API Gateway Digital access to meaningful banking content
|
|
- Augusta Kelley
- 6 years ago
- Views:
Transcription
1 API Gateway Digital access to meaningful banking content Unlocking The Core Jason Williams, VP Solution Architecture April
2 APIs In Banking A Shift to Openness Major shift in Banking occurring whereby Financial Institutions are using Open APIs to build next generation consumer offerings as well allowing third party developers to partner and build applications and services using the banks data. The goal is to give consumers better and more personalized information for making sound financial decisions, and drive deeper 'trusted adviser' relationships that ultimately will result in stickier customers as well as product up-sell and cross -sell. With Open APIs banks are creating opportunities to move from a transactional customer relationship to a more engaged, more valuable, and ultimately more profitable relationship. 2
3 Key Trends Influencing Open APIs Changing regulatory context accelerating industrialization. Major shift in banking business architecture to support componentization. SMBs trying to leverage simpler, more effective banking options. Pervasive digital transformation mandating improved service orientation of product offerings. Banks trying to compete or partner with fintech's to drive innovation. Open banking platforms built on service-oriented architectures. 3
4 Business Benefits of Open APIs Foster and Leverage Innovation Drive innovation by capitalizing on the composition of different APIs, both yours and third parties. Grow the Customer Base Grow the customer base by attracting customers to products and services through API ecosystems. Improve Time to Value and Market Componentize data and business logic to significantly reduce the time to build and deploy applications. Provision End-to-End Capabilities to Create New Sources of Revenue Create new revenue sources (cross-sell / upsell opportunities) for financial institutions due to the advent of API driven channels (new business channel for managing APIs).
5 FIS Enterprise Modernization Strategy Modular Solutions for Enterprise Services Enablement CORE Transactional based Account Engine providing Scalability, Agility, and Extensibility OPEN APIs Application programming interface that provides developers with programmatic access to all FIS CORES and component solutions. DIGITAL ONE Single Channel For Omnichannel Banking Robust Customization Capabilities Cross Channel Experience & Workflow control ENTERPRISE CUSTOMER A holistic, accurate view of consumer to improve sales and service; provide single solution to maintain key quality information about the consumer PRODUCT & PRICING Improved velocity to market through a single source for dynamic product definitions, based on needs assessment Broader packaging of products and services offered on disparate systems PINPOINT MARKETING ENTERPRISE ALERTS Centralized member alerting engine Member account alerting and ongoing alert triggering and channel delivery management Target messaging to members based on key life Indicators Always on messaging and campaigns that learn and pattern based on customer behavior and needs Third-party site integration (Facebook, Google, etc.) while maintaining sensitivity of PII data COLLATERAL & LIMITS Manage risk exposure across LOBs and member base Track and manage covenants and conditions 5
6 FIS Enterprise Modernization Strategy Solution Enablement via APIs SOLUTIONS Digital Bank Relationship Management Targeted Promotions Dynamic Bundling Loans House holding Rate Management PRODUCTS PRODUCT AND PRICING Voice Banking Account Alerting Internet Offers PINPOINT MARKETING ENTERPRISE CUSTOMER CORE covenants & conditions ENTERPRISE ALERTS DIGITAL ONE COLLATERAL & LIMITS 6
7 Unlocking the Core PROFILE SYSTEMATICS IBS Retail banks have owned end-to-end service delivery by tightly integrating experience, processes and products. This approach is under attack from all sides. Consumer-centric, born-digital fintech firms are competing directly for customers by providing superior user experiences, enabled by accessing application services and data across financial services providers. Traditional banks are forced to rethink their value proposition to stay relevant to consumers. OPEN BANKING APIs FIS focus on opening up traditional CORE capabilities and assets via Open APIs to deliver more innovative customer-centric solutions. Deliver APIs that banks can share data with internal developers, partners and third-parties such as fintech's. Solutions Assembly Focus on delivering experience APIs that deliver componentized business capabilities that facilitate plug-and-play operations. Allows banks to reinvent themselves as assemblers of financial management solutions, tailored to meet customer needs. Innovation & User Experience Provisioning consumable capabilities and data to partners so they can provide innovative customer-oriented offerings, such as a virtual intelligent banking assistant. Spur a multiplier effect for growing the customer base and revenue, while simultaneously reducing costs. 7
