Insured: WILLIAM RYAN Home: (609) Property: 2 S Montgomery Ave Apt 1 APT 1

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1 1 Insured: WILLIAM RYAN Home: (609) Property: 2 S Montgomery Ave Apt 1 APT 1 Business: (609) Atlantic City, NJ Home: 2 S Montgomery Ave Apt 1 APT 1 Atlantic City, NJ barone3329@gmail.com Claim Rep.: Mike Reily Estimator: Mike Reily Claim Number: 01ECR Policy Number: RRE Type of Loss: Hurricane Coverage Deductible Policy Limit Dwelling $0.00 $0.00 Date Contacted: 12/1/2013 Date of Loss: 10/29/2012 Date Received: 4/1/2014 Date Inspected: 12/1/2013 Date Entered: 4/1/ :00 AM Date Est. Completed: 1/16/2015 2:07 PM Price List: NJTR8X_OCT14_RREM_R2 Depreciate Material: No Depreciate O&P: No Restoration/Service/Remodel Depreciate Non-material: No Depreciate Taxes: No Estimate: WILLIAM_RYAN Depreciate Removal: No THIS PROJECT WILL REQUIRE ASBESTOS ABATEMENT IN ACCORDANCE WITH STATE REGULATIONS, AS DETERMINED BY INSPECTION. Any items found to contain asbestos, and likely to be disturbed during rehabilitation will need to be safely removed and legally disposed of using asbestos safe practices. All renovation/rehabilitation/demolition activity shall incorporate the use of a Certified Asbestos Abatement Contractor. The home owner will be required to produce a copy of the manifest showing that these items were properly disposed of. Details can be found in your Scope of Work (SOW) and your Asbestos Inspection Report. Consult the supplied Asbestos Tip sheet for guidance. THIS STRUCTURE HAS BEEN DETERMINED TO CONTAIN LEAD BASED PAINT HAZARDS. All lead hazard control work shall be performed by a Certified Lead Abatement Contractor according to applicable work practice standards found at: 24 CFR PART 35 SUBPART B AND R; 40 CFR PART 745 SUBPART E; AND NEW JERSEY LEAD HAZARD EVALUATION & ABATEMENT CODE (N.J.A.C. 5:17). All renovation/rehabilitation activity shall incorporate the use of lead-safe abatement procedures including but not limited to: O Resident (occupant) Protection O Worker Protection O Lead-safe Work Practices O Proper Waste Management O Specialized Cleaning O Interim Clearance & Final Clearance Details can be found in the Scope of Work (SOW) and the Lead Risk Assessment Report. Consult the supplied Lead Tip sheet for guidance.

2 2 WILLIAM_RYAN 6556_RYAN_ECR Lead Due to the date of construction - disturbed painted surfaces need to be addressed using lead-safe practices. 1. LBP MOB + Add Mobilization Charge for Certified Lead Abatement Contractor EA [N] , = , HMR LEAD + Lead Interim Clearance Test EA = HMR FLEAD + Final Lead Clearance Test EA = HAZARDOUS MATERIAL HANDLING HMR PPEE + Eye protection - plastic goggles - Disposable EA = HMR PPERH + Respirator - Half face - multi-purpose resp. (per day) DA = HMR PPE + Add for personal protective equipment (hazardous cleanup) EA = HMR PPEG6 + Personal protective gloves - Disposable (per pair) EA = The above items represent the PPE required to safely remove and properly dispose of the hazardous material in best practice. 8. HMR PPEB + Boots - waterproof latex - Disposable (per pair) EA = LBP STABILIZATION HMR BAG + Plastic bag - used for disposal of contaminated items EA = HMR BARR + Containment Barrier SF = The above item is used to prep the surface in order to properly stabilize the the area using lead safe practices SPECIALIZED CLEANING HMR CLN + Specialized Cleaning to remove lead dust hazards prior to interim clearance - Hazardous Material SF = HMR HEPAVAS + HEPA Vacuuming of all horizontal surfaces prior to interim clearance- Detailed - (PER SF) SF = HMR CLN + Specialized Cleaning to remove lead dust hazards prior to final clearance - Hazardous Material SF = , HMR HEPAVAS + HEPA Vacuuming of all horizontal surfaces prior to final clearance- Detailed - (PER SF) SF = Addressing of LBP - The above items represent the stabilization, safe removal and/or disposal of lead based paint material EXTERIOR DOR X - Remove Exterior door unit-removal must be made by a Certified Lead Abatement Contractor EA = LBP SILL + Add Prime & paint exterior metal lintel over entry door. - Lead Safe Practices LF = WILLIAM_RYAN 1/16/2015 Page: 2

