16939 Hwy. 70N, Monterey, TN 38574

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1 16939 Hwy. 70N, Monterey, TN NEWS FROM THE COVE JUNE 2014 Web site: Address: Cove Security Phone: Welcome Center: M-F, 9am-1pm Welcome Center Office Staff Peggy Bumgarner Office Manager Barbara Lavin, Karen Moul, Lynn Parker JUNE BIRTHDAYS Sandra Houston June 1 Bob Melgar June 1 June Hobbs June 3 Sue Wolosencuk June 3 Dave Fleischer June 4 Marilyn Schmidt June 5 Dee Zenrick June 7 Jacob Phillips June 14 Karen Boyer June 19 Luke Amendolaro June 20 Sharon Brandon June 20 Kathryn Reisender June 23 Joyce Irvine June 28 JUNE ANNIVERSARIES William & Victoria Baker Jim & Barbara Sampson Dave & Sheila Fleischer Philip & Nancy Vogt I.W. & Margaret Stephenson Robert & Dorothy Rehmet June 4 June 5 June 6 June 6 June 9 June11 Julian & Elinor Easom Larry & Mary Jo Meyer Robert & Karen Boyer Roger & Peggy Bumgarner Luke & Roxanne Amendolaro Larry & Blanche Hessell June 14 June 17 June 21 June 29 June 29 June 29 Note: If residents wish to provide year of marriage, anniversaries in 5 year increments, starting with the 25 th, will be listed separately.

2 BULLETIN BOARD BOX TOPS FOR EDUCATION Since this program started in 1996 and to 2011, schools have earned over 200 million dollars. Individual schools can earn up to $60,000. Box Tops for Education are located on over 100 products that we use daily. Some of the products are: Kleenex, Scott Tissue, Cheerios, and Ziploc just to name a few. A complete list can be found on the website Box Tops for Education. I collect the box tops for Uffelman Elementary School. Anyone who would like to help me collect the box tops can leave them at the Welcome Center. Thank you, Debbie Melgar. HEADS UP FOR SECURITY For Your Security a Free Seminar for All Cove Residents Wednesday June 11th 7 9 The Welcome Center. The Security committee will be hosting a home security seminar for all Cove residents on Wednesday, June 11th the Welcome Center. Vendors from alarm & security companies will be in attendance for questions as well as security committee members whom are retired law enforcement professionals. If any residents have any security questions, this would be the workshop to attend. Did you know if you are going on vacation, you could call the sheriff number in your county to do a periodic check of your home? Cumberland Co.: ; Putnam Co.: BREAKFAST IN THE COVE June :00 AM Welcome Center The Activities Committee will serve breakfast at the Welcome Center on Saturday June 14. Please join us at the Welcome Center on the second of four breakfast events to be held this year. All Covites are welcome to attend there will be a $2.00 charge for residents (newcomers are free). To assist us in determining the amount of food to prepare, please drop by or phone the Welcome Center ( ) to sign up. And if you know of someone new to the Cove, please be sure to invite them to this friendly, casual get together. A hike with Brad Beatty will take place after the breakfast, for those interested.

