Time and material reports can be difficult to understand. Basically each item that is to be repaired or remodeled is listed. The costs of the material and the labor costs to install or removal of that item are listed separately. These items and costs are done room by room and aspects of interior or exterior are in there own category. The total costs are shown under each category and the grand total is shown at the end of the report. The more extensive the report - the amount of money increases. To get the full benefits with this type of report it should be written by a company with extensive construction and remodeling experience. It is necessary to compose this report in a professional manner so that is easily understood. The insurance company will make financial decisions on the bases of this report. The insurance company needs to understand the exact costs and where they located so they can provide the appropriate money. The costs involved must be indexed pricing pertaining to the area involved. There will be discussions with your insurance company for the amount of items that need to be replaced and the extent of these items. This is a very important aspect of getting the most money for you and your home. This needs to be handled in a professional manner by the company that represents you and your money. The following report that you are about to view was an actual claim. Before this report was written, the homeowner was offered seven thousand dollars by their insurance company to repair their home. As you view this report watch how the costs add up.
Inspections and Permits Inspection, site evaluation Building Permits charge Meeting with Insurance adjuster at job site 400.00 150.00 250.00 TOTAL Inspectors and Permits 800.00 Family Room: 19ft x 11ft 4" x 8ft H Closet: 4ft x 3ft x 8ft H Protect and seal off construction area, from start to final completion 270.00 270.00 Ceiling tile removal, 24" x 24" 219 SF 147.83 147.83 Ceiling tile removal, glued 219 SF 131.40 131.40 Remove wood tongue & groove ceiling 219 SF 170.82 170.82 Insulation batt removal 595 SF 107.10 107.10 Carpet removal 215.3 SF 93.66 93.66 Carpet stair removal 5 Each 48.75 48.75 T&G wood paneling wall tear-out 330 SF 158.40 158.40 Baseboard removal 60 LF 18.90 18.90 Door & window molding removal 2 LF 0.99 0.99 Interior single door removal 2 Each 39.00 39.00 48" fluorescent fixture removal 1 Each 29.70 29.70 Small ceiling fixture removal 2 Each 30.00 30.00 Remove Romex wiring ceiling 70 LF 61.95 61.95 Vinyl siding removal stairway 5 x 6 walls & ceiling 110 SF 51.15 51.15 Plaster & gypsum lath tear-out 325 SF 234.00 234.00 TOTAL 1,593.65 1,593.65
Doors and Trim 30" x 6-8 6 panel interior door 2 Each 567.00 201.00 768.00 Electrical Install electrical lines 3 Each 72.00 405.00 477.00 Florescent fixture, 4'-0" (2 tube) @ $40 2 Each 171.00 255.00 426.00 Recessed fixture 2 Each 138.00 270.00 408.00 Phone and antenna moving and reinstallation 43.50 225.00 268.50 TOTAL Electrical 424.50 1,155.00 1,579.50 Insulation Kraftback one face R-11 3-1/2 insulation 380 SF 228.00 114.00 342.00 Kraftback one face R-10 6-1/4 insulation 219 SF 197.10 65.70 262.80 Insulation total 425.10 179.70 604.80 Interior Walls Knotty pine, v-joint paneling 410 SF 1,697.40 565.80 2,263.20 5/8" Fire code drywall closet 40 SF 16.80 37.80 54.60 Plywood paneling closet @16.00 96 SF 87.84 83.52 171.36 1/2" drywall nailed, stairway 110 SF 34.65 74.25 108.90 Install vinyl siding 110 SF 67.65 95.70 163.35 TOTAL Interior Walls 1,904.34 857.07 2,761.41 Ceiling Covering Gypsum drywall remodeling up to 300 SF 0.00 1,012.50 1,012.50 plus for 1/2" drywall add 215.3 SF 74.28 403.70 477.98 24" x 24".70 grid system ceiling 215.3 SF 458.60 403.70 862.30 TOTAL Ceiling Covering 532.88 1,819.90 2,352.78