3 3 CONTINUED - Lead 17. LBP DORT> + Add Stabilize/Paint Large Door/Window Trim (2 coats per side) - LBP Safe Practice EA = LBP SILL + Add Prime & paint exterior metal lintel over windows. - Lead Safe Practices 5* LF = Totals: Lead , Demolition 19. DMO H< - Demolish/remove home (400 sf sf)- Condominium SF = , Totals: Demolition , SKETCH1 (6556_RYAN_ECR) Interior 9' 10" Living Room Height: 8' 11' 5" Living Room 2' 6" 11" 3' 7" 1' 7" Bath 3" Closet 1Laundry 9" Room GFCI 9" 9' 1' 5" Kitc SF Walls SF Walls & Ceiling SY Flooring LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter Missing Wall 9' X 8' Opens into KITCHEN Missing Wall 11' 5" X 8' Opens into BEDROOM GENERAL ITEMS CON LAB + Content Manipulation charge - per hour HR = CLN FINALR + Final cleaning - construction - Residential F SF = WILLIAM_RYAN 1/16/2015 Page: 3

4 4 CONTINUED - Living Room WALLS & CEILINGS DRY 1/2H + Add 1/2" drywall - hung only (no tape or finish).5w SF = DRY 1/2 + Add 1/2" drywall - hung, taped, floated, ready for paint.5w SF = The above two line items are addressing drywall which has been hung only and needs to be finished. 24. PNT SP2 + Seal/prime then paint the walls twice (3 coats) W SF = FNC B3 + Add Baseboard - 3 1/4" PF LF = FNC SHOE + Add Base shoe PF LF = PNT BCS1SP + Seal & paint baseboard w/cap &/or shoe - two coats PF LF = DOORS & WINDOWS DOR BF< & R&R Bifold door - Colonist - Single EA = PNT BF< + Paint bifold door - Single - slab only - 2 coats (per side) EA = FNC DOP & R&R Door opening (jamb & casing) - 32"to36"wide - paint grade EA = PNT DORT + Paint door/window trim & jamb - 2 coats (per side) EA = FLOORING FCV PREP + Add Floor preparation for resilient flooring F SF = FCV AV + Add Vinyl floor covering (sheet goods) (F)* SF = % waste added for vinyl floor covering (sheet goods) HVAC ELE BBH + Add Baseboard electric heater - 6' EA = ELECTRICAL ELE COSM + Add Combination CO/Smoke detector EA = ELE 110S & R&R 110 volt copper wiring run, box and switch ELE110S_ EA = EA+ELE110S_4.EA 37. ELE 110 & R&R 110 volt copper wiring run, box and outlet ELE110_ EA = EA+ELE110_8. EA+ELE110_7. EA+ELE110_6.EA WILLIAM_RYAN 1/16/2015 Page: 4

