Unit 5: Consumer Information

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1 Unit 5: Consumer Information Cal Lit ESOL/Civics Consumer Information 1 Martha A. Lane

2 What is This? Find words on page 3 to answer the questions Cal Lit ESOL/Civics Consumer Information 2 Martha A. Lane

3 12 12 THIS N O TE IS LE G A L TE N DE R FOR ALL DEBTS, PUBLIC AND PRIVATE L F FEDERAL RESERVE NOTE L F WASHINGTON, D.C. SE RIES H 293 Vocabulary a penny (pennies) a nickel (nickels) a dime (dimes) 1 cent (cents) 5 cents 10 cents 100 pennies = 1 dollar 20 nickels = 1 dollar 10 dimes = 1 dollar THE UNITED STATES OF AMERICA A ONE DOLLAR a quarter (quarters) a half-dollar a dollar (dollars) 25 cents 50 cents 100 cents 4 quarters = 1 dollar 2 half-dollars = 1 dollar a dollar bill a coin (coins) a bill (bills) cash coins are currency bills are currency bills are cash currency = money one-hundred dollar bills coins are cash a check (checks) a credit card (credit cards) a dollar sign (signs) a cent sign Cal Lit ESOL/Civics Consumer Information 3 Martha A. Lane

4 Money Who needs money? Everybody! Why? Because money is what you buy things with. Who wants money? Many people. Why? Because they want to be rich. What are some common U.S. coins? Our most common coins are: pennies, nickels, dimes, quarters and half-dollars. Pennies are copper-colored. All the others are silver-colored. What are some common U.S. bills? Our most common bills are: one-dollar bills, five-dollar bills, ten-dollar bills, twenty-dollar bills, fifty-dollar bills and one hundreddollar bills. Comprehension Check 1. Who wants money? 2. Why is money important? 3. What does rich mean? Why do so many people want to be rich? 4. Do you want to be rich? Why or why not? Cal Lit ESOL/Civics Consumer Information 4 Martha A. Lane

5 Pronunciation: qu, r, s and t Sounds Your teacher will model the sound and the words. Please repeat them as directed. qu (kw) r s t quart rent sign two quarter rest silver ten quit radio see twenty quiet run sale take question ride cent time quite read city tell Clap the Stress X x X x X x x x X x money common currency November dollar question Laundromat December quarter reason customer apartment nickel copper credit card instructions penny colored personal important Cal Lit ESOL/Civics Consumer Information 5 Martha A. Lane

6 Conversations Conversation 1 A. Excuse me--do you have change for a dollar? B. Sure. What do you need? A. Quarters. B. Here you are--4 quarters. A. Thank you. B. You're welcome. Conversation 2 A. Excuse me--do you have change for a dollar? B. No, I don't. Sorry. But there's a change machine in the Laundromat. A. OK. Where's the Laundromat? B. Just 1 block ahead. It will be on your right. A. Thanks. B. My pleasure. Conversation 3: Clerk: Cash or charge? Customer: Cash. Clerk: That'll be $18.65, please Customer: Here you are. Clerk: Out of (counts out change) , Have a nice day. Customer: Thanks. Cal Lit ESOL/Civics Consumer Information 6 Martha A. Lane

7 Grammar Point: How Much and How Many? Use how many with nouns you can count (1, 2, 3 etc.): How many pennies are in a quarter? How many stores did you go to? Use how much for questions about money and other uncountable nouns: How much is the rent? How much milk did you buy? Write how much or how many: nickels rice dimes coins money men bills teeth Practice with a Partner Ask each other the following questions. Write your partner's answer for each question. 1. How much money is there? 2. How many quarters are there? 3. How many 10-dollar bills are there? 4. How many coins are there? Cal Lit ESOL/Civics Consumer Information 7 Martha A. Lane

