THE GREEN EVENT PRINT-OUTS

Transcription

1 THE GREEN EVENT PRINT-OUTS

2 The Green Event Module 2 Name Taste Test A B C Round 1 #1 #2 #3 #1 #2 #3 #1 #2 #3 A B C Round 2 #1 #2 #3 #1 #2 #3 #1 #2 #3

3 The Green Event Module 2 Teaching Example Name Make Up Your Mind Decision-Making Grid Grid Analysis helps you to make a decision when you have many good options. To use the tool, lay out your choices top to bottom on the side of the grid. Place the criteria across the top of the grid. Then, order the criteria from least important (lowest number) to most important (highest number). Score each choice for each criteria using numbers from 0 (poor) to 3 (very good). Multiply each score by the weight of the criteria to show its importance in the decision. Finally add up the total scores for each option. Select the highest scoring option. Example- Domingo is new to town and is having some friends over tonight to hang-out, He has to decide what to do for entertainment. He must choose between- watching a movie, playing board games, watching TV, and playing capture the flag in the park. Domingo loves to rent new movies, but his friends love to play capture the flag. He doesn t have a lot of money, but he wants to get to know the kids in hs neighborhood better, and the other ideas are just as good. He can t decide what to do so he puts it in a grid. Unweighted Criteria: Cost Friends happy Domingo happy Social Weights: Rent a Movie Watch TV Board Games Capture the flag Total Weighted Criteria: Cost Friends Domingo happy happy Social Total Weights: Rent a Movie Watch TV Board Games Capture the flag

4 Now Your Choice Group Scenario Decision Criteria: Total Weights: Challenge- Use the second decision-making grid to make a decision of your own. Brainstorm a decision you need to make in your life with many alternatives and see what the results reveal. Criteria: Total Weights:

5 Scenarios for Make Up Your Mind Game Hand-out 1 Scenario Per Group Teacher s Print Outs Scenario #1: Your mom suggests that you invite several of your friends over for a birthday party for you Friday after school. She tells you, though, that you only have $25.00 to spend to rent a movie and pay for the food and snacks. You rent the movie for $5.00. Now you must decide on what food to buy. You consider 4 choices: A. Apples, Cheese, and Crackers with Milk (You feed 10) B. Chips and Salsa and Pop (You feed 20) C. Fruit Pizza and Milk (You feed 10) D. Pizza and Pop (You feed 8) SAMPLE CRITERIA: Taste, Nutrition, Easy to eat while watching the movie, Size of the Party/ Number of Friends, Cost, Prep Time, and Personal Preference. Scenario #2: Your mom agrees to take you school shopping for new clothes for school. You know that your mom will not buy any additional clothes for you until Christmas. She agrees to spend only $70.00, but you can decide how and what you spend it on. You absolutely need a new pair of jeans. You really want a new coat from your favorite store. You should get new shoes before winter. You consider 4 choices: A. Buy the coat you want from your favorite store - $ B. Find a pair of jeans from the DI - $5.00 and do extra chores for a week for $5.00, and buy the coat you want - $ C. Go to the store your mom suggests which is having a sale on jeans and coats. Buy a coat for $50.00, a pair of jeans for $10.00, and a pair of cheap shoes for $ D. Go to a store and buy a cool pair of jeans and shoes. Jeans - $30.00, and Shoes - $ SAMPLE CRITERIA: Comfort, Cost, In Style, Meets my needs, Meets my wants, and Ease Scenario #3: You received $25.00 from your Grandparents and $10.00 from your Aunt this year for your birthday. You want to buy a new bicycle that costs $ Your parents have told you that if you save for the bicycle, they will pay half ($50.00). Otherwise they will give you $ You also want a video game that costs $ Sometimes you have the tendency of losing money you don t save. You consider 4 choices: A. Have your parents buy the video game, and put the money from your relatives in the bank. No bike for 6 months. B. Save the money from your relatives, and earn $20.00 in chores and allowance in 2 months. Buy the bike with the help of your parents in 2 months. C. Have your parents buy you the video game. Keep the $35.00 to spend on class field trips and snacks after school. No bike. D. Put your parents $35.00 in the bank, and keep the $35.00 to spend on class field trips and snacks after school. No bike for 6 months. SAMPLE CRITERIA: Best use of money, Meets my needs, Meets my wants, Waiting time, Personal choice.