3 UPCOMING GARDEN CLUB EVENTS Fall Festival This event is planned for September 27 th, and will include plant and craft sales. For this year s festival we are asking for Chili, pies, cakes, jams and jellies; cooks to bring in their prize winning recipes for a cook off contest. All winners will be awarded a prize. Christmas Craft Show Cumberland Cove crafters will have the opportunity to display and sell their handmade crafts. Participation and help is needed in both these events. Attention all crafters!! Please get in touch with Ginger Arthur (gingkay@frontiernet.net ) if you are interested in selling your craft's at the Fall Festival on September 27th or Christmas Extravaganza on November 22nd. We need to know now so we can plan as without enough participation we will not go forward with these dates. Ginger Arthur SUMMER BUNCO SCHEDULE Effective in June we will be playing Bunco on the 4th Thursday of the month only. This will stay in effect until September. We will resume our 2nd and 4th Thursday schedule beginning in September. This month we will play on June 26 th. See notice under June Activities. TRIANGLE LOOM WEAVING CLASS A triangle loom weaving class is being offered by Katelyn Dunn at the Welcome Center on June 16, from 1:00-4:00pm. The class is limited to 4 Cove residents (first come, first served), in order to provide individual instruction. However, it is open, with the prospect of offering it again in the early fall if there is sufficient interest. Katelyn Dunn has been involved in the fiber arts community for over 10 years. In this 3 hour class, the Cove Residents will learn the basis of continuous strand weaving on a triangle frame loom while using a 1 of a kind custom skein of handspun yarn. Your color choices (around 3) should be called into Sharon Brandon 839/2770 with the $75. fee you can drop off. This includes 70 yards of core spun custom yarn and the use of looms (they are for sale following class) The finished product is a lovely handspun, handwoven shawlette. Sharon Brandon

4 CUMBERLAND COVE LIST We are setting up an list for Cove homeowners. Would you like to be notified if there is a lost dog or cat in the Cove or any activities sponsored by the Cove? If so, please contact the Welcome Center at or stop by Monday through Friday, 9:00 a.m. to 1:00 p.m. We will need your address where you would like this information to be sent.

5 JUNE ACTIVITIES FOR RESIDENTS (Welcome Center unless otherwise indicated) ACTIVITIES COMMITTEE The Activities Committee meeting for June will be on Thursday, June 19, 2014, at 10:00am. All members please attend as we will begin planning for the Golf Scramble and Picnic. For further information, please contact: Melva Vandergriff at OR Nancy Snope at CUMBERLAND COVE BOOK CLUB The Cumberland Cove Book Club will meet ontuesday, June 3 rd. The book for this month is Chaperone, by Laura Moriarty. Ann Sieffert will lead the discussion. The Book Club meets monthly on the first Tuesday of the month, and is open to all. Please call Valerie Sizemore at for more information. DINING OUT BUNCH The Dining Out Bunch meets the third week of every month. The restaurant choice, day of week and time are chosen by the host and/or hostess for that particular month. Everyone is welcome! It can be lunch, a late lunch or dinner. The decision is made by the host based on restaurant capability. If you would like to be added to the mailing list for this function, please Martha and Tim Schmidt (schmidt-t@hotmail.com) so that they can send you monthly information. Our Host and Hostess, Vince and Sandi Vanacore have chosen Mauricio's in Cookeville for June. All pertinent information will be ed at the beginning of June. Hope you can join us! Martha & Tim Schmidt

6 RED HAT LADIES The May Red Hat luncheon will be held on Wednesday, June 11 th, 2014, 12:00 noon, at the Cumberland Mountain State Park, Shelter No. 3. Queens for the Day are Linette Almond, Jackie Dinse, Betsy Hess, Vickie Negron, Kaye Robinson, and Shirley Seiss. For information, contact Gail Massey, at or MEXICAN TRAIN DOMINOES Mexican Train Dominoes will be played on Thursday, June 5 th, from 10:00am 12:45pm. This is a simple game, and easy to learn. Everyone is welcome. If you are interested, contact Debbie Sontag at or dssontag@bellsouth.net. PARKS & TRAILS The Trails group has guided hikes scheduled on the first and third Saturdays in June starting at 9:00am. On June 7th they will hike into Icy Cove, and on June 21 st, the hike will be at Eagle Flight Park. They have warned that poison ivy is becoming a problem in places, so hikers should be aware. LATE BLOOMERS (COVE GARDENERS) Dear Gardening Covites, We will attempt something a little different from our usual subject matter in June. At our June meeting (10:30am on the 25 th ) we will have Bill Morgan speak to us concerning fossils of the plateau. I think we will be amazed at this meeting about what he has to say so please be present for his informative talk. On June 4 th, we will visit the greenhouse of Lisa Bedner, who gave us amazing insight into the world of herbs. We will carpool from the Welcome Center at 9am. Lets sow and grow, Ginger Arthur

