Tumakuru PLP EXECUTIVE SUMMARY

Transcription

1 EXECUTIVE SUMMARY 1. District Characteristics: Tumakuru district is located in southern part of Karnataka with a total area of 10,597 sq. km. having 10 talukas, with population of lakh. Jayamangali river has been dry for many years due to lack of sufficient rains as also lack of catchment area, however there are 4 medium which caters to 1,840 ha. The left bank of Hemavathi canal is expected to irrigate three taluks of the dist. Agriculture is the mainstay of the economy of the district with around % of the workers either directly/indirectly dependent on agriculture as cultivators/ agriculture labourers. The major agricultural crops in the district are Ragi, Maize, Paddy, Groundnut and Sunflower beside horticulture crops like Coconut, Banana, Mango and Arecanut. 2. Sectorial Trends in Credit Plan: The Ground Level Credit flow under Priority Sector during was `2,863 crore, against the District Credit Plan (DCP) target of ` 2,931 crore, registering an achievement of (98%). The GLC flow for and were`2,344 crore and `6,484 crore showing increasing trend. The share of Agriculture in DCP achievements was ` 1,428 crore, `1,941 &`2,028 crore during , & respectively showing an increasing trend. The CD ratio of the district as on was 112 against 103 as on Potential Projections for : The Base PLP projection of `2,92, lakh, for , was re-visited in tune with the Government policies / priorities / cost escalation etc. Accordingly, the overall projections for the year have been revised from to `7,06, lakh. The projections under broad sectors for are Crop Production, Maintenance & Marketing `2,79, lakh Agricultural Term Loans `2,43, lakh, MSME ` 41, lakh. Details of the sector / sub sector wise projection are shown at the bottom of the executive summary. 4. Major constraints and suggested action points: The major constraints in achieving the identified potential into reality are Infrastructure inadequacies, absence of required rural connectivity, lack of adequate storage facilities, dependence on rainfed farming etc. The existing extension network is unable to reach the needy farmers. Large number of SF/MF do not have clear title to land which acts as a deterrent in availing institutional credit. There is a need to set up of soil-testing laboratories in each taluk either by agriculture department or agri graduates under ACABC or by PACS. Information about prices would facilitate the farmers to improve their bargaining power in the market. Training in integrated pest management techniques needs to be imparted to farmers. Farmers to be trained and encouraged to take up projects for vermi-composting. Modernization of irrigation canal network to increase water conveyance efficiency, ground water recharge & rain water harvesting structures, desiltation of minor tanks, post-harvest facilities for plantation and horticulture crops, creation of cold chain, and modern storage facilities etc. are the other areas to be addressed. Sector wise critical interventions required are detailed in Chapters 3 and Thrust Areas for : It is estimated that total farm output for the year is likely to be around lakh tonnes whereas capacity of the godowns presently available in the district is only 49,559 tonnes and as such there is huge potential for storage godowns in the district. NABARD created Producers Organisation Development Fund to develop PACS as multi service centres. PACS have to serve as one stop shop for all needs of farmers in the villages. 12 PACS of Tumakuru district have already been sanctioned financial assistance under PODF for construction of godowns for providing storage facilities and other services. Increasing the storage space will be a thrust area for Critical Infrastructure: It has been NABARD s endeavour to supplement the GoI effort in augmenting Rural Infrastructure through RIDF since As many as 1,664 projects were sanctioned in the district with a total project cost of ` 40, lakh, of which major share going to rural connectivity for construction of roads to the tune of 2, meters, thus resulting in good approach for short route to market place for marketing agriculture and other products. District offers scope for infrastructure projects in minor irrigation sector to increase irrigation facilities, improvements to rural roads for all-weather connectivity, rural drinking water supply, health service projects, rural electrification, land development through watershed approach for enhancing the productivity of the land, etc. The construction of rural bridge near Kuppuru of Chikkanayakanahalli taluk enables the villagers to have access to the town and market as also transportation of vehicles. 2