6 The Green Event Module 4 Teaching Example Name Building a Budget Dear Diary Expense Cost Category 1. Candy $1.50 Snacks 2. Movie Rental $5.00 Entertainment Easy As #1 #2 #3 #4 Write down everything that you spent money on in a diary. Record how much you spent, what you spent it on., and give it a budget category. Brainstorm your fi nancial goals. Do you want to be able to give more to charity Do you want to build up money in a savings account Are you saving for something you can t afford now, like a bike Fill out a budget sheet with what you want to be spending each month. Start by fi lling in your income. This is how much you have left to budget. Now record how much you really are spending alongside what you want to be spending. Can you cut your spending Where can you get more money Change your habits! Budget Worksheet Category Desired Actual Cost Cost Income Allowance $9.00 $9.00 Investment Savings $1.00 $0.00 Expenses Snacks $3.00 $5.00 Entertainment $5.00 $5.00 Budget Categories Income Allowance Gifts Paycheck Investment Savings Expenses Charitable Giving Sports Equipment Entertainment Transportation Gifts School Others

7 Dear Diary Expense Cost Category Budget Worksheet Financial Advice Income Category Desired Cost Cost Actual Investment Expenses

8 Sample Wallets for Building Budgets Hand-out 1 Wallet Per Group Teacher s Print Outs Sample Wallets Savings: (10% or $1) My mom makes me put money in my savings account. Megan Monday: Bubble gum after school for me and my friends $2 Megan receives $10.00 a week for Tuesday: Left my wallet at home. I didn t spend any allowance, but she has to chores money. every day for her mom. Here are her Wednesday: I owe $3 to my mom because she helped weekly expenses. She also includes in me buy some jeans I wanted. her budget money spent during the Thursday: I chip in $1 with my friends to rent a movie month on savings, clothing, gifts, and after school. money she gives to her church. Friday: $2 is owed for an after school fi eld trip. Navid Navid receives $7.00 a week for allowance, but he thinks he is better off than his friends because he doesn t have to pay for his own clothes. He does have a problem by throwing away too much money at the arcade. He wants to budget money to save for his own game system. He also needs to include in his budget money for gifts and charity. Monday: Bus tickets to go to the arcade (4 days) $2.00. Arcade games $1. Tuesday: Arcade games $2. Wednesday: Forgot bus ticket, can t go to the arcade. Found $1 in my pair of pants while doing laundry. Thursday: Arcade games $3, and $1 snack on the bus. Friday: Arcade games $4, IOU to Micah.

9 $ $ $ $ $ $ $ $ Nina Nina receives $8.50 a week for allowance. She has started her own charity collecting money for Christmas presents for the kids of the families who moved into her town without any money from Armenia. Her mom and her Leader and all the kids in her class are helping her raise money. She does not spend very much money now, but she needs to budget for savings, her upcoming birthday party, and clothing. Monday: Today we went out and bought the gifts for my charity. I gave half my allowance $4.25. Tuesday: I bought snacks for my class who helped donate money. Cookies for all $3. Wednesday: Didn t spend any money today. Thursday: I got a card for my birthday from my aunt with a $5 bill in it. Friday: My friends want to go out to the movies to celebrate $4. Micah Micah receives $8.00 a week for allowance. He really likes to save his money. He dreams of buying his own convertible when he is sixteen. Micah s friends want him to come out to games and for snacks after school sometime. He thought this over and thinks it s a good idea. He wants to budget for savings, fun and food, and charity. Savings (25% or $2). I used to save (50% or $4) this week I need to hang out with my friends. Monday: Spent nothing. Tuesday: Spent nothing. Wednesday: Navid pays back $2 on his IOU. Thursday: My grandma s birthday. I buy her a rose $2. Friday: Football game tonight. I go with my friends $4.

10 The Green Event Module 4 Name Savings The Allowance Game Recreation 1 small change in a piggy bank 1 spend time with friends at home 2 regular deposits in a savings account 2 in-line skate, bowl, swim, or fish 3 regular purchase of a savings bond 3 rent video or computer game Snacks, Drinks, & Meals 4 attend a movie at theater with snack 1 2 fix snacks and meals at home buy school lunch Sports Equipment 1 borrow 3 gas station or vending machines 2 rent 4 fast-food 3 buy used Clothing 4 buy new 1 2 mix and match current clothes shop at garage sales or resale store Hobbies, Collecting, Books, & Games 3 shop at discount store 1 borrow or trade 4 shop at department store 2 buy used or at discount store Gifts 3 buy new at specialty store or online 1 2 make your own cards and small gifts on occasion More Choices (you may select more than one) 3 expensive gifts for everybody 1 magazine subscription MP3 s & CDS 2 dance, fitness, or music lessons 1 listen to the radio or borrow 3 phone or internet in bedroom 2 buy used at garage sales 4 tickets to game or concert 3 buy new at music store or online

