A new way of doing business, 100% secure, easy and totally controlled by you!

Transcription

1 A new way of doing business, 100% secure, easy and totally controlled by you!

2 2 1. Who are we We are a dynamic team of developers based in Santos, Brazil. Our core business is financial development. We make financial planning easier and transparent. Our challenge was to create an easy to use application, relying on the blockchain technology. We accomplished our challenge and now we are ready for the next step. 2. The idea Since 2015, Dimitri Janssens, founder of izifinance, had the idea to simplify the way we control our businesses with a smart software solution for accountancy. An easy to use application was born, over time new features were added to the platform and new partners were attracted. We strongly believe in our product and services, just like our investors do and we are now in the position to take our company to another level. That s where izicoin came to life. 3. The difference As the virtual currency world is evolving with the speed of light and we really believe that digital assets will take over paper currencies or money as we know it, we can proudly say that we developed an idea behind our working product and service. Where most virtual currencies only have an idea, not backed up by a product or service, we already have a working application where we have integrated our transactions system. Fast, safe and transparent is our contribution to the crypto world, over 60% of raised capital we invest back into real estate to back up our coin.

3 4. Security Privacy is our concern. All of our user s information is encrypted and safe where the encrypted key is stored with the user, in a peer to peer environment. Even to us, it s all hidden. Our main target is our izi Finance where we simplify the way we run our businesses and not gathering information to distribute. 5. Coins versus Shares Our coin is meant for transactions within our platform, our Shares are more limited, and they represent the total amount of izicoin (IZC). Every Share represents a real share of our Swiss izi Finance Holding we will open right after our pre-ico. From this company we will then offer our izicoins (and the ones we still need to mine). 20% of or our company s profits will be pushed back to our shareholders. In fact, when our company grows in memberships, clients and the profits from our real estate (rent), izi Finance and sale of our IZC, our share will raise in value immensely. 3

4 6. Our products 6.1 izipro Our accounting mechanism, already available in desktop version, and App version will be released a short time after our ICO. We deliver a smart solution for our clients to keep track of their businesses. A complete accountancy application which makes everything easier and more superfast. Our platform contains a build-in artificial intelligence (AI) mechanism and behaves with the motion of users. The mechanism will learn how to run your specific business. Over time, the AI will operate on itself and will be able to create documents only by pushing a tab. Beside the AI, we implemented a tool where the system is able to recognize pictures of documents. It allows the system to read a specific document and decide which process to follow. What happens when errors occur? We can say that we worked three years on our platform, and at this very moment, no major issues were tracked. Even if the system detects an error or malfunction, we ll be notified instantaneously with the correct error code. A real-time solution is guaranteed. 4

5 Next features were integrated in our application. Dashboard Import Expenses Cash Book Make Invoices Virtual Cash Register Jobs Webshop Agenda Task Manager Cash Flow License Save Your Documents VAT Calculation Bank Clients & Suppliers Users Accountant 5

6 Dashboard Dashboard displays a complete financial overview about your Company. Virtual Cash Register You don t need a separated cash register anymore because we offer a complete digital one. Every transaction is registered and immediately processed to your books. Even an automatic tax- calculation tool is implemented. Cash Book We still offer a separated cash book. Here you put in your daily incomes and of course, izi does the rest for you. Make Invoices Make fast and easy quotations, invoices or credit notes just by filling in the VAT-number. izi checks it and does all the work for you. Import Expenses Simply by either taking a picture or uploading a scan, izi reads the file and fill all the details by itself. You ll just need to confirm the process and izi will book it like a real accountant. 6

7 Cash flow An easy overview for your current and up-to-date situation. VAT Calculation While making invoices and uploading your expenses, izi will do the calculation and make your VAT declaration at the same moment. Bank Connect with your financial institution to see when your clients execute payments and make automatic payments by yourself. Clients & Suppliers An easy overview where you can track all movements. Users Here you can add users and decide which rights they get and track all of their movements. 7

8 Accountant In this section, a physical accountant can consult all documents and bookings. izifinance already processed the input but an accountant at your choice can make modifications, also izi will remember this so the next time you upload the same client or supplier izi will autofill it for you. License Here you are able to add new licenses for your sales team, follow them up, calculate their commissions, show their performances and much more. Save Your Documents All your documents in your pocket. Everywhere. Your data is safe and stored in an encrypted cloud environment. Agenda Our online agenda. Make fast appointments and send them to your clients. With admin rights, you will be able to manage all your company s agendas combined. 8

9 izit Thinking about favoring your daily tasks, we created IZIT, which acts as an online collaboration tool that organizes your projects into panels. It shows what is being worked on, who is working, what and where something is in progress, creating greater control over their tasks. Webshop This feature is really cool! Our izipro users can create their own webshop. The webshop is running on our izifinance platform, which makes it even easier.the system processes everything automatically but we took it one step further. Our izipro webshop will be listed in our izifinance Marked Place. With this, we were able to create an online group of stores where services and products will be displayed to every other business and private client. Our goal is to bring next generation entrepreneurs or business owners together within our izifinance platform, looking for the best solutions and products. (will be launched short after the ICO) Jobs You can advertise for free and find the right people for a specific job. 9

10 6.2 iziyou Our free application for private users. (will be released during the ICO) The most complete personal accountancy system provides to its users a smart solution so they can manage their finances in real time, taking all of its features by a simple touch on a screen. The app has countless features that makes it easier to follow up your finances, among them: 6.3 izicard One Worldwide discount card. Our business users have to register their products in the business app, add their discounts, and they are ready to go! Clients can log in inside the app, register the card just by using their phone number. After registering, he or she can search inside this app for services or products he or she likes to purchase. We list all of our partners and show them with their discounts. You ll be able to look for the best offers or deals, going for the best services and make more profits when the transaction is executed with an izicard. 6.4 iziwallet Our digital wallet We designed our own wallet. The wallet is integrated in our izifinance application and is also free to download on our website. We are happy to say that we have the ambition to extend our wallet for trading. 10

