Project Proposal For Establishment

Transcription

1 25 Project Proposal For Establishment of Pack House(On farm handling storage etc.) Installed Capacity/annum 100 MT Promoters Share Term Loan Unsecured Loan Name of the Bank Proposed Subsidy Total Project Cost 2.00 Lacs 1.00 Lacs 0.40 Lacs 1.50 Lacs 3.40 Lacs By M/s Submitted to SHM Govt. of Uttar Pradesh

2 SUBMISSION OF PROPOSALS (PHM) PACK HOUSE (On farm handling storage etc.) Unit BY PRIVATE SECTOR UNDER NHM Name of the Project M/S Pack house (On farm handling storage etc.) by Mr Type of Activity On farm handling & storage,sorting, grading, packing Preservation of Fruits, vegetables and other perishable items. 3. Objectives To provide services of Sorting, grading, packing through value addition, primary processing and storage of semifinished Fruits, vegetables and other perishable items. 4. Location of the Project with address a) General Area Kh. No. Vill. Teh. Distt. b) Category of beneficiary 5. Constitution Public Limited Company/Private Limited Company/Registered Society Association/Federation Producer Company/Proprietorship Firm Partnership concern/individual person/ Self help group(shg) 6. Management Private 7. Brief background of promoter The Company/firm/association/SHG is promoted by Directors namely Shri and shri All the directors of the company are agriculturists and have good experience. 8. Cost of Project (Rs. In Lacs) a) Land (If purchased new along with documentary proof) b) Building c) Plant & Machinery d) Contingencies e) Misc. Fixed Assets f) Working Capital margin g) Pre operative Exp. h) Other Current Assets & Securities Total (Rs. in lacs) 3.40 Own land 1.50 for construction of shed Means of Finance (Rs. In Lacs)

3 a) Promoter Share b) Bank Term Loan c) Subsidy d) Quasi Equity e) Unsecured Loan Total Rs Details of Cost of Plant & Machinery /equipment supported by quotation. 11. Details of Building construction and the cost duly certified. 12. Area of operation with special reference to Districts to be covered. 13. Availability of raw material, name of the cluster and District along with the major crops. 14. Backward Linkage with farmers with reference to either providing services or purchase of raw material. 27 Detailed list of plant & machinery/others utensils is as follows Ø- la- dk fooj.k la[;k vuqekfur /kujkf'k ¼i;s esa½ 1 Food grade barel ¼100 ltr½ Plastic crates Refractometer 1 lsv Platefarm balance Salinometer 1 lsv FWater tanks (500 ltr. cap.) Various kinds of SS knives Aluminum top table Screw type juice extractor hand operated 10 Pedestal sealing machine Submersible pump Preservatives,chemicals,colour etc. 13 Furnace diessel Mini Generator set Strip sealing/packing machine Harvestor, secatior CFB Boxes Aluminum bhagona Plastic basin Others items Zero energy cool chambers ;ksx Rs lacs (approximately) The details of estimate of working shed of 9x6 meter covering storage godown has been enclosed as annexure -1 Block Tehsil District Abundant quantity of Mango, amla, papaya, guava,& all vegetables/spices available in the district as well as in surrounding area throughout the year. at a glance the total area in district is (ha) & Total production in district is 000 MT. The promoter also itself engaged in production of fruits/vegetables as well as having good contacts with the progressive farmers of their area. The beneficiary has already its own raw materials for sorting, grading, washing & minimal processing as per the demand of market. Moreover number of other farmers willing to provide their raw materials for same purpose. 15. Forward Linkages- Analysis of domestic and export Due to the shortages of availability of primary produce as sorted, graded, washed & minimal processing for ultimate

4 markets, tie up made for sale of Produce and branding aspect. 16. No. of farmers/ orchardist to be benefited. 17. SWOT Analysis. Strength 18. Financial Analysis- IRR, NPW, cost benefit Ratio, Break even point, DER, DSER, Projected balance sheet etc. 28 use of tertiary/final processing unit for converting these produce to final finished products to be sale in local/domestic/export market. the processor have to go faraway places for procuring desired quantity to other states/places at higher rates of semi-finished produce. Thus there is ample of potential for more low preservation units in that area. Approx. 100 farmers to be benefited. There is a abundant availability of raw materials such as guava, mango,amla,papaya, vegetables, ornamental plants & spices in proposed area of district. The functional infrastructure unit is situated in fruits/vegetable growing belt and having good network of growers. Vast domestic market Weakness Low availability of adequate infrastructural facilities Lack of adequate quality control & testing methods Inefficient supply chain due to a large number of intermediaries High requirement of working capital. Seasonality of raw material Opportunity Large crop and material base offering a vast potential for agro processing activities Rising income levels and changing consumption patterns Favourable demographic profile and changing lifestyles Opening of global markets Availability of capital subsidy from NHM to start a business opportunity in local areas by converting their raw materials to value added products as per the local demands of the consumers/market. Threat Affordability and preferences of fresh food d High inventory carrying cost High packaging cost Natural Calamity. The proposed unit has a local market demand oriented basis. the unit shall be run very successfully by converting fresh ungraded fruits/vegetables to graded, washed value added produce which is directly ready to consume products. The unit has great advantage for more profitability. there is an ample scope to enhance their profitability within stipulated course of time. 19. Insurance of the fixed assets. Will Be Submitted Later if desired 20. Certificate from Pollution No need of NOC from Pollution Control Board so far. Control Department. 21. Name of the sponsoring bank The proposal has been financed by

