Village Development Program NABARD

Village Development Plan SIDHCHALER under Village Development Program NABARD (HP) Implementing Agency- ANKUR WELFARE ASSOCIATION, GAGRET NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT. R.O. SHIMLA. H.P. 1

ANKUR WELFARE ASSOCIATION Radha Swami Satsang Road, Gagret M-09816199120 Ref. NABARD/VDP/3 Dated March 31, 2012 To The D.D.M NABARD Takka road, Una( HP) SUB- Village Development Plan for Sidhchaler Sir With reference to your letter NB/DDM/Una/2206/VDP/2010-11, dated 21/7/2010, where in approval was granted to the association of this NGO as an implementing agency under Village Development Program. Based on the different meeting held with yourself and your officials in Solan we have conducted the PRA and prepared a detail plan of activities in consultation with the villagers and Govt. department. And the proposal is enclosed for approval. Yours truly, (Manisha Sharma) Program Coordinator Encl. As above. 2

C O N T E N T S 1 Introduction. 2 Objectives of the Village Development Plan 3. Village profile. 4. Ankur Welfare Association The PIA 5 Core Issues 6 Infrastructure gaps 7 Status of banking services 8 Sector wise Village Plan for 3 years 9 Details of workshop/ program in 3 years 3

1.0 Introduction There is an urgent need to understand the development requirements of the people in rural and backward areas and initiate the developmental process through credit and other interventions. Majority of villages in the country still face constraints such as access to education, health facilities, drinking water, power, roads, credit, information and market. Against this background, NABARD has conceptualized a program for holistic and integrated development of selected villages in the country in an integrated manner with disguised employment, unemployment and financial services as the focus and dovetailing socio-economic, infrastructure and human aspects of development. With the expertise and resources available with NABARD and its rapport with the various departments of State Governments and Non Governmental agencies, it is adequately equipped to implement this program as a pilot project named as Village Development Program' (VDP). NABARD has demonstrated several models of development with focus on specific purposes/groups of people. The major initiative of NABARD in this direction include : schemes for the development of various sectors of agriculture and rural development, SHGs, KCC, District Rural Industrialization and Cluster Development Programs, Watershed Development, TDF, RIDF, RTTF, RIF, institutional development of RRBs and Cooperative etc. This new initiative with focus on a specific area, i.e. a village, and adopting an integrated approach for the implementation of various schemes of Govt. Depts., PRIs, banks, NABARD, etc. is expected to have more visible and practical impact and provide tools to achieve sustainable, innovative and self progressive development in rural areas. Any developmental intervention needs ownership and involvement of the people for successful implementation of any project. Objective of VDP Objective of the VDP is to develop three villages Sidh Chaler Panchayat in an integrated manner. This would include economic development, infrastructure development and socio economic development i.e., education, health, drinking water supply, training and capacity building programmes aimed at skill 4

development and employment generation, etc. This would naturally require the involvement and participation of Gram Panchayat, State Government agencies, banks, NGOs, other development agencies. The people participation and ownership is the prerequisite for this scheme. Major objectives of the program are as follows: i) Integrated development of Sidh Chaler Panchayat villages to show case it as a model for sustainable development. ii) iii) iv) To increase livelihood options through promotion of micro, small and medium enterprises, agriculture and allied activities, traditional and artisanal activities, water-shed development etc. To develop infrastructural facilities like roads, rain water harvesting structures, irrigation, with the support of RIDF and support from other govt. Agencies. To promote natural resource management through interventions in forestry, agriculture, allied activities, organic farming, watershed etc. v) To develop integrated waste management system through promotion of biogas, vermin-compost etc. vi) vii) viii) ix) To enhance standards of education through awareness campaign and people participation and develop better education facilities. To promote watershed development programmes for conservation of soil and water. To promote micro finance by encouraging people to form SHGs or Artisan groups to provide micro finance services including micro insurance through linkage with local banks and LIC. To promote Farmers Clubs/ Joint Liability Groups. x) To promote and support artisanal/dairy clusters. xi) xii) xiii) To promote, cultural tourism and eco tourism. Capacity building of SHGs/NGOs/banks/farmers' club with NABARD support. To coordinate with state government and HPKVV as well as KVK to provide extension services to farmers to take up more remunerative crops (cash crops, vegetables, horticulture/dairy/vermi hatcheries/organic farming etc. 5