Trim moldings 3-1/4" base trim 70.7 LF 120.90 59.39 180.29 Pine shoe mold 70.7 LF 37.13 41.36 78.49 Trim existing door, Solid 3-0 x 6-8 4 Each 84.00 96.00 180.00 TOTAL Trim moldings 242.03 196.75 438.78 Floor Covering Interior carpeting with R30 padding@ $42/yd 215.3 SF 2,292.95 532.88 2,825.83 Painting Clean & disinfect inside walls for mold 928 SF 180.96 626.40 807.36 Stain door trim 1 coat 2 Each 2.70 9.00 11.70 Stain interior door 1 coat 2 Each 3.78 50.22 54.00 Paint wood ceiling, prime and 1 coat 380 SF 62.70 313.50 376.20 TOTAL Painting 250.14 999.12 1,249.26 Family Room 6,638.94 7,935.57 15,075.51 Recreation Room: 19ft x 9ft x 7ft 6"H Clean and store contents 699.00 699.00 Porch ceiling removal 190 SF 350.55 350.55 Wood siding, door, and window trim wall removal 100 SF 48.00 48.00 Vinyl siding removal 95 SF 44.18 44.18 Exterior wall removal 19 LF 350.55 350.55 Carpet removal 171.0 SF 74.39 74.39 2 x6 floor joists & underlayment removal 171.0 SF 243.68 243.68 Insulation batt removal 100 SF 18.00 18.00 Break up unreinforced slab 225 SF 1,383.75 1,383.75 TOTAL 3,212.10 3,212.10
Excavation Excavate dirt, gravel or topsoil 38 CF 869.25 869.25 Concrete 48" deep footing, ADD per LF 19 LF 266.76 427.50 694.26 4" exterior concrete slab 225 SF 604.13 1,434.38 2,038.51 Concrete 870.89 1,861.88 2,732.77 Floor Framing Install floor joists over footings 171 SF 225.72 577.13 802.85 T & G 3/4" subfloor 171 SF 238.55 218.03 456.58 TOTAL Floor Framing 464.27 795.16 1,259.43 Wall Framing Install aluminum framed wall, with 2 windows & aluminum doorwall 160 SF 3,000.00 996.00 3,996.00 Roofing, Flashing Metal roof 2,248.50 2,247.00 4,495.50 Sidings 1/2 x 6 beveled wood siding, window & door trim 100 SF 429.00 183.00 612.00 8" smooth vinyl siding 95 SF 92.63 220.88 313.51 TOTAL Sidings 521.63 403.88 925.51 Insulation Kraftback one face R-11 3-1/2 insulation 100 SF 60.00 30.00 90.00 Floor Covering Interior carpeting @ $15/yd 171.0 SF 564.30 320.63 884.93 Painting Disinfect inside walls for mold 100 SF 19.50 67.50 87.00 Paint siding, Prime and 2 coats 100 SF 24.00 100.50 124.50 TOTAL Painting 43.50 168.00 211.50 Recreation Room 7,773.09 10,903.90 18,676.99
Roofing Base: 22ft x 13ft 6" Garage roof intersection: 9ft x 4ft Vinyl siding removal 16x4 south, 9x3 north, 18x2 west, 7x5 north 162 SF 182.25 182.25 Aluminum flashing removal 50 LF 29.25 29.25 TOTAL 211.50 211.50 Roofing, Flashing Asphalt roof shingles 65 SF 46.80 85.80 132.60 Roll roof tear-off up to 8 in 12 slope 333 SF 314.69 314.69 Bitumen roof 900.00 900.00 Bitumen roof PLUS per SF 333.0 SF 364.64 1,223.78 1,588.42 Flash shed roof with aluminum 50 LF 99.00 165.00 264.00 Roof vent 1 Each 28.50 22.50 51.00 Aluminum flashing on wood sheathing 12 LF 39.60 72.00 111.60 TOTAL Roofing, Flashing 578.54 2,783.77 3,362.31 Sidings 5" Dutchlap vinyl siding 162 SF 36.45 199.26 235.71 Roofing 614.99 3,194.53 3,809.52 Porch Porch ceiling & trim removal Remove damaged structural wood 95 SF 391.88 391.88 Roof Framing Brace porch ceiling, install 2" x 8" ceiling joists, 25 SF 84.38 853.13 937.51 Exterior Trim Aluminum fascia 36 LF 104.22 472.50 576.72 Aluminum soffitt and ceiling 12 LF 26.46 220.50 246.96 Wrap trim, aluminum
12.00 292.50 304.50 TOTAL Exterior Trim 142.68 985.50 1,128.18 Porch 227.06 2,230.51 2,457.57 Clean-up Debris Removal, hauling and dumping Maid service; Complete cleaning of area remodeled, including windows 412.50 737.10 1,149.60 270.00 270.00 TOTAL Clean-up 412.50 1,007.10 1,419.60 *** Grand Total 15,666.58 25,271.61 41,439.19 This report is very important for all parties involved. After you receive your money you can make better decisions. You can choose your own contractor, or do some of the work yourself. At all times you know how your money should be spent.. Thank you for taking the time to view this report.