Build your FUTURE with HUB International Limited

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1 Build your FUTURE with HUB International Limited

2 HUB International is looking for strong business leaders who want to join us in building the future of our company. Our story is an exciting one. We ve built a strong sales culture and achieved impressive growth results. While we have become one of the world s largest brokerages, we remain nimble and responsive to local market needs. We are proud of HUB International and want to share our success with others who believe in the entrepreneurial spirit that built this company. Being part of HUB means you have the focus and dedication to become the very best at what you do every day without compromise. Let us show you what we have built. Because we are a dynamic company, we continue to add new products, services and resources to our already impressive roster of capabilities. Our continued growth means opportunity for all of our teams to expand and succeed. Thank you for considering HUB International. Richard Gulliver President HUB International Limited Richard.Gulliver@hubinternational.com Vision HUB International will be the leading sales and service organization in the insurance industry. We will be the first choice of customers, employees and investors, offering them their best value-added opportunity over the long term. We will conduct ourselves ethically and promote diversity and development. Values Entrepreneurship. We encourage innovation and educated risk-taking Balance. We balance corporate duty with personal growth Integrity. We do the right thing every time Teamwork. We work together to maximize results Discipline. We focus on our goals Accountability. We measure and take responsibility for outcomes Service. We serve our customers, communities and colleagues

3 Advantages to joining HUB Here s why so many brokerages have chosen to become part of the HUB family: Entrepreneurial yet disciplined environment Strategic partnerships with carriers Like us, the HUB senior executives had sold their businesses and understood what is needed to keep an entrepreneurial team like ours motivated. We are now part of a larger team, deep in resources, that enables us to accelerate the growth of our business. Core competency in middle market commercial and personal lines businesses. Specialty products and industry expertise Collaboration among peers across all business channels Financial capital for expansion Multiple distribution capabilities Access to retail, wholesale & specialty operations Ability to expand geographic footprint Immersion in a strong sales culture Competitive compensation and benefi ts programs Annual sales producer recognition awards Career development and advancement opportunities - Gregory S. Belton, Chairman of HUB International HKMB, formerly HKMB International Insurance Brokers Our compensation model is designed to reward past performance and future potential. As part of our team, producers will have the opportunity to participate in commission and management bonus programs and qualify for special rewards, including equity awards.

4 One Team, One Vision While we knew a partnership with HUB International was in the best interests of our clients, our employees and our business relationships, we still had anxiety about moving forward. This concern was not only felt by me, but also voiced by key employees. Now fully integrated with HUB, we all share the excitement in the new resources available and the great people with whom we are now affi liated. Most satisfying is the confi dence our people now have in the decision we made. Our employees can see how their ability to grow professionally and serve our clients has improved while the things that made them enjoy working for our fi rm have not changed. Change is never easy, but when the end result is positive for all stakeholders, it is worth undertaking. Our objective is to build the best sales organization in the insurance industry. To deliver on this objective, HUB has made signifi cant investments in building systems and developing a culture that places sales and service at the center of our business model. When you join our team, you have immediate access to important resources to recruit, train, manage and recognize producers. We will work with you to build a plan that supports and enhances the performance of every member of your team. HUB s corporate offi ce is structured to support fi eld operations. Our management team is responsive and geared toward supporting your growth efforts. Operating entities are actively engaged in the overall management and direction of the organization. By selecting HUB International as your partner, you will access more products, programs and resources to better meet your client s needs. - Kevin Gardner, Senior Vice President HUB International Gulf South, formerly SEBS of Louisiana

5 Track record of success in mergers and acquisitions Since the formation of HUB International Limited in 1998, we have successfully completed over 250 mergers and acquisitions. Why do so many business owners choose HUB? First, we offer the opportunity to grow and expand your business. When you join HUB, you have access to resources for sales development and support, (including sales producer recruiting and training), as well as technology and fi nancial support so you can quickly begin to build upon your success. Second, we think like you do. Despite our size, we believe it s important to remain nimble, understand local needs, and respond quickly to business opportunities. Finally, we understand that acquisitions are combinations of people, so we pay close attention to make sure the culture fi ts. We feel that culture is just as important as the fi nancial results. Our agency was previously bankowned, which presents a different set of challenges than buying a family or individually owned agency. Due to their previous experience in working with fi nancial institutions, HUB International was able to address the needs and concerns of the bank while providing an excellent solution for the producers and staff of the agency. HUB s fl exibility and speed of response during the process were instrumental in bringing the transaction to a successful conclusion. - Allison Rhyne, President HUB International Southeast, formerly First Southeast Insurance Services Whether you have a single producer book or multi-million dollar agency, we have experience in assimilating operations of all sizes, so you become an integral part of the HUB team as quickly as possible.

6 Resources to help you grow HUB recognizes that to compete in today s marketplace and bring value to our customers we must continually enhance the technology and tools available to our producers. Here are some of the resources available to help your team achieve greater success: Customer relationship management system offers a complete view of new business activity, enabling your sales leaders to manage the prospecting pipeline, view key renewals, cross-sell opportunities, and access peers and experts in a collaborative environment. Extensive array of online tools and resources enables your sales team to research industries, identify prospects, promote products, and generate leads. HUB Learning & Development offers leadership development programs in addition to sales training. Programs are tailored to fi t your local needs while providing a baseline of HUB best practices. Business Development Team generates leads and helps build the sales pipeline for your team, providing a training ground for new producers and individuals who want to grow within the organization. Access to recruiting programs that proactively seek out and draw in high performing candidates. Increased opportunities to specialize by accessing HUB practice groups and leveraging HUB relationships with carriers on both a national and regional basis. HUB resources are designed to enable your management team to focus their efforts on building and maintaining client relationships while providing an environment that fosters continual growth and success. CRM PRO is just one of many tools available to help your sales team manage their dayto-day sales activities - all within Microsoft Outlook. This customized platform enables you to monitor sales activity and performance.

7 About HUB International Limited Headquartered in Chicago, HUB International is a leading global insurance brokerage that provides a broad array of property and casualty, life and health, employee benefi ts, investment and risk management products and services. Ranked among the largest insurance brokerages in the world, HUB International is structured around large regional hubs with local satellite offi ces. Collectively, the hubs are a knowledge powerhouse providing tailor-made solutions that draw upon combined expertise. Locally, HUB offers personal service and the ability to respond quickly to changing market needs. HUB is dedicated to helping clients navigate the complexities of managing their insurance needs and planning for the unforeseen.

8 Contact Us HUB International is looking for partners who want the opportunity to grow and manage in an entrepreneurial environment that provides exceptional operational support. We would appreciate the opportunity to talk about what HUB can do for you and your team. For more information contact: Clark Wormer Director of Mergers & Acquisitions HUB International Limited 300 North LaSalle Street Chicago, IL What impressed me on my fi rst visit was the people. They were all insurance people who had started brokerages from the ground up. We still have our independence but now we also have huge resources at our fi ngertips. We can compete on any account, knowing full well that if we don t have all of the expertise, we can fi nd it within the HUB organization. Not only does our management team see the advantages HUB has brought to us, so does all of our staff. We should have done this deal years ago. - Keith Jordan, President and CEO of HUB International Horizon, formerly Horizon Insurance