Teledoci _'8.ensionHealth. 877-HRX (479)

Transcription

1 Teledoci _'8.ensionHealth 877-HRX (479)

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3 How We Save You Time, Money & Paperwork. WorXsiteHR = Total Business Solution. Totally FREE! WorXsiteHR connects your business critical systems together in minutes so that you and your employees can manage all of your payroll, scheduling, applicant tracking, HR and benefits from a single online dashboard. What does this mean for you? First, it means that you won't need to keep seven browser tabs open just to manage your HR. But it also means that any changes you make in one system willautomatically be pushed to the others.

4 No More Paperwork. No More Data Entry. No More Headaches. Bf()f'QOO Hnrrdut0 (HRX ) Hiring new employees? --- Just fill out a few core I.....,.,,_...,,...,..,, fields and we'll take care of the rest. Employers will sign., , their offer letters, complete tax and eligibility forms, and ,... enroll in payroll & benefits through / OOy HRX., (MlolNoo..,... Tracking Time? _,, -, =====--""""'================== Your employees will apply for PTO and report hours directly through HRX. We'll automatically sync this information with your payroll system. Need Reports? Build your own custom reports with access to all of the data on every one of your systems. : a - s..,......,l'fq ,- - _...,._... l t -- r (.. -., _,,..,..,..._.. y,,.._ _,,._ (-- (--... O,,,.tl - l"'o,,,--",-ot "'"'' , "' ",..._,...,.,.,_.,,_,,.., Managing benefits taking too much time? Get real-time visibility into your employee benefits on both a company and employee level, and give your employees the power to review options, enroll, and manage benefits 100% online. Shopping for payroll or benefits? Get instant quotes for every plan from every carrier in every state and we'll manage enrollment for every employee. Easy!

5 HR Software Your Employees Will Love. Seriously. Give your employees access to all of their HR info and all the tools they'll need to manage it themselves-100% online. Personal Information Name Department Cell Phone Work Doe, Jane Full time, salaried Ooe,jane Marketing 85 1/2 Spring Street Charleston, SC EDIT DETAILS With WorXsiteHR, I can quickly and easily:... request vacation and time off... view my paystubs... view full employee directory... update my bank and deposit info Personal Birthday 1anedoel2@yahoo.com 01/02/ print my insurance cards H take a benefits survey... view insurance plans, pricing, and details

6 The Best Decision (well... HR Decision) You'll Ever Make WorXsiteHR vs Traditional HR Software WorXsiteH R vs 'other' PE Os WorXsiteHR vs HR & Payroll Outsourcing Traditional HR software doesn't integrate with other systems, which means that it doesn't eliminate paperwork. The big difference is that WorXsiteHR actually does stuff. While traditional HRIS systems are static, offline, and disconnected, WorXsiteHR is dynamic, online, and integrated with your other systems. When you or your employees change something -new babies, new spouses, change of address- WorXsiteHR automatically makes the change in your other systems, too. In other words, all those things you wish your HRIS solution would do... We do those - I 'Other' PEOs charge 'admin' fees of up to $2,000 per employee per year. WorXsiteHR is 100% free. 'Other' PEOs charge up to $2,000 per year per employee. WorXsiteHR offers all of the same services- payroll, benefits,and HR outsourcing- without the steep admin costs or set-up fees. In fact, WorXsiteHR doesn't charge an admin fee at all. We are literally a free PEO! HR & Payroll outsourcing is costly, but worse yet, it's extremely manual. A lot of HR outsourcing firms do just that- they say they do something... but they end up outsourcing it. WorXsiteHR takes the administrative tasks out of your hands using automation and integration. So we take care of the tasks that pull you away from other work, and we also give you instant online access to your information in intuitive dashboards.

7 Experience A Truly All-In-One Solution WorXsiteHR is the only software platform that unifies payroll, benefits, and compliance without expensive software or complex integrations. We're your one stop shop for all things HR: Core HR Payroll Employee Database Hiring and Termination Salary and Benefits History Document Repository Custom Reporting Birthdays & Anniversaries Time Tracking & PTO Clock In/Out Time Approvals PTO Requests & Approval Vacation Calendars by Department Company Holiday Management Automated Payroll Sync Integrations Payroll -ADP, Paychex, Ultimate, Zen, Quickbooks, and more... Every medical, dental, vision, and life & disability carrier in all 50 states FSA, HSA, HRA, and 105(b) 401(k) Payroll Management Supports Every Major Payroll Provider Automated Deductions for Health Insurance and Other Benefits New Employees Instantly Added to Payroll During Onboarding One-Click Sync with Time Tracking & PTO Insurance Health & Life Property & Casualty Voluntary Wellness Integrity Testing Compliance W4, 19, State Forms EEO-1 Form /1095C EEOC / AAP Section 125 COBRA HSA, HRA

