Prentice Hall Economics 2010 Grades 9-12 C O R R E L A T E D T O Georgia Performance Standards, Economics Grades 9-12
FORMAT FOR CORRELATION TO THE GEORGIA PERFORMANCE STANDARDS Subject Area: Economics State-Funded Course: 45.06100 Textbook Title: Prentice Hall Economics 2010 Publisher: Pearson publishing as Prentice Hall The Georgia Performance Standards for grades K-12 Fine Arts, K-12 Social Studies, K-12 Health and Physical Education, and Grades 9-12 Advanced Mathematical Decision Making Courses may be accessed on-line at: http://www.georgiastandards.org/. Standard Standard (Cite Number) (Cite specific standard) SSEF Fundamental Economic Concepts SSEF1 The student will explain why limited productive resources and unlimited wants result in scarcity, opportunity costs, and trade offs for individuals, businesses, and governments. SSEF1.a Define scarcity as a basic condition that exists when unlimited wants exceed limited productive resources. SSEF1.b Define and give examples of productive resources (factors of production): land (natural), labor (human), capital (capital goods), entrepreneurship. SSEF1.c List a variety of strategies for allocating scarce resources. SSEF1.d Define opportunity cost as the next best alternative given up when individuals, businesses, and governments confront scarcity by making choices. SSEF2 The student will give examples of how rational decision making entails comparing the marginal benefits and the marginal costs of an action. Where Taught (If print component, cite page number; if non-print, cite appropriate location.) SE/TE: Scarcity and the Factors of Production, 3 7; Unit 7 Challenge, 512 SE/TE: Factors of Production, 5 7; Production Possibilities Curve, 13 19; Chapter Assessment, 20; Costs of Production, 116 122 SE/TE: Scarcity and the Factors of Production, 3 7; Efficient Resource Allocation, 153 SE/TE: Opportunity Cost, 8 12; Chapter Assessment, 20 SE: Student Edition TE: Teacher s Edition Page 1 of 10
SSEF2.a Illustrate by means of a production possibilities curve the trade offs between two options. SSEF2.b Explain that rational decisions occur when the marginal benefits of an action equal or exceed the marginal costs. SSEF3 The student will explain how specialization and voluntary exchange between buyers and sellers increase the satisfaction of both parties. SSEF3.a Give examples of how individuals and businesses specialize. SSEF3.b Explain that both parties gain as a result of voluntary, non-fraudulent exchange. SSEF4 The student will compare and contrast different economic systems and explain how they answer the three basic economic questions of what to produce, how to produce, and for whom to produce. SSEF4.a Compare command, market, and mixed economic systems with regard to private ownership, profit motive, consumer sovereignty, competition, and government regulation. SSEF4.b Evaluate how well each type of system answers the three economic questions and meets the broad social and economic goals of freedom, security, equity, growth, efficiency, and stability. SSEF5 The student will describe the roles of government in a market economy. SSEF5.a Explain why government provides public goods and services, redistributes income, protects property rights, and resolves market failures. SE/TE: Production Possibilities Curve, 13 19 Chapter Assessment, 20 SE/TE: Thinking at the Margin, 11-12; Production Possibilities Curve, 13 19 Chapter Assessment, 20; Costs of Production, 116 122; Marginal Costs, 119, 120 121, 123, 171 SE/TE: Specialization, 30, 117, 120, 448 489, 453 454 SE/TE: Voluntary Exchange, 51; Section Assessment, 55 SE/TE: The Free Market, 29 34; Centrally