PayPass Documentation Index

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1 The documents listed below are restricted to PayPass licensees only. If you wish to obtain a PayPass license please send an request to license@paypass.com Contactless Communication Protocol Contactless Protocol EMV Book D EMV Contactless Communication Protocol V2.3 February 13 Technical Available from EMVCo ( This EMVCo controlled document specifies the underlying communication protocol for all contactless payment cards and readers. PayPass Branding Guidelines Contactless Protocol MasterCard PayPass Brand Standards V9.1 October 09 Technical This document is additionally available on CD from license@paypass.com and from MasterCard Connect This document provides guidelines for understanding and using the MasterCard PayPass identity. This includes the brand mark, logotype, and trademark designation. This document is additionally available on Maestro PayPass Brand Standards V3.0 September 09 Technical CD from license@paypass.com and from MasterCard Connect This document provides guidelines for understanding and using the Maestro PayPass identity. This includes the brand mark, logotype, and trademark designation. PayPass Mag Stripe Documentation Technical specifications (Mag Stripe) PayPass Mag Stripe Application Note #14 PayPass Mag Stripe Technical Specifications PayPass Mag Stripe Application Note #13 Implementation Guides (Mag Stripe) - October 10 Technical This application note provides new sample personalization data for the PayPass Mag Stripe card application. V3.3 December 07 Technical - December 07 Technical This document specifies the transaction flow and exchange of commands and responses between a card and reader during a PayPass Mag Stripe transaction. It also defines the PayPass Mag Stripe card application having established the communication using the EMV Contactless Communications Protocol. This document announces the release of the latest version of the specifications, and outlines the differences between this and the previous release including, if appropriate, any compliance dates. PayPass Mag Stripe Issuer Implementation Requirements - October 11 Implementation Guide This document describes issuer considerations when implementing PayPass Mag Stripe. 1 of 5 29 July 2013

2 PayPass M/Chip Documentation PayPass - M/Chip Reader New PayPass M/Chip Reader Specification V3.0.2 April 13 Technical New This document specifies the transaction flow and exchange of commands and responses between a card and reader during a PayPass M/Chip transaction. It defines the internal processing of the PayPass M/Chip reader application. The document has been updated with Errata changes. PayPass M/Chip Reader Specification v3.0.2 Release Notice PayPass MChip Reader Card Application Interface Specification - May 13 Technical V2.1 April 10 Technical This document announces the release of version of the PayPass - M/Chip Reader Card Application Interface Specification. This document specifies the transaction flow and exchange of commands and responses between a card and reader during a PayPass M/Chip transaction. It defines the internal processing of the PayPass M/Chip reader application. PayPass M/Chip Application Note #18 - April 10 Technical This document announces the release of version 2.1 of the PayPass - M/Chip Reader Card Application Interface Specification. PayPass Terminal Configuration V1.0 January 13 Technical This document provides the necessary configuration data for the different versions of the PayPass-M/Chip reader, covering the MasterCard and Maestro brands. PayPass - M/Chip Card PayPass M/Chip 4 Card Technical Specification PayPass M/Chip Flex Technical Specifications Issuer Documentation MasterCard PayPass M/Chip Issuer Guide V1.3.1 September 08 Technical V1.1 October 06 Technical V1.0 September 08 Implementation Guide This document provides the specification of the PayPass M/Chip 4 application on a dual interface card (contact and contactless). This document provides the specification of the PayPass M/Chip Flex application on a dual interface card (contact and contactless). This document describes issuer considerations for PayPass implementations on either the PayPass M/Chip 4 or PayPass M/Chip Flex card platform. PayPass M/Chip Implementation Testing Documentation End to End Testing End to End Demonstration (ETED) Process Guide - January 09 Process This document outlines the testing requirement for final end to end solution demonstrations to be carried out by issuers and acquirers for PayPass M/Chip implementations. 2 of 5 29 July 2013