8 API Implementation Approach Establish standards for exposing APIs through an API management solution Outside facing APIs abstract the domain model and provide a mapping between semantics, protocols, security mechanisms, etc. Drive API design from the outside in, rather than inside out -- existing integration typically tends to reflect the domain model Use API management as a pass-through proxy for existing business-oriented fine grained back-end services Mediate granular APIs focused on business needs to coarse services as appropriate Design business APIs based on real consumer needs Without concern for technology platform and core capabilities Abstract complex message-centric processing Should be concise and simple to consume Establish API governance and lifecycle management strategies Respect the interface and refactor implementations as technologies and back-end topologies evolve 8
9 Open API Process and Timeline Initial Exploration Partner/internal apps with limited core system integration. Platform Selection & Expansion APIs providing commoditized services. Moderate core system integration. Low development effort. API management platform Tactical API gateway built on implemented. existing technology stack. Basic API portal Utilization of multiple API established. management vendor Business-prioritized capabilities. systems/use cases exposed Core Process Transformation API-based scalable service model. High level of core system integration. Full-Fledged Open APIs Fully functional API marketplace established as a new banking channel. API development for selfserve IT. Time to market for app development reduces significantly Highly dynamic and personalized architecture. Legacy processes Run like a product: Automated transformed. customer-centric ecosystem. API ecosystem with metering and monetization. Organic services and architecture enabled by loosely Elastic back-end coupled components. architecture. Collaborative community management portal for 2018 partners2017 and developers. 9
10 FIS API Gateway 10
11 APIs Are Key for Banks to Compete Enabling Banks to Deliver what Customers Need Businesses Micro-Services Direct Consumers Developers (Internal & 3rd Party) have easy access to banking data and services which can then be passed along into their value chain. Banks offer new apps to their customers and launch new services faster, cheaper, and securely while retaining data control. APIs Customers benefit from new services faster and across any channel 11
12 FIS API Gateway built on WSO2 Proven platform for delivering agility at scale & Industry leader largest API cloud platform and private cloud provider. 4.6 Billion txns processed daily, 125,000 peek requests per second. FIS has selected WSO2 as the foundation for the API Gateway to help us deliver a central access point for FIS to expose and manage all FIS solutions via APIs, such that customers can easily integrate to any FIS product and leverage FIS solutions across any digital channel that banks and fintech's see fit. Proven platform for building innovation ecosystems Intelligent API platform enables the API value chain Reduce on-boarding time of banking & payment solutions Reduce time to market for our clients by simplifying the on-boarding of Banks, fintech's, merchants, retailers, ecommerce players through interoperable APIs. Bring innovation with emerging technologies Commitment to innovation such as IoT and Blockchain based distribution ledgers 12
13 API Management Essentials API lifecycle management platform to unlock this opportunity for our FI s Security Transformation Global Deployment Monetization Reporting and Monitoring Traffic Management API Gateway Mobile Optimization API Documentation Partner Customization Developer Authentication Versioning Onboarding 13
14 The FIS API Gateway DIGITAL PAYMENTS POS Payment Mobile Money P2P epayments Virtual Prepaid The Value Proposition to Our Clients BANKING Cores (Systematics, IBS, Profile) Mobile Banking matm Cash Remote Deposit Mobile Bill pay Card Production NETWORKS BANK GATEWAY or FIS GATEWAY Allows banks to expose data and services and Co-pete vs. Compete with new digital competition PAYMENTS FIS API GATEWAY Inserts FIS into Banks value chain LOYALTY SERVICES PSD2 Deposits Lending Networks Real Time Mobile Merchant Rewards In Store Pickup Financial Services Rewards Merchant Rewards INTELLIGENCE Pinpoint Marketing Customer Segmentation Pricing Optimization Campaign Management Risk Mitigation 14
15 FIS API Gateway Overview of Capabilities Developer Services API Team Developer Portal Docs & Modeling API Explorer Monetization Analytics Services Developer Metrics Ops Analytics App Performance App Usage API Services Backend API Management BaaS Security API Extensions 15
16 FIS API Gateway Demo 16
17 API Gateway Demo 17
18 API Gateway Proof of Value 18
19 2017 FIS and/or its subsidiaries. All Rights Reserved. FIS confidential and proprietary information.