Planned Economies, 35 38; Mixed Economies, 39 45; Chapter Assessment, 46; Toward a Market Economy, 495-500; Issues in Globalization, 503-508 SE/TE: Economic Systems, 22; Answering the Three Economic Questions, 23 28; The Free Market, 29 34; Centrally Planned Economies, 35 38; Mixed Economies, 39 45; Chapter Assessment, 46; also see: American Free Enterprise, 48 75; Toward a Market Economy, 495-500 SE/TE: Benefits of Free Enterprise, 49 55; Promoting Growth and Stability, 56 61; Providing Public Goods, 62 67; Providing a Safety Net, 68 73; Chapter Assessment, 74; Regulation and Deregulation, 180 184; Chapter Assessment, 186; Federal Taxes, 369 374; Federal Spending, 375 380; State and Local Taxes and Spending, 381 388; Chapter Assessment, 388; Fiscal Policy, 390 417; The Federal Reserve and Monetary Policy, 418 443 SE: Student Edition TE: Teacher s Edition Page 2 of 10
SSEF5.b Give examples of government regulation and deregulation and their effects on consumers and producers. SSEF6 The student will explain how productivity, economic growth, and future standards of living are influenced by investment in factories, machinery, new technology, and the health, education, and training of people. SSEF6.a Define productivity as the relationship of inputs to outputs. SSEF6.b Give illustrations of investment in equipment and technology and explain their relationship to economic growth. SSEF6.c Give examples of how investment in education can lead to a higher standard of living. SSEMI Microeconomic Concepts SSEMI1 The student will describe how households, businesses, and governments are interdependent and interact through flows of goods, services, and money. SSEMI1.a Illustrate by means of a circular flow diagram, the Product market; the Resource (factor) market; the real flow of goods and services between and among businesses, households, and government; and the flow of money. SSEMI1.b Explain the role of money as a medium of exchange and how it facilitates exchange. SSEMI2 The student will explain how the Law of Demand, the Law of Supply, prices, and profits work to determine production and distribution in a market economy. SE/TE: Regulation and Deregulation, 180 184; Chapter Assessment, 186; Document- Based Assessment, 187; Government s Influence on Supply, 124-125; Price Ceiling/Price Floors, 137-140 SE/TE: Technology and Productivity, 59-60; Labor and Output, 116 118; What is Productivity of Labor, 228; Labor Productivity, 324; Technological Progress, 327; Labor Productivity by Country, 479; also see: Labor Market Trends, 217 225 SE/TE: Technology and Productivity, 59 61, 327 SE/TE: For related material see: Education, 71, 220 221, 330, 351; also see: Labor and Wages, 226 234; How do workers deal with structural unemployment, 336-337 SE/TE: Circular Flow Model of a Market Economy, 31; Circular Flow Model of a Mixed Economy, 40 SE/TE: The Three Uses of Money, 249 251; The Six Characteristics of Money, 252 253; Sources of Money s Value, 253 255; also see: Foreign Exchange, 463 465; Exchange Rate Systems, 465 468; Section Assessment, 470; Chapter Assessment, 472; Exchange Rates of the Dollar, 474 SE: Student Edition TE: Teacher s Edition Page 3 of 10