5 5 CONTINUED - Living Room Totals: Living Room , Closet 1 Height: 8' 2' 4" 7" 2' 6" 8" 3" 6" Closet 1 3' 3" 3' 7" GFCI 2' Laundr SF Walls SF Walls & Ceiling 0.72 SY Flooring LF Ceil. Perimeter 6.50 SF Ceiling 6.50 SF Floor LF Floor Perimeter GENERAL ITEMS CLN FINALR + Final cleaning - construction - Residential F 6.50 SF = WALLS & CEILINGS WTR GRM + Apply anti-microbial agent.5w SF = MLD SWALL + Add Seal framing members for odor/mold control (white pigmented shellac).5w SF = DRY 1/2 & R&R 1/2" drywall - hung, taped, floated, ready for paint.5w SF = PNT SP2 + Seal/prime then paint the walls twice (3 coats) W SF = FNC B3 + Add Baseboard - 3 1/4" PF LF = FNC SHOE + Add Base shoe PF LF = PNT BCS1SP + Seal & paint baseboard w/cap &/or shoe - two coats PF LF = FNC CLOS & R&R Closet shelf and rod package LL 3.25 LF = PNT CLOSLF + Seal & paint closet shelving LL 3.25 LF = INSULATION INS BT4+ & R&R Exterior batt insulation - 4" - R13 LL* SF = FLOORING WILLIAM_RYAN 1/16/2015 Page: 5

6 6 CONTINUED - Closet FCV PREP + Add Floor preparation for resilient flooring F 6.50 SF = FCV AV + Add Vinyl floor covering (sheet goods) (F)* SF = % waste added for vinyl floor covering (sheet goods). Totals: Closet m 1' 4" 1' 6" 7' 6" Kitchen Height: 8' 1' 2" Kitchen 7' 4" 7' 3' 8" 9' GFCI GFCI 9' 6" GFCI SF Walls SF Walls & Ceiling 7.08 SY Flooring LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter Bathroom Missing Wall 9' X 8' Opens into LIVING_ROOM GENERAL ITEMS CLN FINALR + Final cleaning - construction - Residential F SF = WALLS & CEILINGS WTR GRM + Apply anti-microbial agent.5w SF = MLD SWALL + Add Seal framing members for odor/mold control (white pigmented shellac).5w SF = DRY 1/2 & R&R 1/2" drywall - hung, taped, floated, ready for paint.5w SF = PNT SP2 + Seal/prime then paint the walls twice (3 coats) W SF = FNC B3 & R&R Baseboard - 3 1/4" PF LF = FNC SHOE & R&R Base shoe PF LF = PNT BCS1SP + Seal & paint baseboard w/cap &/or shoe - two coats PF LF = FLOORING WILLIAM_RYAN 1/16/2015 Page: 6

7 7 CONTINUED - Kitchen 59. FCV PREP + Add Floor preparation for resilient flooring F SF = FCV AV + Add Vinyl floor covering (sheet goods) (F)* SF = % waste added for vinyl floor covering (sheet goods) CABINETRY CAB LOW+++ & R&R Cabinetry - lower (base) units - Deluxe grade LF = , CAB UP+++ & R&R Cabinetry - upper (wall) units - Deluxe grade LF = , CAB CTFL & R&R Countertop - flat laid plastic laminate LF = APPLIANCES APP RG + Add Range - freestanding - electric EA = Energy Star as per HUD CPD Green Building Retrofit Checklist. 65. APP HD & R&R Range hood EA = Energy Star as per HUD CPD Green Building Retrofit Checklist PLUMBING PLM SNKD & R&R Sink - double PLMSNKD_0.EA 1.00 EA = PLM FAU + Add Sink faucet - Kitchen PLMFAU_0.EA 1.00 EA = PLM SNKST + Add Sink strainer and drain assembly EA = PLM PTRAP & R&R P-trap assembly - ABS (plastic) EA = PLM RGHFIX + Add Rough in plumbing - per fixture PLMSNKD_0.EA 1.00 EA = ELECTRICAL ELE 110S & R&R 110 volt copper wiring run, box and switch ELE110S_ EA = EA+ELE110S_7. EA+ELE110S_6.EA 72. ELE OS+ & R&R Outlet - High grade ELEOS_ EA = EA+ELEOS_0.EA 73. ELE 220 & R&R 220 volt copper wiring run, box and receptacle ELE220_1.EA 1.00 EA = ELE GFI & R&R Ground fault interrupter (GFI) outlet ELEGFI_ EA = EA+ELEGFI_1.EA WILLIAM_RYAN 1/16/2015 Page: 7

