INTELLIGENT PAYMENTS. A payment solution for merchants

Transcription

1 INTELLIGENT PAYMENTS A payment solution for merchants

2 The Traditional Payments Process INTELLIGENT PAYMENTS

3 Today s payment landscape Source: Payfirma Finsights III Payment Landscape

4 Today s payment landscape MERCHANT PAYMENT ROUTING CARD SCHEMES & APM s* ACQUIRER 1 FINANCE FULFILMENT PAYMENT PARTNER PSP 1 ACQUIRER 2 PSP 2 -n CRM ACQUIRER 3 -n * APM s: Alternate Payment Methods INTELLIGENT PAYMENTS PAY-OUT PROVIDER 1-n INDIVIDUAL SUPPLIER 1-n

5 Putting the merchant first

6 Technology should simplify

7 Intelligent payments solution

8 Three Products ONE SYNCHRO IQ INTELLIGENT PAYMENTS

9 ONE Choose from the world s best payment providers for each transaction. One integration connects merchants to the world s largest selection of payment providers and technologies. Automatically selects the best payment providers for each transaction Global payment acceptance and pay-out gateways Over 450+ payment types INTELLIGENT PAYMENTS

10 COMO connects merchants to a network of payment providers and technologies Gateway Partners Acquirer Partners ONE Direct Bank In Partners Merchant Pay-out Partners Technology Partners INTELLIGENT PAYMENTS Service Level 1

11 The COMO Alliance: Building the world s largest gateway and aggregated acquiring platform Gateway Partners Acquirer Partners Direct Bank In Partners Alliance Pay-out Partners Technology Partners

12 The COMO Alliance: Building the world s largest gateway and aggregated acquiring platform Gateway Partners Acquirer Partners Direct Bank In Partners Alliance Pay-out Partners Technology Partners Access to data & technologies = intelligent payment solutions

13 SYNCHRO Merchant integrated payment platform Automated payment processing from pay-in to pay-out including reconciliation, invoicing, billing, payment fulfilment, and stakeholder pay-out processing. INTELLIGENT PAYMENTS

14 The COMO Platform SYNCHRO API access DEMAND Customer information MARKETPLACE E-commerce merchant ENTERPRISE ARCHITECTURE Merchant database/erp FORM OF PAYMENT How to transact SHOPPING EVENT Payment data PAYMENT HANDLING Acquiring world access SUPPLY CHAIN Inventory and third party SUPPLY Fulfilment data A 360 transaction processing platform (ERP based) that connects all these systems together. INTELLIGENT PAYMENTS

15 ONE SYNCHRO Merchant API access TRANSACTION SPLITTING VAT. Tax, Stakeholders RECONCILIATION At Transactional Level BILLING & SETTLEMENT Automated at scale ANALYTICS Available from Data INTELLIGENT PAYMENTS

16 Selects the best payment providers for each transaction

17 IQ Self-service portal and dashboards Merchants can: Choose their own payment providers Access their own payment information Use the rich insights COMO provides to make better business decisions INTELLIGENT PAYMENTS

18 COMO s dashboard and self-service portal IQ INTELLIGENT PAYMENTS

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20 Urban Mobility There has been a sharp rise in the number of ride-sharing, parking, delivery, and logistics apps. Providing consumers with access to whatever kind of mobility service they need.

21 The global mobility market is projected to reach a market size of 1.68 trillion by Current payment solutions are ill-equipped for Mobility-as-a-service.

22 Some challenges in the urban mobility industry Multiple stakeholders in each trip Tiny margins Too many transactions to human-automate Fraud risk Lack of business intelligence from payment information

23 Urban Mobility Ecosystem SYNCHRO Processor Available API s TRANSACTION SPLITTING RECONCILIATION BILLING & SETTLEMENT VAT. Tax, Stakeholders At Transactional Level Automated at scale Customised ANALYTICS Mined from Data CONNECTED PAY-OUT PARTNERS Global Accounts COMO ONE Gateway CONNECTED ACQUIRERS DETERMINATION URBAN MOBILITY MERCHANT ENTERPRISE ARCHITECTURE Database/ERP/CRM and Omni-channel Marketplace AGGREGATED PAY IN/OUT GATEWAY CONNECTED GATEWAYS DIRECT BANK-IN GLOBAL ACCOUNTS Urban Mobility INTELLIGENT PAYMENTS IQ Urban Mobility INTELLIGENT PAYMENTS + Acquirer n

24 Benefits Global payment acceptance Over 450+ payment types Single integration Automated billing Automated reconciliation Proactive chargeback management World-class risk management Cost saving Resource savings Reduced errors Transparency and data opportunity Urban Mobility INTELLIGENT PAYMENTS

25 One platform for all payment needs. Simpler, cheaper, faster, more intelligent payments. Saves time, reduces errors, removes risk, increasing profits. Putting the merchant first.

26 Vaughan Owen mobile: