1 Adda247 No. 1 APP for Banking & SSC Preparation Website:store.adda247.com

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1 1 Adda247 No. 1 APP for Banking & SSC Preparation

2 Directions (1-5): In these questions, the relationship between different elements is shown in the statements. The statements are followed by two conclusions. Give answer (a) if only conclusion I is true (b) if only conclusion II is true (c) if either conclusion I or II is true (d) if neither conclusion I nor II is true (e) if both conclusions I and II are true. Q1. Statements: G C, B > G, E > A K, B K Conclusions: I. E > C II. B C Q2. Statements: A K, K M N, B N Conclusions: I. A > N II. K B Q3. Statements: G S, M N G, R M Conclusions: I. G R II. S M Q4. Statements: N M S, R T J, N R Conclusions: I. S R II. S T Q5. Statements: B A D, C E, B C Conclusions: I. A E II. E A Questions (6-10): Study the given information carefully and answer the questions that follow: Eight persons M, N, O, P, Q, R, S and T are sitting around a rectangular table. Four persons who sit on each middle side of rectangular table faces towards the centre, while other four persons who sits on the corner of table faces outside the centre. O faces Q. P sits 3 rd to the right of R, who sits 2 nd to the right of T. There is only one person sits between P and O. M sits 2 nd to the right of Q. N sits 3 rd to the right of O. Q6. Who among the following sits 2 nd to the right of P? (a) M (b) Q (c) S (d) T (e) N 2 Adda247 No. 1 APP for Banking & SSC Preparation

3 Q7. Who among the following faces M? (a) N (b) R (c) S (d) P (e) Q Q8. Who among the following sits 2 nd to the right of the one who sits 3 rd to the left of R? (a) Q (b) S (c) P (d) N (e) T Q9. Who among the Following sits diagonally opposite to R? (a) N (b) O (c) M (d) None of these (e) S Q10. Four of the following given five belongs to a group find the one that does not belongs to that Group? (a) M (b) Q (c) O (d) N (e) P Q11. How many pairs of letters are there in the word APPREHENSIVE, each of which have as many letters between then in the word as they have between then in the English alphabet? (a) Two (b) Three (c) More than Three (d) One (e) None Q12. In a class Rohit s rank is 21 st from the right and Monika s rank is 21 st from the left but Amit who is two places to the left of Rohit is sitting on the immediate right of Monika, then how many students are there in the class? (a) 45 (b) 39 (c) 42 (d) 44 (e) 46 3 Adda247 No. 1 APP for Banking & SSC Preparation

4 Directions (13-17): In each of the questions below. Some statements are given followed by conclusions/group of conclusions numbered I and II. You have to assume all the statements to be true even if they seem to be at variance from the commonly known facts and then decide which of the given two conclusions logically follows from the information given in the statements. (a) If only conclusion I follows (b) If only conclusion II follows (c) If either I or II follows (d) If neither I nor II follows (e) If both I and II follow Q13. Statement: All Events are bikes. No bike is race. All Races are laps. Conclusion: I. No Event is a Race. II. Some Event is not Laps. Q14. Statement: All Subjects are tools. All tools are instruments. Some instruments are book. Conclusion: I. Some Books are subjects. II. Some tools are books. Q15. Statement: All A s are B s. Some B s are C s. No C is D. All D s are E s Conclusion: I. Some B are not D. II. Some E are not C. Q16. Statement: Some Apples are Oranges. Some Oranges are grapes. No Orange is banana. Conclusion: I. Some grapes are not Banana. II. Some Apples are not Banana. Q17. Statement: All notes are books. No book is a bag. Some bags are pens. Conclusion: I. Some Pens are not Books. II. Some Notes are Pens. 4 Adda247 No. 1 APP for Banking & SSC Preparation

