HOARD. Blockchain banking in your pocket. Jason Davis, Hoard, Incorporated. 2018

Transcription

1 HOARD Blockchain banking in your pocket Jason Davis, Hoard, Incorporated

2 The Problem The world cannot adapt to a technology if an individual cannot adopt that technology. Accessibility Simplicity Fungibility Access to cryptocurrency and the tokenized economy is limited. Complex crypto-tech stifles consumer adoption and blocks usage. The majority of crypto assets aren t easily transferable like money. 2

3 The Solution Design a financial system simple enough for banking customers, not cypherpunks. Rethink Everything Re-engineer consumer facing applications and deploy scalable blockchain protocols. Cash & Crypto wallet Simplified trading Ultra-tight security Automated investing Instant payments 24/7 customer support 3

4 The Competition Hoard is the only wallet focused on both cash and cryptocurrency. Cash wallets Crypto wallets Crypto & cash wallets How we stand out! Self reliant, no Visa or MC P2P cash & crypto transactions 1 second transaction speed Support 1000 s of currencies Second layer protocol International support Fully open sourced AI integration 4

5 The Team Founding team Jason Davis / Co-founder & CEO Wells Fargo Interaction, interface, & strategy designer Founding advisors Kyle Ellicott / Startup Advisor ReadWrite Labs Co-founder & Chief labs officer Dan Lipert / Co-founder & CTO Department of Defense (DoD) DevOps, engineering, & artificial intelligence Chris Maddern / Mobile + Payments Advisor Venmo / Button Head of Engineering / Chief product officer George Worrell / Co-founder & CPO Morgan Stanley Product architecture & UX engineering Ryan Williams / Legal Advisor Orrick, Morrison & Forester Lead Counsel / Raised +100M in ICO s 5

6 The Traction Live app releasing soon Hoard s team is 30 strong with over 20 integrations and partnerships 22K on wait list Sold 50M HOARD tokens Bank Innovation Accelerator Grew team to 30+ Launched Beta app Raised $500,000 Idea CEO + CTO 6

7 The Business We re cutting out the middle men wherever possible to minimize fees, but we re not free. P2P payments Swap trading Fiat exchange QR payments Facilitate send and receive payments using national currencies Enable user trading between cryptocurrency-tocryptocurrency pairs User executed buys or sells of cryptocurrency using national currencies QR-based payments between merchants and buyers through a point of sale The exact cost and profit margin per transaction have yet to be finalized. Fee structures are based on a combination of market spreads, percentage points, and fixed rates. 7

8 The Roadmap Kickoff Product Start Finish Q Cash & Crypto wallet Q Cryptocurrency swaps Q Zero Knowledge DEX / Protocol Q Fiat Exchange Q Artificial intelligence Q Robo investor Q Merchant payments 8

9 The Opportunity Monthly averages of money movement across connected markets. P2P Payments Digital Payments Exchange Trading $1.26B $77B $567B $5.48B $272T $5.7T Global USA Only Global USA Only US Stocks Cryptocurrency 9

10 The Strategy Send engine Partnerships Token Allocation Send cash and crypto payments to anyone through the app or via , SMS, and messenger Partner with financial institutions and cryptocurrency companies Launch a private and public token offering and distribution event. 10

11 The X factor Mass adoption comes when the consumer doesn t even know they re using blockchain technology Timing Flexibility Adoption Hoard is among the first credible teams bringing a design-first mentality to a hugely We re ahead of the curve. Wallets will realize they must adopt cash & cryptocurrency to remain relevant We connect people to 100 s of exchanges across 1000 s of banks worldwide in a single user experience A second layer that moves value at the speed of wifi while moving blockchain complexities to the background under-designed space was an inflection point for crypto, but 2019 will be remembered as the year that we created real usable products on top of the blockchain. This is exactly what Hoard is doing." Chris Maddern Former Head of Mobile at Venmo, Co-founder and Chief Product Officer at Button, 11

12 The HOARD Token The purpose, use case, and incentives to hold and use the HOARD utility token Second layer transaction protocol that can Masternodes with staking mechanics for Privatize your transactions Move any asset at the speed of WiFi Wrap to convert any asset to another Guarantee instant cash settlements Decentralized market making services Decentralized order matching services Access advanced functions & reduced fees Asset listings with priority support Open governance 12

13 The Crowd Sale Currency symbol = HOARD Token allocation = 200,000,000 Industry = Financial Technology Max supply = 300,000,000 Platform = Ethereum Soft cap = $2,000,000 USD Public price = $0.06 Hard cap = $10,000,000 USD 13

14 The Proceeds Token sale allocation Token sale proceeds 7% 5% 10% 13% 15% 45% 13% 67% 25% Token distribution Team Masternodes Reserve Engineering & Design Legal & Compliance Community Marketing & Operations Customer Support 14

15 Thank You 15