11 6.5 izistartup From job offers to start-ups to middle man We encourage new entrepreneurs and investors. Our platform enables the possibility to earn some extra income, like being the middle man in a purchase for friends or family. Or maybe you have the intention to invest in a new project or even start one yourself. Do you have a great idea? We d like to hear your story! 6.6 izimoney Our intelligence calculator for businesses This department of izifinance is important for our investors, partners and future entrepreneurs. We created this solution for our clients only! An exclusive loan decided within minutes and 30% to 40% cheaper than any ordinary financial institution. Why clients only? Because of one simple reason: our system is set to analyze our client s company condition in an encrypted environment. For that same reason, izimoney offers an investing possibility in real estate. Exclusive for our clients only. With izimoney, we will have several cash out points worldwide. Cash out or trade izicoins! We ll make it possible to send currency all over the world. 11

12 6.7 izicoin Our revolutionary pay system Created specially to the clients of the izifinance platform, that allows payments between users without the intervention of the financial institutions like banks or finance companies, making international transactions easier and with lower taxes. With izicoin it will be possible to buy products and services offered by our virtual stores on our market place and also on our partner s physical stores. Also, our coins will be able to be used to pay rent payments, buying real state and for investments. 6.8 iziextrade An izi platform to buy and sell your digital currency, which offers safety, privacy and total control over your funds and information. 6.9 izijobs Our platform for job offerings Even job offers will be displayed by our business users. Or upload your own profile for a job application. Connecting people in a fast-growing society or having the best deals and discounts all in one platform, that s where we stand for. We integrated izistartup in izijobs. Here, you will find investment suggestions, investors to participate and display your project to us and guide you through. 12

13 6.10 iziorder A digital menu that promises to raise sales. Bringing speed, agility and ease to the client. iziorder offers a self-service system, giving more time for employees to provide a more enjoyable customer experience. How this works: a client makes an order in the digital menu, the app sends it to the kitchen or bar and when confirmed, it will be send to the waiter and serve it to the client but in the meantime your accountancy is done, stock complete under control and it even will put the new order ready for your supplier. (will be released short after the ICO) 6.11 izisecurity Real State: pay your deposit in IZC in this way, when your rent term finishes you will receive the same IZC only the value will be much higher, offering greater safety and tranquility to the user and landlord izirent Easy to rent real state, working as guarantor to clients that wants a new house iziinfo A publicity digital totem developed according to the needs of the client, with high quality and touch capability. 13

14 7. ICO Pre-ICO: 27th June - 10th August soft cap: 40m IZC Hard cap: 240m IZC ICO: 1st October soft cap: 150m IZC (depends on Pre-ico) hard cap: max 650m IZC We will donate 10% of the money we raise to charity. Why we set this hard cap: Simply because our izipro clients will be executing their transactions and payments with izicoins. Our goal is to distribute izi Finance to 41 countries in the following months. For transactions and payments being transferred between our users, we need a high circulation supply and therefore a high cap. Supply izicoin: 10 billion (total supply can be reached in 8 years, but this doesn't mean we will release them) Distribution: We will only release max 650m IZC in the market at this moment, and only in our ICO. Afterwards we will distribute a small % per year conform the market evaluation and in consultation with our shareholders. 14

15 Initial Value Initial Value 1 izicoin = 0.1$ izicoin = 1 izishare Use of funds General Development: 10% (we need min $ spread over 5 years) Real estate: min. 60% (to back up our izicoin) Charities: 10% (5% to UN.org and 5% in our own projects) Marketing: 20% General Development 10% 20% Marketing 10% Charities 60% 15 Real State

16 Profit expectations with izifinance (calculated on 1,3,5% of the potential market) We are now ready to launch and sell in Belgium and Brazil, good for around Companies. First year: 1% x average price of 49$/month x12 = ,00$ Second year: 3% = ,00$ Third year: minimum 5% = ,00$ And this only in two countries. Our goal is to duplicate this to the rest of the world! izidiscount Card Based on the previous numbers, we take the same data and we assume that our iziyou client buys with the izi discount the izipro Business for 1500$/month (what is ridiculous low). Like this we create a constant demand in IZC: First year: 1%= comp.x1500$x12 Second year: 3% Third year: minimum 5% But we think with the right partners we can push this numbers easy up to min 10% = ,00$ in IZC To remind you, clients only get a discount when they pay in IZC! = ,00$ in IZC = ,00$ in IZC = ,00$ in IZC 16

17 izimoney Company loans Short credit 5% Profit: Reserve X 5% = yearly Cash out points The client pays a fee for the transaction. izi Real Estate We will put min. 60% of our raised funds into real estate and this to give value to our organization. Potential clients will execute their rentals or investments with izicoins. Rent We expect a return from over 7% yearly from investments + the value from the real estate can only goes up, especially now the markets are recovering from the real estate bubble. Profit: Reserve X 7% = yearly Real estate loan First and only in Brazil (5%) We will buy the property for our clients. After our client s payment is fully executed with izicoin, we will transfer the property into his or her name. Profit: Reserve X 5% = yearly 17

18 Divide profits and returns How we divide the profit 75 goes back to reserve 20 goes to share holders 5 goes to management 18

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