Comprehensive Solutions For Your Payment Needs
5th largest U.S. commercial bank U.S. Bancorp only bank in the U.S. named to Bloomberg Markets list of World s Strongest Banks Bloomberg Markets, 2014 Most Admired Superregional Bank four years in a row! Fortune, 2011, 2012, 2013, 2014 U.S. Bank named to Forbes magazine s Most Reputable Companies list Forbes, 2012, 2013, 2014 U.S. Bank among the top three banks in customer service and 36th for service among 235 companies representing 19 industries Temkin Group, October 2013 U.S. Bank #1 most trusted company for retail banking for the 7th time Ponemon Institute, 2013 U.S. Bank again ranked one of the World s Safest Banks Global Finance, 2012, 2013, 2014 U.S. Bank named one of the Best Banks in America Money Magazine, 2012, 2013, 2014 2 Comprehensive Solutions
Overview Whatever your payment needs, U.S. Bank has a solution to fit your organization. U.S. Bank helped pioneer electronic payment products more than 25 years ago and still leads the way today. U.S. Bank representatives have in-depth experience in many different industries so they can tailor a payment solution to fit most of your organization s purchasing requirements. With U.S. Bank, your organization can discover how to drive out costs, improve oversight and control, and optimize cash flow all while meeting your unique industry requirements. Drive down costs by enabling your organization to do more with fewer resources. Payments are automated, leading to less manual intervention and fewer mistakes. Improve oversight and control by gaining unprecedented visibility into its payment history. Better manage employee spend, audit overall payment activity and identify misuse and fraud. Optimize cash flow by leveraging payment terms and maximizing supplier discounts. At U.S. Bank, we recognize that every organization s payment situations are unique which dictates the need for a variety of payment products. We have the products and industry know-how to help your organization optimize its payment program. Our array of payment solutions include a broad spectrum of payables, travel, transportation, fuel and healthcare solutions. 3 Comprehensive Solutions
Payables Solutions U.S. Bank has the right solutions to help your organization boost operational efficiencies, streamline processes, control expenses and maximize short term cash when you pay vendors, suppliers and other business partners. These options support your needs for payment timing, tracking and security. Commercial Cards The U.S. Bank Purchasing Card, U.S. Bank One Card and U.S. Bank Managed Spend Card streamline the purchasing process and empower your supply chain management strategies. U.S. Bank Purchasing Card Helps reduce the costs associated with processing requisitions, purchase orders and check requests. Streamlines every step in the procure-to-pay process offering a cost-saving alternative to initiating a purchase request. U.S. Bank One Card Offers remarkable payment versatility for everything from major purchases to travel necessities combining the flexibility of a corporate travel card with the convenience of a purchasing card. U.S. Bank Managed Spend Card Supports a variety of budgetary expenditures such as office moves, employee relocation or special projects, providing your organization an efficient way to manage outlying expenses that fall beyond the scope of traditional purchasing or corporate travel card programs. Virtual Card Payment U.S. Bank offers cardless e-payment technology that extends the value of your traditional commercial card program. U.S. Bank Payment Plus Electronically generates credit card numbers to pay for transactions that require greater oversight and control. Payment Plus provides a highly secure, cost-effective way to make precise payments to suppliers and vendors. As part of your commercial card program, Payment Plus increases payment visibility and control while improving working capital. SAP Consolidated Payables Link for U.S. Bank Create a single payables file within your SAP system and transmit to U.S. Bank for processing, eliminating the need to develop separate file formats and custom interfaces between your ERP and bank. 4 Comprehensive Solutions
Travel Solutions Travel expenses remain one of the largest variable expense categories for many organizations. U.S. Bank Travel Solutions provide unprecedented insight over and visibility into your organization s overall business travel expenses. Our full range of travel solutions from efficient corporate travel cards to event planner cards to robust electronic expense reporting work together to provide you an end-to-end expense management system that puts the control in your hands, while providing cardholders with exceptional benefits and service. Corporate Travel Cards U.S. Bank Corporate Travel Card Provides a comprehensive, simplified means to monitor and control travel expenses. The U.S. Bank Corporate Travel Card program is flexible, offering comprehensive global acceptance, multiple European currencies and languages, and EMV chip card capabilities. U.S. Bank Executive Card / U.S. Bank Executive Platinum Card Offers enhanced benefits beyond our corporate travel card and provides your organization s executives with an affluent array of premium benefits and travel services. U.S. Bank Event Planner Card Offers organizations greater control, management and oversight of meeting and event expenses. More complete and consolidated vendor information enables meeting planners to negotiate better contracts and achieve greater cost savings. U.S. Bank FlexPerks Corporate Rewards FlexPerks Corporate Rewards is an optional addition to the benefits of the U.S. Bank Corporate Travel, Executive and One Card programs. Whether you need to incent valuable employees or save your organization money, FlexPerks Corporate Rewards can be tailored for a wide range of organization types, sizes and needs. Cardholders earn 1 FlexPoint per $1 spent, which can be redeemed for travel, merchandise, gift cards and more. Account Management U.S. Bank Access Online Provides