JA BizTown Pretest/Posttest

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1 Write your answers on the Pretest/Posttest Answer Sheet in the Citizen Guide as instructed by your teacher SECTION 1: MULTIPLE CHOICE Circle the best answer (1 point each) 1 Which of the following best describes a community? a a system of spending, saving, and investing b a place where people live, work, trade, and share c a democracy with free enterprise d a democracy with free enterprise and philanthropy 2 Which of the following best describes a citizenship right for the individual? a Margaret had to finish her homework before she went to bed b Rachel volunteered to clean up the roadside by her school c Colin gave an unpopular speech about peer pressure d Darrion spent 15 extra minutes on his work break 3 Which of the following is a capital resource? a oil b factory c truck driver d land 4 Which of the following is the best definition of market? a a place where people find work, even if they are already working at some business b trading money for goods and services instead of using a barter system c system for exchanging goods, services, and resources between people and businesses d a physical location where businesses sell goods and services and people buy them 5 Karen took her savings and began a business to make customized scooters This best describes the economic freedom to: a buy goods and services b own property c invest in a business d choose how to work Pt-1

2 Answer questions 6-8 on the basis of the following diagram A B People Businesses C D 6 The entire diagram above represents: a the circular flow of economic activity b the flow of imports and exports c how people trade using barter in an economy d how businesses sell goods and services to people 7 A business manager would be part of which arrow? a a b b c c d d 8 A paycheck would be part of which arrow? a a b b c c d d Pt-2

3 9 Why can t people have everything they want? a They don t have enough money b Resources are limited c They have to pay taxes d They don t work hard enough 10 Jin sold 30 hot dogs for 100 each, and she had expenses of 24 What is Jin s profit? a 30 b 24 c 6 d Zero; she didn t earn a profit 11 To which career type does a teacher best demonstrate? a data b people c ideas d things 12 Which of the following is NOT an example of a public good or service? a roads and bridges b automobile insurance c police protection d city park 13 Taxes are: a required payments to government b payments for private goods and services c payments for philanthropy d payments for business operations 14 An institution developed to increase the well-being of others is called a: a market b resource c capital improvement d nonprofit organization Pt-3

4 15 Jackson got a 25 gift certificate He went to a department store and saw a book, a shirt, and a game that he wanted Each sold for 25 Jackson liked the boo k the best, then the game, and then the shirt He chose the book What is his opportunity cost? a the book b the game c the shirt d the game and the shirt 16 Gina writes checks when she buys things Last week, the bank called her about a bounced check from her account What does that mean? a She was supposed to get cash instead of writing a check b She wrote the check for an incorrect amount c She wrote the check with a date of a previous month d She didn t have enough balance in her checking account 17 Liam thinks he is ready to be an effective employee He knows it is important to arrive at work on time, dress appropriately, and treat customers with respect What type of skills has Liam worked hard to develop? a conflict resolution b soft skills c negotiation skills d interests 18 The amount an employee earns before taxes are deducted is called: a net pay b gross pay c pre-tax pay d net deposit pay 19 The person that hires one or more people, usually for a salary, is called the: a employee b entrepreneur c employer d CFO Pt-4

5 20 Which of the following is an example of an entrepreneur? a someone who designs and successfully markets a listening device b someone who sells more hamburgers than anyone else c someone who pays off his or her bank loan d someone who works in all four career types 21 The part of the paycheck that gives the employee a record of pay and payroll deductions is called the: a net pay b pay stub c register d deposit Pt-5

6 SECTION 2: FILL IN THE BLANK Fill in the appropriate blanks to complete the checkbook components (1 point for each blank) Read the following information and complete the check (3 points) On March 14, James Dunn deposited 500 into his checking account Later that day he bought a gift for his friend at Macy s He wrote a check for 375 PAY TO THE ORDER OF NON-NEGOTIABLE James Dunn March 14, Dollars Memo gift Acct# Use the information from items to complete this register (3 points) RECORD ALL CHARGES OR CREDITS THAT AFFECT YOUR ACCOUNT NUMBER DATE TRANSACTION DESCRIPTION PAYMENT/DEBIT (-) 3/14 Deposit 111 3/14 Macy s FEE (IF ANY) DEPOSIT/CREDIT (+) BALANCE Use the following information to complete the deposit ticket (3 points) received his 62 paycheck He s going to a movie tonight, so he wants to get 20 cash when he makes his deposit at the bank DEPOSIT TICKET Date March Deposits may not be available for immediate withdrawal Signature required for cash received CURRENCY CASH COIN LIST CHECKS SINGLY SUBTOTAL LESS CASH RECEIVED NET DEPOSIT Acct# Pt-6