5 Directions (18-22): Study the following arrangement carefully and answer the questions given below. R 4 P I J M A 3 % U K 5 V 1 W $ Y 2 E 6 # 9 D H 8 G & Z N Q18. How many such symbols are there in the above arrangement, each of which is immediately followed by a vowel? (a) One (b)three (c) Two (d) Four (e) None Q19. Which of the following element is exactly in the middle of 3rd element from the left end and the 10th element from the right end of the arrangement? (a) (b) U (c) K (d) 5 Q20. How many such vowels are there in the above arrangement each of which is immediately followed by a number and also immediately preceded by a number? (a) Two (b) Four (c) Three (d) None (e) One Q21. What should come in the place of question mark (?) in the following series based on above arrangement? 1$V? (a) 69# (b) 69H (c) 69E (d) 692 (e) 69Y Q22. How many consonant are there in the above arrangement each of which is immediately followed by a vowel and also immediately preceded by a number? (a) Two (b) One (c) Three (d) More than three (e) None 5 Adda247 No. 1 APP for Banking & SSC Preparation

6 Directions (23-27): Study the given information carefully and answer the questions that follow: There are eight friends A, B, C, D, E, F, G and H who are sitting in a row such that some are facing in the south direction and some are facing north direction. No two friends sitting together according to the alphabetical order. F and D face the same direction as B is facing. D sits 3 rd to the right of A. The number of persons sitting to the right of G is equal to the number of person sitting on the right of D. A sits one of the corner. C and E are immediate neighbours but both face opposite directions with respect to each other. H sits 4 th to the right of C. C does not sits on the left of G. B sits on the left of C but does not faces the same direction as A. H faces the same direction as A and G are facing. E does not face south direction. Q23. Who among the following sits 2 nd to the right of C? (a) A (b) G (c) B (d) D (e) H Q24. How many persons faces south direction? (a) Four (b) Three (c) One (d) Two (e) More than Four Q25. Who among the following sits on the immediate left of A? (a) B (b) D (c) E (d) H (e) No one Q26. Who among the following sits on the immediate left of B? (a) C (b) G (c) A (d) H (e) No one Q27. A is related to F, in the same way D is related to C then following the same pattern E is related to? (a) G (b) D (c) H (d) B (e) A 6 Adda247 No. 1 APP for Banking & SSC Preparation

7 Directions (28-29): Study the given information carefully and answer the questions that follow: There are six boxes i.e. A, B, C, D, E and F which are of different weight and no two boxes are of same weight. Only two boxes are heavier than box F. Box A is heavier than both E and D but is not the heaviest. Box A is of 25 kg in weight. Box F is heavier than 25 kg. Box B is heavier than box F but not the heaviest. Q28. If box B is 32 kg in weight then what will be the possible weight of box F? (a) 23 kg (b) 29 kg (c) 24.5 kg (d) 33 kg (e) 35 kg Q29. Which of the following box is the lightest among all? (a) C (b) D (c) F (d) E (e) Either (b) or (d) Directions (30-34): Study the given information carefully and answer the questions that follow: There are six lectures on different subjects i.e. Chemistry, Biology, Physics, Math s, Economics and Polity which are to be conducted on different days of the week starting from Monday but not necessarily in the same order. One of the days is off day which is not Sunday. There are two days gap between Math s lecture and Physics lecture. The lecture of Physics is conducted on the day after the lecture of Economics but not on Friday. There is one day gap between lecture of Economics and the lecture of Chemistry. The lecture of chemistry is conducted on the day immediately before the lecture of Biology. The lecture of Polity is conducted on Saturday. The lecture of Physics is not conducted on Sunday. Lecture of math s is conducted after the lecture of Physics. Q30. Which day of the week is off day? (a) Friday (b) Saturday (c) Monday (d) Tuesday (e) Thursday Q31. The lecture of Economics is conducted on which day of the week? (a) Wednesday (b) Tuesday (c) Friday (d) Saturday (e) Sunday 7 Adda247 No. 1 APP for Banking & SSC Preparation