8 8 CONTINUED - Kitchen 75. ELE 110 & R&R 110 volt copper wiring run, box and outlet ELE110_ EA = EA+ELE110_13. EA+ELE110_12. EA+ELE110_11. EA+ELE110_10.EA Totals: Kitchen , Laundry Room Height: 8' Closet 1 11" 9" GFCI 3' 7" 1' 7" Laundry Room 5' 11" 6' 3" 2' 2' 2" Ba SF Walls SF Walls & Ceiling 1.31 SY Flooring LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter GENERAL ITEMS CLN FINALR + Final cleaning - construction - Residential F SF = WALLS & CEILINGS WTR GRM + Apply anti-microbial agent.5w SF = MLD SWALL + Add Seal framing members for odor/mold control (white pigmented shellac).5w SF = DRY 1/2 & R&R 1/2" drywall - hung, taped, floated, ready for paint.5w SF = PNT SP2 + Seal/prime then paint the walls twice (3 coats) W SF = FNC B3 + Add Baseboard - 3 1/4" PF LF = FNC SHOE + Add Base shoe PF LF = PNT BCS1SP + Seal & paint baseboard w/cap &/or shoe - two coats PF LF = INSULATION INS BT4+ & R&R Exterior batt insulation - 4" - R13 LL* SF = WILLIAM_RYAN 1/16/2015 Page: 8

9 9 CONTINUED - Laundry Room FLOORING FCV PREP + Add Floor preparation for resilient flooring F SF = FCV AV + Add Vinyl floor covering (sheet goods) (F)* SF = % waste added for vinyl floor covering (sheet goods) PLUMBING PLM WBOX & R&R Washing machine outlet box with valves PLMWBOX_0.EA 1.00 EA = PLM RGHFIX + Add Rough in plumbing - per fixture PLMWBOX_0.EA 1.00 EA = ELECTRICAL ELE 110S & R&R 110 volt copper wiring run, box and switch ELE110S_2.EA 1.00 EA = ELE 220 & R&R 220 volt copper wiring run, box and receptacle ELE220_0.EA 1.00 EA = ELE GFI & R&R Ground fault interrupter (GFI) outlet ELEGFI_0.EA 1.00 EA = ELE 110 & R&R 110 volt copper wiring run, box and outlet ELE110_1.EA 1.00 EA = Totals: Laundry Room , ' 5" 5' 3" 1' 5" 1' 5" 2' 6" 5' 1" 8' 10" 3' 7" 2' 6" 3' 11" 9' 2" 11' 1" 10' 9" Bedroom 2' 11' 5" Liv 5' 11" 2' 6" Closet L 10" 6' 1" Bedroom Height: 8' SF Walls SF Walls & Ceiling SY Flooring LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter Missing Wall 11' 5" X 8' Opens into LIVING_ROOM GENERAL ITEMS CON LAB + Content Manipulation charge - per hour HR = CLN FINALR + Final cleaning - construction - Residential F SF = WILLIAM_RYAN 1/16/2015 Page: 9