8 American Currency Practice Please write the correct number (1, 2, 3, etc.). It's OK to look at page 3 for help. 1. There are 100. pennies in a dollar. 2. There are pennies in a nickel. 3. There are nickels in a quarter. 4. There are nickels in a dollar. 5. There are dimes in a dollar. 6. There are quarters in a half-dollar. 7. There are half-dollars in a dollar. 8. There are dimes and nickel in a quarter. 9. There are quarters in a dollar. 10. There are nickels in a dime. Group Work Everyone needs to have at least four coins. Look at your coins. What are they? How much are they worth? Person A says to person B: I have 3 dimes and 2 nickels. How many coins do I have? How much money do I have? Person B answers: You have 5 coins. You have 40 cents. Person B says to person C: I have 7 pennies and 3 quarters. How many coins do I have? How much money do I have? Person C answers: You have..etc. Cal Lit ESOL/Civics Consumer Information 8 Martha A. Lane

9 U. S. Weights and Measures Here are some common U. S. weights and measures and their metric equivalents: U. S. Measure Abbreviation Metric Equivalent 1 ounce oz grams 1 pound pd. or lb kilograms 1 pint pt kilograms 1 quart qt liters These will help you when you go grocery shopping: 16 ounces = 1 pound 1 pint = 1 pound 2 pints = 1 quart 4 quarts = 1 gallon Comprehension Check 1. Which is more: a pint or a quart? 2. Which is more: an ounce or a gram? 3. Which is more: a pound or a kilogram? 4. Which is less: a gallon or a quart? 5. Which is less: a quarter or a dime? 6. How many ounces are in a pound? 7. How many pints are in two quarts? 8. How many quarters are in two dollars? Cal Lit ESOL/Civics Consumer Information 9 Martha A. Lane

10 Practice with U. S. Weights and Measures Look at these grocery ads. What items are sold by the pound? What items are sold by count (a certain number)? Write answers to the questions below: Apples Broccoli 6 for $1 79 lb. Oranges Tomatoes $1 a dozen 99 lb. 1. How many apples can you buy for $2? 2. How many oranges can you buy for $2? 3. How much is a pound of tomatoes? 4. How much is a pound of broccoli? 5. Which costs more per pound: broccoli or tomatoes? 6. Jaime buys 2 pounds of tomatoes. He gives the clerk a $5 bill. How much change will the clerk give him? Cal Lit ESOL/Civics Consumer Information 10 Martha A. Lane

11 More Practice with Prices and Sales Many stores have special sales. That means they sell things cheaper than usual. Many sales promise 10% off or 25% off. Here is an example: If the regular price of lunch meat is $1, during this sale it is75. There are several ways to figure that. Here are two ways: 1.00 x.25 =.75 25/100 = 1/4 & =.25 & =.75 If the regular price of lunch meat is $3.00 a package, how much will it be during this 25% off sale? In a 2 for 1 sale, how many packages of lunch meat will you get for $3.00? Practice with a Partner Work together to figure out the answers to the above questions. 1. A sewing shop is having a sale. The ad says you can get $20 off all sewing machines. You want to buy a $229 sewing machine. How much is the sale price? 2. Your car wash is advertising $5 off the regular price of $26.95 for its Super Duper Hand Wash. What is the sale price? 3. The furniture store is advertising 75% off on all mini blinds. The blinds you want cost $222. What is the sale price? 4. The vacuum cleaner store is having a no tax sale. The vacuum cleaner you want costs $200. If your state sales tax is 8%, how much will you pay for the vacuum cleaner during this sale? How much will you pay after the sale? Cal Lit ESOL/Civics Consumer Information 11 Martha A. Lane

12 A Good Shopper This man is in a shop. He is shopping. He is a good shopper. He buys everything he needs. But he buys only a few things he wants. He never goes to the grocery store just before mealtime. He doesn't buy fruits or vegetables "out of season." He makes a shopping list. He only buys what is on the list. He has a credit card, but he doesn't use it very much. He pays cash most of the time. He is also a good father. He teaches his children the difference between "I want" and "I need". He also teaches his children that it is important to save money. He teaches them the wise words of Benjamin Franklin: "A penny saved is a penny earned." Comprehension Check 1. Who is in the shop? 2. What is the man doing? 3. How often does he use his credit card? 4. How often does he go to the grocery just before dinner? 5. What is the difference between wanting something and needing something? 6. What does this mean: "A penny saved is a penny earned." Cal Lit ESOL/Civics Consumer Information 12 Martha A. Lane