8 Q32. The lecture of math s conducted on which day of the week? (a) Monday (b) Sunday (c) Saturday (d) Thursday (e) Wednesday Q33. Which lecture is conducted on Thursday? (a) Biology (b) Chemistry (c) Economics (d) None (e) Physics Q34. How many lectures are conducted before Chemistry? (a) One (b) Two (c) Three (d) More than three (e) None Q35. Atul started walking in the east direction from point P, after walking 4km he takes a right turn and walks for 6km to reach at point S from point S, he takes a left turn and walks for 4 km to reach point T, then what is the shortest distance between point P and T? (a) 11 km (b) 12 km (c) 15 km (d) 9 km (e) 10 km Directions (36-40): Study the following table carefully to answer the questions that follow Monthly Rent (in thousands) at five different places in six different years Years Place A B C D E Q36. At which place did the monthly rent not increase continuously from year 2011 to 2016? (a) A (b) D (c) C (d) B (e) E 8 Adda247 No. 1 APP for Banking & SSC Preparation

9 Q37. In which year at A, the monthly rent increased more than 100 per cent from the previous year? (a) 2012 (b) 2013 (c) 2014 (d) 2015 (e) 2016 Q38. What was the difference between the monthly rent at B in the year 2015 and D in the year 2013? (a) Rs (b) Rs (c) Rs (d) Rs Q39. Monthly rent at C in the year 2014 was approximately what percent of the total monthly rent at E over all the years together? (a) 30 (b) 33 (c) 38 (d) 42 (e) 45 Q40. Which city was most expensive in terms of rent? (a) A (b) B (c) C (d) D (e) E Q41. A person started his journey in the morning. At 11 am he covered 3/8 of his journey and on the same day at 4 : 30 pm he covered 5/6 of the journey. At what time did he start his journey? (a) 6 am (b) 5 : 30 am (c) 7 am (d) 6 : 30 am Q42. How much percent above the cost price should a shopkeeper mark his goods so as to earn a profit of 32% after giving a discount of 12% on the marked price? (a) 52% (b) 50% (c) 55% (d) 56% 9 Adda247 No. 1 APP for Banking & SSC Preparation

10 Q43. A can do a work in 5 days less than the time taken by B to do it. If both of them together take days to complete the whole work, then the time taken by B alone to do the same work is (a) 15 days (b) 20 days (c) 25 days (d) 30 days Q44. Vessels A and B contain mixture of milk and water in the ratios 4 : 5 and 5 : 1 respectively. In what ratio should quantities of mixtures be taken from A and B to form a mixture in which milk to water is in the ratio 5 : 4? (a) 2 : 5 (b) 4 : 3 (c) 5 : 2 (d) 2 : 3 (e) 3 : 4 Q45. Ratio of the earnings of A and B is 4 : 7. If the earnings of A is increased by 50% and those of B decrease by 25%, the new ratio of their earnings becomes 8 : 7, what are A s earning? (a) Rs. 21,000 (b) Rs. 26,000 (c) Rs. 28,000 (d) Data inadequate Directions (46-55) : What will come in place of question mark (?) in the following questions? Q46. 68% of 625 +?% of 185 = 499 (a) 42 (b) 40 (c) 28 (d) 25 Q47. u (a) 5 (b) 6 (c) 3 (d) 8 Q (9)² 53 = (?)² (a) 26 (b) b (c) 729 (d) 27 (e) e 10 Adda247 No. 1 APP for Banking & SSC Preparation

11 Q49. (a) (b) t t (c) b t (d) t Q50. u (a) (b) (c) (d) Q51. u u uu u (a) 34 (b) 32 (c) 21 (d) 28 Q % of % of 1640 =? (a) 4218 (b) 4368 (c) 4448 (d) 4628 Q ? = 3007 (a) 1250 (b) 1300 (c) 1375 (d) 1400 Q % of 674 of 0.8% of 225 =? (a) (b) 9.12 (c) (d) Adda247 No. 1 APP for Banking & SSC Preparation