SSEMI2.a Define the Law of Supply and the Law of Demand. SSEMI2.b Describe the role of buyers and sellers in determining market clearing price. SSEMI2.c Illustrate on a graph how supply and demand determine equilibrium price and quantity. SSEMI2.d Explain how prices serve as incentives in a market economy. SSEMI3 The student will explain how markets, prices, and competition influence economic behavior. SSEMI3.a Identify and illustrate on a graph factors that cause changes in market supply and demand. SSEMI3.b Explain and illustrate on a graph how price floors create surpluses and price ceilings create shortages. SE/TE: Understanding Demand, 85 90; Chapter Assessment, 106; Understanding Supply, 109 115; Chapter Assessment, 130 SE/TE: Changes in Market Equilibrium, 141 147 SE/TE: What is Equilibrium?, 135; A Change in Supply, 143; A Change in Demand, 147 SE/TE: Price as an Incentive, 149; Prices and the Profit Incentive, 153 154; Chapter Assessment, 156 SE/TE: Shifts in the Demand Curve, 91 96; Elasticity of Demand, 97 105; Chapter Assessment, 106; Changes in Supply, 123 129; Chapter Assessment, 130; Combining Supply and Demand, 133 140; Changes in Market Equilibrium, 141-147 SE/TE: Price Ceilings, 137 138; Price Floors, 139 140 SSEMI3.c Define price elasticity of demand and supply. SE/TE: Supply and Elasticity, 113 115; Elasticity of Demand, 97 104; Chapter Assessment, 107 SSEMI4 The student will explain the organization and role of business and analyze the four types of market structures in the U.S. economy. SSEMI4.a Compare and contrast three forms of business organization-sole proprietorship, partnership, and corporation. SSEMI4.b Explain the role of profit as an incentive for entrepreneurs. SSEMI4.c Identify the basic characteristics of monopoly, oligopoly, monopolistic competition, and pure competition. SSEMA Macroeconomic Concepts SSEMA1 The student will illustrate the means by which economic activity is measured. SE/TE: Sole Proprietorship, 191 195, partnerships and Franchises, 196 201; Corporations, Mergers, and Multinationals, 202 207; Nonprofit Organizations, 208 213 SE/TE: Entrepreneurs, 4 7, 162, 167 168, 192; also see: Innovators, 15, 30, 53, 95, 114, 146, 167, 211, 237, 260, 298, 328, 340, 376, 406, 436, 452, 499; Sole Proprietorship, 191 195; Setting a Price, 170-171; Prices, Output, and Profits, 176-177 SE/TE: Market Structure, 158; Perfect Competition, 159 163; Monopoly, 164 173; Monopolistic Competition and Oligopoly, 174 179 SE: Student Edition TE: Teacher s Edition Page 4 of 10
SSEMA1.a Explain that overall levels of income, employment, and prices are determined by the spending and production decisions of households, businesses, government, and net exports. SSEMA1.b Define Gross Domestic Product (GDP), economic growth, unemployment, Consumer Price Index (CPI), inflation, stagflation, and aggregate supply and aggregate demand. SSEMA1.c Explain how economic growth, inflation, and unemployment are calculated. SSEMA1.d Identify structural, cyclical, and frictional unemployment. SSEMA1.e Define the stages of the business cycle; include peak, contraction, trough, recovery, and expansion as well as recession and depression. SSEMA1.f Describe the difference between the national debt and government deficits. SSEMA2 The student will explain the role and functions of the Federal Reserve System. SSEMA2.a Describe the organization of the Federal Reserve System. SE/TE: Circular Flow Model of a Mixed Economy, 40-41; Gross Domestic Product, 307 314; Business Cycle, 315 322; Economic Growth, 323 331; Chapter Assessment, 332; Unemployment, 335 341; Inflation, 342 348; Poverty, 349 357; Chapter Assessment, 358 SE/TE: Gross Domestic Product, 307 314; Aggregate Supply and Demand, 313 314, 345 347, 391; Chapter Assessment, 323; Economic Growth, 323-330; Unemployment, 335 341; Inflation, 342 348; Consumer Price Index, 343, 345, 357; Chapter Assessment, 358 SE/TE: Economic Growth, 323-324; Unemployment, 335 341; Inflation, 342 348; Chapter Assessment, 358 SE/TE: Unemployment, 335 341; Chapter Assessment, 358 SE/TE: Business Cycle, 315 322; Economic