10 10 CONTINUED - Bedroom WALLS & CEILINGS DRY 1/2H + Add 1/2" drywall - hung only (no tape or finish).5w SF = DRY 1/2 + Add 1/2" drywall - hung, taped, floated, ready for paint.5w SF = The above two line items are addressing drywall which has been hung only and needs to be finished. 97. PNT SP2 + Seal/prime then paint the walls twice (3 coats) W SF = FNC B3 + Add Baseboard - 3 1/4" PF LF = FNC SHOE + Add Base shoe PF LF = PNT BCS1SP + Seal & paint baseboard w/cap &/or shoe - two coats PF LF = DOORS & WINDOWS DOR X + Add Exterior door - metal - insulated - flush or panel style - Installation after Interim Clearance EA = PNT XDOR + Prime & paint door slab only - exterior (per side) EA = PNT DORT + Paint door/window trim & jamb - 2 coats (per side) EA = FNH DBX + Add Door lockset & deadbolt - exterior EA = DOR STRMD & R&R Storm door assembly EA = FLOORING FCV PREP + Add Floor preparation for resilient flooring F SF = FCV AV + Add Vinyl floor covering (sheet goods) (F)* SF = % waste added for vinyl floor covering (sheet goods) HVAC ELE BBH>> + Add Baseboard electric heater - 10' EA = ELECTRICAL ELE 110S & R&R 110 volt copper wiring run, box and switch ELE110S_3.EA 1.00 EA = ELE 110 & R&R 110 volt copper wiring run, box and outlet ELE110_ EA = EA+ELE110_4. EA+ELE110_3. EA+ELE110_2.EA WILLIAM_RYAN 1/16/2015 Page: 10

11 11 CONTINUED - Bedroom Totals: Bedroom , ry Room 3" 9" 1' 5" 2' 7' 4" 7' Bathroom 2' 7" 2' 6" 1' 11" 2' 9" 2' 3" GFCI 4' 5" 4' 11" Bathroom Height: 8' SF Walls SF Walls & Ceiling 3.44 SY Flooring LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter GENERAL ITEMS CLN FINALR + Final cleaning - construction - Residential F SF = WALLS & CEILINGS WTR GRM + Apply anti-microbial agent.5w SF = MLD SWALL + Add Seal framing members for odor/mold control (white pigmented shellac).5w SF = DRY 1/2WR & R&R 1/2" water rock (greenboard) hung, taped ready for texture.5w SF = DRY TEX++ + Add Texture drywall - smooth / skim coat.5w SF = PNT SP2 + Seal/prime then paint the walls and ceiling twice (3 coats) WC SF = FNC B3 & R&R Baseboard - 3 1/4" PF LF = FNC SHOE & R&R Base shoe PF LF = PNT BCS1SP + Seal & paint baseboard w/cap &/or shoe - two coats PF LF = FNH BAC & R&R Bath accessory EA = MSD AV & R&R Mirror - 1/4" plate glass SF = DOORS & WINDOWS DOR AV & R&R Interior door unit EA = WILLIAM_RYAN 1/16/2015 Page: 11

12 12 CONTINUED - Bathroom 123. PNT DOR + Paint door slab only - 2 coats (per side) EA = PNT DORT + Paint door/window trim & jamb - 2 coats (per side) EA = FNH DORH + Add Door knob - interior EA = INSULATION INS BT4+ & R&R Exterior batt insulation - 4" - R13 LL* SF = FLOORING FCV AV - Remove Vinyl floor covering (sheet goods) F SF = FCV PREP + Add Floor preparation for resilient flooring F SF = FCV AV + Add Vinyl floor covering (sheet goods) (F)* SF = % waste added for vinyl floor covering (sheet goods) CABINETRY CAB VAN & R&R Vanity LF = MBL VTSNK & R&R Vanity top - one sink - cultured marble LF = PLUMBING PLM FAUBA + Add Sink faucet - Bathroom PLMFAUBA_0.EA 1.00 EA = PLM PTRAP & R&R P-trap assembly - ABS (plastic) EA = PLM TLT & R&R Toilet PLMTLT_0.EA 1.00 EA = PLM TLTS + Add Toilet seat PLMTLTS_0.EA 1.00 EA = PLM TLTFL & R&R Toilet flange EA = PLM TUB/S & R&R Fiberglass tub & shower combination PLMTUB_S_0.EA 1.00 EA , = , PLM TSFAU & R&R Tub/shower faucet PLMTSFAU_0.EA 1.00 EA = HVAC ELE BBH<< + Add Baseboard electric heater - 3' EA = ELECTRICAL WILLIAM_RYAN 1/16/2015 Page: 12

