Family & Consumer Sciences

Transcription

1 Family & Consumer Sciences Life Planning EMIS # FHS #596 Developed by: Laurie Collert Beth Smith Spring 2011 Millstream Career & Technology Center 1200 Commerce Drive Findlay, OH 45840

2 Table of Contents 1. Findlay City Schools Mission Statement & Beliefs 2. Millstream Mission and Goals 3. Life Planning Curriculum Map 4. Life Planning ODE Benchmarks & Descriptors Course Summary: Life Planning will give the student the blueprint he/she will need for his/her life. This course investigates building and maintaining constructive interpersonal relationships, maintaining a healthy lifestyle, taking personal responsibility for life choices, developing strategies for career planning, and establishing a plan for using resources to meet individual needs and goals (such as budgets, checking, credit, apartment life and purchasing an automobile). Class experiences may include field trips and lab experiences. Life Planning Course of Study Writing Team Laurie Collert Beth Smith Text: Goals for Living - Wehlage Goodheart-Willcox 2004

3 Findlay City Schools Mission Statement The mission of the Findlay City Schools, a community partnership committed to educational excellence, is to instill in each student the knowledge, skills and virtues necessary to be lifelong learners who recognize their unique talents and purpose and use them in pursuit of their dreams and for service to a global society. This is accomplished through a passion for knowledge, discovery and vision shared by students, families, staff and community. We believe... Beliefs Our beliefs form the ethical foundation of the Findlay City Schools. every person has worth. every individual can learn. family is the most important influence on the development of personal values. attitude is a choice and always affects performance. motivation and effort are necessary to achieve full potential. honesty and integrity are essential for building trust. people are responsible for the choices they make. performance is directly related to expectations. educated citizens are essential for the survival of the democratic process. personal fulfillment requires the nurturing of the mind, body and spirit. every individual has a moral and ethical obligation to contribute to the well- being of society. education is a responsibility shared by students, family, staff and community. the entire community benefits by investing its time, resources and effort in educational excellence. a consistent practice of shared morals and ethics is essential for our community to thrive.

4 Millstream's Mission Educating Students ~ Empowering Communities Millstream's Goals 1. All Millstream students will achieve career and education goals. 2. All communities in the Career-Technical Planning District will perceive Millstream Career and Technology Center as a positive leader in careertechnical education. 3. All communities in the Career-Technical Planning District will strengthen communication and collaboration with all stakeholders. 4. All Millstream students and staff will continually increase their career-specific skill levels. 5. All members in the Career-Technical Planning District will ensure a culture of continuous improvement and innovation to attract a broader number of students.

5 Curriculum Map EMIS# Life Planning Grades: Financial Management I Week Unit Title ODE Benchmarks & Descriptors 1 (1 week) Decision Making Individual and Standard 3: Intermediate Benchmark A Family Financial Goals 2 (1 week) Resourceful Relationships- Standard 3: Intermediate Benchmark A Networking Standard 5: Intermediate Benchmark C Standard 5: Intermediate E 3 (1 week) Working and Earning Potential Standard 3: Intermediate Benchmark A 4-5 (2 weeks) Getting Your Money's Worth Standard 3: Intermediate Benchmark A,B Standard 5: C,D Intermediate Benchmark 6-7 (2 weeks) Using Credit Responsibly/Safely Standard 3: Intermediate Benchmark A,B Standard 5: Intermediate Benchmark B,C 8 (1 week) Impact of Consumer Standard 3: Intermediate Benchmark Choices/Purchases A,B Renewable and Standard 5: Intermediate Benchmark Nonrenewable Resources A,B,D Impact of Advertising 9-10 (2 Qualities and Skills to Build Standard 2: Introductory Benchmark A weeks) Friendship (2 Effective Communication Skills Standard 2: Introductory Benchmark A weeks) #5, (2 Impact of Peer Influence Standard 2: Introductory Benchmark B weeks) #1,2 15 (1 week) Impact of Technological Advances Standard 2: Introductory Benchmark A on Relationship # (2 Development of Coping Personal Standard 2: Introductory Benchmark B weeks) Resilience Skills #1,2 18 Final Exam

6 The Following Pages Are Excerpted From The Ohio Department of Education Family & Consumer Science Career Content Standards Including Benchmarks and Correlated Academics Ohio Department of Education Career-Technical & Adult Education

