Change lives. Beginning with yours. Start and grow your career at Merrill Edge

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1 Change lives. Beginning with yours. Start and grow your career at Merrill Edge

2 How are we different? Merrill Edge simplifies clients financial lives by offering the investment insights of Merrill Lynch and the convenience of Bank of America banking. We give access to a full range of investments, easy-to-use tools and independent research all with low standard pricing that beats out Fidelity, Schwab and E*Trade. One of the best online brokers Merrill Edge received rating from Barron s 2015 Best Online Broker Survey for 2 years in a row (2014, 2015). We also earned top honors in these key areas for 3 years in a row (2013, 2014, 2015): Best for Long-Term Investing and Best for In-Person Service An outstanding customer service experience Merrill Edge Contact Centers have been recognized by J.D. Power for providing An Outstanding Customer Service Experience, for the Live Phone Channel for four years in a row. One of the most respected research organizations Bank of America Merrill Lynch Global Research was awarded #1 Global Research Firm for the fourth straight year by Institutional Investor. Best in class for online investing and banking The StockBrokers.com 2014 Online Broker Review gave Merrill Edge its highest overall ranking ever Ranked #3 overall with Best-in-Class Distinction: Customer Service BofA Merrill Lynch Global Research Commissions & Fees Industry Awards: Ranked #1 in Banking Services Product offers that reward clients for their loyalty Merrill Edge and Bank of America provide Preferred Rewards, giving clients real benefits and rewards on their Merrill Edge investment and Bank of America banking account balances. And as their balances grow, so do their benefits.

3 A powerful partnership Opportunity 1 in 2 households do business with Bank of America (1) The source of our clients Bank of America Preferred Clients Merrill Lynch Financial Advisor Referrals U.S. Trust Financial Advisor Referrals Our value offering A broad range of financial solutions and capabilities offered: Utilizing the investment products & insight of Merrill Lynch Leveraging the banking & credit products of Bank of America Client benefits from ease of doing business with us the way they want Rapidly growing business designed to redefine how banking and investing solutions are delivered to Mass Affluent client base Launched in 2010, Merrill Edge is already the #5 online brokerage by assets (2) If you are motivated and looking to maximize your potential, consider joining Merrill Edge. Choose a career path that offers you: Impact Make a meaningful difference in the lives of clients Growth Unlimited opportunity for career growth within Merrill Edge, Merrill Lynch and the Bank of America Enterprise Income Annual income opportunity with a base salary and incentives aligned to your performance 1) As of 2015 internal analysis comparing number of client households to total households in the US based on US Census Household data from 2) #5 online brokerage by assets from 10-K filings (Schwab, TD Ameritrade, E*Trade), and online fact sheet (Fidelity) as of July 2015 validation

4 Get the training, coaching and development you deserve Our training program Being part of our team means you ll be immersed in a culture that makes your career growth a priority. From personal coaching to on-the-job training, you ll gain the skills you need to help you reach your full potential. Benefits When it comes to rewarding hard work and talent, we invest in our people first. We re proud to be home to an ever-growing community of dedicated individuals who enjoy some of the best benefits in the industry, including comprehensive health insurance, a flexible work-life balance and retirement planning. Diversity & inclusion At Bank of America, we realize the power of our people and value our differences in thought, style, sexual orientation, gender identity, culture, ethnicity and experience recognizing that our diversity makes us a stronger company. Diversity and inclusion are central to our company s values, and we are proud to be widely recognized for our progressive workplace practices and initiatives that promote inclusion. Employee networks & engaging in your community Our commitment to making interactions easier for employees who work at different locations and in different lines of business is critical to creating an environment where success is shared - both at the bank and in the communities we serve. There is a tremendous range of activities, partnerships and opportunities to get involved in with our employee networks. Our employee networks partner with local and national organizations and offer the ability to volunteer in the community. It is a great way for the communities we serve to benefit from the expertise, energy, and dedication of our employee volunteers.

5

6 Starting your career with Merrill Edge As part of the Merrill Edge team, you ll have the opportunity to develop your skills and advance your career all while helping to improve the lives of our customers and our community. If you are driven and passionate about developing and growing client relationships, consider joining Merrill Edge Our entry level program If you are passionate about developing strong client relationships and interested in a career in Financial Services this is the right path for you. The Merrill Edge New Hire Program is a 4 to 5 month immersion program that will prepare you to meet your full potential as an investment professional. Once you graduate you will move to a team of Investment Specialists or the entry level roles within our Financial Solution Advice teams. Our training includes: Comprehensive & proven curriculum Specialized training on investment solutions, trading, margin, and investment advice (depending on role) all with strong focus on improving your client relationship skills. Dedicated team of experienced managers & on the job practice You will get plenty of time to practice and learn the skills before you graduate from the program, all with coaching from your new hire managers solely dedicated to this program. Licensing program Dedicated study time with vendor support and on-site champions to help you get your Series 7, and Series 63/66 depending on your final destination role.

7 Opportunities for experienced professionals If you are a professional in the industry looking for a high growth environment, this is the right place for you. Our professionals have access to comprehensive solutions from Merrill Edge and Bank of America to meet client needs come grow your career with us! Merrill Edge breadth of opportunities Advice delivery As a Financial Solutions Advisor you will have the opportunity to work with clients to help them meet their financial needs and life priorities. You will also partner with our Bank of America product specialists to offer holistic solutions to clients. You do not have to build a book from scratch we will provide you with the opportunity to deepen relationships with existing Merrill Edge and Bank of America clients. Prospect sales delivery In this role you will be the initial point of contact for referrals to Merrill Edge from prospects throughout the enterprise Bank of America, Wealth Management and U.S. Trust. No cold calling you will work to identify opportunities and present solutions across both Merrill Lynch brokerage and Bank of America banking products and services. Client services & guidance delivery As a representative in one of our Investment Centers, you will be responsible for assisting clients with their account and trading needs, and educating them on our trading platform, research and enterprise offerings. You will also have the opportunity to join dedicated client relationship teams focused on deepening relationships with our self-directed clients. Operations roles You will be responsible for providing clients with a seamless experience by developing and implementing better processes and procedures. We offer many roles where you do not need licenses and have very limited client phone interaction. Examples of positions include account opening, account maintenance and other middle office operation roles.

8 Join us To see available opportunities please visit us at: merrilledge.com/about/careers Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, gender, gender identity, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws Bank of America Corporation. ARVF3VG4 ME

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