QUESTIONS 2018
CONTENT Group 6... Page 3/7 Group 7... Page 8/12 Group 8... Page 13/17
GROUP 6 1 The group of friends has made a list of the things they need for the Vlog Studio. They also put down how much those things cost. Why is it smart to make a list? 1. So they know exactly how much money they need. 2. So they can show the list to the salesman in the shop. 3. So they can show the list to Bradley Braafhart. 1. Linked to film 1 This list is like a shopping list. You know what things to buy, how much they cost, and how much money you need for everything together. This provides a good overview and allows you to keep it. 2 For vlogging they need a good microphone. 1. The microphone that they want costs 89.98. If you pay by coins or notes, the amount will be rounded up. You will then pay 90 instead of 89.98. But what will you have to pay if you pay by PIN card? How much money will be debited from your payment account? 1. 89.98 2. 90.00 3. 89.95 Amount to be earned: 15 In the Netherlands we no longer use 1 and 2 euro cent coins. But these coins are still used in other European countries. 3
3 Linked to film 2 The group of friends wants to raise money by If you want to raise a lot of money, you doing a challenge. They could also have chosen want them to do such activity as many to let the public do an activity. For example, times as possible. By giving them a discount throwing balls at a target. 1 go for 2.50 and they might want to do the activity more 3 goes for 6. times. Why is it cheaper to have 3 goes? Amount to be earned: 15 4 Shops do a lot of advertising and advertising will be done for the challenge too. By advertising the shops hope to sell more. They also hope to sell more with special offers. Suppose that an item normally costs 4.50. In shop A the special offer is: the second item at a discount of 50%. In shop B the special offer is: Buy 2 get 1 free. You need two items. Shop B has the best offer. You get the second item completely for free instead of half the price. Amount to be earned: 15 In shop A you pay: 4.50 + 2.25 = 6.75 for two items. In shop B you pay: 4.50 for two items. Which offer is cheapest? GROUP 6 4
5 - based on estimation The group of friends has earned the money for the Vlog Studio itself. Some children in the Netherlands get pocket money from their parents or carers. 69% How many children in primary school are getting pocket money? 6 The group of friends counts the money that they have raised. When counting, they discover that one of the banknotes is damaged. It s badly creased and has a big tear. Has the note lost its value? 1. Yes, the banknote is damaged and has thus lost its value. 2. No, damaged notes have not lost their value. 3. No, but you have to exchange it in the shop. 2. Linked to film 3 A damaged banknote has not lost its value. But you need to have more than half of the banknote. If you have a banknote that s damaged, you can exchange it at the Nederlandsche Bank in Amsterdam. You will be given a new banknote in return. GROUP 6
7 When counting the money, Floris discovered that a 10 euro banknote is fake. What do you need to do with a fake banknote? 1. You need to go to the bank to exchange it for a genuine banknote. 2. You need to go to the police to exchange it for a genuine banknote. 3. You need to hand it to the police so that they can search for the counterfeiter. 3. The police will first check if the banknote is genuine or fake. If it s a genuine note you will get it back. If it s a fake note you have bad luck. You will not get a new note. You have lost your money. 8 The group of friends receives cash money during the benefit evening. Cash money is the coins and the notes that you put into your wallet. There is also deposit money. That is money that is in your bank account. But what do they mean by plastic money? 1. It s fake money used by criminals for making payments. 2. These are (plastic) cards that you can pay with, such as a credit card or PIN card. 3. It is money from a cash dispenser. 2. Linked to film 4 Cash money is the only money that you can touch, it is after all in your wallet or piggy bank. You can't touch deposit money because it s in your bank account. GROUP 6 6
9 When you open a bank account with the bank, you will get a PIN card. Some banks let you choose your PIN code yourself. 1. Amount to be earned: 15 What PIN code is best? 1. A random combination of numbers, such as The PIN code must be hard to guess. If you 8503. can pick the PIN code yourself, then pick a 2. A quick and easy one: 0000. combination of figures that no one else can 3. You year of birth, for example 2008, guess. For example, don't pick 1234 or 0000. You ll never forget that. Don't pick your postcode either, or your year of birth, because all your friends and relatives know it. Pick an odd number that you know alone and is easy to remember. 10 - based on estimation How many children save money in a piggy bank? 74% 7 GROUP 6