Growth, 323 331; Chapter Assessment, 332 SE/TE: Budget Deficits and the National Debt, 408 415; Chapter Assessment, 416 SE/TE: The Federal Reserve System, 419 424; Federal Reserve Functions, 425 428 SSEMA2.b Define monetary policy. SE/TE: Monetary Policy Tools, 429 434; Monetary Policy and Macroeconomic Stabilization, 435 441; Chapter Assessment, 442; Document-Based Assessment, 443 SSEMA2.c Describe how the Federal Reserve uses the tools of monetary policy to promote price stability, full employment, and economic growth. SE/TE: The Federal Reserve System, 419 424; Federal Reserve Functions, 425 428; Monetary Policy Tools, 429 434; Monetary Policy and Macroeconomic Stabilization, 435 441; Chapter Assessment, 442; Document-Based Assessment, 443 SSEMA3 The student will explain how the government uses fiscal policy to promote price stability, full employment, and economic growth. SSEMA3.a Define fiscal policy. SE/TE: Understanding Fiscal Policy, 391 398; The Federal Reserve System, 419 424; Federal Reserve Functions, 425 428 SSEMA3.b Explain the government's taxing and spending decisions. SE/TE: What Are Taxes? 363 368; Federal Taxes, 369 374; Federal Spending, 375 380; State and Local Taxes and Spending, 381 388; Chapter Assessment, 388 SE: Student Edition TE: Teacher s Edition Page 5 of 10
SSEIN International Economics SSEIN1 The student will explain why individuals, businesses, and governments trade goods and services. SSEIN1.a Define and distinguish between absolute SE/TE: Absolute and Comparative Advantage, 447 454; Chapter Assessment, 472 advantage and comparative advantage. SSEIN1.b Explain that most trade takes place because SE/TE: Absolute and Comparative Advantage, 447 454; Chapter Assessment, 472 of comparative advantage in the production of a good or service. SSEIN1.c Explain the difference between balance of SE/TE: Balance of Trade, 468; Balance of Payments, 469; Chapter Assessment, 472 trade and balance of payments. SSEIN2 The student will explain why countries sometimes erect trade barriers and sometimes advocate free trade. SSEIN2.a Define trade barriers as tariffs, quotas, embargoes, standards, and subsidies. SE/TE: Tariffs, 374, 455 456, 457, 458, 460; Quotas, 456; Embargoes, 456; Chapter Assessment, 472; Document-Based Assessment, 473 SSEIN2.b Identify costs and benefits of trade barriers over time. SE/TE: Trade Barriers and Agreements, 455 462; Chapter Assessment, 472; Document-Based Assessment, 473 SSEIN2.c List specific examples of trade barriers. SE/TE: Trade Barriers and Agreements, 455 462; Chapter Assessment, 472; Document-Based Assessment, 473 SSEIN2.d List specific examples of trading blocks such SE/TE: Trade Agreements, 458 462; Chapter Assessment, 472 473 as the EU, NAFTA, and ASEAN. SSEIN2.e Evaluate arguments for and against free trade. SE/TE: What Is Free Trade? 459; Trade Agreements, 458 462; Chapter Assessment, 472 473; Free Trade, 44, 447; Arguments for Protectionism, 457-458 SSEIN3 The student will explain how changes in exchange rates can have an impact on the purchasing power of individuals in the United States and in other countries. SSEIN3.a Define exchange rate as the price of one nation's currency in terms of another nation's SE/TE: Foreign Exchange, 463 465; Exchange Rate Systems, 465 468; Section Assessment, 470; Chapter Assessment, 472; Exchange Rates of the Dollar, 474 currency. SSEIN3.b Locate information on exchange rates. SE/TE: Foreign Exchange, 463 465; Exchange Rate Systems, 465 468; Section Assessment, 470; Chapter Assessment, 472; Exchange Rates of the Dollar, 474 SSEIN3.c Interpret exchange rate tables. SE/TE: Foreign Exchange Rates, 464; Exchange Rates of the Dollar, 474 SSEIN3.d Explain why, when exchange rates change, some groups benefit and others lose. SE/TE: Foreign Exchange, 463 465; Exchange Rate Systems, 465 468; Section Assessment, 470; Chapter Assessment, 472 SE: Student Edition TE: Teacher s Edition Page 6 of 10