xiv) To increase flow of credit from banking sector so that incidents of informal lending is reduced. Ankur Welfare Association-The PIA The development agency in such a scenario, and is an enabling rather than a delivery agency. It neither directs, nor delivers, mainly facilitates. It may demonstrate new ideas, promote new approaches, mobilize the community, experiment jointly with the community, demystify concepts and technologies, mediate to bring about collaboration within and outside the community, and impart skills and foster conditions for reflection and learning. It is working for the last 15 year, Ankur Welfare Association Gagret is registered under the Societies Act-1860, vide registration no 15/94 at Una (HP). It is mainly working in the field of Rural Development, Soil and conservation, women empowerment and community health improvement in specific through collaboration with Government and private agencies. The main objective is to contribute to poverty alleviation programs through communities participation. The key strategy is in this collaborative approach is to mobilize community participation; building leadership and entrepreneurial skills. Since the gravity of poverty alleviation tasks are enormous and government was found not to be in a position to address it very effectively, Ankur Welfare Association GAGRET with its limited resources preferred to deal with it in following manners. : Directly working with community.collaboration with the Government. Collaboration with resource (like KVK) and HEALTH institutions. Support to other local organizations. 6

CHAPTER 2 PROFILE OF SIDH CHALER PANCHAYAT Sidh Chaler Panchayat has three villages of which Sidh Chaler is the biggest village. The other villages Mohal and Kharyali are small hamlet/ villages. The Panchayat falls in Amb Block located about 50 km from District headquarters. The village(s) has a large representation of minority Gujjar community who are involved in livestock rearing and farming. After identifying the village based on socio-economic indicators, for integrated development of the village under Village Development Plan (The village committee having representation from all section of society comprising of 11members, 7 males & 4 females) were selected by the villagers during the village meet for implementation of the VDP. The NGO along with the village committee members conducted a detailed baseline survey of each family using the PRA technique and collected general information in a pre-designed format regarding the socioeconomic condition of each family viz., population features, crops raised, social and economic aspects as also to find out the existing situation, problems/constraints faced by the villagers, Infrastructural facilities and gaps, banking facilities. Health conditions/problems faced by them and their aspirations. The base line survey was conducted with active involvement of all villagers. 7

LOCATION MAP OF SIDHCHALER PANCHYAT 8

GEOGRAPHICAL LOCATION DIFFERENT VILLAGES OF SIDHCHALER 9

RESOURCE MAP OF PANCHYAT SIDHCHALER 10

Social Map Sidhchaler 11

Climate - The climate is hot temperate and dry - Monsoon period is from July to September - The normal rainfall is 76 - mm. - The maximum temperature during summer reaches upto 45 o C and during winter the temperature falls below -2 C. As about 24% of the population comprise families below poverty line. Unemployment is a major problem and there is a sizeable population of educated young, both male and female in the village, majority of them is interested only in government jobs. The village has a considerable population of Scheduled Caste/Backward Caste families majority of them are poor. Infrastructure facilities like roads, electricity, and drinking water are not well developed. Drinking Water, Health and Sanitation: It has been noticed that ground water is not available at desired depth. Therefore, water harvesting and water shed development programmes are to be taken up on a war footing basis. The village has no PHC or Ayurvedic Dispensary although there is one Ayurvedic Dispensary in the nearby village under government sector which is sufficient for taking care of only minor health problems. However, for treating major ailments, the people have to reach 50 km head quarters for treatment. Although sanitary latrines have been constructed and provided to households under Total Sanitation program, there are families in the village still without sanitary latrines. Waste management is a major problem being faced by the village and dumping of garbage etc. are creating ecological problems. There is an urgent need to promote house hold biogas plants and make facility for handing of waste for the village. 12

Agriculture and Allied Activities In general, agriculture (agriculture labour) and allied activities are the two main occupations of the people. The area under agriculture crops is enclosed. Education There is one Primary School schools in the villages. Moreover there are 3Anganwadi in the village. out of which one Anganwadi is in the Govt. Building and remaining three are in Mahila Mandal or Sarai buildings. However, tendency of dropping out among school children of SC/BC families is of concern. Vocational training to be given more priority. Power The power connection has reached to all areas of the village. Infrastructure The villages are connected to main road by link lane but these entire lane are kuccha and it is difficult to pass through during the night and rainy seasons. However, the roads need to be maintained properly. The village has good communication Network. Banking As there is no bank in the village. Majority of the population depend on credit for their lively hood activities from informal resources or they have to approach to block Head Quarter. As general awareness about the institutional credit facilities are lacking among the people. Analysis of the trend in credit flow indicates that priority sector contributes about 95 % of the total credit flow. Of the total priority sector credit flow, about 5% is contributed by agriculture and allied activities, 0% is contributed by SME sector. Poverty Alleviation As already stated elsewhere, 23% of the population comprises BPL families which shows the magnitude of the problem. Proper planning, skill development, leadership qualities etc. are required. Almost all women are 13

unemployed. Entrepreneurship qualities are lacking among the educated youth. There is a need to create awareness among the youth and due to the nearness to district Head Quarter there is an immense scope in the field related to women i.e. Tailoring, Embroidery, Patch work, Wood Craft, Handloom, Beauty Parlour, Dairy Farming, Mushroom Cultivation, Organic Farming etc. The living condition of majority of SC/BC population and their status in respect of education, health conditions, employment, hygiene, Sanitation etc. are far from satisfactory when compared to other communities. As the living conditions are bad, there is a tendency among people, especially men, to get addicted to liquor, pan etc. leading to tensions in families and also in the society. 14