2 The desilting of tanks in the district also result in better percolation of ground water recharge and increases the water table for better production and productivity. 7. The Way Forward: The District has good potential for dairy development, rearing of small ruminants, floriculture. Crop diversification in agriculture, particularly to horticulture crops, exotic vegetable cultivation and to off-farm activities viz., agro/food processing, infusion of latest technology, skills & investments, improving the capabilities of the people through technical education, skill training and extension and bridging the gaps in agriculture and industrial infrastructure are needed to further boost the economy of the district. Coordinated approach for enhancing capital formation is required along with strengthening of SAMIS reporting system, better monitoring and review at BLBC, DCC meetings, effective implementation of Financial Inclusion plans including coverage of Oral Lessees, Tenant Farmers into Joint Liability Groups, etc. The economy of Tumakuru district may get a boost by encouraging infusion of technology, adoption of scientific farming, optimisation of land and water usage, and by bridging the gaps of agriculture and industrial infrastructure. BROAD SECTOR-WISE PLP PROJECTIONS Sr. Particulars PLP Projections No. A Farm Credit i. Crop Production, Maintenance & Marketing ii. Term loan for Agriculture and Allied Activities Sub Total B Agriculture Infrastructure C Ancillary activities I Credit Potential for Agriculture (A+B+C) II Micro, Small and Medium Enterprise III Export Credit IV Education V Housing Loans VI Renewable Energy VII Others VIII Social Infrastructure Total Priority Sector (I to VIII) Broad Sector-wise PLP Projections Housing, 5.88% Renewable Energy,0.40% Others, 2.27% Education, 5.67% Social Infrastructure, 0.25% Export Credit, 3.71% MSME, 7.62% Agriculture, 3

3 Sr. No. Summary of Sector/Sub-sector-wise PLP projections (` lakh) Particulars PLP Projections I Credit Potential for Agriculture A Farm Credit i. Crop Production, Maintenance and Marketing ii. Water Resources iii. Farm Mechanisation iv. Plantation and Horticulture (including sericulture) v. Forestry and Waste Land Development vi. Animal Husbandry - Dairy vii. Animal Husbandry - Poultry viii. Animal Husbandry Sheep, Goat, Piggery etc., ix. Fisheries (Marine, Inland, Brackish water) x Others Bullock, Bullock cart, etc., Sub Total B Agriculture Infrastructure i. Construction of storage facilities (warehouses, Market yards, Godowns, Silos, Cold storage units/cold storage chains) ii. Land development, Soil conservation, Watershed development iii. Others (Tissue culture, Agri bio-technology, Seed production, Bio pesticides/fertilizers, Vermin composting) Sub Total C Ancillary activities i. Food and Agro Processing ii. Others (Loans to coop.societies of farmers for disposing of their produce, Agri Clinics/Agri Business Centres, Loans to PACS/FSS/LAMPS, Loans to MFIs for on lending) Sub Total Total Agriculture (A+B+C) II Micro, Small and Medium Enterprises i MSME Working capital ii MSME Investment credit Total MSME III Export Credit IV Education V Housing VI Renewable Energy VII Others (Loans to SHGs/JLGs, loans to distressed persons to prepay non-institutional lenders, PMJDY, loans to state sponsored organizations for SC/ST) VIII Social Infrastructure involving bank credit Total Priority Sector