SSEPF Personal Finance Economics SSEPF1 The student will apply rational decision making to personal spending and saving choices. SSEPF1.a Explain that people respond to positive and negative incentives in predictable ways. SSEPF1.b Use a rational decision making model to select one option over another. SSEPF1.c Create a savings or financial investment plan for a future goal. SSEPF2 The student will explain that banks and other financial institutions are businesses that channel funds from savers to investors. SSEPF2.a Compare services offered by different financial institutions. SSEPF2.b Explain reasons for the spread between interest charged and interest earned. SSEPF2.c Give examples of the direct relationship between risk and return. SSEPF2.d Evaluate a variety of savings and investment options; include stocks, bonds, and mutual funds. SSEPF3 The student will explain how changes in monetary and fiscal policy can have an impact on an individual's spending and saving choices. SSEPF3.a Give examples of who benefits and who loses from inflation. SSEPF3.b Define progressive, regressive, and proportional taxes. SE/TE: Incentives, 23, 32, 33, 149, 374; Prices and the Profit Incentive, 153-154 SE/TE: For related material: Your Fiscal Fitness: An Introduction, PF2 PF3; Budgeting, PF4 PF5; Checking, PF6 PF9; Investments, PF10 PF15; Savings and Retirement, PF16 PF21; Credit and Debt, PF22 PF27; Consumer Smarts, PF32 PF39; After High School, PF40 PF43; Taxes and Income, PF44 PF47; Personal Finance Glossary, PF48; What is Opportunity Cost, 10 SE/TE: Budgeting, PF4 PF5; Investments, PF10 PF15; Savings and Retirement, PF16 PF21 SE/TE: The History of American Banking, 256 263; Banking Today, 264 273; Chapter Assessment, 274; Document-Based Assessment, 275; Financial Markets, 276; Savings and Investing, 277 283; Bonds and Other Financial Assets, 284 290; The Stock Market, 291 301; Chapter Assessment, 302 SE/TE: For related material: Case Study: Banking Services Stirring Up Interest, 262 263; Compound Interest, 269; Math Skills, 272; Simple and Compound Interest, 274; Buying a Car, PF32 PF33 SE/TE: Risks vs. Return: Stocks and Bonds, 295; also see: The Stock Market, 291 300; Liquidity, Return, and Risk, 282-283 SE/TE: Financial Markets, 276; Saving and Investing, 277 283; Bonds and Other Financial Assets, 284 289; The Stock Market, 290 301; Investments, PF10 PF15; Savings and Retirement, PF16 PF21 SE/TE: Inflation, 342 348; Chapter Assessment, 358 SE/TE: Progressive Taxation, 363, 364, 365, 367, 370, 372, 383 384; Proportional Taxation, 365 366, 367, 383; Regressive Taxation, 366, 367 SE: Student Edition TE: Teacher s Edition Page 7 of 10
SSEPF3.c Explain how an increase in sales tax affects SE/TE: Sales Tax, 366 367, 368, 383, 385 different income groups. SSEPF4 The student will evaluate the costs and benefits of using credit. SSEPF4.a List factors that affect credit worthiness. SE/TE: Credit Report, PF22 PF23, PF37; also see Credit Cards, 268, 317, PF24 PF25, PF26 SSEPF4.b Compare interest rates on loans and credit SE/TE: Interest Rates, 268 269, PF8, PF10; Chapter Assessment, 274 cards from different institutions. SSEPF4.c Explain the difference between simple and SE/TE: Compound Interest, 269, PF8, PF10; Simple Interest, 268 269 compound interest rates. SSEPF5 The student will describe how insurance and other