8 Experience A Truly All-In-One Solution WorXsiteHR is the only software platform that unifies payroll, benefits, and compliance without expensive software or complex integrations. We're your one stop shop for all things HR: Employer & Manager Self-Service Portals Employer Hiring Offer Letter & Document Tracking Employment Documents Searchable Employee Database Benefit Cost Forecasting Employer Contribution Management Employee Offboarding Employee: Personal Information,Tax Information, Bank Information, Onboarding, Document E- Signatures, Benefits Enrollment, Life Event Management, Document Storage... On boarding/ Offboarding Streamlined Hiring Process Offer Letter Generation & Tracking Self-Onboarding and Benefits Enrollment Automated integration with payroll Online Storage of Employment Documents Removal of Former Employees from Benefits Free COBRA Administration WOTC Benefits Administration Medical, Dental, Vision Plan Evaluation and Selection Open Enrollment and Renewals Carrier Relations Claims Administration COBRA Management Voluntary Benefits, Property & Casualty HSA, HRA, FSA 401(k) and Stock Options

9 The Best Things In Life Really Are Free So, how much does WorXsiteHR cost? Q. How can WorXsiteHR be FREE? A. WorXsiteHR gets paid by insurance carriers to help administer your benefits and risks. This means we don't charge you a dime or take a penny out of your pocket. It's a really neat business model-you get free software, we get paid, and your insurance carriers get a happy customer. It's a win-win-win for everyone!

10 Save time. Save money. Save paper. For a free consultation + demo: Call (877) or solutions@worxsitehr.com All insurance products are sold by WorXsiteHR Insurance Solutions, Inc. or by our licensed broker partners and affiliates

11 WorXsiteHR Administration Services: Full Service TPA About Self-Funded Health Plans Self-funding gives an employer far greater control over the design and cost of their health care benefit plan. While the employer does assume some risk, we help secure Stop Loss or excess loss insurance to reimburse the plan for claims that exceed anticipated levels. When claim costs are below expected levels, the savings remain with the plan rather than an insurance carrier. Those savings can be applied to future plan years or wellness benefits for your employees. Self-funding gives you greater financial control, lower costs, more flexibility, better cost management, and 24/7 access to information. Fully-Insured As a full-service TPA, we help you determine which type of plan is best for your company and employees. Is Self-Funding Right For You? We can help determine whether self-funding is appropriate by reviewing a current employee census, premium rate history, and the costs and parameters of your current plan. Analyzing these items will help us evaluate other options and determine proper levels of coverage. We Administer The Following Benefits: - Medical - Disability - Life - Dental - Accident - and more! - Vision - Critical Illness Friendly customer service, access to telemedicine, and experienced advocates.

12 Plan options & Affordable solutions,---- -, $40-65 $70-90 L..., $280+., $350+ Minimum Essential Coverage (MEC) Offered to all employees or select classes Minimum Essential Coverage (MEC) + Primary Care Affordable choice for benefit eligible employees Level-Funded Major Med Plan choice for benefit eligible employees % actuarial value Traditional Carrier Medical Plan Plan choice for benefit eligible employees % actuarial value

13 Minimum Essential Coverage (MEC) Key Features Open Access 1. ACA Compliant Designed by ERISA and tax attorneys to comply with the Affordable Care Act (ACA) requirements. 2. Penalty Proof HRX Open Access, when offered along side your penalty B comprehensive medical plan, satisfies the employer and the employee ACA tax requirements so you are not subject to penalties and fines. 5. Easily Implemented Our disruptive solution includes our proprietary on-line HRX software with an easy to use benefits enrollment portal, fully integrated benefits administration and the assistance of our benefit counselors on our multi-lingual call center which creates a great employee experience. The HRX system is provided by WorXsiteHR, who is a best-inclass providers for large employers nationwide. 3. Cost-Effective HRX Open Access is the most cost effective ACA compliant solution available. Any qualifying company can completely satisfy its requirements under the Affordable Care Act. 4. Open Network HRX Open Access allows the employees to go to any doctor that accepts payment based on the physicians service fee schedule accepted by Medicare. (Medicare 125). We have found 95% of the physicians will accept HRX Open Access MEC. 6. MEC - Preventative Services Covered 100% Routine physical exam* Well woman exam (annual)* Annual pap smear Annual PSA test Well child exams* Routine immunizations* Flu and pneumonia shots* Cancer screening for breast, colon, and cervical cancers* Screening tests for diabetes, cholesterol, hypertension* Counseling for diabetes, sexuallytransmitted diseases, smoking cessation, drug and alcohol abuse, obesity. * *Partial list only, subject to change under the Affordable Care Act please visit healthcare.gov for full set of covered preventive services. The ACA requires qualified plans to cover certain preventive care services and eliminate cost sharing. Defined preventive care services do not include primary care health related services that are provided as a result of illness, injury or congenital defect. HRX Open Access is Exclusively Licensed to WorXsiteHR Administration Services worxsitehr.com