7 EMIS#: Life Planning Grades: Standard 2: Build Relationships Students can develop personal assets that make them caring, healthy and responsible people. They can learn techniques to resist unhealthy influences; observe the impact of technology on relationships; respond to conflict without hostile intent; establish boundaries; respect diversity; resolve conflicts peacefully; and show concern for individuals, family and community. These assets contribute to building healthy families; interactions with their peers and adults; establishing friendships; preparing for marriage; and building relationships that make a productive workplace. Introductory Benchmark: Build Relationships Introductory Benchmark A: Identity the role of academic achievement in transitions. 1. Identify qualities and skills to build and maintain friendships. 2. Identify relationship behaviors and factors that lead to long-term relationships. 3. Identify various stereotypes and understand how they affect interpersonal relationships. 4. Apply conflict resolution skills that lead to building healthy relationships, such as communication skills and problem solving skills. 5. Recognize how technological advances impact individual and group relationships through: a. Safe use of technology (e.g., on cell phones, , Web pages, chat rooms); b. Risky Internet behaviors. 6. Apply effective communication skills to build healthy relationships pertaining to: a a. Trust and self-disclosure; b. Message sending and receiving; c. Verbal and non-verbal communication; d. Technology in relationships; e. Communication across cultures. Correlated English Language Arts Academic Content Benchmarks Evaluate the usefulness and credibility of data and sources. (Research B, 8-10) Use a variety of strategies to enhance listening comprehension. (Communication: Oral and Visual A, 8-10; Communication: Oral and Visual A, 11-12) Select and use effective speaking strategies for a variety of audiences, situations and purposes. (Communication: Oral and Visual C, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze examples of interactions between cultural groups and explain the factors that contribute to cooperation and conflict. (People in Societies B, 6-8) Evaluate the reliability and credibility of sources. (Social Studies Skills and Methods A, 9-10) Introductory Benchmark B: Develop coping and personal resilience skills. 1. Explain how positive and negative attitudes influence behavior. 2. Identify skills to resist peer influence.

8 Intermediate Benchmark: Build Relationships Intermediate Benchmark A: Appraise methods that build and maintain healthy interpersonal relationships. 1. Determine qualities and skills to build and maintain friendships. 2. Analyze relationship behaviors and factors that lead to long-term relationships (e.g., openness to change). 3. Relate relationship behaviors and factors that reduce risks of negative life outcomes. 4. Compare physical, emotional, and intellectual responses in healthy and unhealthy relationships. 5. Investigate the decisions and responsibilities associated with sexual relationships. 6. Illustrate diverse perspectives, needs, characteristics of individuals and families/households. 7. Identify conflict resolution skills needed for building healthy relationships in large and small groups. 8. Identify the elements of sexual harassment and associated behaviors from various points of view (e.g., harasser, victim, bystander). 9. Identify the impact that advances in technology have on individual and family relationships. 10. Apply effective communication skills to build healthy relationships pertaining to: a. Trust and self-disclosure; b. Message sending and receiving; c. Verbal and non-verbal communication; d. Technology in relationships; e. Communication across cultures. Correlated English Language Arts Academic Content Benchmarks Evaluate the usefulness and credibility of data and sources. (Research B, 8-10) Use a variety of strategies to enhance listening comprehension. (Communication: Oral and Visual A, 8-10; Communication: Oral and Visual A., 11-12) Select and use effective speaking strategies for a variety of audiences, situations and purposes. (Communication: Oral and Visual C, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze how issues may be viewed differently by various cultural groups. (People in Societies A, 11-12) Work in groups to analyze an issue and make decisions. (Social Studies Skills and Methods D, 11-12) Intermediate Benchmark B: Examine the impact of coping and personal resilience skills. 1. Apply skills for coping with the loss of a relationship including how to: a. Recognize/identify feelings of loss as normal; b. Emphasize positive aspects of life; c. Identify support resources for dealing with loss. 2. Apply skills for coping with changes and stressors in personal and group relationships including: a. Normative stressors versus crises-producing events; b. Effective communication skills; c. Support systems.