risk-management strategies protect against financial loss. SSEPF5.a List various types of insurance such as automobile, health, life, disability, and property. SE/TE: Risk Management: Insurance Basics, Part I, PF28 PF29; Insurance Basics, Part II, PF30 PF31 SSEPF5.b Explain the costs and benefits associated with different types of insurance; include deductibles, premiums, shared liability, and asset protection. SSEPF6 The student will describe how the earnings of workers are determined in the marketplace. SSEPF6.a Identify skills that are required to be successful in the workplace. SSEPF6.b Explain the significance of investment in education, training, and skill development. Reading Across the Curriculum SSERC1 Students will enhance reading in all curriculum areas by: SSERC1.a Reading in All Curriculum Areas SE/TE: Risk Management: Insurance Basics, Part I, PF28 PF29; Insurance Basics, Part II, PF30 PF31 SE/TE: For related material see: Labor Market Trends, 217 225; Career Center, 25, 59, 102, 149, 193, 224, 268, 278, 327, 355, 377, 394, 468, 506; Economic Simulations, 17, 38, 53, 95, 120, 142, 181, 192, 240, 251, 294, 317, 345, 382, 396, 430, 464, 491; Your Fiscal Fitness, PF2 PF47; The American Work Ethic, 61 SE/TE: For related material see: Labor Market Trends, 217 225; Economics and You, 9, 43, 69, 88, 124, 153, 176, 194, 233, 261, 295, 326, 347, 384, 405, 427, 465, 498; Career Center, 25, 59, 102, 149, 193, 224, 268, 278, 327, 355, 377, 394, 468, 506; How the Economy Works, 336-337 SE: Student Edition TE: Teacher s Edition Page 8 of 10
SSERC1.a.1 Read a minimum of 25 grade-level appropriate books per year from a variety of subject disciplines and participate in discussions related to curricular learning in all areas. SSERC1.a.2 Read both informational and fictional texts in a variety of genres and modes of discourse. SSERC1.a.3 Read technical texts related to various subject areas. SSERC1.b Discussing books SSERC1.b.1 Discuss messages and themes from books in all subject areas. SSERC1.b.2 Respond to a variety of texts in multiple modes of discourse. SSERC1.b.3 Relate messages and themes from one subject area to messages and themes in another area. SSERC1.b.4 Evaluate the merit of texts in every subject discipline. SE/TE: For related material see: Social Studies Skills Handbook, S10 S21; Online Math Skills, S22; Case Study, 16, 42, 60, 93, 127, 150, 169, 210, 223, 262, 281, 329, 352, 371, 402, 432, 466, 490 SE/TE: For related material see: Social Studies Skills Handbook, S10 S21; Online Math Skills, S22; Case Study, 16, 42, 60, 93, 127, 150, 169, 210, 223, 262, 281, 329, 352, 371, 402, 432, 466, 490 SE/TE: Case Study, 16, 42, 60, 93, 127, 150, 169, 210, 223, 262, 281, 329, 352, 371, 402, 432, 466, 490; also see: Graphs, Charts, and Tables, (examples) 16, 38, 66, 90, 104, 115, 138, 150, 171, 192, 218, 230, 244, 280, 313, 331, 345, 357, 383, 410, 423, 448, 466; Social Studies Skills Handbook, S10 S21 SE/TE: Key Terms and Main Ideas, 82, 188, 246, 304, 360, 444, 512; Quick Write, 7, 34, 44, 55, 67, 96, 128, 154, 163, 179 184, 201, 212, 234, 255, 263, 283, 300, 330, 341, 356, 374, 380, 407, 424, 440, 462, 494, 508 SE/TE: Chapter Assessment, 20 21, 46 47, 74 75, 106 107, 130 131, 156 157, 186 187, 214 215, 244 245, 274 275, 302 303, 332 333, 358 359, 388 389, 416 417, 442 443, 472 473, 510 511; Economic Simulations, 17, 38, 53, 95, 120, 142, 181, 192, 240, 251, 294, 317, 345, 382, 396, 430, 464, 491; Essential Questions, 82, 188, 246, 304, 360, 444, 512 SE/TE: For related material see: Chapter Assessment, 20 21, 46 47, 74 75, 106 107, 130 131, 156 157, 186 187, 214 215, 244 245, 274 275, 302 303, 