USD 53 million available in Jordan through two Partner Banks the Cairo- Amman Bank and Capital Bank for green loans to private firms and households. The loans can be used for investments in: Renewable energy; Energy efficiency; Improving environmental performance. What projects are eligible? Your enterprise must be privately owned For SUNREF purposes, EP includes any project aimed at pollution control-such as reduction of wastewater and air emissions, soil decontamination, fuel switching, and/ or recycling. It also includes any investment that tangibly reduces the use of natural resources-especially water resources-or helps protect such resources.

3 FREE Technical Support SUNREF s team of experts will provide FREE technical support for your energy efficiency project, if you need it. They will: Assess potential for EE measures; Help you prepare investment project application; Calculate the project s economic and financial benefits; Help you select the right equipment and technologies. CREDIT FACILITY Committed Amount: USD 53 million French Partner: AFD (The French Development Agency) Jordanian Partner Banks: Cairo Amman Bank & Capital Bank CONTACT AFD Office in Amman Pauline Desmyttere desmytterep@afd.fr Tel: Royal Scientific Society (EP) Jehan Haddad Jehan.haddad@rss.jo Tel: Ext Cut Your Company s Energy Bills With Money From

4 Want to save money by saving energy? Energy costs your firm money increasing amounts of it. And using energy inefficiently normally means your firm is being inefficient in other ways too. So, whether you re running a factory or a commercial building, investing in measures to improve Energy Efficiency (EE) can save money, modernise your overall performance, help your firm become more competitive and help your bottom line. And it can do so in all sorts of ways: A general re-equipment will improve energy efficiency: high-productivity, highquality modern technologies tend to be energy-saving, while ageing kit may be prone to breakdown as well as energy inefficient to start with; Thermal insulation of your premises will mean lower energy bills and a happier, more productive workforce. So can modernising your lighting system or upgrading your air-conditioning system; Replacing old boilers with modern, energy-efficient ones can save money; So can installing co-generation equipment, which produces electricity as well as heat; Replacing old chillers with modern ones or with ground heat pumps can slash electricity bills; Variable speed drive controls can improve the efficiency of your existing motors, fans and pumps. Think SUNREF SUNREF is the USD 53 million green lending facility of the French Development Agency (AFD) available through two Partner Banks in Jordan. It makes sense to use SUNREF: Because SUNREF makes EE investments affordable. Our Partner Banks get SUNREF money on terms that allow them to offer: Attractive interest rates significantly lower than their standard lending rates; Loan periods of four years or even longer; Coverage of up to 85% of project value. Because SUNREF makes EE investments easier. SUNREF offers: Free technical advice for complex projects A list of standard equipment and suppliers for straightforward investments worth anything up to 300,000 JOD. This allows for faster approval and the assurance that you re buying quality and efficiency Because SUNREF offers flexibility: EUR or JOD equivalent) Loans can be as big as USD 5 million (or Or they can be much, much smaller (if the Partner Bank agrees). Because SUNREF offers a 5% refund: When completion of your project is verified, you get 5% of your loan value back, courtesy of the European Union. So project cost is even lower. What is SUNREF? SUNREF is the green lending facility of the French Development Agency (AFD). It s making USD 53 million available in Jordan through two Partner Banks the Cairo-Amman Bank and Capital Bank for green loans to private firms and households. Companies can use these loans for investments in: Renewable energy; Energy efficiency; Improving environmental performance. What projects are eligible? Your company must be privately owned It s not difficult for an investment to qualify as an energy efficiency project for SUNREF purposes: 1. Investments need to produce at least a 10% internal rate of return (IRR) for retrofitting projects: most EE measures are way above that threshold. 2. The resultant energy savings for some investments must be at least 20%: aggressive EE measures generally produce a lot more. 3. Energy savings must account for at least 50% of the overall IRR: so there s scope for financing general modernisation that incorporates EE. Projects must also meet the Partner Bank s terms and conditions.

5 What projects are eligible? Your company must be privately owned For SUNREF purposes, a renewable energy source is anything that doesn t involve fossil fuels or radioactivity and heat or steam as well as electricity generation qualifies. Projects must also meet the Partner Bank s terms and conditions. FREE Technical Support SUNREF s team of experts will provide FREE technical support for your renewables project, if you need it. They will: Assess renewable energy potential; Help you prepare investment project applications; Calculate the project s economic and financial benefits; Help you select the right equipment and technologies. CREDIT FACILITY Committed Amount: USD 53 million French Partner: AFD (The French Development Agency) Jordanian Partner Banks: Cairo Amman Bank & Capital Bank CONTACT AFD Office in Amman Pauline Desmyttere desmytterep@afd.fr Tel: Royal Scientific Society (EP) Jehan Haddad Jehan.haddad@rss.jo Tel: Ext Your Company Can Go Renewable With Money From

6 Interested to invest in renewables? Investing in solar heating, solar power, wind power or biomass use can help your firm by: Saving money on increasingly expensive grid electricity; Reducing your dependence on the volatile international fossil fuel market; Availing of new net metering legislation (this allows you to get energy from the grid free of charge equivalent to the excess you have provided during peak generating times, thereby helping you to become completely energy independent); Insulating you against power supply failures; using waste products like landfill methane gas. Think SUNREF SUNREF is the USD 53 million green lending facility of the French Development Agency (AFD) available through two Partner Banks in Jordan. It makes sense to use SUNREF: 1. Because SUNREF makes RE investments affordable. 2. Our Partner Banks get SUNREF money on terms that allow them to offer: Attractive interest rates significantly lower than their standard lending rates; Loan periods of four years or even longer; Coverage of up to 85% of project value. 3. Because SUNREF makes RE investments easier. SUNREF offers: Free technical advice for complex projects A list of standard equipment and suppliers for straightforward investments worth anything up to 300,000 JOD. This allows for faster approval while providing the assurance that you re buying quality and efficiency Because SUNREF offers flexibility: EUR or JOD equivalent) Loans can be as big as USD 5 million (or Or they can be as small as the price of a solar water heater. Because SUNREF offers a 5% refund: When completion of your project is verified, you get 5% of your loan value back, courtesy of the European Union. So project cost is even lower. What is SUNREF? SUNREF is the green lending facility of the French Development Agency (AFD). It s making USD 53 million available in Jordan through two Partner Banks, the Cairo Amman Bank and Capital Bank for green loans to private firms and households. Companies can use these loans for investments in: Renewable energy; Energy efficiency; Improving environmental performance.