9 Intermediate Benchmark C: Develop personal assets that demonstrate healthy, caring and responsible citizenship. 1. Understand the impact of peer pressure. 2. Explore assets that provide for growing up healthy, caring, and responsible including: a. External assets (e.g., support, empowerment, boundaries and expectations, constructive use of time, service learning); b. Internal assets (e.g., commitment to learning positive values, social competencies, positive identity) Correlated Social Studies Academic Content Benchmark Explain how the exercise of a citizen's rights and responsibilities help to strengthen a democracy (Citizenship Rights and Responsibilities B, 11-12) Standard 3: Demonstrate Personal Financial Literacy Students will develop attitudes and skills to achieve personal financial wellness. They will learn the implications of sound financial decision making, appropriate use of credit, adequate insurance and their impact on personal and workplace financial wellness. Students will learn the inter-relationships between values, spending decisions, income and education. They will be able to use and evaluate technology for financial purposes, avoiding financial fraud. They will address public policy as it relates to family financial well-being. Introductory Benchmark: Demonstrate Personal Financial Literacy Introductory Benchmark A: Identify attitudes, behavior, and skills that lead to financial satisfaction. 1. Identify expenses and sources of income (e.g., earnings, gifts). 2. Develop budget plans to spend, save, and give to others. 3. Describe decision-making steps that lead to meeting financial needs and wants. Correlated Mathematics Academic Content Benchmarks Estimate, compute and solve problems involving real numbers, including ratio, proportion and percent, and explain solutions. (Number, Number Sense and Operations G, 8-10) Write and solve real-world, multi-step problems involving money, elapsed time and temperature, and verify reasonableness of solutions. (Measurement F, 8-] 0) Introductory Benchmark B: Describe various financial institutions and services. 1. Compare banking costs and services (e.g., savings, pre-paid credit cards, debit, electronic check conversion, electronic banking services). 2. Compare banking tools to complete and manage finances. 3. Analyze types of credit available to individuals. 4. Interpret time value of money related to borrowing and saving, 5. Recognize fraudulent practices that might impact financial stability.

10 Correlated English Language Arts Academic Content Benchmark Use multiple resources to enhance comprehension of vocabulary. (Acquisition of Vocabulary F, 8-10; Acquisition of Vocabulary E, 11-12) Correlated Mathematics Academic Content Benchmarks Apply mathematical knowledge and skills routinely in other content areas and practical situations. (Mathematical Processes B, 8-10) Locate and interpret mathematical information accurately and communicate ideas, Intermediate Benchmark: Demonstrate Personal Financial Literacy Intermediate Benchmark A: Establish individual and family financial goals. 1. Identify income and expenses. 2. Illustrate spending and savings plans for fixed, flexible, and periodic expenses. 3. Examine attitudes and behaviors that lead to financial satisfaction. 4. Outline preventive measures to secure good credit scores. 5. Interpret wages, taxes and deductions on earning statements. Correlated Mathematics Academic Content Benchmarks Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Use a variety of mathematical representations flexibly and appropriately to organize, record and communicate mathematical ideas. (Mathematical Processes E, 8-10) Processes a 8-10) Correlated Social Studies Academic Content Benchmarks Analyze how scarcity of productive resources affects supply, demand, inflation and economic choices. (Economics A, 11-12) Identify factors, which inhibit or spur economic growth and cause expansions or recessions. (Economics B, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12)

11 Intermediate Benchmark B: Illustrate financial institutions and services to meet financial goals. 1. Choose banking charges and services (e.g., savings, pre-paid credit cards, debit, electronic check conversion, electronic banking services). 2. Demonstrate financial transactions such as check writing, account reconciliation, savings, investing, deposits, and withdrawals. 3. Analyze types of credit available to individuals and families. 4. Explain intended impact of advertisements and promotions from financial institutions. 5. Illustrate examples of borrowing and saving practices that impinge on the value of money. 6. Compare finance company practices (e.g., franchises with high interest, rent-to-own, payday lenders). Correlated English Language Arts Academic Content Benchmarks Use multiple resources to enhance comprehension of vocabulary. (Acquisition of Vocabulary F, 8-10; Acquisition of Vocabulary E, 11-12) Analyze the techniques used by speakers and media to influence an audience, and evaluate the effect this has on the credibility of a speaker or media message. (Communication: Oral and Visual B, 8-10) Correlated Mathematics Academic Content Benchmarks Estimate, compute and solve problems involving real numbers, including ratio, proportion and percent, and explain solutions. (Number, Number Sense and Operations G, 8-10) Analyze and compare functions and their graphs using attributes, such as rates of change, intercepts and zeros. (Patterns, Functions and Algebra E, 8-10) processes and solutions in Q complete and easily understood manner. (Mathematical Processes a 8-10) Correlated Social Studies Academic Content Benchmarks Identify factors which inhibit or spur economic growth and cause expansions or, recessions. (Economics B, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Advanced Benchmark A: Choose resources to meet individual, family and business financial goals. 1. Differentiate among income and expenses including: a. Types of income (e.g., earnings, gifts, inheritance, interest); b. Types of expense (e.g., food, shelter, clothing, transportation, health care). 2. Prioritize needs and wants based on values and goals namely: a. Types of values (e.g., aesthetic, intellectual, economic); b. Short- and long-term financial goals for self, family, and workplace; c. Goal-setting characteristics (i.e., specific, measurable, achievable, realistic, time-oriented [SMART]). 3. Devise a spending plan for fixed, flexible and periodic expenses.