organizations with real-time access to their purchasing, one and corporate travel card programs anywhere, anytime, within a secured environment. This powerful proprietary system leverages our experience with public and private sector organizations to simplify the management and reporting of all their card programs with a single, easy-to-use tool. U.S. Bank Payment Analytics Enhances auditing practices by looking beyond traditional card controls, such as cardholder spending limits and merchant category code restrictions, to provide 100% purchasing, one and corporate travel card transaction monitoring. Using customizable rule templates, organizations can automatically review all card transactions and flag suspected card misuse and outof-policy spending. U.S. Bank Expense Management Delivers enhanced visibility and elevates travel expense management to the next level. U.S. Bank Expense Management is a suite of data, card management, reporting and analytic services that provide organizations with visibility into card program spending and information to help control and manage expenses. 5 Comprehensive Solutions
Transportation Solutions U.S. Bank offers a full-range of integrated transportation solutions tailored to meet your organization s freight, fleet and business aviation payment and financing needs. With built-in controls and collaboration, our advanced tools are designed to help you reduce costs, streamline operations, improve efficiencies and mitigate risk. U.S. Bank Freight Payment Discover how it pays to let U.S. Bank Freight Payment the pioneer in electronic freight payment make your freight audit and payment processing a strategic advantage in your supply chain. U.S. Bank is one of the largest and most experienced global freight payment companies today, offering benefits that are unparalleled in the industry. U.S. Bank Freight Payment s collaborative environment automates the entire freight payment process for both the shipper and the carrier. From invoicing, audit and payment to allowing shippers and carriers to resolve discrepancies in real time, U.S. Bank Freight Payment process billions of dollars in payments each year. With flexible business rules and 100% pre-payment audits, the web-based application allows users to customize the tool to meet diverse needs, yet still maintain visibility and control across the entire organization. U.S. Bank also offers unique financing options to help shippers and carriers maximize working capital. 6 Comprehensive Solutions
U.S. Bank Voyager Fleet Cards Our Voyager Fleet Cards help organizations manage their fuel and maintenance expenses more cost effectively. Our rich data and advanced reporting tools tie into your existing systems and help your organization eliminate inefficiencies. With an array of fuel, maintenance and service solutions available for fleets of all sizes and vehicles, the needs of both drivers and fleet managers are easily met. Drivers have the convenience of an easy-to-use card with nationwide acceptance while fleet managers get the peace of mind that comes from the robust controls embedded into every transaction. Plus, access to information is never far away with Fleet Commander Online and our 24/7, award-winning* customer service. The Voyager Network is owned and operated by U.S. Bank and is specifically designed to serve the needs of fleets from automobiles to light- and heavy-duty trucks. Voyager Fleet Cards are accepted at more than 230,000 locations in all 50 states and Puerto Rico. U.S. Bank Multi Service Aviation Card The U.S. Bank Multi Service Aviation Card provides an exceptional payment option for aviation fuel and related services. It offers customers customized billing, Internet-based spend controls, account management and control features, access to fuel discounts and more. The Multi Service Aviation Network reaches around the world, simplifying your flight plans with acceptance everywhere you fly. * U.S. Bank s Call Center in Overland Park, Kansas, finished among the Top 50 in BenchmarkPortal s 2015 Top 100 Call Center competition. 7 Comprehensive Solutions
Healthcare Solutions An outgrowth of U.S. Bank s longstanding commitment to the healthcare community, U.S. Bank Healthcare Payment Solutions delivers innovative products that decrease costs, improve efficiency and provide flexible financial options to both employers and employees. U.S. Bank Consumer Driven Healthcare (CDH) Suite Helps you navigate the transition to employee empowerment and responsibility. Our tax-advantaged spending accounts, convenient multi-purse payment card, fully integrated account-management site, and mobile app give participants choice and control, so they can make more informed decisions about what they need to stay healthy physically and financially. The suite includes Health Savings Accounts (HSAs),* Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs). * This Health Savings Account (HSA) is a custody account with U.S. Bank serving as the custodian. Terms and conditions of the HSA are included in your HSA Application and Agreement. For the U.S. Bank HSA, your funds maintained in the Cash Account are FDIC insured subject to the FDIC insurance coverage and insurance limits allowed by law. FDIC insurance is calculated on end-of-day ledger balances in your deposit account which may include funds deducted from your available balance for investment purchases that have not yet settled. U.S. Bank and its representatives do not provide tax, legal, or investment advice. Clients should consult with their tax, legal, and financial advisor for advice and information concerning their particular situation. Contact U.S. Bank for more information From commercial cards to complete electronic payment systems, U.S. Bank offers the solutions needed to cut costs and operate more efficiently. For more information on any of our payment tools, please contact us at 866.274.5898 or visit usbpayment.com. usbpayment.com 2015 U.S. Bank National Association. All trademarks are the property of their respective owners. CPS 3549 (R-06/15) MMWR-68630