7 Pretest/posttest Answer key Complete Sections 1 and 2 There is a second page to this test SECTION 1: MULTIPLE CHOICE Circle the best answer (1 point each) 1 a b c d 12 a b c d 2 a b c d 13 a b c d 3 a b c d 14 a b c d 4 a b c d 15 a b c d 5 a b c d 16 a b c d 6 a b c d 17 a b c d 7 a b c d 18 a b c d 8 a b c d 19 a b c d 9 a b c d 20 a b c d 10 a b c d 21 a b c d 11 a b c d Pt-7

8 Pretest/posttest Answer key SECTION 2: FILL IN THE BLANK Fill in the appropriate blanks to complete the checkbook components (1 point for each blank) Read the following information and complete the check (3 points) On March 14, James Dunn deposited 500 into his checking account Later that day he bought a gift for his friend at Macy s He wrote a check for 375 PAY TO THE ORDER OF NON-NEGOTIABLE James Dunn Macy s Three and 75/100 March 14, Dollars Memo gift Acct# James Dunn Use the information from items to complete this register (3 points) RECORD ALL CHARGES OR CREDITS THAT AFFECT YOUR ACCOUNT NUMBER DATE TRANSACTION DESCRIPTION PAYMENT/DEBIT (-) 3/14 Deposit 111 3/14 Macy s 3 75 FEE (IF ANY) DEPOSIT/CREDIT (+) BALANCE Use the following information to complete the deposit ticket (3 points) received his 62 paycheck He s going to a movie tonight, so he wants to get 20 cash when he makes his deposit at the bank DEPOSIT TICKET Date March Deposits may not be available for immediate withdrawal Signature required for cash received CURRENCY CASH COIN LIST CHECKS SINGLY SUBTOTAL LESS CASH RECEIVED NET DEPOSIT Acct# Pt-8

9 Pretest/posttest Answer sheet Complete Sections 1 and 2 There is a second page to this test SECTION 1: MULTIPLE CHOICE Circle the best answer (1 point each) 1 a b c d 12 a b c d 2 a b c d 13 a b c d 3 a b c d 14 a b c d 4 a b c d 15 a b c d 5 a b c d 16 a b c d 6 a b c d 17 a b c d 7 a b c d 18 a b c d 8 a b c d 19 a b c d 9 a b c d 20 a b c d 10 a b c d 21 a b c d 11 a b c d Pt-9

10 Pretest/posttest Answer sheet SECTION 2: FILL IN THE BLANK Fill in the appropriate blanks to complete the checkbook components (1 point for each blank) Read the following information and complete the check (3 points) On March 14, James Dunn deposited 500 into his checking account Later that day he bought a gift for his friend at Macy s He wrote a check for 375 PAY TO THE ORDER OF NON-NEGOTIABLE James Dunn March 14, Dollars Memo gift Acct# Use the information from items to complete this register (3 points) RECORD ALL CHARGES OR CREDITS THAT AFFECT YOUR ACCOUNT NUMBER DATE TRANSACTION DESCRIPTION PAYMENT/DEBIT (-) 3/14 Deposit 111 3/14 Macy s FEE (IF ANY) DEPOSIT/CREDIT (+) BALANCE Use the following information to complete the deposit ticket (3 points) received his 62 paycheck He s going to a movie tonight, so he wants to get 20 cash when he makes his deposit at the bank DEPOSIT TICKET Date March Deposits may not be available for immediate withdrawal Signature required for cash received CURRENCY CASH COIN LIST CHECKS SINGLY SUBTOTAL LESS CASH RECEIVED NET DEPOSIT Acct# Pt-10

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