12 4. Examine the impact inflation, recession, and national and world crises on financial planning. 5. Examine attitudes and behaviors that lead to financial satisfaction. 6. Evaluate employment opportunities related to wages and benefits. Correlated Mathematics Academic Content Benchmarks Use recursive functions to model and solve problems; e.g., home mortgages, annuities. (Patterns, Functions and Algebra C, 11-12) Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Assess the adequacy and reliability of information available to solve a problem. (Mathematical Processes C, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze how scarcity of productive resources affects supply, demand, inflation and economic choices. (Economics A, 11-12) Identify factors which inhibit or spur economic growth and cause expansions or recessions. (Economics B, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Advanced Benchmark B: Evaluate financial institutions and services to meet valued ends. 1. Establish criteria to evaluate various financial services including: a. Types of savings and investing accounts; b. Types of checking, credit and debit accounts; c. On-line and electronic banking practices; d. Fraud or identity protection; e. Retirement investments. 2. Evaluate alternatives for financing postsecondary education (e.g., student loans, home equity loans, vouchers, grants, scholarships, employee tuition reimbursement programs). 3. Evaluate finance company practices (e.g., franchises charging high interest, rent-toown, payday lenders). 4. Compare investment opportunities for financial health (e.g., stockbrokers, financial advisors, online investments, mutual funds). 5. Distinguish time value of money related to borrowing and saving. 6. Evaluate fraudulent practices that might impact financial stability. Correlated English Language Arts Academic Content Benchmarks Use multiple resources to enhance comprehension of vocabulary. (Acquisition of Vocabulary F, 8-10; Acquisition of Vocabulary E, 11-12) Analyze the features and structures of documents and critique them for their effectiveness. (Reading Applications: Informational, Technical and Persuasive A, 11-12)

13 Correlated Mathematics Academic Content Benchmarks Use algebraic representations, such as tables, graphs, expressions, functions and inequalities, to model and solve problem situations. (Patterns, Functions and Algebra D, 8-) 0) Analyze and compare functions and their graphs using attributes, such as rates of change, intercepts and zeros. (Patterns, Functions and Algebra E, 8-10) Use recursive functions to model and solve problems; e.g., home mortgages, annuities. (patterns, Functions and Algebra C, 11-12) Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Assess the adequacy and reliability of information available to solve a problem. (Mathematical Processes C, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze how scarcity of productive resources affects supply, demand, inflation and economic choices. (Economics A, 11-12) Identify factors which inhibit or spur economic growth and cause expansions or recessions. (Economics B, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, 11-12) Advanced Benchmark C: Predict changes in financial priorities needed to protect financial health through the family life cycle. 1. Appraise needs of individuals and/or family members throughout the life cycle. 2. Determine causes of individual and family financial crisis (e.g., death, new job, relocation, loss of income, health problems, divorce, alimony, child support, birth, adoption). 3. Analyze retirement planning and pension options for workers (e.g., employmentrelated, personal preparation). 4. Compare reliable sources of information related to financial matters. 5. Prepare children to become financially literate. 6. Examine communication skills needed for understanding and participating in financial stability. Correlated English Language Arts Academic Content Benchmarks Demonstrate comprehension of print and electronic text by responding to questions (e.g., literal, inferential, evaluative and synthesizing). (Reading Process B, 8-10; Reading Process B, 11-12) Evaluate the usefulness and credibility of data and sources and synthesize information from multiple sources. (Research C, 11-12)