WHITE PAPER. Revenue Opportunities Created by Open APIs
Revenue Opportunities Created by Open APIs Financial service providers must embrace modern technologies and leverage data held in their systems to secure their long-term futures. Open Banking initiatives,
More informationWHITE PAPER. REVENUE OPPORTUNITIES CREATED BY OPEN APIs. Venkataraman Durghados IBS Open APIs Solution Architect
REVENUE OPPORTUNITIES CREATED BY OPEN APIs Venkataraman Durghados IBS Open APIs Solution Architect Financial service providers must embrace new technologies and leverage data held in their systems to secure
More informationBusiness Capability Accelerators
Business Capability Accelerators Core Componentization Marvin Foest & Guy Hammon, FIS VPs Solution Architecture April 2017 The Financial Services Industry Regulatory Change $295 BILLION will be squeezed
More informationFINACLE SERVICES: API MANAGEMENT USING CA API GATEWAY
FINACLE SERVICES: API MANAGEMENT USING CA API GATEWAY Executive Summary Banks embarking on a digital transformation in today s connected world need to thrive, compete and evolve. To accelerate this transformation,
More informationAn Enterprise Architect s Guide to API Integration for ESB and SOA
An Enterprise Architect s Guide to API Integration for ESB and SOA The New Digital Imperative While some are still adjusting to the idea, you re well aware that we re living in an application economy.
More informationSecure information access is critical & more complex than ever
WHITE PAPER Purpose-built Cloud Platform for Enabling Identity-centric and Internet of Things Solutions Connecting people, systems and things across the extended digital business ecosystem. Secure information
More informationTOTAL PAYMENTS PAYMENTS-AS-A-SERVICE SOLUTION FOR US FINANCIAL INSTITUTIONS
TOTAL PAYMENTS PAYMENTS-AS-A-SERVICE SOLUTION FOR US FINANCIAL INSTITUTIONS 2 FINASTRA Brochure INTRODUCTION The Payments Landscape is Experiencing Rapid Change New customer demands and competitive pressures
More informationAgile Monetization for smart business
Agile Monetization for smart business Helping you unlock new revenue streams through agile monetization. James Messer, Founder & CEO Edward Popow, Principal IOT & OTT Platforms Mark Mortensen, Research
More informationCA API Management. Solvit Networks Powering the building blocks of digital transformation CA. ALL RIGHTS RESERVED.
CA API Management Powering the building blocks of digital transformation Solvit Networks 1.11.2107 1 2016 CA. ALL RIGHTS RESERVED. DIGITAL TRANSFORMATION INTRODUCING CA API MANAGEMENT Who needs API Management?
More informationPayments Transformation The Time to Act is Now Oracle Open World 2018
Payments Transformation The Time to Act is Now Oracle Open World 2018 Ramanathan (Ram) Arunachalam Product Development Head Oracle Financial Services Multi-Dimensional Forces Leading to Deep Structural
More informationHow APIs Fast-Track IoT Opportunities Across Industries
How APIs Fast-Track IoT Opportunities Across Industries Assessing the IoT Opportunity The combination of ubiquitous connected mobile devices and Moore s Law has created an enormous market opportunity to
More informationThe Digital Maturity Model & Metrics Accelerating Digital Transformation
White Paper The Digital Maturity Model & Metrics Accelerating Digital Transformation Prepared by Sandra O'Boyle Senior Analyst, Heavy Reading www.heavyreading.com on behalf of www.huawei.com October 2016
More informationDELIVERING SEAMLESS BANKING ANYWHERE, ANYTIME
DELIVERING SEAMLESS BANKING ANYWHERE, ANYTIME Reimagine your banking experience Mobility is at the center of the IoT trends driving a connected consumer, with a relentless focus on enhancing the digital
More informationCOMARCH HOW TELECOMS CAN ADJUST TO THE REALITY OF THE DIGITAL ERA
COMARCH HOW TELECOMS CAN ADJUST TO THE REALITY OF THE DIGITAL ERA As networks become more complex, new technologies are necessary as an add-on to the legacy infrastructure in order to provide service continuity.
More informationCloud Customer Architecture for API Management.