14 Minimum Essential Coverage (MEC) HRX Open Access fulfills the two basic requirments of the Patient Protection and Affordable Care Act. Open Access 100% compliant with the Patient Protection and Affordable Care Act A MEC required coverage HRX Open Access Minimum Essential Coverage All companies with more than 50 fulltime employees must provide coverage for certain types of wellness and preventative care services, at no cost to their employees. This is called Minimum Essential Coverage, the MEC HRX Open Access. B MVP Penalty B options Minimum Value Penalty B Plan The second ACA requirement is that employers must offer but are not required to pay the entire cost of a Comprehensive Medical Plan" or "Penalty B" plan. It must provide most of the benefits that people generally associate with health insurance, such as doctor visits, hospitalization and prescription drugs. TThe Penalty B Plan must meet certain specific criteria of the ACA compliant essential health benefits listed on healthcare.gov. WorXsiteHR + Penalty B Plan + CIompanies HRX Open Access MEC using WorxsiteHR 100% achieve: = ACA COMPLIANCE 100% Compliance What happens if a company fails to provide an with more than 50 employees ACA compliant plan? A TAX The A Tax, is a $2,320 per employee per year penalty which will be assessed against any company that fails to offer an ACAcompliant plan to at least 70% of its full-time employees. The B Tax is a $3,480 per employee per year penalty it is assessed whenever a company fails to offer a compliant plan and one of its full-time employees instead receives a subsidized plan through a government exchange. B TAX HRX Open Access is Exclusively Licensed to WorXsiteHR Administration Services worxsitehr.com

15 itehr * MEC pricing varies depending on addition of Telehealth and physician visits. WorXsiteHR Insurance Solutions, Inc Calabasas Rd. Ste. 514, Calabasas, CA solutions@worxsitehr.com

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26 }4ensionHea1th WHAT MAKES THE HRX/XTENSION MODEL DIFFERENT: 1. Includes an ACA compliant Medical MEC plan (Preventative or w/ Primary Care). 2. Includes unlimted Telehealth for the entire family. 3. One-on-one Wellness Coaching by actual Doctors. 4. Chronic Disease Management groups and one-on-one consults. 5. All Wellness benefits qualify under Section 125 requirements. 6. Plan is fully subsidized by Xtension Health, a not-for-profit 501(c)(3) organization. H 7. Total integration with

27 The Key Program Highlights ensionhealth A comprehensive Medical Wellness plan combined with the HRX MEC plan A total wellness program that produces high participation with an ACA compliant MEC program Can even be combined with a 'Penalty B' health plan to enhance coverage and care High Employee Value Real benefits including Minimum Essential Care, Telehealth, Chronic Disease and Condition Management Ongoing Health Risk Assessment No reduction in take-home pay with participation High Employer Value Guaranteed ROI with a FICA benefit for each participant averaging $360 per year Reduced total cost of benefits within the organization Higher employee attraction and retention capability Healthier outcomes/reduced claims

28 Meeting Key Financial Objectives ensionhealth Objectives More Effective Benefit Spend for Employees Increased Employee Engagement and Interaction Improve ROI - Profits Solutions Delivers "'$2,400 per year of benefit premiums per employee with an ACA compliant MEC and a complete suite of wellness tools and activities with zero out of pocket cost Participation rates range from 50% to 99%; higher than traditional rates of engagement. Employer receives a NET FICA benefit of $360 / participant/year For Self-Funded Plans Measurably Impact Healthy Outcomes Reducing long term healthcare costs Participation in the program will help reduce employee claims and create a healthier workforce

29 Compliance Without Burden* ensionhealth Complete Health Assessment, Biometrics Basic Wellness Activities & Benefits r One-on-one or Group counseling with a personal health coach. Personal Health Dashboard for each employee enables personal and guided compliance actions: Wellness Assessment, content library, wellness coaches, and more. Additional Wellness Benefits r \. Telehealth Professional Consultations: RNs, MDs, Counselors, Integrated medicine are part of compliance qualifications *All activities are integrated requiring no employee claim forms to be processed

30 tensionhealth by Wo itehr The Program: MEC, Telehealth, Health Risk Assessment, Wellness Coaching, Chronic Disease Management The cost of the Program is deducted under a WorXsiteHR Premium Only IRC 125 plan which allows eligible employees to take tax free premium deductions Employees participate in Wellness groups or individually Participants qualify for Wellness Relief and are eligible for subsidized health service benefits provided by Xtension Health, a non-profit 501(c)(3) corporation. The participation benefits are all identified through and allowable under IRC 213(d) Coverage provided that includes medical care under 213(d) is excluded from gross income under IRC 106(a) Un er We ness Re ie, participants are e igi e to receive a full, non-taxable subsidy to participate in the Xtension Health Wellness program. The 125 deduction creates a 'Tax Differential' which, when combined with Wellness Relief, results in a zero-cost medical plan for employees and... Substantial FICA savings for Employers (averages $30 per participant per month) WorXsiteHR and Xtension Health indemnify company from claim deficits

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