7 QUILTER S SEW-IN Come and join us at the Quilter s Sew-In at the Welcome Center on the 2nd and 4th Mondays of each month. In June, we will meet on the 9 th and the 23 rd. Come and join the fun! We always look forward to meeting new quilters! And, as always, we look forward to seeing you there! For more information, please contact Rose Johnson ( ), Katherine Capotosto ( ), or Barbara Lavin ( ). BUNCO Effective in June we will be playing Bunco on the 4th Thursday of the month only. This will stay in effect until September. We will resume our 2nd and 4th Thursday schedule beginning in September. This month we will play on June 26 th. We start at 1:00pm and play is usually finished at around 3:00pm. This is a very simple dice game and can be mastered in minutes. Newcomers are always welcome. If you are interested in playing, please contact Karen Downey ( mdowney13@gmail.com / , or Martha Schmidt ( schmidt-t@hotmail.com / ) to let us know how many tables to set up. Hope to see you there!

8 RECENT EVENTS MAY 2014 MEMORIAL DAY CELEBRATION HUGE SUCCESS! Thanks to the efforts of a lot of Cumberland Cove residents the BBQ and celebration held at the Welcome Center on Memorial Day was a great success! To start the events, Ken Hobbs and his cooking crew spent two days smoking pork tenderloin to absolute perfection - providing either sliced or pulled pork for the 136 people who came on Monday. Thank you to Ken and all the crew. Covites in attendance provided the delicious sides and desserts for all who attended. As all of you will remember, the Cove honors both living and deceased veterans on Memorial Day. Nancy and John Snope, members of the Activities Committee, created a spectacular slide presentation from veterans photographs provided by Covites. Thanks to both John and Nancy for this wonderful gift to the Cove. For the second year Cove residents overwhelmingly responded to fundraisers held at the BBQ to benefit WOUNDED WARRIER PROJECT. Thanks to the generous contributions of those in attendance a check for $ will be sent to Wounded Warrior Project. Thanks to Activities Committee member Gail Haggard for handling the first time Silent Auction - everyone really enjoyed this. Great job Gail! And the Heads or Tail game was again a lot of fun with Bob Melgar winning for the second year in a row! We hope everyone enjoyed this event as much as the Activities Committee enjoyed coordinating it! Hope to see even more of you Memorial Day 2015 when the Cove honors those who have served our country. VISITOR IN THE COVE On the 14 th and 17 th of May, Gary Peach photographed a bear in his yard on Overlook Road. This is the sort of thing that makes the Cove such a wonderful place to live! (For a contrary point of view, see the TWRA notice in the Bulletin Board section, p. 4.) Guess I ll go fence my beehives. If you want to see photos of the bear, check the version of this newsletter.

9 NEW CAVES IN ICY COVE In April, the existence of a previously unknown cave in Icy Cove was announced to Cove residents. In late April, the Trails Group led a crew from Animal Planet in to film this cave, for a later TV presentation. Brad Beatty prepared the following summary of what we know of this cave and another in the same area. by Brad Beatty: In the Fall of 2012, a TTU geology department graduate student, Clinton Elmore, discovered two new caves in Icy Cove. He named the caves Arctic Chasm and Polar Bear Plunge, to match the name Icy Cove. Both caves have vertical entrances and are difficult to find, due to the rugged terrain surrounding the entrances. Clinton describes the larger of the caves, Arctic Chasm, as currently the most-significant geological site in Tennessee. Geologists have struggled to understand how Icy Cove formed. It is Tennessee s second-largest sinkhole, after Grassy Cove. The current theory is that an underground river that runs through Arctic Chasm penetrated the 20-ft-thick sandstone layer underlying the Cumberland Plateau and washed away a large section of the 400-ft-thick limestone layer underneath. Clinton s team has so far mapped Arctic Chasm for two miles, and they expect the cave to be much larger. It is possible that Arctic Chasm will turn out to be one of TN s most-extensive cave systems. The Arctic Chasm cave entrance is dangerous. It is essentially a vertical tube with an 89-ft drop. The area around the entrance is steeply sloped and very slippery after rain events. Fortunately, the chance of casual hikers encountering the entrance is very small, due to the rugged terrain surrounding the area of the cave entrance. Cavers have searched Icy Cove for years without success, and the cave was discovered by a team who spent many days hiking the area in search of a cave entrance. See a photo of the entrance to the Arctic Chasm cave in the version of the newsletter.