13 More Conversations Conversation 1 A. Excuse me--do you have any matches? B. Yes. Aisle 2, under Picnic Supplies. A. Thanks. B. My pleasure. Conversation 2 A. Will this be cash or charge? B. Cash. A. Your total is $ B. Here you are. (handing a $20 bill to the clerk) A. Out of twenty. Here's your change--$1.37. B. Excuse me. Shouldn t the change be $2.37? A. Sorry. You re right here s the other dollar. B. Thanks. Have a good day. A. You, too. Conversation 3: Practice with a Partner Write a conversation. Use this picture for ideas. Practice saying your conversation. Then share it with the class. Cal Lit ESOL/Civics Consumer Information 13 Martha A. Lane

14 Common Types of Large Stores Here are some common types of stores and the types of things each sells. Which types exist in your neighborhood? Add your answers in the last (right) column. Type of Store/ Translation. Drugstore (pharmacy): Department Store Grocery Store (supermarket) Hardware Store (home improvement store) What this Type of Store Usually Sells medicine, photo finishing, many other everyday items such as toothbrushes, hand lotion, watches, candy, cards, sometimes even groceries clothes, furniture, appliances (TVs, dishwashers, computers, etc.), tools, auto supplies, camping equipment, dishes, towels food--meat, vegetables, fruit, dairy products, canned food, frozen food; all kinds of common things such as pans, brooms, flashlights, batteries, magazines things for repairing and building-- tools, nails, light bulbs, extension cords, faucets, filters, lumber, paint Examples (Store Names) Long's Eckerd's Penney's Discount Store Factory Outlet Warehouse Club any kind of item you can think of, at a "discount" price--usually because these are "seconds" (not perfect enough to sell in regular stores) or more cheaply made--or too many were made Cal Lit ESOL/Civics Consumer Information 14 Martha A. Lane

15 Class Discussion 1. Share your examples of store examples (see previous page). 2. Which stores do class members prefer? Why? 3. Which stores do class members not like? Why? Cultural Notes In the USA: Americans like to do everything quickly. Americans believe that "Time is money." That s why we have: fast foods express mail express lanes 1-hour photo services Can you think of other things Americans like to do quickly? Americans do not like to be asked how much money they make or how much they paid for something. They consider this personal information. BE CAREFUL: Do not ask other employees how much money they make. In Your Country: Is it OK to ask people how much they make (what their salary is)? When is it OK to ask people how much they paid for something? What kinds of stores do you have? What kinds of sales do you have? Do people believe that "time is money"? Cal Lit ESOL/Civics Consumer Information 15 Martha A. Lane

16 Class Action Activities Here are some ideas. Decide which is most helpful to your class. If none of these ideas will help you any, create one that will. Your teacher will help you organize and carry out the project. 1. Choose 3 products to check prices on. (For example: a dozen extra large eggs, a quart of 2% milk, a pound of butter) Decide which store each person will go to. If possible, have each person go to a different store. Write down the store name and the price. Report back to class. Which stores are the most expensive? The least expensive? Did the results surprise you? 2. Bring grocery store ads to class. Study them to find out which has the lowest prices. 3. Use the Community Action Worksheet to find answers to a question or problem people have about money. Family Action Activities Here are some ideas. Decide which is most helpful to your family (or friends). If none of these ideas will help you any, create one that will. Your teacher will help you organize and carry out the project. 1. Help each child make a piggy bank a place to keep coins. Then give them a few coins to put in their bank. 2. Help each other practice counting money and making change. 3. Discuss the difference between something you want and something you need. 4. Choose something the whole family wants to do. Figure out together how much it will cost. Figure out a plan for saving or making the money you need. 5. Give everyone one dollar. Go to a store that has cheap items. Let everyone spend his or her dollar. What did each person get for the dollar? Cal Lit ESOL/Civics Consumer Information 16 Martha A. Lane

