BCV Youth Accounts. Whether you re a student, in vocational training, or working and under 30, we have special, all-in-one banking packs just for you.

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1 BCV YOUTH ACCOUNTS

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3 BCV Youth Accounts Whether you re a student, in vocational training, or working and under 30, we have special, all-in-one packs just for you. They offer a simple way to manage your money, save for a rainy day, and pay for purchases by card. Plus, you get great deals and can even win prizes! Young Professional pack p. 10 BCV packs Youth pack p. 6 Campus pack p. 8 Junior pack p. 4 Age

4 Junior pack years old Start being more independent with your money. With our Junior pack, you can deposit your spending money and then withdraw it whenever you need it. Learn more at bcv.ch/en/youth- Students Current & savings account Special deals Junior pack En ligne Online

5 Our Junior pack includes: A Junior current account So you can manage your money on a daily basis A Young Savers account So you can save up for something you want A Maestro debit card So you can pay for purchases by card and withdraw and deposit money at BCV and other cantonal bank ATMs (over 1,700 ATMs across Switzerland) BCV-net and BCV Mobile So you can keep an eye on your money 24/7 Download our free app for a fun way to learn about managing your money. If you re interested in our Junior pack, talk to your parents or legal guardian. One of them will need to come with you to BCV to sign the papers. 5

6 Youth pack years old Our Youth pack gives you everything you need to manage your money on your own. That means you can have your paychecks deposited into your account, pay for things by card instead of cash, and set money aside for some of those bigger purchases you have your eye on. Learn more at bcv.ch/en/youth- Students or follow us on Current & savings account Special deals Youth pack Online

7 Our Youth pack includes: A Youth current account So you can manage your money on a daily basis A Young Savers account So you can save for a rainy day A Maestro debit card So you can pay for purchases and withdraw and deposit money at BCV and other cantonal bank ATMs (over 1,700 ATMs across Switzerland) A PrePaid* Mastercard or A Silver** Visa/Mastercard credit card (18 years or older) For online and in-store purchases around the world BCV-net, BCV Mobile, and BCV TWINT Digital solutions for your everyday needs newsletter For prizes, special offers, and useful tips BCV EXTRA For discounts on a range of activites by simply showing your Maestro card * Parent s signature required if you re under 18 ** Subject to conditions 7

8 Campus pack years old If you live in Switzerland and are in a program that s at least one year long at a Swiss university or other higher education institution, then our Campus pack is for you. It includes all the accounts, cards, and online services you need to do your while you re a student. Learn more at bcv.ch/en/youth- Students or follow us on Current & savings account Special deals Campus pack Online

9 Our Campus pack includes: A Campus current account So you can manage your money on a daily basis An e-savings account So you can save for a rainy day A Maestro debit card So you can pay for purchases and withdraw and deposit money at BCV and other cantonal bank ATMs (over 1,700 ATMs across Switzerland) A PrePaid Mastercard or A Silver* Visa/Mastercard credit card For online and in-store purchases around the world BCV-net, BCV Mobile, and BCV TWINT Digital solutions for your everyday needs newsletter For prizes, special offers, and useful tips BCV EXTRA For discounts on a range of activites by simply showing your Maestro card * Subject to conditions 9

10 Young Professional pack years old If you ve just entered the working world, you can enjoy the benefits of our Young Professional pack. It provides you with the full range of bank accounts and services you ll need as you start your career. Current & savings accounts Learn more at bcv.ch/en/youth- Students or follow us on Special deals Young Professional pack Retirement Online

11 Only CHF 2/month or no fee if you hold at least CHF 10,000 in assets at BCV. The Young Professional pack includes: A Young Professional current account So you can manage your money and deposit your salary An e-savings account So you can save for a rainy day A Maestro debit card So you can pay for purchases and withdraw and deposit money at BCV and other cantonal bank ATMs (over 1,700 ATMs across Switzerland) A PrePaid Mastercard free of charge if you re under 26 or A Silver* Visa/Mastercard credit card for CHF 25/year if you re under 26; good for online and in-store purchases around the world BCV-net, BCV Mobile, and BCV TWINT Digital solutions for your everyday needs An Epargne 3 Youth account Additional 0.5% on the basic Epargne 3 interest rate We ll match up to CHF 100 on your first deposit newsletter For prizes, special offers, and useful tips BCV EXTRA For discounts on a range of activities by simply showing your Maestro card * Subject to conditions 11

12 Want to find out more or speak with an advisor? Call us Monday - Friday :30am - 7:30pm Want to open an account online? Banque Cantonale Vaudoise Place Saint-François Lausanne For information on any other accounts or services, please refer to our BCV account terms and conditions brochure e/18.12 Important legal information This document is for information purposes only. It does not constitute an offer, an invitation or a recommendation to buy or sell specific products. The distribution of this document and/or the sale of certain products may be prohibited or subject to restrictions for persons in jurisdictions other than Switzerland (e.g., Germany, the UK, the EU, the USA) or for US persons. The BCV logo and trademark are protected. Prior written authorization from BCV is required to use this document in any way. Telephone calls to BCV may be recorded. By using this means of communication, you accept this procedure.