How to make your employees happier (at no extra cost). in partnership with

How to make your employees happier (at no extra cost). in partnership with

Hello, we re Tusker. We re the UK s leading Car Benefit Company. We help hundreds of organisations from Harrods to National Grid offer this sought after benefit to their employees. The idea is simple your employees get to exchange some of their salary for a brand new car. It s a great way for employees to afford and run a new car, and save some money at the same time. We look forward to helping you make your employees happy. David Hosking CEO Tusker

Why car benefits? It s the ultimate employee benefit. With its high (perceived) value, and lack of complexity, it s an excellent addition to your benefits package. It can also help with employee wellbeing reducing financial stress and improving safety on the roads. Why Tusker? We were first to market with our ground-breaking car benefit scheme in 2008 and have maintained leadership in the industry with a 20% market share, almost 400 live schemes and over 20,000 cars on the road. Key to our success is a focus on simplicity and passion for providing excellent customer service. That s why we have four dedicated customer service teams to manage customers requirements at each stage of their relationship with us. As a result, our satisfaction rates are over 90% and we have an independent five star TrustPilot rating. We continuously look to improve our customers experiences and as such, we are proud to boast the leading website in the industry which has been recently redesigned around user experience to make it easier to navigate. We re here to make running a scheme and cars as simple as possible for you and your employees.

A brand new car It saves them money Attract the best talent Big savings Employees choose the make and model and we deliver a brand new car to their door. Not only can your employees benefit from our fantastic manufacturer discounts, a fixed monthly amount taken from their salary means they can save on National Insurance too. For no extra cost to your business you can motivate and retain your current employees whilst also attracting new talent with the ultimate employee benefit! Free to set up and free to run, the scheme also offers great savings for both employees and employers. Benefits for Employees Benefits for Employers Simple and inclusive No credit checks Endorsed by government Greener than green Everything from MOTs and car insurance to breakdowns and maintenance is covered in our fixed monthly amount. There s no deposit, and all running costs are included just add fuel! Any employee can enjoy a Tusker car, whatever their credit history. Following HMRC s consultation, there s never been a better time to sign up. Like Cycle to Work and Childcare Voucher schemes, employees get to offset some of their salary in exchange for a brand new car. New cars are the greenest on the market with lower CO 2 emissions. Plus, we offset the carbon for every Tusker car, making them carbon neutral.

Launching a scheme is easier than you think Government approved The review by HMRC in 2016 on salary sacrifice has provided clarity and certainty for Car Benefit Schemes. Like Cycle to Work and Childcare Vouchers, they ve now been endorsed by the Government so there s never been a better time to set up a scheme. Effortless administration We like simple. Our scheme couldn t be easier to integrate and manage using an automated online system. It requires minimal administration. We also provide dedicated marketing support to maximise employee awareness and take-up. There s even less admin for the drivers - with a few boxes to tick online and a couple of forms to sign, there s not much else they need to do to order their new car. HMRC and all things tax Our salary sacrifice team will work with you to make sure the process is as simple as possible ensuring that you have all the necessary information to send to HMRC, to give you the peace of mind that your scheme is fully compliant. Did you know? The agreement must be in place before any salary is exchanged and in advance of the first reduction Employees cannot sacrifice their salary below National Living Wage Employees must be permanent or on a fixed-term contract for the term of the sacrifice agreement HMRC recognises the scheme as a Company Car Scheme. Employees need to pay Benefit in Kind (BiK) tax (often called Company Car Tax ) as the vehicle is being provided as a benefit and is available for personal use. Early termination protection Introducing a car scheme for your employees can lead to questions around what if We understand that you want to keep any risk to an absolute minimum. Our early termination protection package protects you against an employee resigning, being made redundant or certain other circumstances that would cause you to end a finance agreement with us early. Early termination protection will also protect employees in the following circumstances (with no excess period): The main driver s driving licence being withdrawn for medical reasons by the issuing Authority The death of the employee The employee, or their spouse or common-law partner, suffering terminal illness, disablement or mental illness The main driver losing their sight Maternity/paternity protection or adoption leave, so the gross salary sacrifice amount is paid from the date this leave starts until the date the employee returns to work.

Online driver journey Our brand new ordering portal has just been launched making it easier for employees to find the best car for them. With simple and speedy search functionality, easy to use lifestyle filters, a clean look and lots of choice our new site lets employees order a brand new car even quicker than before. PC, laptop, tablet or mobile it s the simple way to order. Marketing and communications A complimentary, dedicated marketing and communications expert will work with you to implement a pre-, duringand post-launch communications plan to ensure the successful launch of the scheme and a month-on-month increase in participation.

Don t just take our word for it It s an attractive benefit it s simple to join the scheme and it takes away the complication of buying a car for our employees. A lot of people don t like the idea of negotiating a good price for a new car and this takes all of that away and you know you re getting a great deal. Gillian Round Benefits, Recognition and Engagement Impact Manager, Harrods Employees love the scheme, I would 100% say it helps us to attract and retain staff and I think from an employer s perspective, the fact that there s no cost to you, the fact that the admin is really easy makes it a little bit of a no-brainer. Cory Laywood Service Centre Manager Leicester City Council The car scheme helps us with attracting the right people for key roles across the business, as well as engaging with existing staff. It s an important addition to our package. Ben Thomas Rewards and Benefits Manager Your Move It s definitely a low maintenance benefit and the just add fuel message has been great for our employees. It s nice to provide a worryfree benefit for the team which they pay for out of their salary it s not something they even have to think about. Kimberley Sanger Rewards Advisor: HR HSS Hire The scheme has very clear benefits for a big portion of our employees particularly our international colleagues who may not have a UK credit history and could find it initially difficult to obtain credit for a car. Cal Prangle Transformational Lead: Recognition and Reward Swansea University The carbon footprint and our public health agenda are very important to Sandwell and West Birmingham Hospitals NHS Trust. It s important to our staff, and to the communities that we serve. Tusker is part of that journey for us. Rafaella Goodby Director of Organisation Development Sandwell and West Birmingham Hospitals NHS Trust The most important thing is that our customers are happy. But once in a while a bit of industry recognition doesn t go amiss. And over the last few years we have become the most Awarded Car Benefit Scheme provider in the UK.

Get in touch and find out more about Tusker today 0333 4000 554 perkbox@tuskerdirect.com tuskerdirect.com Making employees happy