Cloud Customer Architecture for API Management http://www.cloud-council.org/deliverables/cloud-customer-architecture-for-api-management.htm Webinar April 4, 2017 The Cloud Standards Customer Council THE
More informationPSD2: An Open Banking Catalyst
PSD2: An Open Banking Catalyst Leverage Open APIs to unlock new business opportunities It is short-sighted to treat the European Union s second Payment Services Directive (PSD2) and other European regulations
More informationWHITE PAPER. Payments organizations can leverage APIs to monetize their data and services. Abstract
WHITE PAPER Payments organizations can leverage APIs to monetize their data and services Abstract Open banking initiatives such as the revised directive on payment services (PSD2), emergence of fintechs,
More informationCapability Checklist for an Enterprise Customer Data Platform
Capability Checklist for an Enterprise Customer Data Platform The data explosion has created many opportunities to adapt your business to meet the needs of your customers. A few big players, such as Amazon,
More informationFinacle Omnichannel Hub. Unified Digital Engagement Solution
Finacle Omnichannel Hub Unified Digital Engagement Solution Finacle Omnichannel Hub Reimagine banking with a seamless cross-channel experience Today banks are dealing with the most connected, aware and
More informationDIGITAL CASE STUDIES
DIGITAL CASE STUDIES 1 Digital Banking with an Internet-Only Bank Digital banking is at a tipping point, our clients are looking for support to create new digitally disruptive services while complying
More informationDIGITAL BSS CORE Solution Overview
DIGITAL BSS CORE Solution Overview Open & Intelligent Foundation for Monetization of the Digital Era Qvantel Digital BSS Core Open and Intelligent for the Monetization Needs of the Digital Era Qvantel
More informationAepona Agile Service Enablement Creating services for business transformation
Aepona Agile Service Enablement Creating services for business transformation Aepona Agile Service Enablement (ASE), provides a simple to use, highly flexible and powerful service creation, orchestration
More informationFostering Business Consumption With Automation & Orchestration Of IT Services. Antoine Acklin Head of Consulting, Australia & New Zealand
Fostering Business Consumption With Automation & Orchestration Of IT Services Antoine Acklin Head of Consulting, Australia & New Zealand 1 IT AS A SERVICE 62% 70% BUSINESS LEADERS IT LEADERS Business leaders
More informationloyalty points Smartphone PINpad portal of fers secure terminal Android windows receipt business banking customer experience
tance ner ce ation m a voucher transactions Windows d payments eckout customer receipt credit shop M-invoicing Tablet io S mpos inno BlackBer ry seamless NF C ios receipt business banking loyalty points
More informationDeliver a Private Cloud Middleware Platform or Public Cloud Platform as a Service
Deliver a Private Cloud Middleware Platform or Public Cloud Platform as a Service Paul Fremantle, Co-founder and CTO Chris Haddad, Vice President Technology Evangelism Chris Haddad Your Presenters WSO2
More informationIntegrated Social and Enterprise Data = Enhanced Analytics
ORACLE WHITE PAPER, DECEMBER 2013 THE VALUE OF SOCIAL DATA Integrated Social and Enterprise Data = Enhanced Analytics #SocData CONTENTS Executive Summary 3 The Value of Enterprise-Specific Social Data
More informationDisrupt or be disrupted
Disrupt or be disrupted Using secure APIs to drive digital transformation 2019 Rogue Wave Software, Inc. All Rights Reserved. 1 Presenter Olaf van Gorp Akana Platform Senior Specialist olaf.van.gorp@roguewave.com
More informationOur Emerging Offerings Differentiators In-focus
Our Emerging Offerings Differentiators In-focus Agenda 1 Dotbits 2 Dotbits@US ; Dotbits@India 3 Differentiators and Key Trends 4 Solutions and Service Offerings 5 Representative Experiences Page 2 Dotbits
More informationUnderstanding Your Enterprise API Requirements
Understanding Your Enterprise Requirements Part 2: The 3 management platforms which architecture model fits your business? Strategically choosing the right management architecture model will ensure your
More informationTAS CASHLESS 3.0 FOCUS ON. The absolute framework for electronic payment management. CASHLESS 3.0: the ultimate. payment experience
TAS CASHLESS 3.0 The absolute framework for electronic payment management CASHLESS 3.0: the ultimate payment experience CASHLESS 3.0 is TAS innovative processing platform that enables financial institutions,
More informationLeveraging Technology to Enhance and Futureproof OSS & BSS. Gnanapriya Chidambaranathan, AVP, Infosys
Leveraging Technology to Enhance and Futureproof OSS & BSS Gnanapriya Chidambaranathan, AVP, Infosys CSPs face a barrage of challenges Changing Customer Needs Consolidation, M&A, Partnerships Data Consumption
More informationTHE API ECONOMY WHY PUBLIC APIS ARE SO IMPORTANT AUTHORS
THE API ECONOMY WHY PUBLIC APIS ARE SO IMPORTANT AUTHORS JEAN DIEDERICH jean.diederich@wavestone.com An API is a programmable doorway that enables separate entities to talk to each other in a standardized