12 Q55. 56% of % of 150 =? 109 (a) 49 (b) 103 (c) 53 (d) 47 Q56. A train travel 50% faster than a car. Both start from point A at the same time and reach point B 75 kms away from A at the same time. On the way, however, the train lost about 12.5 minutes while stopping at the stations. The speed of the car is : (a) 100 kmph (b) 110 kmph (c) 120 kmph (d) 130 kmph Q57. The difference between the S.I. on a certain amount at the rate of 10% per annum and compound interest which is compounded every 6 months for 2 years is Rs What is the principle? (a) Rs. 6,000 (b) Rs. 8,000 (c) Rs. 12,000 (d) Rs. 8,500 Q58. While selling a watch, a shopkeeper gives a discount of 5%. If he gives a discount of 6% he earns Rs. 15 less as profit. What is the marked price of watch? (a) Rs (b) Rs (c) Rs (d) Rs Q59. Walking at 5 km/h a student reaches his school from his house 15 min. early and walking at a speed of 3 km/h he is late by 9 minutes. What is the distance between his school and his house? (a) 5 km (b) 8 km (c) 3 km (d) 2 km Q60. A complete part of a work in 20 days. Then he completes the rest work with B in 3 days. How much time will B take alone to complete this work? (a) e days (b) 37 days (c) 40 days (d) 23 days 12 Adda247 No. 1 APP for Banking & SSC Preparation

13 Directions (61-65): What should come in place of the question mark (?) in the following number series? Q61. 9, 62,?, 1854, 7415, (a) 433 (b) 309 (c) 406 (d) 371 Q62. 4, 8, 24, 60,?, 224 (a) 178 (b) 96 (c) 109 (d) 141 Q , 1600, 320, 64, 12.8? (a) 2.56 (b) 3.5 (c) 3.2 (d) 2.98 Q64. 6, 9, 15, 27, 51,? (a) 84 (b) 99 (c) 123 (d) 75 Q65. 7, 8, 18,?, 232, 1165 (a) 84 (b) 42 (c) 57 (d) 36 Directions (66-70): What value should come in place of question mark (?) in the following equations? Q66. u (a) 916 (b) 1016 (c) 1216 (d) 1026 (e) Adda247 No. 1 APP for Banking & SSC Preparation

14 Q67. (a) 9 e t (b) (c) 8 e t e t (d) 8 et Q % of 740? % of 320 = 87.3 (a) 6.75 (b) 6.25 (c) 12.5 (d) (e) 8.25 Q69. (a) 12 (b) 18 (c) 14 (d) 10 Q % of % of 1500 = (?)² + 38 (a) 32 (b) 38 (c) 42 (d) 48 (e) 34 Directions (71-80): Read the following passage carefully and answer the questions. Certain words/ phrases have been given in bold to help you locate them while answering some of the questions. Over the past few days alone, the China's central bank has pumped extra cash into the financial system and cut interest rates. The aim is to free more cash for banks to lend and provide a boost for banks seeking to improve the return on their assets. The official data, though, suggested that bad loans make up only 1.4 % of their balance sheets. How to explain the discrepancy? One possible answer is that bad loans are a tagging indicator, i.e. it is only after the economy has struggled for a while that borrowers began to suffer. Looked at this way, China is trying to anticipate problems, keeping its banks in good health by sustaining growth of nearly 7% year on year. Another more worrying possibility is that bad loans are worse than official data indicate. This does not look to be a cause for concern for China's biggest banks, which are managed conservatively and largely focus on the country's biggest-value and quality borrowers. But there is mounting evidence that when it comes to smaller banks, especially those yet to list on the stock market, bad loans are piling up. That is important because unlisted lenders account for just over a third of the Chinese banking sector, making them as big as Japan's entire banking industry. 14 Adda247 No. 1 APP for Banking & SSC Preparation