14 Correlated Mathematics Academic Content Benchmarks Analyze and compare functions and their graphs using attributes, such as rates of change, intercepts and zeros. (Patterns, Functions and Algebra E, 8-10) Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Assess the adequacy and reliability of information available to solve a problem. (Mathematical Processes C, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze how scarcity of productive resources affects supply, demand, inflation and economic choices. (Economics A, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, 11-12) Advanced Benchmark D: Assess use of credit and debt to meet personal and family financial goals. 1. Differentiate characteristics needed to obtain credit worthiness (e.g., character, capacity, capital, collateral). 2. Calculate costs of credit for self or family (e.g., use of future income, debt ratio, finance charges on various credit accounts). 3. Investigate lending options for individuals and families (e.g., retail and bankcards, installment loans, home buying and mortgage loans, leasing contracts [auto and housing], consolidation loans). 4. Critique how credit reports, reporting agencies, and credit scores impact decisions (e.g., employment, interest rates on credit). 5. Monitor personal and financial information to reduce risk of identity theft through: a. Financial statement inconsistencies; b. Password strategies for protecting, handling, storing, and disposing of personal information; c. Identity protection strategies. 6. Select strategies to build good credit scores. Correlated English Language Arts Academic Content Benchmarks Analyze the features and structures of documents and critique them for their effectiveness. (Reading Applications: Informational, Technical and Persuasive Text A, 11-12) Compile, organize and evaluate information, take notes and summarize findings. (Research B, 11-12)

15 Correlated Mathematics Academic Content Benchmarks Estimate, compute and solve problems involving real numbers, including ratio, proportion and percent, and explain solutions. (Number, Number Sense and Operations G, 8-10) Write and solve real-world, multi-step problems involving money, elapsed time and temperature, and verify reasonableness of solutions. (Measurement F, 8-10) Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Connect statistical techniques to applications in workplace and consumer situations. (Data Analysis and Probability D, 11-12) Correlated Social Studies Academic Content Benchmarks Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, 11-12) Advanced Benchmark E: Operationalize skills to manage conflict and/or stress related to financial issues. 1. Develop positive communication skills for discussing financial matters (e.g., personal barriers to effective communication, active listening, and constructive expression of emotions). 2. Utilize decision making to solve financial resource use issues and problems. 3. Resolve consumer concerns through verbal or written communication. 4. Identify factors that contribute to stress (e.g., lack of money, unexpected expenses, conflicts in values and goals). 5. Implement stress-reduction strategies (e.g., meditation, exercise, relaxation techniques). Correlated English Language Arts Academic Content Benchmarks Produce letters (e.g., business, letters to the editor, job applications) that follow the conventional style appropriate to the text and that include appropriate details and exclude extraneous details and inconsistencies. (Writing Applications C, 8-10) Use a variety of strategies to enhance listening comprehension. (Communication: Oral and Visual A, 8-10; Communication: Oral and Visual A, 11-12) Select and use effective speaking strategies for a variety of audiences, situations and purposes. (Communication: Oral and Visual C, 11-12) Correlated Mathematics Academic Content Benchmarks Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A., 11-12)

16 Apply mathematical modeling to workplace and consumer situations, including problem formulation, identification of a mathematical model, interpretation of solution within the model, and validation to original problem situation. (Mathematical Processes J, 11-12) Correlated Social Studies Academic Content Benchmark Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, J 11-12) Advanced Benchmark F: Determine impact of public policies on financial planning for self and family. 1. Evaluate role of taxes (e.g., federal, state, local, social security, Medicare) in personal financial decisions. 2. Differentiate among additional deductions on wage earnings (e.g., retirement investments, professional dues, child support garnishments). 3. Investigate taxation methods used on assets (e.g., property taxes, capital gains, earnings on investments). 4. Identify community assets provided by public funds (e.g., public and private schools and postsecondary options, health clinics, student services, community groups and agencies). Correlated Mathematics Academic Content Benchmarks Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Assess the adequacy and reliability of information available to solve a problem. (Mathematical Processes C, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze the role of fiscal and regulatory policies in a mixed economy. (Economics D, 11-12) Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, 11-12)

17 Advanced Benchmark G: Formulate techniques to prevent loss of assets. 1. Compare strategies to insure against financial loss namely: a. Employer-provided insurance coverage for health, dental, eye, prescription, and term life insurance; b. Supplemental insurance for health, life, auto, and home or property; c. Costs versus benefits; d. Comparisons of price and policy coverage. 2. Avoid predatory practices used by companies or producers to defraud consumers. Correlated English Language Arts Academic Content Benchmarks Demonstrate comprehension of print and electronic text by responding to questions (e.g., literal, inferential, evaluative and synthesizing). (Reading Process B, 8-10; Reading Process B, 11-12) Identify examples of rhetorical devices and valid and invalid inferences, and explain how authors use these devices to achieve their purposes and reach their intended audiences. (Reading Applications: Informational, Technical and Persuasive Text B, 8-10) Correlated Mathematics Academic Content Benchmarks Translate information from one representation (words, table, graph or equation) to another representation of a relation or function. (patterns, Functions and Algebra C, 8-10) Analyze and compare functions and their graphs using attributes, such as rates of change, intercepts and zeros. (patterns, Functions and Algebra E, 8-10) Construct convincing arguments based on analysis of data and interpretation of graphs. (Dam Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Correlated Social Studies Academic Content Benchmarks Analyze how scarcity of productive resources affects supply, demand, inflation and economic choices. (Economics A, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, 11-12)