10 COVE COMMENTARY A page for submissions from Cove residents (For submission details, see Guidelines for Commentary on the Community News page of the Cove website, cumberlandcovepoa.com) A Response to Concerns Expressed by Ed McSweeny For those of you who have not attended BOD meetings, at the January Board of Directors meeting the Special Building Evaluation Committee was established. As stated in the minutes from this meeting, the purpose of this temporary committee is to develop a contract to be used in the request for bids to evaluate the Welcome Center --nothing more. From the outset, several members of the committee wanted to proceed in a manner not designed to accomplish the stated purpose of the committee development of a contract. These members were at odds with the Chair of the Committee from the beginning and strife built over time as is clear from Ed s commentary in the May newsletter. Not everyone on a committee will, nor should they, agree on everything. However, when a person volunteers for a committee the purpose of that Committee should be born in mind with the objective of achieving the stated purpose. I feel that the emotional and divisive commentary included in the May newsletter demands a rebuttal. Reserve operating account (read Welcome Center): I chide Ed for this statement. Per the POA Covenants 2.11 Maintenance of Common Properties and Other Property, reserve funds are defined as reserve for future maintenance, repairs, and replacements of the Common Properties and Other Property. Common Properties and Other Property include buildings, equipment, trucks, tractors, snow plows, computers, and office furniture all of the POAs capital assets. The POA Balance Sheet which is open to all and posted on the POA website clearly lists under Assets/ Checking/Savings account # BPC Reserve Operating Account. This would include all of the above and can in no way be read as Welcome Center. These funds cannot be used for day to day expenses of the Cove they are intentionally isolated for Reserve Requirements. The verbiage juggling of reserve accounts with no recourse for homeowners.. to fund an expansion of the Welcome Center caused grave concern for me. The language is incendiary in nature and wrong. The Covenants clearly place limits on expenditures by the directors. Covenant 2.5 Additions Alterations or Improvements state additions, alteration or improvements, or any purchases of personal property exceeding a sum equal to one sixth (1/6) of the total annual assessments, in a fiscal year, for common expenses payable by all of the Owners, the approval of a majority of the votes cast of the members voting, shall be required In layman s terms, for 2014 based on an annual assessments totaling $186,450, the BOD is