15 Although non-performing loans have edged up slowly, the increase in special-mention loans (a category that includes those overdue but not yet classified as impaired loans.) has been much bigger. Special-mention loans are about 2% at most of China's big listed banks, suggesting that such loans must be much higher at their smaller, unlisted peers. Many of these loans are simple bad debts which banks have not yet admitted to. Another troubling fact is that fifteen years ago, the government created asset-management companies (often referred to as bad banks) to take on the non-performing loans of the lenders. After the initial transfer these companies had little to pay. But, last year, Cinda, the biggest of the bad banks, bought nearly 150 billion Yuan ($24 billion) of distressed assets last year, two-thirds more than in These assets would have raised the bank(s) bad-loans ratio by a few tenths of a percentage point. Although such numbers do not seem very alarming, experts who reviewed last year's results for 158 banks, of which only 20 are listed, found that "shadow loans" loans recorded as investments which may be a disguise for bad loans have grown to as much as 5.7 billion Yuan, or 5% of the industry's assets. These are heavily concentrated on the balance sheets of smaller unlisted banks, and at the very least, all this points to a need for recapitalisation of small banks. Q71. Choose the word which is most nearly the SAME in meaning as the word 'TAGGING' given in bold as used in the passage. (a) delayed (b) breaking (c) stopping (d) protecting (e) tying Q72. Choose the word which is OPPOSITE in meaning to the word FREE given in bold as used in the passage. (a) expensive (b) secret (c) complimentary (d) restrict (e) charged Q73. According to the passage, which of the following can be said about China's large banks? (A) These are cautiously run. (B) Their clients are mainly high-value. (C) 2 per cent of their loans have been classified as overdue but not impaired. (a) Only (B) (b) Only (A) (c) All (A), (B) & (C) (d) Only (A) & (C) (e) Only (B) & (C) Q74. Which of the following is the central idea of the passage? (1) Small banks should be permitted to become listed on the stock exchange. (2) The government should do away with asset management companies. (3) China's financial crisis is not as serious as it is being made out to be. (4) China's central bank has failed to predict and stop the decline of its banks. (5) There is trouble brewing in China's small unlisted banks. 15 Adda247 No. 1 APP for Banking & SSC Preparation

16 Q75. Choose the word which is most nearly the SAME in meaning as the word 'POINTS' given in bold as used in the passage. (a) Peaks (b) Moments (c) arguments (d) indicates (e) plugs Q76. Which of the following is TRUE in the context of the passage? (a) China has not implemented any resources to help its banking sector in recent times. (b) Approximately 32% of China's banking sector is unlisted. (c) China's stock market has plummeted in recent times. (d) Japan's banking industry is experiencing a boom unlike that of China. (e) None of the given options is true in the context of the passage. Q77. What does the example of Cinda convey? (a) Many of the loans given by China's banks are in trouble. (b) Many such large Chinese asset management companies are failing. (c) China's economy is overly dependent on large banks. (d) China is the ideal destination for small banks to flourish. (e) Such companies have become obsolete. Q78. Choose the word which is OPPOSITE in meaning to the word MOUNTING given in bold as used in the passage, (a) Melting (b) accumulating (c) removing (d) submerging (e) decreasing Q79. Which of the following best describes experts' findings regarding shadow loans? (a) Shadow loans have been steadily falling and are negligible at present. (b) These are growing substantially and indicate the need for reform of small banks. (c) Shadow loans are unfairly being passed on to asset management companies. (d) These loans are inconsequential for the health of banks. (e) The findings are faulty as these include only a few listed banks. Q80. What is the author's view regarding small banks? (a) These have a better loan portfolio than large banks. (b) These are in good health helping to sustain economic growth of 7 per cent. (c) These should be merged with large banks to bail them out of trouble. (d) Regulations governing these banks should be relaxed. (e) Other than those given as options 16 Adda247 No. 1 APP for Banking & SSC Preparation