13 13 CONTINUED - Bathroom 140. HVC BVENT & R&R Bathroom ventilation fan HVCBVENT_0.EA 1.00 EA = ELE 110S & R&R 110 volt copper wiring run, box and switch ELE110S_ EA = EA+ELE110S_9.EA 142. ELE GFI & R&R Ground fault interrupter (GFI) outlet ELEGFI_3.EA 1.00 EA = ELE 110 & R&R 110 volt copper wiring run, box and outlet ELE110_ EA = EA+ELE110_15.EA Totals: Bathroom , Total: Interior 1, , Total: SKETCH1 (6556_RYAN_ECR) 1, , Total: 6556_RYAN_ECR 2, , Labor Minimums Applied 144. CLN MN-A + Cleaning labor minimum EA = WTR MN-A + Water extract/remediation labor minimum EA = INS MN-A + Insulation labor minimum EA = FNH MN-A + Finish hardware labor minimum EA = HVC MN-A + Heat, vent, & air cond. labor minimum EA = TIL MN-A + Tile / marble labor minimum EA = MSD MN-A + Mirror/shower door labor minimum EA = Totals: Labor Minimums Applied Line Item Totals: WILLIAM_RYAN 2, , WILLIAM_RYAN 1/16/2015 Page: 13

14 14 Grand Total Areas: 1, SF Walls SF Ceiling 1, SF Walls and Ceiling SF Floor SY Flooring LF Floor Perimeter 0.00 SF Long Wall 0.00 SF Short Wall LF Ceil. Perimeter Floor Area Total Area 1, Interior Wall Area Exterior Wall Area Exterior Perimeter of Walls Surface Area 4.23 Number of Squares Total Perimeter Length 0.00 Total Ridge Length 0.00 Total Hip Length WILLIAM_RYAN 1/16/2015 Page: 14

15 15 Summary for Dwelling Line Item Total 38, Total Tax(Rep-Maint) 2, Replacement Cost Value $40, Net Claim $40, Mike Reily WILLIAM_RYAN 1/16/2015 Page: 15

16 16 Recap of Taxes Total Tax(Rep-Maint) (7%) Clothing Acc Tax (7%) Storage Rental Tax (7%) Line Items 2, Total 2, WILLIAM_RYAN 1/16/2015 Page: 16

17 17 Recap by Room Estimate: WILLIAM_RYAN Area: 6556_RYAN_ECR Lead 6, % Demolition 3, % Area: SKETCH1 (6556_RYAN_ECR) Area: Interior Living Room 2, % Closet % Kitchen 14, % Laundry Room 1, % Bedroom 3, % Bathroom 5, % Area Subtotal: Interior 73.19% 27, Area Subtotal: SKETCH1 (6556_RYAN_ECR) 73.19% 27, Area Subtotal: 6556_RYAN_ECR 37, % Labor Minimums Applied % Subtotal of Areas % 38, Total 38, % WILLIAM_RYAN 1/16/2015 Page: 17

18 18 Recap by Category Items Total % APPLIANCES 1, % CABINETRY 9, % CLEANING % CONTENT MANIPULATION % GENERAL DEMOLITION 4, % DOORS 1, % DRYWALL % ELECTRICAL 3, % FLOOR COVERING - VINYL 2, % FINISH CARPENTRY / TRIMWORK 1, % FINISH HARDWARE % HAZARDOUS MATERIAL REMEDIATION 3, % HEAT, VENT & AIR CONDITIONING % INSULATION % 2, % MARBLE - CULTURED OR NATURAL % % MIRRORS & SHOWER DOORS % PLUMBING 4, % PAINTING 1, % TILE % WATER EXTRACTION & REMEDIATION % Subtotal 38, % Total Tax(Rep-Maint) 2, % Total 40, % WILLIAM_RYAN 1/16/2015 Page: 18