More informationSD-WAN AND THE OMNI-EXPERIENCE. Building customer loyalty with managed, software defined wide area networks for restaurants
SD-WAN AND THE OMNI-EXPERIENCE Building customer loyalty with managed, software defined wide area networks for restaurants Building Loyalty with the Omni-Experience Omni-Experience: Consistent guest experiences
More informationTransforming from Contact Center to Digital Engagement How Customer Engagement Must Evolve in the Digital Age
1Q 17 Transforming from Contact Center to Digital Engagement How Customer Engagement Must Evolve in the Digital Age In an increasingly digital world, business success comes not just from optimizing contact
More informationBanking and Financial Services Engage with the Emerging
Banking and Financial Services Engage with the Emerging Seizing the new digital opportunity for specialized Financial Services Driving Innovation. Forging Alliances. Propelling Momentum. Customer expectations
More informationIBM Sterling B2B Integrator
IBM Sterling B2B Integrator B2B integration software to help synchronize your extended business partner communities Highlights Enables connections to practically all of your business partners, regardless
More informationReligare & Mantra Labs. Digitizing Insurance. -A Case Studywww.mantralabs.tech
Religare & Mantra Labs Digitizing Insurance +91 991-163-7969 hello@mantralabs.tech -A Case Studywww.mantralabs.tech 01 Mantra Labs Introduction We are boutique digital InsurTech focused company with an
More informationAPI 360: The Complete API Strategy Model for the Enterprise
API 360: The Complete API Strategy Model for the Enterprise Enabling Growth With APIs Growing your enterprise is an ongoing priority. And, as the Successfully executing a digital strategy requires the
More informationSOLUTION BRIEF CA MANAGEMENT CLOUD FOR MOBILITY. Overview of CA Management Cloud for Mobility
SOLUTION BRIEF CA MANAGEMENT CLOUD FOR MOBILITY Overview of CA Management Cloud for Mobility CA Management Cloud for Mobility from CA Technologies enables companies to create and manage their mobile environments,
More informationitsmf Annual Conference 2012
itsmf Annual Conference 2012 IBM Cloud Adoption Patterns Rethink IT, Reinvent Business Mr. Alwyn Tse Technical Consultant, Software Group, IBM China/HK Ltd Rethink IT and reinvent business with IBM SmartCloud.
More informationUnlock the power of your APIs
Unlock the power of your APIs Darren Long Specialist Middleware, PaaS, APIs - Nordics dlong@redhat.com Martin Östmark Senior Solution Architect mostmark@redhat.com AGENDA 1. API Drivers - Why? 2. Role
More informationOpen Banking, PSD2 and the New API Economy
Executive Brief Open Banking, PSD2 and the New API Economy Major developments bring cloud-native data integration and API management to the forefront of the technology strategies for financial institutions
More informationMobile & Online Banking
Mobile & Online Banking Digital banking - no longer a matter of nice to have In today s world, online and mobile banking are no longer nice to have on the consumer s mind. Consumer s daily lives are seamlessly
More informationDelivering on the Promise of Digital through the Power of Collaboration
Delivering on the Promise of Digital through the Power of Collaboration Dr Andy Tiller EVP Collaboration & Innovation, TM Forum 2017 TM Forum 1 Accelerating Digital Transformation Through Collaboration
More informationReaching Customers Across Multiple Channels
Leading Provider of Cloud-Based Customer Experience Solutions Relies on Integrated, Modular WSO2 Middleware to Speed the Delivery of Services that Enhance User Engagement Businesses recognize that brand
More informationIntroduction. Powerful forces are reshaping the banking industry.
Introduction Powerful forces are reshaping the banking industry. Customer expectations, technological capabilities, regulatory requirements, demographics and economics are together creating an imperative
More informationAI and Ecosystems in Financial Services
AI and Ecosystems in Services HOWARD BUSH Principal, Banking and Capital Markets Cloud & Enterprise Azure Engineering A Banker in IT Clothing 6+ years @ Microsoft 25 year banker (IT, HR, Sales, Ops), Bank
More informationAPI Banking. The shift to open banking
API Banking The shift to open banking The shift to open banking and move towards value added services. as the platform for compliance and beyond Open banking is set to have a major impact on the financial
More informationSMARTER DIGITAL BANKING
RETAIL BANKING FUSION DIGITAL PLATFORM & FUSION DIGITAL CHANNELS SMARTER DIGITAL BANKING Banking Without Banks? In the digital age, customers need banking but they don t necessarily need banks. To stay
More informationInclusiveBankingSuite
A scalable, world-class solution bringing ultimate efficiency to community banking enabling financial inclusion around the world. Productivity of our back office has increased by around 60 percent and
More informationInvestor Meet BFS Key Growth Areas Ravi Vaidyanathan. Hexaware Technologies. All rights reserved.