17 Personal Action Activities Choose one of the following things to do. Choose the one that will help you the most. If neither of these will help you, please write and do one that will. 1 Interview friends, family and neighbors to get their ideas about how to be a good shopper. Write down what they tell you, bring it to class, and report. It's OK to write it in chart form, such as: A Good Shopper Always Tries to: make and use a list A Good Shopper Does NOT: shop for food when she's hungry 2. Use the Personal Action Worksheet to work on a question or problem of your own choosing that has something to do with money or shopping or sales. 3. Do research to find out where you can buy second-hand things in your neighborhood (a thrift shop, second-hand store, Barely Used Auto Parts, flea markets, yard sales, etc.) Which ones do your family, friends and neighbors recommend? Cal Lit ESOL/Civics Consumer Information 17 Martha A. Lane

18 Community Action Worksheet Do This: Notes/Results: STEP 1? STEP 2 What is your question? OR What is your problem? Where to get good, free information. Mark the ones you will try: family or friends school classmates Better Business Bureau police church bulletin boards library TV or radio boss or someone else at work newspaper community center books/magazines recreation center encyclopedia phone book map Internet STEP 3 1. Get the information. 2. Write down things that will help you. 3. Discuss the information with your class or friends or family. (Take plenty of notes, or get brochures, or copy things that will help you.) STEP 4 DO IT! 1. Do what you think is best, based on the information you found. 2. Write down the results. 3. Write down other action you want to take. Cal Lit ESOL/Civics Consumer Information 18 Martha A. Lane

19 Personal Action Worksheet Do This: Notes/Results: STEP 1? STEP 2 What is your question? OR What is your problem? Where to get good, free information. Mark the ones you will try: family or friends school classmates Better Business Bureau police church bulletin boards library TV or radio boss or someone else at work newspaper community center books/magazines recreation center encyclopedia phone book map Internet STEP 3 1. Get the information. 2. Write down things that will help you. (Take plenty of notes, or get brochures, or copy things that will help you.) STEP 4 DO IT! 1. Do what you think is best, based on the information you found. 2. Write down the results. 3. Write down other action you want to take. Cal Lit ESOL/Civics Consumer Information 19 Martha A. Lane

20 I have a '71 white Pontiac with green interior. I decided to have it upholstered, and I went to several places. I found a guy to do the job and he started working on it. The job wasn't done right and he damaged the upholstery. I went to talk with him to get my money back, but he said no. So, I decided to take him to Small Claims Court. I Wanted My Money Back By Henry Ceballos Montebello Adult School Three years ago, I wouldn't have had the confidence to take him to court, but now that I've been going to school, and learning how to read better, I feel I can now read the papers I need to take him to court. I did end up taking him to court. I won, but I'm still trying to get my money from him. Important Words from the Story: Translation: 1. Pontiac (a brand of a car) interior (inside) to upholster (upholstered) upholstery to damage Small Claims Court confidence to win (won) to try (trying) 9. Cal Lit ESOL/Civics Consumer Information 20 Martha A. Lane

21 Please write (or tell your teacher) about 1 of these: Money Sales Shopping in the U.S. Buying Things in My Country Cal Lit ESOL/Civics Consumer Information 21 Martha A. Lane

22 Shopping Study the picture. Who do you see? What are they doing? Write about what you see. Cal Lit ESOL/Civics Consumer Information 22 Martha A. Lane

23 My Favorite Store Please write (or tell your teacher) about your favorite store. Where is it? What kind of store is it? Why do you like it? Cal Lit ESOL/Civics Consumer Information 23 Martha A. Lane

24 Reading the Ads Find an ad for groceries or clothes. Paste the ad in the box below. Then write about the ad. What is for sale? Are the prices good or bad? Do you want to buy anything from this ad? Where did you find the ad? Cal Lit ESOL/Civics Consumer Information 24 Martha A. Lane