3 PayPass Personalization Documentation New Personalisation (All PayPass Products) PayPass Personalization Data Specifications (PDS) PayPass Personalization Data Specifications (PDS) V1.8 April 13 Technical V1.7 December 11 Technical This document defines a set of contactless personalization profiles supporting the MasterCard and Maestro products for the card platforms PayPass-Mag Stripe, PayPass-M/Chip 4 and PayPass-M/Chip Flex. This document defines a set of contactless personalization profiles supporting the MasterCard and Maestro products for the card platforms PayPass-Mag Stripe, PayPass-M/Chip 4 and PayPass-M/Chip Flex. PayPass Performance Measurement Performance Measurement PayPass Performance Measurement V1.4 June 11 Technical This document defines a method for accurate measurement of PayPass transaction time. It is used when assessing the performance of PayPass cards and readers during product development and type approval. PayPass Application Note #3 - January 09 Technical This document contains information concerning policy changes for product renewal and derived product approval of PayPass approved products. PayPass Application Note #2 - January 08 Technical This document introduces new performance requirements for PayPass cards and terminals and dates when they are to become effective Vendor Testing - Quality Management Technical Annex Validation process Card Quality Management Requirements V2.0 November 08 Technical V2.0 September 07 Technical V1.97 December 06 Technical The above documents are required for all PayPass card vendors to be able to complete the PayPass CQM process. Terminal Quality management (TQM) PayPass Terminal Quality Management Requirements V1.1 May 07 Process TID Questionnaire V1.0 December 06 Process VOD questionnaire V1.0 December 06 Process The above documents are required for all PayPass terminal vendors to be able to complete the PayPass TQM process. 3 of 5 29 July 2013

4 PayPass Transit Documentation and Tools (UK PayPass Issuers Only) Transit Documentation UK Transit Terminal Simulator Quick Start Guide Transit Terminal Simulator (SOFTWARE DOWNLOAD) UK Transit Simulator (SOFTWARE DOWNLOAD) UK Transit Transactions Issuer Implementation Guide V1.0 March 13 Technical V1.1.1 March 13 Technical V1.0.6 March 13 Technical V1.1 March 13 Technical This document provides guidance and instructions on installing and using the UK Transit Terminal Simulator. It is only required to be used by issuers that issue PayPass M/Chip enabled cards with an issuer country code of 826 (UK). This software allows users to simulate the interaction between a card and a reader at a UK Transit Agency. This software must be used in conjunction with the UK Transit Simulator. This software allows users to simulate a UK Transit Agency s back office processing, including intraday authorisations, end of day authorisations, debt recovery authorisations, end of day processing and basic fare calculation. This document provides guidance to UK PayPass Issuers on supporting UK Transit Transactions. Specifically, this document addresses the UK Cards Association Transit Transaction Model, the relevant MasterCard Rules, technical and business information on the transaction model including transaction flows, liability and risk, authorisation and clearing messages, implementation requirements and dispute processing. PayPass Best Practices Best Practices Best Practices - Acceptance June 12 Marketing implemented by merchants in various regions worldwide. Best Practices - Issuers June 12 Marketing implemented by issuers in various regions worldwide. Best Practices - Market May 12 Marketing implemented in the marketplace in various regions worldwide. Best Practices - Merchants Latin American Spanish Latin American Spanish version of 4 Merchant Best Practice Guides Oct 09 Marketing Best Practices - Merchants Portuguese Oct 09 Marketing Portuguese version of 4 Merchant Best Practice Guides 4 of 5 29 July 2013

5 PayPass Marketing Toolkits & Documentation Marketing Toolkits PayPass Tool kit for Acquirers December 12 Marketing PayPass Tool kit for Merchants December 12 Marketing PayPass Tool kit for Issuers December 12 Marketing Marketing Documenation Marketing Support - Issuers Oct 09 Marketing Example Marketing support materials for PayPass Issuers Marketing Support - Merchants US English Oct 09 Marketing Example Marketing support materials for US PayPass Acquirers Marketing Support - Merchants UK English Oct 09 Marketing Example Marketing support materials for UK PayPass Acquirers Marketing Support - Merchants French Oct 09 Marketing Example Marketing support materials for French speaking PayPass Acquirers Marketing Support - Merchants Spanish Oct 09 Marketing Example Marketing support materials for Spanish speaking PayPass Acquirers Marketing Support - Merchants German Oct 09 Marketing Example Marketing support materials for German speaking PayPass Acquirers Marketing Support - Merchants Italian Oct 09 Marketing Example Marketing support materials for Italian speaking PayPass Acquirers Marketing Support - Merchants Polish Oct 09 Marketing Example Marketing support materials for Polish speaking PayPass Acquirers Layout Sheets and Resource Guide Oct 09 Marketing Contains the specifications for the layout of Issuer materials and associated resource guide 5 of 5 29 July 2013