Save money by paying smart.

Transcription

1 Save money by paying smart.

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3 Both a card and a complete payment solution First Card sounds like a card, but is a complete payment system. This means firstly that our customers are able to gather both card purchases and travel purchases into one and the same solution, and secondly that it is fully possible to save large amounts every year due to reduced administration. The First Card system makes it possible to gather considerably more specific information on each purchase. With this information at hand the company is easily able to compile statistics, press purchase prices and negotiate more advantageous agreements with suppliers within many areas. First Card is adaptable to most accounting systems and can also be customised in other ways. Among other things, there are several different card types, so that each employee can have a card that is suited to his or her role in the company. There is therefore always a solution within First Card, both for someone buying a lunch salad for a conference and for those who are constantly travelling on official business. What is the difference between a card and a payment solution? At First Card the actual charge card is only a small part of the payment solution as a whole, even though it is the most visible and obvious part. A company that puts First Card in the hands of its employees gets at the same time access to one of the world s best systems for gathering payments, personnel expenses, travel administration and transaction data in one and the same place.

4 A flexible card that makes it easier to maintain order First Card is a charge card with a Mastercard connection. This means that the card can at virtually all places of purchase worldwide. It is also possible to withdraw funds via bank branches and ATMs in around a million places. Many companies no only need a card that functions everywhere, they also need a card that is adaptable to the own organisation s and employees various needs. This is why First Card has many different designs, and you decide which employees are to have which possibilities connected to their card. First Card is consequently both simple and practical for the user, at the same time as it reduces the risk of over-utilisation or confusion between personal purchases and official expenses. In addition, First Card reduces your purchase costs With the help of the unusually exact statistics that First Card s solution can provide, it will be considerably simpler to establish policies and negotiate advantageous agreements with your suppliers. It will also be easy to ensure that the company s policies for purchases are really adhered to out in the organisation. Our customers are usually able to reduce their direct purchase costs by 5 25 per cent. The figure also applies to companies which previously had other company cards or payment solutions. Apart from your own agreements you can also utilise the benefits included in First Card, and get discounts on car hire, petrol, hotels etc. A user-friendly and cost-saving payment solution First Card can be adapted to different accounting systems, which is one of the two most important factors that make our payment solution an unusually good choice. A flexibility which does not make things the least bit complicated, just much smarter. The other factor you should take an extra look at is costs or the possibility of saving money. In our experience and the experience of many customers, companies that choose First Card reduce both their direct and indirect costs. Your indirect costs can be reduced by up to 70 per cent With First Card indirect costs can be reduced by way of less administration and considerably fewer invoices to handle calculations show that it costs 500 1,000 kronor to handle one invoice. In all, one can say that a change to First Card can reduce the company s administrative costs by per cent. It sounds perhaps improbable, but those who have insight into the appearance of entire chain, for example cash handling, advance payments, vouchers and orders surely understand that savings of this size are fully possible.

5 Have your travel expense specification nearly ready before you arrive home

6 First Card cooperates with most of the country s biggest business travel agencies Initially, First Card was created to simplify routines in companies with large-scale travel needs. And even though our product is now a lot more extensive than this, we still retain highly detailed knowledge of travel and the administration travel involves for both companies and travellers. First Card s travel account makes it possible to invoice all travel and bookings via travel agent or its self-booking system via First Card s payment system, together with all other purchases. It is easy to keep a check on what is what, i.e. the information concerning every purchase can be presented so that you can precisely identify and administer as required. First Card cooperates with a large number of the country s biggest travel agencies. To sum up one can say that First Card is the only card your employees need to be able to manage bookings, purchases and running expenses while travelling. My Card Online your specification of travel expenses will be almost complete already before you return My Card Online is an additional great advantage with First Card. This means that each card holder can at any time go in and check their purchases and expenses, both invoiced and non-invoiced. Those who wish to save time can therefore have their specification of travelling expenses almost completed already during the trip, and can quickly enter the final details afterwards. The same platform throughout the Nordic countries First Card is Nordic. This means one and the same technical platform throughout the Nordic countries. This also means of course that the advantages of our payment system will be even greater if your company conducts Nordic operations. No adjustments and extra routines are required for you to conduct cross-border operations. Our strong Nordic establishment also has an additional advantage. We know that many who have tried cards and payments systems from in other parts of the world have expereinced that the cooperation with the supplier often runs slowly and feels inflexible. Our organisation is closer to you and we can therefore be more responsive and adaptable to the needs and wants existing here in Sweden and the other Nordic countries. Big both in the Nordic countries and elsewhere In spite of the fact that First Card is Nordic we are by no means a small player in the international arena. We are for example Europe s fifth largest issuer of MasterCard-connected corporate cards. We also have close cooperation with among others AirPlus International, one of the world s leading providers of payment solutions for business travel, and a large network of banks worldwide. This gives us all the international strength needed. This combination of Nordic closeness to the market and global function surely plays a decisive role for many, not least the 65 of Sweden s 100 biggest companies we have among our customers. Secure and insured First Card was first in Sweden in equipping their cards with both a PIN code and a so-called EMV chip. Security for both the company and the card user is therefore twofold and the risk of fraud and card forgery is minimised. Another great security is First Card s supplementary travel insurance which automatically applies to all travel paid for with First Card. The insurance also applies to groups, and also travel booked via your travel bureau and paid for via travelling expenses account, something not usually available with similar insurance. Customer service that knows literally everything about First Card Our customer service has been awarded prizes and is incredibly appreciated by our customers. One reason is that it is created exclusively for First Card customers. If you have any questions or need assistance you can talk directly with a person who has solid knowledge of the payment solution. Why not call and test us immediately? There is surely something in this brochure you think requires clarification and would like to know more about. Just call and ask.

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8 First Card can lower your company s travel expenses. This is possible thanks to our clear statistics, our integrated travel account and charge cards and also the bespoke invoicing models we develop together with our customers. With First Card the company receives ONE overall invoice for travel, entertainment, hotels, car hire, petrol and all other expenses you incur in connection with business travel. First Card is a Mastercard and is accepted worldwide. Welcome to read more at firstcard.se First Card Tel firstcard.se L646 SE Stockholm 1806 First Card is issued by Nordea