5 along with the details of Techno-economical appraisal reports, copy of sanction letter and Detailed Project Report (DPR) as submitted to bank. 22. Certificate regarding Nonavailing of subsidy from any other Central/State Govt. Department 23. Social benefits with special reference to employment generation. a) Direct employment b) Indirect employmnt Women/S.T/S.C. employment 24. Details of the sustainability of the project with special 29 as well as self appraised by the beneficiary on the basis of local requirements. The brief detail project report about availability of raw material, utilities, miscellaneous assets, others information elaborated as DETAILS OF THE PROPOSED PROJECT Building The construction /arrangement of building for value addition shall be of about 1500 sq ft.area for working shed followed by storage and packing facilities. The anticipated expenditure is Rs lacs. Machinery A detailed list of machinery is already furnished. The anticipated expenditure is Rs lacs. Miscellaneous Assets A provision of Rs. 25,000 would take care of the needs. Preliminary & Pre-operative Expenses It is estimated that registration and establishment expenses and other pre-production expenses like trial runs etc. shall be Rs.30,000/-. Working Capital Requirement Working capital is a pre-requisite for the success of any project. However, in view of very small scale of activities and typical nature of customers, the bank would hesitate to provide post sales facilities. Major item of raw material is guava, mango, amla, papaya etc which cannot be stored for more than 2-3 days. Hence, it is assumed that the we will arrange at our own fund resources as unsecured loans from relatives/friends or bank if agree of Rs.100,000/-. Raw Material The all-important raw materials shall be sound, uniform texture, and unripe but fully grown bigger sized. Other raw materials like food grade colours and flavours and citric acid shall be required in small quantity. Similarly, polythene bags are also readily available. Miscellaneous Assets An amount of Rs. 25,000/- is provided towards working tables, weighing scale, exhaust fans and furniture. Utilities Power connection of 10 HP is sufficient. Around ltrs. of water shall be required every day. Furnace oil or kerosene consumption per day would be around Rs. 150/-. Thus, annual expenditure on utilities at 100% activity level would be Rs. 90,000/-. Enclosed as desired by SHM in the affidavit format. Yes, more than 09 Yes, approximately 30 Yes, approximately 25 Since the proposed unit has a moderate investment and there is an ample scope to enhance their profitability

6 reference to its capacity to generate income since only one time grant is admissible. 30 within stipulated course of time. The other benefits are as Large crop and material base offering a vast potential for agro processing activities Rising income levels and changing consumption patterns Favourable demographic profile and changing lifestyles Opening of global markets Availability of capital subsidy from NHM to start a business opportunity in local areas by converting their raw materials to value added products as per the local demands of the consumers/market. 25. Implementation schedule Forwarding of Application submission 15 days Site selection, bank loan formalities and commencement of minor civil work 30days Completion of civil work and placement of orders for machinery 45days Erection, installation and trial runs 15days 26. Amount of subsidy sought Rs.1.50 Lacs. Financial assistance in the form of grant is available from the Ministry of Agriculture, NHM, Govt. of India, towards expenditure on capital investment for eligible projects. Recommended & Forwarded (By DHO/DDH/PRINCIPAL) Signature of candidate Address Phone & Mobile No isd gkml dh LFkkiuk gsrq okafnr vfhkys[k%& 1- fu/kkzfjr izki ij vkosnu i=a 2- isd gkml ¼lkbt&9 6 oxz eh0½ dk LVhesV o ekufp=a 3- fu/kkzfjr izki ij uksvjkbtm 'kifk i= ewy i esa ¼0 100½A 4- l{ke izkf/kdkjh@xzke iz/kku }kjk iznrr gsf'k;r izek.k i=a 5- tehu lecu/kh vfhkys[k ¼[kljk [krksuh] fdlku cgh vkfn½ dh Nk;kizfrA 6- fu/kkzfjr izki ij lecfu/kr tuinh; vf/kdkjh dh LFkyh;@laLrqfr vk[;ka