GROUP 7 1 The group of friends is saving for a new Vlog Studio - that is their savings goal. Almost everybody has a savings goal. It can be big - such as a phone - or a small savings goal, like football pictures. What are different ways of earning money for your saving goal? Think of three different ways. Linked to film 1 The right answers are for example: doing small jobs, borrowing money, pocket money Amount to be earned: 15. You earn 5 for every correct answer. You can have a part-time job from 13 years onwards. But strict rules apply to such jobs. For example, you're not allowed to work too many hours or do work that's too heavy for you. The older you get the more you are allowed to do. 2 The group of friends keeps the money that they get in a piggy bank. If you have saved a lot of money, you might as well put it into a bank account. In a payment account or in a savings account. Is there a difference between those two accounts? 1. No, you can pay and save with both accounts. 2. Yes, you can pay with a payment account and save with a savings account. 3. Yes, you get interest on a payment account, which you don't on a savings account. 2. A payment account is intended to make payments with. You can, for example, transfer money from your payment account to someone else s bank account, you can take out money or use your PIN card to pay in a shop. You can put money into your savings account if you don't need it for a longer time. That's called saving. You can't take out money from your savings account with a PIN card. 8
3 The group of friends is thinking of the fun challenges that they want to organise. After they ve made their choice, they will start advertising them. Linked to film 2 By advertising the friends hope to sell more challenges so that they reach their savings goal quicker. Amount to be earned: 15 Why will the group of friends advertise the challenges? 4 The challenges all have a different price. Items in the supermarket also have different prices. And: sometimes you notice that the same item is cheaper in one shop than in another shop. How is that possible? 1. If a supermarket buys greater quantities from its suppliers, it will get a discount. 2. Well-known supermarkets are always more expensive. 3. Supermarkets in a city are more expensive than supermarkets in a village. 1. There are also price differences between shops and online shops. That is because online shops have fewer costs. For example, they don't need to rent a shop or pay for staff. 9 GROUP 7
5 - based on estimation The group of friends organised a fantastic evening! They all go home tired and jump in the shower just before they go to sleep. How much does an average shower turn cost? 0.27 Amount to be earned: 10 A family of four that on average all have a shower four times a week pay an average amount of 224.64 a year. 6 The group has earned money for their challenges. Not only coins but also notes. How can you verify if a note is genuine or fake? Mention three features. Linked to film 3 The key features are a watermark, security thread, a hologram, light effects and tangible ink. Amount to be earned: 15 You earn 5 for every correct answer. To prevent falsifiers from copying banknotes, several authenticity features have been incorporated into the notes. You can see for yourself if a note is genuine or fake by looking at it closely, feeling it and by turning it (the feel - look - turn method). GROUP 7 10
7 The group of friends will soon have a lot of cash. It s safer to put the cash money into a bank account than to keep it in a piggy bank or wallet. Nothing can happen to it if it's in a payment account and you get a PIN card to take out money from your payment account if you need it. 1. Suppose that you lose your PIN card. Will you then have lost all your money that's in your payment account? 1. No. The money stays in your payment account. But you do have to apply for a new PIN card from the bank. 2. Yes. If you have lost your PIN card, you will also have lost all the money that's in your payment account? 3. No. With your PIN card and the PIN card of your mother you can take out money from your account. 8 Linked to film 4 Suppose that the group of friends has its own payment account with a PIN card. 3. How much money would they be able to take out at most? 1. As much as they like. For safety reasons, there is a maximum 2. As much as there is in the payment amount you can take out every day. account. Suppose that someone unintentionally has 3. As much as there is in the payment your card and your PIN code, he will not be account, limited to a maximum amount a day. able to take out all your money at once. Every bank has its own rules for maximum amounts a day. 11 GROUP 7
9 The group of friends pays for all the things 2. they need for the Vlog Studio with the money they have raised. They can make payment in several ways. Amount to be earned: 15 What s it called when you hold your PIN card above a pay machine and you don't need to enter your PIN code? 1. Mobile payment. 2. Touch-free payment. 3. Payment by e-purse. 10 - based on estimation How many children earn extra money by doing small jobs? 49% GROUP 7 12