Investor Meet BFS Key Growth Areas Ravi Vaidyanathan 1 Our Market Positioning Positioning Buy Side Sell Side Retail & Corp Banking Enterprise Market Differentiated domain point solutions Targeted Sub-Vertical
More informationAUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS.
AUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS. For more information, visit ncr.com, or email nav.kullar@ncr.com.
More informationCopyright 2013, Oracle and/or its affiliates. All rights reserved.
1 Oracle Fusion Middleware Next-Generation Application Platform Web Social Mobile Business Process Management Service Integration User Engagement Content Management Identity Management Business Intelligence
More informationAPI Economy - making APIs part of new business models
1 API Economy - making APIs part of new business models Andrzej Osmak - @aosmak Cloud Advisor, IBM Cloud February 2, 2017 2 Industry disruption has always been driven by technology and standardization
More informationOracle WebCenter Sites
Oracle WebCenter Sites Oracle WebCenter Sites enables organizations to deliver exceptional digital experience to customers through agility in content creation, effective visitor engagement and quick time
More informationACCENTURE HOME 2.0. Helping Communications Service Providers Capture New Opportunities in Living Services
ACCENTURE HOME 2.0 Helping Communications Service Providers Capture New Opportunities in Living Services ACCENTURE HOME 2.0: HELPING COMMUNICATIONS SERVICE PROVIDERS CAPTURE NEW OPPORTUNITIES IN LIVING
More informationTransforming Telecom BSS/OSS with MicroServices for Greater Agility
Transforming Telecom BSS/OSS with Micro for Greater Agility Kannan Ramakrishnan, Head of Product Management & Marketing, TCS HOBS Raghavan Venkatasubramanian, Chief Architect, Orchestration & Integration
More informationTHE WISE PIVOT INTO SUPPLY CHAIN X.0
THE WISE PIVOT INTO SUPPLY CHAIN X.0 PAVING THE PATH TO PROFITABILITY IN THE DIGITAL WORLD In today s digital world, it is easier than ever to get the right products to the right places at the right time
More informationNCSP Network Control and Service Platforms. Adding value and differentiation
NCSP Network Control and Service Platforms Adding value and differentiation Agility serving the customer Technology serving your business = Flexibility Technology is nowadays not more than an enabler.
More informationIoE Monetization & Management Live! 6-7 December 2017 Singapore
Wednesday 6 December 2017 IoE Monetization & Management Live! 6-7 December 2017 Singapore INTRODUCTION AND SETTING THE SCENE Building IoE Success - TM Forum s IoE Program Presenting the collaborative work
More informationShifting to Customer-Centric Product Determination and Pricing Optimization
WHITE PAPER Shifting to Customer- Product Determination and Pricing Optimization Is Traditional Segmentation Still a Competitive Advantage? Marvin W. Foest VP Retail and Commercial Banking Solution Architecture
More informationAPIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER
APIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER Introduction An essential period lies ahead for the industry in which new strategies will have to be forged, partially
More informationIncreasing Digital Banking & Payments Adoption
Increasing Digital Banking & Payments Adoption Digital Solutions Marketing Norman Marraccini April 11, 2017 A Complete Marketing Platform MARKETING CONSULTING ADOPTION PROGRAMS DIGITAL SERVICES P2P PEOPLE
More informationThe road to Payments digitization. Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas
The road to Payments digitization Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas Mobile Payments market evolution The European Mobile Payments market will almost triple by 2021. P2P and proximity
More informationExpress Wi-Fi: Building a Business Platform for Sustainable Wi-Fi. WiFi India Summit /06/2019
Express Wi-Fi: Building a Business Platform for Sustainable Wi-Fi WiFi India Summit 2019 02/06/2019 The Opportunity: Wi-Fi can complement mobile broadband for consumers and generate additional streams
More informationTrends in API Management
GUIDE SHARE EUROPE Trends in API Management Matt Roberts Technical Lead IBM API Management development matt.roberts@uk.ibm.com 2015 2013 IBM Corporation GSE Belux Trends in API Management Motivations Models
More informationDelivering engaging customer experience. Finacle Digital Engagement Suite
Delivering engaging customer experience Finacle Digital Engagement Suite 2 External Document 2018 EdgeVerve Systems Limited Opportunity in the age of the empowered customer Are you ready to take it? Digital
More informationRBC Capital Markets Financial Institutions Conference 2018
RBC Capital Markets Financial Institutions Conference 2018 Terry Dolan Vice Chairman, Chief Financial Officer Jeff von Gillern Vice Chairman, Technology and Operations Services March 6, 2018 U.S. BANCORP
More informationPRODUCT SHEET. FIS Commercial Loan Origination
PRODUCT SHEET FIS Commercial Loan Origination 2 FIS Commercial Loan Origination Digitize your Corporate and Commercial Loan Process For many organizations the commercial loan origination process represents
More informationCMO Challenges Today: How Are They Reacting?
