QIWI PSP
QIWI in figures Established in 2004 over $14 bln. turnover in 2011 80 mln. of unique monthly users 200 000 of payment collection points 9 000 service providers Wide range of payment methods: cash, bank cards, mobile balance, social network s currency, e-wallets User friendly interfaces: self service kiosks, WEB, mobile applications, social network s applications, payment widgets, SMS-commands Headquarters in Moscow, Russia Branches in Europe, Asia, Africa and Americas. The company operates in 22 countries. 2
QIWI partners QIWI - is the most popular payment service in Russia & CIS Reliable partner for: 3
User`s Interfaces We seek to propose the most convenient payment option: More than 140 000 self service kiosks Mobile applications - Web resources Social network s applications - SMS-commands Payment widgets Via self service kiosks The most popular way to pay Via mobile phone QIWI always with you Via internet Comprehensive internet bank 4
Payment methods We know the restrictions and limitations of the card usage in Russia, that is why we are proposing all existing methods to our customers: By cash via ~ 200 000 payment collection points (including more than 140 000 self service kiosks) By credit and debit cards By social network s currency (Facebook, Vkontakte, Odnoklassniki) By using E-wallets By direct debit By mobile balance 5 By virtual cards
Possible co-operation QIWI to Banks 1. Payment collection in favour of the Bank (bank is a service provider) 2. Self Service Kiosks deployment in Bank s offices 3. Payment collection in favour of QIWI providers (Bank is an agent) 4. Trans-border payment collection 5. QIWI Wallet top up 6. Internet acquiring bank cards via QIWI Wallet 7. Cash 2 Visa Visa cards top up via QIWI SSK Bank QIWI $ 6
Payment collection in favour of QIWI providers 9 000 service providers in 22 countries of the world utilities, mobile operators, internet connection, commercial TV, money remittance, etc. branches АТМ SSK i-banking XML gateway m-banking Other services Agent s сontract with QIWI XML interaction protocol Commission to the Bank - TBD 7
QIWI Wallet QIWI Wallet is an independent payment system that provides options for users and allows payments for thousands of services and for variety of goods from a user s account, maintaining an account in electronic money. It s also possible to purchase Visa Virtual prepaid card and cards for services such as Skype, Facebook, itunes, Blizzard, etc. QIWI Wallet provides our partners with great option for loyalty program utilization. It allows measuring user activity as well as managing it. QIWI Wallet is: 30 mln. registered users 6,0 mln. active users 200-250 thousand transactions per day 3 000 service providers More than 700 internet shops Turnover in 2010 was over $ 882 260 Growth rate is more than 128% a year 8
QIWI Wallet Payment opportunities QIWI Wallet account Cash payment via QIWI Self Service Kiosks Mobile balance (applicable for Russian users) Bank cards, tied to user sqiwi Wallet account E-currency in social networks Payment interfaces WEB Cell phones (iphone, Java, Windows Mobile, Android, BlackBerry) Self Service Kiosks QIWI Social networks 9
QIWI Wallet top up branches АТМ SSK i-banking XML gateway m-banking Contract to be signed XML interaction protocol Commission TBD 10
Internet acquiring of QIWI Wallet QIWI Wallet provides to opportunity to purchase goods in internet with bank cards. User just need to register his bank card in QIWI Wallet. It s as easy as 1-2-3! 9000 service provisers 700 Internet shops Money remittance systems Banks Promote service to your customers: Incoming Interchange Increase of turnover Increase of balance Р2Р transfers 11
Cooperation with VISA Issuer of QIWI Visa Virtual A new card every 20 seconds Average amount - $30 Total number of issued cards more than 1 000 000 per year Process of purchase two minutes through any QIWI interface, user receives card s data via SMS Issuer of QIWI Visa Plastic Issuer of QIWI Visa Cards Visa Money Transfer We are proud to receive certificate from Visa for the world first online Visa money transfer QIWI Bank is in the holding s structure 12
Cash2Visa (Visa Money Transfer) Cash2Visa cash transfers to VISA cards via QIWI SSK! 140 000 SSK QIWI in 22 countries of the world Only card number is needed Active for Visa cards in Russia and CIS Service is also accessible via QIWI Wallet WEB interface Promote service to your customers: Easy and convenient credit card top up Fast money assignment 13
Complex integration of Banks automatic billing system with Payment Service QIWI 9 000 service providers SSK QIWI 25 models Total amount is over 140 000 branches АТМ Bank s ABS XML gateway QIWI POS-terminals Mobile applications SSK Windows и Linux applications Reports i-banking QIWI Wallet XML-gateway m-banking ATM Software for payment collection via cash registers 14 3 450 Service providers 700 Internet shops Money remittance systems Banks
Complex integration of Banks automatic billing system with Payment Service QIWI Processing of banks SSK along with agents SSK who are existent bank clients Efficient credit repayments Internet acquiring. Service for customers of the bank Payment collection in favour of QIWI service providers 15
List of some partnering banks 16
Specifications to the banks 1. Transit accounts (it is not necessary, but extremely desirable) 2. On-line statement of receipt of funds to the OSMP account. 3. Rigid timeline restrictions on distribution of payments between bank branches and central office and the depositing of funds by agents. A maximum is 15 minutes. 4. Sophisticated electronic banking system. 5. Auto transfer - automated transfer of funds from agent s account to QIWI account. 6. Final account statement for QIWI account should be provided not later than 10:00 a.m. on the following operational day and should be certified with the digital signature. 17
Advertising on terminals One of the major media channels in Russia A tool for solving a variety of marketing objectives via wide range of advertising opportunities and interactive mechanics; 11 commercial platforms in the interface of more than 140 000 QIWI SSK in 22 countries; Contact with more than 100 000 000 of people every month in QIWI s countries of precence in CIS, SEA, Africa, Latin America, Europe and all over Russia; Targeting by geography and payment parameters. CTR > 4% 18
Security There is a big issue that the use of credit or debit cards for online purchases is not considered safe: banking fraud increased 132% just in 2009 We use variance of Internal fraud protection systems: limits blacklists timing notification/confirmation by SMS/voice CVV/CVC, 3-D Secure It is safe to pay with QIWI! 19
QIWI PSP Looking for reliable PSP in Russia, CIS and many other directions? QIWI is your solution 20
Your team at QIWI E-mail: psp@qiwi.com world@qiwi.ru Yuri Demidovich Senior vice-president business development QIWI Bank E-mail: demidovich@1pb.ru Andrey Novikov Vice president international business development QIWI E-mail: a.novikov@qiwi.ru 21
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