17 Directions (81-90): In the following passage, some of the words have been left out, each of which is indicated by a numbers. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningful. Against the backdrop(81) of the attacks on Indian students in Milan, the External Affairs Ministry has told(82) citizens in Italy not to panic. External Affairs Minister Sushma Swaraj has received a detailed report on the situation even as the students met Indian diplomats. While mobilizing(83) the Indian students of their safety, the Minister said she was overseeing the situation. I have got the detailed report [on the attacks in Milan]. Please do not worry. I am adjudicating(84) the situation personally, Ms. Swaraj said in a social media message. The Indian Students Association for Polimi (Politechnic University of Milan) said two incidents took place over the past few days in which a group of people beat up a student and scraped(85) his mobile phone and another student was scoured(86) by a gang. Following these incidents, the Consulate General of India (CGI) in Milan on Monday issued a/an induction(87) to Indian nationals and students urging them not to panic. The Consulate has received reports of the unfortunate incidents of attacks on Indian students in Milan. All Indian students are urged not to panic. The Consulate is taking up this matter with the highest level of law and order authorities in Milan, the Consulate said in the advisory posted on social media platforms. However, G.V. Sandeep of the students association said the study(88) needs to be completed and avoided describing the attacks as racist. Following the attacks, locals have reached out to us offering to help. Our community is widely targeted(89) in Milan; even the media in the city has enquired and extended all sorts of help to create awareness, so I want to state clearly that Italy remains safe for Indians and Indian students, Mr. Sandeep said while explaining that the attacks were likely(90) to be part of a racist plot. Q81. (a) rise (b) evidence (c) increase (d) record (e) No improvement Q82. (a) endorsed (b) urged (c) backed (d) reproached (e) No improvement Q83. (a) affirming (b) securing (c) conjuring (d) assuring (e) No improvement 17 Adda247 No. 1 APP for Banking & SSC Preparation

18 Q84. (a) escalating (b) monitoring (c) testing (d) leading (e) No improvement Q85. (a) plucked (b) secured (c) snatched (d) obtained (e) No improvement Q86. (a) pelted (b) sweeped (c) hurtled (d) assaulted (e) No improvement Q87. (a) checklist (b) ruling (c) advisory (d) assistance (e) No improvement Q88. (a) investigation (b) research (c) survey (d) observation (e) No improvement Q89. (a) condemned (b) appreciated (c) criticized (d) ignored (e) No improvement Q90. (a) unlikely (b) thought (c) guessed (d) sought (e) No improvement 18 Adda247 No. 1 APP for Banking & SSC Preparation

19 Directions (91-100): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any.) Q91. (a) A lots of real estate companies may come up / (b) with tempting offers and discounts but buyers should / (c) always keep their eyes open and must check / (d) whether all approvals are in place or not. / (e) No error Q92. (a) Before investing, / (b) you should look after the / (c) overall business dynamics of the company / (d) along with efficient management and good corporate governance. / (e) No error Q93. Unless (a)/ he will not understand (b)/ the concept he will not be (c)/ able to solve the questions. (d)/ No error (e) Q94. The objective of facebook might (a)/be fair but there are (b)/certain unintended consequences (c)/of what are disguised as freebies. (d)/ No error (e) Q95. This is a strange world (a)/ where each one pursues their (b)/ own golden bubble (c)/ and laughs at others for doing the same.(d)/ No error (e) Q96. (a) / One of the major problems with (b) / representative democracy is that (c) / the business of government has (d) / become the privilege of few. (e) No error Q97. (a) / If two types of economy exists in the country (b) / either there should be conflict (c) / between the two or (d) / one will overwhelm the other. (e) No error Q98. (a) / India is the second most populous (b) / country in the world (c) / and is expected to (d) / take over China by (e) No error Q99. Though these programmes have proved (a) / to be extremely (b) /effective (c) / they do have certain drawbacks (d) /All correct (e) Q100. Any failure (a) / to complicit (b) / with these fundamental (c) / regulations will result in a fine (d) / All correct (e) 19 Adda247 No. 1 APP for Banking & SSC Preparation

20 20 Adda247 No. 1 APP for Banking & SSC Preparation