11 The Green Event Module 5 Name Banker Money-maker 1. When you put money into a bank or credit union, you are making a: a. withdrawal b. deposit c. mess d. mistake 6. A bank or credit union keeps money for daily account in a: a. vault b. banker c. bucket d. teller 2. The savings accounts at banks or credit unions earn interest. This means that: a. The money I put into the bank will increase in value. b. There will be more money in the savings account in a month from now. c. The bank or credit union is paying me money to put into it. d. all of the above 3. Starting a checking account at the bank means that you: a. have put money into an account that us not the same as your savings account b. can write a check to someone to allow them to take only that amount of money from your account c. must do some math to keep track of the money going into an out of this account d. all of the above 4. A person may have more than one account at a bank or credit union. True or False a. True b. False 5. Coins are: a. pennies b. dimes c. quarters d. all of the above 7. Currency is another name for: a. fast water in a river b. dollar bills like ones, fi ves, tens, hundreds, fi ve hundreds c. dimes, nickels, and quarters d. all of the above 8. When you take money out of your savings account it s called a: a. check b. tax c. withdrawal d. reduction 9. A bank can be: a. downtown b. in a grocery store c. in a shopping mall d. all of the above 10. Adding money to your saving account allows you to: a. increase your balance b. receive more interest money c. have extra money to use next month / holiday / year or later d. all of the above Bonus- Do you currently have a savings account Yes or No Do you currently have a checking account Yes or No

12 The Green Event Module 5 Name My Pile o Bills Write checks for Expense Amount Owed Pay to the order Bill Due Rent $ Home Sweet Apts 05/01 Utilities $54.48 Your City G&E 05/07 Cell Phone Bill $49.98 P.H. Wireless, Inc 05/07 Groceries $68.32 Save-on Foods 05/09 Health Insurance $ Medic Insurance 05/16 Birthday Gift $25.00 Name of Your Friend 05/21 Record in your register also- Account Activities On 05/4, a cash withdrawal of $20 On 05/07, a transfer of $100 from checking to savings On 05/31, a withdrawal of $25 to buy headphones On 06/3, a deposit of $40 of birthday gift money How to Write a Check

13 Practice Checks Your Name & Address What the payment was for Write out the amount owed. Name of Company 101 Pay to the Order of For Strong Futures Bank H Way Any town, USA Dollars Your Signature 102 Pay to the Order of Dollars For Strong Futures Bank H Way Any town, USA 103 Pay to the Order of Dollars For Strong Futures Bank H Way Any town, USA

14 104 Pay to the Order of Dollars For Strong Futures Bank H Way Any town, USA 105 Pay to the Order of Dollars For Strong Futures Bank H Way Any town, USA 106 Pay to the Order of Dollars For Strong Futures Bank H Way Any town, USA CHECKS AND DEPOSITS (-) (+) $ NO. DATE TO/ RECEIVED FROM (+) (-) CHECK AMT DEPOSIT AMT BALANCE

15 The Green Event Module 6 Name Present and Future Dayplanners Today Day Time Accomplishments Day Planner Future Day Time Accomplishments Day Planner Importance To Do Importance To Do Don t Forget Don t Forget

16 Speedy Feedback Leader s Response The level of activities in the following modules was Module 1 My World & My Money About right for everyone Comments: Too much for most of my youths Did not interest many of my youths Module 2 Make Up Your Mind About right for everyone Comments: Too much for most of my youths Did not interest many of my youths Module 3 Getting What I Want About right for everyone Comments: Too much for most of my youths Did not interest many of my youths Module 4 Keeping it Together About right for everyone Comments: Too much for most of my youths Did not interest many of my youths Module 5 Making Bank Comments: About right for everyone Too much for most of my youths Did not interest many of my youths Module 6 Up-and-Coming Events Comments: Any additional program problems About right for everyone Too much for most of my youths Did not interest many of my youths

17 Pre-Activity Youth Survey Write what you know about money and how you feel about it by finishing these sentences: 1. I like money because 2. If I had $50.00, I would 3. The hardest part about making decisions about what to spend my money on is 4. The way I keep track of my money is For the followng questions, circle whether you agree, disagree, or are not quite sure for your response to he following statements. 1. I like to keep a portion of my money in the bank. Agree / Disagree / Not Quite Sure 2. I would like to know where my money comes from and where it goes so I can have more control over how much I have on any given day. Agree / Disagree / Not Quite Sure 3. I often think of my future and what I want to be when I grow up. Agree / Disagree / Not Quite Sure

18 Post-Activity Youth Survey Now write what you know about money and how you feel about it by finishing these sentences: 1. I like money because 2. If I had $50.00, I would 3. The hardest part about making decisions about what to spend my money on is 4. The way I keep track of my money is 5. I learned these three things with my instructor & fellow youths. 6. Here are some of the decisions I had to make about money: 7. Something I learned or did with my instructor & fellow youths that I will try to do at home is