7 Pack House (On Farm Handling & Storage) Model Project Project Highlights 31 Name and Address of Organization Location of Project Proposed Capacity [Tones /Year] Will depend on products Capacity Utilization 100% from year one Cost of project Pack House a. Civil Work Rs b. Machinery Tools Rs B.E.P. 41% Employment Generation Approx 1500 man Technology Suppliers ICAR, India/SHM, UP Marketing Own Network/ Job Work. INTRODUCTION India is among the largest producers of many agricultural products and has a great potential for food processing export. Recent years have seen impressive growth of the Indian food processing sectors in terms of R&D. Technology advancement development and application.india is a country of continental size with a population of over 1000 million out of which 350 million live in urban areas. The rising consumerism of burgeoning urban Indian middle class is reflected in the fast growing demand for processed and packaged items. Global business in processed food is valued at around Rs.16,080 billion [US$335 billion] While India contribution to the same is around Rs.1400 billion (US$30 billion). The dormant food processing industry has seen spurred growth mainly due to the change in lifestyle and changing international scenario with WTO agreements and entry of MNC's in the sector. The great Indian Consumer spends about half their disposable incomes amounting to Rs.4000 billion (US$83 billion) on food and beverages etc. The irony is that in spite of all this the India food procession industry is neither big nor vigorous. The reason is we the Indians still consume primary food mainly, with very little processing or value addition. The Value addition in India being as low as 7% whereas in China it is 25% and in Philippines 50% and United Kingdoms 90%. The scenario in India, Asia and Asia Pacific is changing rapidly, on one hand the traditional foods are being slowly replaced by newer foods in the growing urbane markets of the region. On the other hand the preparation of traditional foods is being made convenient by processing food products. This has opened new and brighter avenues for the upcoming food procession and packaging industry together with scope and avenue for new non conventional foods hitherto unknown to the elite of the region. The government of a consortium of industries or any institute Industry symbiosis must take up the task for technology forecasting and assessment as markets globalize. Manufactures have to be highly competitive in order to stay in business. Use of outdated technology can no longer make viable products. Newer entrants have never technologies thereby giving them advantage over the older and marginal players over costs of production. MARKET POTENTIAL AND STRATEGY Mathura the holy city of lord Krishna is a major tourist center in the domestic circle and enjoys a grand influx of people during the whole year. Other than this, the district also

8 has the qualification of being extensively driven by agriculture and allied businesses. To this the district has been declared a vegetable and fruit zone thereby meaning the policy maker are living no stone un-turned to bring up this aspect of agriculture/horticulture and allied agri businesses to flourish in the region. The proximity of this production centre to the main market of Delhi and Punjab makes its an ideal for the allied agri business or production processes partly or heavily depending on the agricultural produce or residues which being available in abundance are also cheap. The finished goods can easily be channeled to the nearby markets easily. A Pack House in the vicinity shall also provide employment to hundreds of youth the region together with an opportunity to become self reliant entrepreneurs. UTILITY AS PART OF SUPPLY CHAIN. A supply chain is a network of facilities and distribution options that performs the functions of procurement of materials, transformation of these materials into intermediate &finished products, and the distribution of these finished goods to customers. A pack house shall provide for the necessary link between the grower and the consumer through the retailer. In other words a effective management shall be possible by coordinating the activities of suppliers of meet the requirements of customers, involving not only time schedules but also the quality and quantity requirements. The four major decision area a pack house shall effect through its proper management are Location Production Inventory Distribution The geographic placement of production facilities, stocking points and sourcing points is the first natural step in creating a pack house. The location of facilities involves a commitment of resources to a long term plan. The second strategic decision includes what products and their allocation to various suppliers. These decisions include the construction of master production schedules, work load balancing and quality control measures at the facility. The third major area being inventory. Inventories exist at every stage of supply chain as either raw material, semi finished or finished goods. The primary purpose to buffer for any uncertainty that might exist in the supply chain. Since holding of inventories can cost between 20 To 40 percent of their value, there efficient management is critical. The distribution is what is facilitated through this pack house the most. The raw horticulture product that might have found it difficult to reach the markets in the deep and far away shall now be catered to by the grower thereby increasing in the customer service & satisfaction levels. PROCESS INVOLVED IN A PACK HOUSE Inspection Washing Sorting &Grading Processing Packing Labeling Dispatch PACK HOUSE A OVERIEW The pack house shall essentially consist of a building black where in the raw horticulture produce shall be brought in for inspection. Once laid on the inspection tables the labor shall wash, sort and grade the produce according to its quality and marked requirements. This shall be followed by necessary processing techniques that shall increase 32

9 the shelf life of the produce without changing its fresh looks. The produce than shall by packed and dispatched. (Rs. In Lacs) 1. COST PROJECT Amout ( Rs.) 1. Land & Building Machinery Tools 1.50 Total Means of Finance Amount (Rs.) 1. Own Contribution Loan to Bank (optional) Subsidy 1.50 Total 3.50 PROJECTED BALANCE SHEET AS AT 31ST MARCH (Rs. In Lacs) Year Liabilities I II III IV V Capital Bank Loans Profit & Loss A/C Subsidy Nil Nil Total Assets Fixed assets Cash & Bank Balance Total PROFITABILITY STATEMENT (Rs. In Lacs) Particulars I II III IV V Raw Material Packing Material Marketing expenses Electric expenses Interest Depreciation Cost of Production Sales Profit before Tax Income Tax Net profit Depreciation added back Increase in working capital Nil Nil Nil Nil Cash Accrual Net Cash Accruals

10 DEPRECIATION OF FIXED ASSETS (Rs. In Lacs) PARTICULARS Land & Building A.C Furniture Total Opening Balance Rate 10% 25% 10% Dep. Ist Year Closing Balance Dep. IInd Year Closing Balance Dep. IIIrd Year Closing Balance Dep. IVth Year Closing Balance Dep. Vth Year Closing Balance