11 restricted to $31, Sufficient to keep common properties in good condition as required by the Covenants but not surely to expand a Welcome Center. Why have a committee to develop a contract for this evaluation? 1. To implement the November directive of the BOD for a formal evaluation of the existing building. 2. To be certain that all bids for this evaluation are subjected to the same criteria Why is there a need to evaluate our Welcome Center? There are many but to name but a few: 1. Capacity limitations This center is legally bound to a maximum of 110 people. Many of the gatherings available for all POA members exceed this number -- such as the very popular Memorial Day Picnic. Without some sort of resolution to this problem, limits on the number who can attend will be required. Is that fair to all not in my opinion. It is not reasonable to imply that social functions are irrelevant and few in number. A minimum of one per month is scheduled and are one of the best means for incorporating new residents, building community unity, and utilizing our building. 2. Parking limitations - Anyone who has attended the Board Meetings or other events at the Center know exactly what this entails. There are 34 parking spaces for the entire building with only 2 of these reserved for handicapped access. 3. Age of the building - This structure dates to 1997 and was not designed as a Welcome Center. The acoustics are poor, the heating and a/c system has been inspected by a professional service and is not adequate in size for the current space and is so old that replacement is recommended, GFI breakers trip in the kitchen if more than one appliance is plugged into a socket - to name only a few of the issues. 4. Reserve planning for future generations of Covites the fiduciary responsibility of the BOD. Over the past few years, the BOD has considered several possibilities to address storage issues and capacity limitations with the frequent idea being enclosure of the patio. Rather than proceed in a piece meal fashion, it was the recommendation of the Budget Committee to the BOD that no additional funds be spent on significant modifications, improvements, or expansion of the current Welcome Center until a formal analysis could be made to assist the Cove in the decision making process for the future. The Budget Committee could not in good faith advise the BOD to: a) Spend $ $10000 for a baffle system which might or might not resolve the acoustic issues b) Spend $18000 for a heating and a/c system for a building that hosts events which are already at the maximum 110. Would it not be better to at least obtain information as to feasibility for expansion by enclosing the patio or redesign of use of the existing space AND then deal with the existing heating and a/c system? c) Spend funds for additional parking when that area might best be used in some other fashion We are a landlocked building folks careful design and use of space is a

12 necessity. d) Objectivity while many do not make use of the Welcome Center in any capacity there are an equal number who do. With an outside opinion as to best use of existing space and ideas for expansion, if needed, progress can be made for all. As to the concern of excessive secrecy of the BEC, it can be stated with certainty that the Chair of the committee submitted reports at all meetings since its establishment on January 14. For those interested in reading these, please see: POA Governance, Board Meetings and Financials the February , March , and April BOD meetings. As to presentation of information to the directors, the Committee met with the Directors at a workshop (workshop requested at the April BOD meeting). This meeting was to discuss progress of the committee and to request direction from the BOD. The meeting was open to all Directors and Committee members with members other than the Chair present.. A formal presentation of this information was made at the May 2014 BOD meeting. As with all committees, each member brings to the table his or her knowledge and ideas. However, all BEC committee members should recognize the fact that the purpose of the committee was to draft a contract to be used for acquisition of a formal evaluation of the Welcome Center knowledge to be used now and for the future. It was not and is not the charge of the committee to persuade the BOD that we can do it ourselves. As to whether or not any changes will be made to the Welcome Center that will be for the BOD and POA membership to decide when information is available with which to make an informed decision. Respectfully, June Singleton Unit 8 The following comments, by Ed McSweeny, relate to portions of Ms. Singleton s Response (above). (It should be noted that Ms. Singleton did not participate in Building Evaluation Committee proceedings at any time, as some directors did.) 1. Reserve operating account The Welcome Center comprises 60% of POA assets, while the next largest asset block (Trucks & Machines) is 15%. In remarks after creating the ROA, the President noted that the ROA would provide funds for emergency or other large expenditures required for assets, and cited the Welcome Center as an example. 2. The verbiage juggling In the corporate world, spending limits such as these are routinely avoided by breaking projects into increments and dealing with each separately, and also by many

13 other means. The almost simultaneous creation of the BEC and the ROA is too coincidental not to be noticed. 3. Why need to evaluate Item 2 stresses need for additional parking; Item 4c argues against spending money on parking when the space might be better used (for building expansion?). Parking expansion has virtually 100% support among residents. 4. As to the concern of excessive secrecy The BEC is mentioned only twice by name in the POA minutes (and never otherwise on the website); both times are within the Budget Committee report, which confers near invisibility. The workshop requested at the April 1 BOD meeting, at which this writer expected to deliver the concerns expressed in the May Commentary, was not advertised and only selected individuals (not this writer) were notified. When confronted about this secrecy, the President told ESM that the directors would not be able to concentrate on the details, if a lot of people were asking questions, essentially confirming that this was intentional. This exclusion prompted the critique in the May Commentary. I do not intend to comment on this issue publicly again. Residents are advised to follow developments closely; every property owner is affected by what happens with this matter. I stand behind everything I said in last month s Commentary. Ed McSweeny