DIGITAL MARKETING Building deeper consumer relationships through experience contextualization and personalization, analytics for insights-driven action, and digital program execution for superior ROI.
More informationContinuing the Evolution of Real-Time Payments in the U.S.
Continuing the Evolution of Real-Time Payments in the U.S. The Clearing House Real-Time Payments Initiative Adding to the growing number of real-time payments platforms in the U.S., The Clearing House
More informationWL Connected Living solutions. unlock the power. of Internet of Things. through engaging Connected Services
WL Connected Living solutions unlock the power of Internet of Things through engaging Connected Services Fast-growing adoption of IoT & M2M and increasing demand for an innovative IoT Cloud platform The
More informationBank of the future Surf on the tsunami of disruption and get ready for the new paradigm
Bank of the future Surf on the tsunami of disruption and get ready for the new paradigm Patrick Laurent Partner Technology & Enterprise Application Leader Deloitte Thibault Chollet Director Technology
More informationBlockchain Unleashed: Petrochemical Industry Impact
Blockchain Unleashed: Petrochemical Industry Impact 1 Business networks, wealth and markets Business Networks benefit from connectivity Participants are customers, suppliers, partners Cross geography &
More informationThe Composable Business
The Composable Business Ben Mann, Program Director Foundation & Integration Software July 1, 2014 Our World is Changing through Disruptive Technologies Cloud Mobile & Internet of Things Big Data Analytics
More informationCognitive IoT unlocking the data challenge
Cognitive IoT unlocking the data challenge Kim Cobb IBM Watson IoT 508-202-5470 kimberlycobb@us.ibm.com @kimberlymcobb 5/8/2016 1 1 What really is the Internet of Things? 2 sides of the coin On the one
More informationIntelligent Payment Management for Today and Tomorrow Technology Advancement to Navigate the Converging Payments Landscape
Intelligent Payment Management for Today and Tomorrow Technology Advancement to Navigate the Converging Payments Landscape Adapting to the Evolution of Payments The payments industry has evolved extensively
More informationLaura Kiama WebSphere Sales Specialist. WebSphere. WebSphere IBM Corporation
Laura Kiama Sales Specialist Overview Infrastructure ( Server) Connectivity & Integration Business Process Management It s the s power your business They directly touch your customer, giving an impression
More informationCapgemini s Open Banking Marketplace
Banking the way we do it Capgemini s Open Banking Marketplace Next Gen Banking for a Connected World Traditional banking rules are shaking up We are witnessing an exciting new era in banking and financial
More informationMANAGE THE LIFECYCLE OF EVERY DIGITAL USER
MANAGE THE LIFECYCLE OF EVERY DIGITAL USER USER LIFECYCLE MANAGEMENT The Evolution of Digital Identity TM Behind Every Digital Interaction is a User As enterprises enter the digital era, they are finding
More informationCUSTOMER DATA PLATFORM OR MARKETING AUTOMATION WHAT DO YOU REALLY NEED?