4 District Profile 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) Agro-climatic Zone Southern Plateau & Hills Region - Central region of Karnataka No. of Sub Divisions 3 (Zone 10) No. of Blocks 10 Climate Semi-Arid No. of Villages (Inhabited) 2582 Soil Type Laterite, Medium black, deep black, red loamy, red sandy No. of Panchayats LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported Rainfall [in mm] Normal Actual Forest Land Area Not Available for Cultivation Variation from (-) 49 (-) 113 (-) 24.6 Normal Permanent Pasture and Grazing Land Avail. of Gr. Net annual recharge Net annual draft Balance Water[Ham] Land under Miscellaneous Tree Crops Cultivable Wasteland DISTRIBUTION OF LAND HOLDING Current Fallow Classification of Holding Holding Area Other Fallow Nos. % to Ha. % to Total Total Net Sown Area <= 1 Ha Total or Gross Cropped Area >1 to <=2 Ha Area Cultivated More than Once >2 Ha Cropping Intensity [GCA/NSA] 111 Total WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] Cultivators 506 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers 316 Population Agricultural Labourers 314 Scheduled Caste Workers engaged in Household Industries 412 Scheduled Tribe Workers engaged in Allied Agro-activities 61 Literate Other workers 298 BPL HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households 640 Having brick/stone/concrete 201 Having electricity supply 364 houses Rural Households 497 Having source of drinking water 228 Having independent 235 toilets BPL Households 143 Having access to banking services 464 Having radio/tv sets NA 10. VILLAGE-LEVEL INFRASTRUCTURE 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION Villages Electrified 2582 Anganwadis 4081 Dispensaries 30 Villages having Agriculture Power Supply 2582 Primary Health Centres 139 Hospitals 99 Villages having Post Offices 567 Primary Health Sub-Centres 4 Hospital Beds 1395 Villages having Banking Facilities INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools 2123 Fertiliser/Seed/Pesticide Outlets 729 Agriculture Pumpsets Villages having Primary Health Centres 139 Total N/P/K Consumption [MT] Pumpsets Energised Villages having Potable Water Supply 2582 Certified Seeds Supplied [MT] 7500 Agro Service Centres 10 Villages connected with Paved Approach 1562 Pesticides Consumed [MT] 145 Soil Testing Centres 2 Roads 13. IRRIGATION COVERAGE [Ha] Agriculture Tractors Plantation nurseries 18 Total Area Available for Irrigation (NIA Power Tillers 2777 Farmers' Clubs 217 Fallow) Irrigation Potential Created Threshers/Cutters 350 Krishi Vigyan 2 Kendras Net Irrigated Area(Total area irrigated at INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING least once) Area irrigated by Canals / Channels 4199 Rural/Urban Mandi/Haa/APMC 9 Wholesale Market 23 Area irrigated by Wells 1039 Length of Pucca Road [Km] Godown 275 Area irrigated by Tanks Length of Railway Line [Km] 97 Godown Capacity[MT] Area irrigated by Other Sources Public Transport Vehicle 6185 Cold Storage 1 Irrigation Potential Utilized (Gross Irrigated Goods Transport Vehicle 7161 Cold Store Capacity[MT] 100 Area) 15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Type of Processing Activity No of Cap.[MT] Crop Avg. Food (Rice/Flour/Dal/Oil/Tea/Coffee) units Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) Yield [Kg/Ha] 5

5 Sugarcane Ragi (Gur/Khandsari/Sugar) Fruit (Pulp/Juice/Fruit drink) Paddy Spices (Masala Groundnut Powders/Pastes) Dry-fruit Pulses (Cashew/Almond/Raisins) Cotton - - Maize (Ginnining/Spinning/Weaving) Milk Fruits (Chilling/Cooling/Processing) Meat 45 5 Vegetables (Chicken/Mutton/Pork/Dry fish) Animal feed (Cattle/Poultry/Fishmeal) 17 ANIMAL POPULATION AS PER CENSUS 2003 in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES Category of animal Total Veterinary 223 Animal Markets 11 Hospitals/Dispensaries Cattle - Cross bred 141 Disease Diagnostic Centres Milk Collection Centres 788 Cattle - Indigenous 448 Artificial Insemination Centres 16 Fishermen Societies 15 Buffaloes 241 Animal Breeding Farms 2 Fish seed farms 3 Sheep - Cross bred NA Animal Husbandry Tng Centres 1 Fish Markets 13 Sheep - Indigenous 1061 Dairy Cooperative Societies 878 Poultry hatcheries 1 Goat 517 Improved Fodder Farms 1 Slaughter houses 10 Pig - Cross bred MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY Pig - Indigenous 07 Fis Production [MT] Per cap avail. [gm/day] 20 h Horse/Donkey/Camel 07 Egg Production [Lakh Nos] 487 Per cap avail. [nos/p.a.] 19 Poultry - Cross bred NA Mil Production ['000 MT] 183 Per cap avail. [gm/day] 193 k Poultry - Indigenous 6424 Me Production [MT] Per cap avail. [gm/day] 10 at Sources (if not mentioned against the respective item): Item Nos. 1, 6, 7, 9 & 10 - Census 2011; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of Agr./Water Resources; Item No. 8 - BPL Survey 2002; Item No District Ind Centre/Dir. of Eco. & Stat.; Item No DACNET; Item No AH Census 2003; Item Nos. 18 & 19 - Dir. of Animal Hus./Dir. of Eco. & Stat. 20. Predominant economic activities and emerging sectors: Tumakuruu District falls under two types agro-climatic zones viz. Southern plateau Zone and hills region which enables cultivation of a variety of field crops and plantation/horticulture crops, particularly commercial crops like Coconut, Areca and Banana. The Copra produced in the district is export quality. The district is a pioneer in SHG movement with the presence of good NGOs like IDF, SKDRDP, etc. NABFINS has also established an office at Tumakuru. Tumakuru has been identified as Industrial smart city in the union budget for and likely to develop Vasanthanarasapura industrial area consisting more than 5,500 acres as it is on Bangalore - Mumbai NH which provide ample opportunities for employment generation. Further the Tumakuru- Davanagere will be covered by new railway link connecting both cities for better economic growth. The net district domestic product (NDDP) at current prices of the district was at ` 48,341 against the state average of ` 68,227 due to lack of crop diversification. 6