14 SURVEY Suzanne Schreier What if: We went forward with a mini-mall concept, here at Hwy 70 N. (near cove market), and added 3 more units to the existing 2... business anyone? -What would you envision there? -Would you consider opening your own business? -What would you want at that location, that would BENEFIT Cumberland Cove, engage the people and the community? Want to see something new in Cumberland Cove?... more activity? What can we do to enlarge and grow the cove? There are many talents and gifting among us that could contribute. Can we see and can we sustain some businesses financially? could we have fun? For instance: -Offices. - gift shop? -Arts and crafts boutique? -Coffee/ice cream stop.? -A shooting range even? -tool shop -High- end consignment (furniture probably) -Gym/exercise room. - building supplies or décor center? WHAT NEW BUSINESS CAN BEST SERVE US? IF AT ALL? IS IT EVEN TIME TO TRY? Please stop by our office and share your views on the subject... (15528 Hwy 70N. near Cove market ) or call.. or back... thank you... YOUR INPUT IS APPRECIATED. I am CURIOUS: suzanne Schreier Suzanne Schreier Cumberland Cove Real Estate, Inc Hwy 70 N., Suite 102 Monterey, TN Direct # ( 931) Office # (931) Fax # (931)

15 COVE ACTIVITIES / INTEREST GROUPS (Welcome Center unless otherwise noted) Morning Coffee Activities Committee Book Club Bunco MWF 8:00-9:30am (Seasonal, Nov.-April) Contact: Ken Hobbs, rd Thursday of the month, 10:00am Social gatherings. Contact: Melva Vandergriff mvandergriff@frontiernet.net, Nancy Snope nancysnope@hotmail.com, st Tuesday of the month, 10:00-11:00am. Slate of books selected at beginning of year. Different book discussed at each meeting. Everyone welcome. Contact: Valerie Sizemore, nd & 4 th Thursday, 1:00-3:00pm (4 th Thursday only, June-August) Simple dice game. All welcome, couples/singles. Contact: Karen Downey, mdowney13@gmail.com Martha Schmidt, schmidt-t@hotmail.com, Couples Golf Scramble Tuesday mornings (seasonal, May-Oct.) Contact: Russ Moss, Bob Schmidt, Dining Out Bunch Game Nights Third week of the month (Day, time, and restaurant to be announced). Contact: Martha & Tim Schmidt, , schmidt-t@hotmail.com 2 nd & 4 th Wednesdays, 6:30pm Poker, Dominoes & other card games Contact: Hiking Group Guided hikes on 1 st & 3 rd Saturdays of month, 9:00am, April September. (Parks & Trails) Contact: Brad Beatty, Late Bloomers Last Wednesday, 10:30am, February through October. Discussions of gardening, plant selection; guest speakers; field trips. Contact: Ginger Arthur, gingk@frontiernet.net, Mexican Train Dominoes First Thursday. 10:00am Contact: Debbie Sontag, , dssontag@belsouth.nnet Poker Quilter s Sew-In Red Hat Ladies Second Tuesday. 5:00pm Contact: 2 nd & 4 th Monday,10:00am - 3:00pm Contact: Rose Johnson, nd Wednesday, 11:30am, except December and January Contact: Gail Massey, Wildflower Study Group No regular meetings. Information exchange by or phone. Database maintained and shared with all. Contact: Connie/ Ed McSweeny, mcsweenyec@gmail.com,

16 COMMUNITY BUSINESS ADS Did you know for as little as $15 (3 month ad minimum) you can place your business card here? You do not have to be a resident to subscribe so ask your doctor, dentist, chiropractor, favorite shop, etc. if they would like to advertise in our newsletter. Please contact the Welcome Center for details M-F 9am-1pm

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