CUSTOMER DATA PLATFORM OR MARKETING AUTOMATION WHAT DO YOU REALLY NEED? DATA IS OUTPACING AUTOMATION In the mid-2000s, marketing automation evolved to help digital marketers automate repetitive tasks such
More information17 TH J A N U A R Y. Future of Banking. Emerging trends and Archetypes
17 TH J A N U A R Y Future of Banking Emerging trends and Archetypes F U T U R E O F F S I Numerous emerging forces are shaping the future of Banking Open, API Standards (e.g. PSD2) Heightened Expectations
More informationStriking the Balance Between Risk and Reward
Experience the commitment Striking the Balance Between Risk and Reward in payments modernization Staying competitive in financial services requires meeting everincreasing customer expectations for digital
More informationRethink IT and Reinvent Business
Rethink IT and Reinvent Business Ingo Averdunk Distinguished Engineer IBM Cloud & Smarter Infrastructure Lab Services and Support 1 The Challenge: Innovate While Managing Rapid Change Smarter Physical
More informationSaaS Digital Banking Suite
SaaS Digital Banking Suite An affordable and easy to deploy solution, hosted on a secure local cloud. Designed to service the needs of Australian Community Owned Banks and small banks, it combines world
More informationHow to enable revenue growth in the digital age
14 Turning chaos into cash How to enable revenue growth in the digital age The role that technology can play in enabling revenue growth in the digital age All commercial businesses face continuous pressures
More informationAzure IoT Suite. Secure device connectivity and management. Data ingestion and command + control. Rich dashboards and visualizations
Azure IoT Suite Secure device connectivity and management Data ingestion and command + control Rich dashboards and visualizations Business workflow integration Move beyond building blocks with pre-configured
More informationHerber de Ruijter / Head of Digital. Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century.
Herber de Ruijter / Head of Digital Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century. Digital Agenda for today Mumbai, September 20 2017 ü Market trends
More informationBanking & Capital Markets - Open Banking Executive Briefing Center, Brussels, February 8-9 th 2018
Banking & Capital Markets - Open Banking Executive Briefing Center, Brussels, February 8-9 th 2018 Joanna Molik, joanna.molik@microsoft.com Vivek Warrier vivekw@microsoft.com Co-created with customers
More informationPrepaid Management and Distribution. Voucher Management. Overview
Prepaid Management and Distribution Voucher Management Overview Contents Overview 1 TAM Positioning 2 High Level Functions 3 Voucher Life Cycle Management 4 Voucher Ordering and Distribution Management
More informationCreate Experiences. Build Customers. Drive Sales.
Create Experiences. Build Customers. Drive Sales. This page has been intentionally left blank In every market, in every minute, digital raises the bar Your customers are always connected. They know your
More informationWHITEPAPER. Art of Code-Free Blockchain Platform
WHITEPAPER Art of Code-Free Blockchain Platform! Abstract A blockchain platform for experimentation can provide enterprises the much-needed capability to test and validate blockchain use cases rapidly.
More informationEnable Business Transformation In Banking & Financial Services Organizations through Connected Devices. Arvind Radhakrishnen.
Enable Business Transformation In Banking & Financial Services Organizations through Connected Devices Arvind Radhakrishnen @arvindrkrishnen Arvind Radhakrishnen Linkedin: https://www.linkedin.com/in/arvindradhakrishnen/
More informationBRIDGE SPECIALTY SUITE
BRIDGE SPECIALTY SUITE Modern Approach For An Increasingly Complex Market www.insurity.com 866.476.2606 A modern policy administration system is more than just the system of record or repository of the
More informationAI Trends in the Financial Sector. Microsoft Future Decoded Conference 6 th November 2018 Budapest
AI Trends in the Financial Sector Microsoft Future Decoded Conference 6 th November 2018 Budapest A number of disruptive dynamics are shaping banking... Lending becoming unbundled and moving to the Point
More informationGuavus Marketing Insight Datasheet
Guavus Marketing Insight Datasheet Today s consumers are accustomed to personalized services across multiple channels. In order to lead in an increasingly competitive communication marketplace, Comunication
More informationAccelerating Financial Services Transformation
Accelerating Financial Services Transformation Kumar S. Rao Vice President & Head, Cards & Payments Tata Consultancy Services Sydney's 6th Annual Technology & Innovation the Future of Banking & Financial
More informationWhy outsourcing vital processes is your best strategy. digitalriver.com
Key Considerations for Global Ecommerce Why outsourcing vital processes is your best strategy. digitalriver.com 1 Cloud-based SaaS is the Right Choice According to industry reports from both Forrester
More informationConnected Banking Through Enhanced B2B
White Paper Connected Banking Through Enhanced B2B Sponsored by: IBM Jerry Silva October 2017 IN THIS WHITE PAPER Digital transformation is the driving force behind new initiatives in financial services
More informationStrengthen Every Link in Your Digital Supply Chain
Strengthen Every Link in Your Digital Supply Chain Axway solutions for end-to-end visibility and ecosystem engagement reinforce enterprise innovation and growth. BROCHURE In the age of immediacy, make
More information