6 State: Karnatak a Banking Profile Lead Bank: State Bank of State: Karnataka 1. NETWORK & OUTREACH (As on 31/03/2014) Agency No. of No. of Branches No. of non-formal agencies associated Per Branch Outreach /Soc Total Rural Semiurban Urban mfis/mfos SHGs/JLGs BCs/BFs Villages Households Commercial NA Regional NA District NA Central Coop. Bank Coop. Agr NA & Rural Dev. Bank Primary NA Agr. Coop. Society Others NA All Agencies NA DEPOSITS OUTSTANDING Agency No. of accounts of Deposit 31. Mar. 31. Mar. 31.Mar. Growth Share (%) 31. Mar. 31. Mar. 31.Mar. Growth Share (%) (%) (%) Commercial Regional Cooperative Others All Agencies LOANS & ADVANCES OUTSTANDING Agency No. of accounts of Loan Growth Share (%) Growth Share (%) (%) (%) Commercial Regional Cooperative Others All Agencies CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/cs) Agency CD Ratio % Agency During Cumulative Deposit Credit Deposit Credit Commercial Commercial Regional Regional Cooperative Cooperative Others Others All Agencies All Agencies PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015) Agency Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women Loan Loans 7 Loans Loan Loans Commercial Regional Cooperative Others All Agencies

7 7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Agency Average Ach in last 3 years Commercial Regional Cooperative Others All Agencies SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Broad Average Sector Ach in last 3 years Crop Loan Term Loan (Agr) Total Agri Credit Non-Farm Sector Other Priority Sector Total Priority Sector RECOVERY POSITION Agency Avg Rec. Demand Demand Demand in last 3 years Commercial NA NA NA NA NA NA NA NA NA NA Regional Cooperative Others NA NA NA NA NA NA NA NA NA NA All Agencies NA Source: Lead Bank 10. The district is endowed with the presence of 657 banking outlets in the form of Nationalised, Private, Kaveri Grameena Bank, Tumakuru DCCB, PCARDBs/KSCARDB and PACS and covering the entire district with total credit purvey of `2863 crores during the year and deposit mobilisation of ` 6,492 crores. The district had an average CD ratio of 101. have issued 1,15,492 KCCs out of which around 3600 cards are RuPay KCC. In order to achieve the national goal of providing one basic bank account in all the households in all the villages in rural and urban areas, NABARD had been extending financial support to the banks under FIF/FITF for technology related issues and creating awareness at the grass root level through different interventions such as awareness camps, street plays, wall painting, etc. in the district involving all the bankers. 11. The district had been provided with a total of 208 ATMs set up by different banks. There are 117 villages with a population of more than 2000 which have already been covered by brick and mortar branch or by BC. 447 villages have been identified under below 2000 population including sub-service area and presently out of 331 Grampanchayats, there are bank branches in 107 villages, 148 villages covered by BCAs and 126 villages will be covered either by BCAs or CSCs by banks by 31 March The district has 69 USBs set up by Kaveri Grameena Bank. The district has 10 FLCs sponsored by State Bank Mysore, Canara Bank and Kaveri Grameena Bank, Karnataka Bank and NABARD. 8