332 333, 358 359, 388 389, 416 417, 442 443, 472 473, 510 511 SE/TE: Analyze Primary and Secondary Sources, S-10; Compare Viewpoints, S-11; Analyze Political Cartoons, S-13; also see: Critical Thinking: Evaluate, 46, 214, 274, 302, 388, 414, 416, 424, 428, 440 SSERC1.b.5 Examine author's purpose in writing. SE/TE: Analyze Primary and Secondary Sources, S-10; Compare Viewpoints, S-11; Analyze Political Cartoons, S-13 SSERC1.b.6 Recognize the features of disciplinary texts. SE/TE: For related material see: Social Studies Skills Handbook, S10 S21; Online Math Skills, S22 SSERC1.c Building vocabulary knowledge SSERC1.c.1 Demonstrate an understanding of contextual vocabulary in various subjects. SE/TE: Economic Dictionary, 3, 8, 13, 23, 29, 35, 39, 49, 56, 62, 68, 85, 91, 97, 109, 116, 123, 133, 141, 148, 159, 164, 174, 180, 191, 196, 202, 208, 217, 226, 235, 249, 256, 264, 277, 284, 291, 307, 315, 323, 335, 344, 349, 363, 369, 375, 381, 391, 399, 408, 419, 425, 429, 435, 447, 455, 463, 481, 487, 495, 501 SE: Student Edition TE: Teacher s Edition Page 9 of 10
SSERC1.c.2 Use content vocabulary in writing and speaking. SSERC1.c.3 Explore understanding of new words found in subject area texts. SSERC1.d Establishing context SSERC1.d.1 Explore life experiences related to subject area content. SSERC1.d.2 Discuss in both writing and speaking how certain words are subject area related. SSERC1.d.3 Determine strategies for finding content and contextual meaning for unknown words. SE/TE: Opportunities to address this standard may be found with the following features: Case Study, 16, 42, 60, 93, 127, 150, 169, 210, 223, 262, 281, 329, 352, 371, 402, 432, 466, 490; Economic Simulations, 17, 38, 53, 95, 120, 142, 181, 192, 240, 251, 294, 317, 345, 382, 396, 430, 464, 491; Essential Questions, 82, 188, 246, 304, 360, 444, 512; Quick Write, 7, 34, 44, 55, 67, 96, 128, 154, 163, 179 184, 201, 212, 234, 255, 263, 283, 300, 330, 341, 356, 374, 380, 407, 424, 440, 462, 494, 508 SE/TE: Opportunities to address this standard may be found with the following features: Key Terms and Main Ideas, 82, 188, 246, 304, 360, 444, 512; Quick Write, 7, 34, 44, 55, 67, 96, 128, 154, 163, 179 184, 201, 212, 234, 255, 263, 283, 300, 330, 341, 356, 374, 380, 407, 424, 440, 462, 494, 508 SE/TE: Economic Simulations, 17, 38, 53, 95, 120, 142, 181, 192, 240, 251, 294, 317, 345, 382, 396, 430, 464, 491; Your Fiscal Fitness: An Introduction, PF2 PF3; Budgeting, PF4 PF5; Checking, PF6 PF9; Investments, PF10 PF15; Savings and Retirement, PF16 PF21; Credit and Debt, PF22 PF27; Consumer Smarts, PF32 PF39; After High School, PF40 PF43; Taxes and Income, PF44 PF47; Personal Finance Glossary, PF48 SE/TE: Essential Questions, 82, 188, 246, 304, 360, 444, 512; Section Assessment, 7, 34, 44, 55, 67, 96, 128, 154, 163, 179 184, 201, 212, 234, 255, 263, 283, 300, 330, 341, 356, 374, 380, 407, 424, 440, 462, 494, 508; Chapter Assessment, 20 21, 46 47, 74 75, 106 107, 130 131, 156 157, 186 187, 214 215, 244 245, 274 275, 302 303, 332 333, 358 359, 388 389, 416 417, 442 443, 472 473, 510 511; Visual Glossary/Reviewing Key Terms, 10, 32, 50, 86, 110, 135, 161, 204, 228, 250, 292, 308, 344, 365, 393, 420, 259, 502 SE/TE: Opportunities to address this standard may be found with the following features: Economic Dictionary, 3, 8, 13, 23, 29, 35, 39, 49, 56, 62, 68, 85, 91, 97, 109, 116, 123, 133, 141, 148, 159, 164, 174, 180, 191, 196, 202, 208, 217, 226, 235, 249, 256, 264, 277, 284, 291, 307, 315, 323, 335, 344, 349, 363, 369, 375, 381, 391, 399, 408, 419, 425, 429, 435, 447, 455, 463, 481, 487, 495, 501 SE: Student Edition TE: Teacher s Edition Page 10 of 10