GROUP 8 1 You need lots of things to make a Vlog Studio. For example, a charger, camera, tripod and battery. Which one is the most expensive of these examples? A camera. Linked to film 1 Amount to be earned: 5 When you want to buy something it s good to compare the prices. Items are not always priced the same in every shop. 2 The savings goal of the group of friends is a new Vlog Studio. Suppose that a new camera is your savings goal. The camera costs 450. You have 226 in your savings account. You get 4 of pocket money every week. You can also do small jobs every week, with which you can earn 10. How many weeks will it take to reach your savings goal? 16 weeks. Amount to be earned: 15 You will reach the savings goals in 16 weeks time but only if you don't spend any money during this entire period. 13
3 The group of friends vlogs with a camera, but you can also make films with your mobile phone. You can then live record videos and share them immediately with your friends. If you are in a public area (such as a shop or a restaurant), you can often use public Wi-Fi. Is this sensible? 1. Yes, because public Wi-Fi is free. 2. No, because public Wi-Fi is not safe. 3. No, because public Wi-Fi uses too much data. Linked to film 2 2. Amount to be earned: 5 Public Wi-Fi is not safe. Internet criminals can hack your network without you knowing it. They can then simply obtain your (login) data. 4 Vloggers sometimes make videos on products. For example, a video about them buying Clothes in a certain shop. What do they make a video about? They advertise for this shop and get money for it. Amount to be earned: 15 This form of advertising is called surreptitious advertising. Surreptitious advertising is when a viewer is not aware that it s an advertisement. The viewer thinks that the video is about a product that someone is simply enthusiastic about. The viewer does not know that that person is paid to say those words. GROUP 8 14
5 - based on estimation Vloggers always make sure that they look well. 50 They spent a lot of time on their clothes. Parents can buy clothes for their children. But they can also give them clothing money so To be earned: 10 that they can buy their own clothes. How much clothing money do you think a pupil in secondary school gets on average a month? 6 Instead of earning money themselves, the group of friends could take out a loan to pay for the Vlog Studio. You can borrow money from your friends, from your parents or from the bank. Another form of borrowing is to be in the red. What does it mean to be in the red? 1. You then have less than 10 in your account. You are in the danger zone. 2. You have spent more money than is in your payment account. You are in debt. 3. That you have not reached your savings goal. Being in the green means that you have reached your savings goal. 2. Amount to be earned: 5 Linked to film 3 Being in the red means that you borrow money that you don't have yourself. If you borrow money from a bank you will always have to pay back the borrowed money. You also have to pay extra money for them lending the money to you. 15 GROUP 8
7 The group of friends searches the internet for things they need for their Vlog Studio. With some things the logo of ideal is pictured. 1. What is ideal? 1. ideal is a safe payment method for paying If ideal is pictured on a website it means on line. that you can use ideal to pay for the product. 2. ideal means that you have found the ideal It s a payment method of Dutch banks with shop on the internet. which you can pay online directly to the 3. ideal means that it s a reliable website. webshop. ideal is not related to the webshop itself. 8 Suppose: the group of friends has its own payment account, with PIN card. Billie loses the PIN card. 2. Linked to film 4 What should Billie do first? 1. Nothing, the PIN card is no use to anybody Blocking the PIN card means that the card without the PIN code. is stopped. It can then no longer be used. 2. Call the bank and have the PIN card Banks can block your card if you ask them blocked. to. But you can often do it yourself too. 3. Call the police and give them your bank For example through an app of your bank account number. with which you can bank on your mobile phone. GROUP 8 16
9 The group of friends has carefully stored the money they ve saved. That s important because there are always people that want to steal your money: cash money, but also digital money. A form of stealing digital money is shouldering. What is it? 1. It means that someone steals your PIN card. 2. It means that someone sends you a fake e-mail asking for your bank details. 3. It means that someone has copied your PIN code in secret when you took out money and then stole your PIN card. 3. Amount to be earned: 15 Shouldering is from the English word shoulder. It means: looking over someone's shoulder. A criminal looks over someone shoulder when the person is taking out money and then steals his PIN card. This is not allowed but it does happen. You should always cover the hand you use to enter the PIN code with your other hand. 10 - based on estimation How many children from group 7 and 8 think they are good with money? 78% 17 GROUP 8
NOTES
NOTES
COLOFON This game is offered by the Dutch Banking Association and is developed by Identity Games in cooperation with Publishing Company Zwijsen. www.zwijsen.nl 2017, Identity Games International BV Westersingel 108 3015 LD Rotterdam the Netherlands