18 Advanced Benchmark H: Utilize decision making and accounting processes to protect financial health. 1. Evaluate how financial decisions derive from knowledge, self-control, and loss aversion. 2. Assess basic financial statements that meet financial health goals for individuals, families, and businesses. 3. Develop family budget that meets individual and family goals. 4. Predict inflation impact on personal and financial planning. 5. Appreciate individual differences related to values and goals. 6. Develop decision-making skills needed to achieve financial goals including; a. Interpret rational and irrational decision-making behaviors; b. Differentiate individual perspectives on decisions c. Evaluate consequences of decision actions. 7. Determine decision-making steps to achieve financial health including: a. Assess problem and the context of the problem; b. Select alternatives and related consequences; c. Choose best alternative based on workable, valued ends; d. Create a plan to carry out decision; e. Evaluate the intended and unintended outcomes. 8. Select reliable resources to assist in making financial decisions. Correlated English Language Arts Academic Content Benchmark Analyze the features and structures of documents and critique them for their effectiveness. (Reading Applications: Informational, Technical and Persuasive Text A, 11-12) Correlated Mathematics Academic Content Benchmarks Translate information from one representation (words, table, graph or equation) to another representation of a relation or function. (Patterns, Functions and Algebra C, 8-10) Construct convincing arguments based on analysis of data and interpretation of graphs. (Data Analysis and Probability F, 8-10) Create and analyze tabular and graphical displays of data using appropriate tools, including spreadsheets and graphing calculators. (Data Analysis and Probability A, 11-12) Assess the adequacy and reliability of information available to solve a problem. (Mathematical Processes C, 11-12) Apply mathematical modeling to workplace and consumer situations, including problem formulation, identification of a mathematical model, interpretation of solution within the model, and validation to original problem situation. (Mathematical Processes J, 11-12)

19 Correlated Social Studies Academic Content Benchmarks Analyze how scarcity of productive resources affects supply, demand, inflation and economic choices. (Economics A, 11-12) Explain the use of a budget in making personal economic decisions and planning for the future. (Economics E, 11-12) Critique data and information to determine the adequacy of support for conclusions. (Social Studies Skills and Methods B, 11-12) Advanced Benchmark I: Build relationship and conflict resolution skills to manage family and financial demands. 1. Develop strategies and skills for effective listening and responses when: a. Discussing financial demands on families to manage stress; b. Recognizing personal barriers to effective communication; c. Listening actively; d. Expressing emotions constructively. 2. Resolve family and corporate financial conflicts constructively. 3. Examine personal reactions to financial conflict situations. 4. Use strategies to resolve financial conflict. 5. Establish limits on negotiable and non-negotiable issues in family financial conflicts. Correlated English Language Arts Academic Content Benchmarks Use a variety of strategies to enhance listening comprehension. (Communication: Oral and Visual A., 8-10; Communication: Oral and Visual A, 11-12) Select and use effective speaking strategies for a variety of audiences, situations and purposes. (Communication: Oral and Visual C, 11-12) Correlated Social Studies Academic Content Benchmark Work in groups to analyze an issue and make decisions. (Social Studies Skills and Methods D, 11-12) Advanced Benchmark J: Advocate public policy that impacts financial well-being. 1. Choose active participation in political process to support family and business financial well- being. 2. Analyze current public policy issues and impacts on family and business financial wellbeing. 3. Evaluate the role of federal, state, and local taxes in personal financial decisions. Correlated Mathematics Academic Content Benchmarks Connect statistical techniques to applications in workplace and consumer situations. (Data Analysis and Probability D, 11-12)

20 Correlated Social Studies Academic Content Benchmarks Analyze the role of fiscal and regulatory policies in a mixed economy. (Economics D, 11-12) Evaluate various means for citizens to take action on a particular issue. (Citizenship Rights and Responsibilities A, 11-12) Obtain and evaluate information from public records and other resources related to a public policy issue. (Social Studies Skills and Methods A, 11-12)