Village Panchayat Bus Stop Post Office Police Station Block Tehsil District State Railway Station Air Port Assembly Constituency Lok Sabha Constituency Area TABLE - 1 SIDHCHALER, KHARIYALI MOHAL, SUHIN SIDHCHALER SIDHCHALER SIDHCHALER AMB AMB AMB UNA HIMACHAL PARDESH UNA Population (2001 Census) 978 Population (At Present 2009) 1277 Livestock (Total 1183) 193 Secondary School Sr. Secondary School Ayurvedic Dispensary Anganwari 3 ITI Bank KCC A/c 6 GAGAL, KANGRA 30 CHINTPURNI (SC) HAMIRPUR 439 Hectare Not available Not available Not available 3Not available KCCB, PNB, P&SB 6 KILOMETER AWAY. Village towards East & Sourth LOHARA LOHARA UPPER Village towards North ALOH Village towards South & West BHANJAL MUBARAKPUR 15

TABLE-2: Village Development Committee (VDC) Sn Name Post Contact No. 1 RUKAMDIN CHAIRMAN 9816468546 2 SIKANDER MEMBER 9882151145 3 SHER MUKHTIAR MEMBER 9816298520 4 RAMESH KUMAR MEMBER 9816253408 5 SHAKH MOHAMMED MEMBER 9216775836 6 ARVIND KUMAR MEMBER 9882172645 7 SHER MOHAMMED MEMBER 01976210624 8 HASINA BEGAM MEMBER 8894181810 9 REKHA DEVI MEMBER 9805647960 10 SHEELA DEVI MEMBER 9805452438 11 BEGAM BIBI MEMBER 01976-210154 16

TABLE - 3: VILLAGE LAND RECORD Land Hectare Acre Kanal Total 439 Cultivable 86 Canal Irrigation 0 Other than Canal Irrigation 0 Residence/Common Land/Pond/Panchayat Land/Cremation ground etc. 0 15 0 TABLE-4: VILLAGE CROP WISE DETAIL (KHARIF) Table-3: Village Crop-wise Detail (Kharif) 2010 Crop Hectare MAIZE 56 TABLE-5 : VILLAGE CROP - WISE DETAIL (RABI) Crop Hectare Wheat 86 VEGETABLES 3 17

CHAPTER 3 METHODOLOGY OF PLANNING Participatory Rural Appraisal (PRA) After identifying the village for integrated development of the village under VDP, a detailed survey was undertaken using the PRA techniques listed in the table below to collect general Information regarding the village. Materials - It included items needed for drawing, illustration, mapping and marking etc. - They are: - Marker - Brown sheets - Color powder - Chalk powder - Gum - Seeds and paper - Stapler - Pencils - Thumb Pins - Coloured Chalks etc. Tools Following tools were used: 1. PRA Exercise a. Focused Group Discussion (FGD). b. Transect walk. c. Individual and Group Interview. d. Change and Trends. e. Matrix Scoring. f. Social Mapping. g. Venn diagram. h. Inflow and outflow analysis. i. Livelihood Analysis. 18

PREPARATORY VISIT This was done to prepare the ground for PRA exercise. The members of village committee were trained in PRA Techniques and given brief about the concept of VDP then the team members visited each family and met the Village Panchayat representatives, village elders and youths. They introduced themselves, context of the visit and briefed about PRA process seeking their concurrence and cooperation. Government officials, representative of community based organizations were also contacted and invited for the PRA exercise. Tools used: Individual and Group Interview, FGD PRA The PRA was done and all the Village Committee representatives, village elders, women, were briefed about the purpose of the visit and also PRA exercise. The following exercises were done: - Social and Dream Mapping - Resource Mapping. - Seasonality Map.. - Mapping Access to Services. - Resource inflow and out flow. Social and Dream Mapping Social Mapping The Team was briefed about the purpose and process of the Mapping. Preparatory to mapping the team made the Transect walk across the village, to have common understanding about the village. Concluding the Transect walk, the team after discussion drew a map of the village using color powder, chalk, stones, etc. on the ground. The map included village layout location of important infrastructures like schools, drinking 19

water facilities, roads, Houses etc. Dream Mapping After completion of the social mapping, the team was briefed about the dream mapping. They were asked to draw on the social map the desired future situation, reflecting their aspiration or dream. This provided a very useful tool for initiating discussion on prioritizing the developmental needs. After the completion of the drawing, Nodal Agency initiated the discussion among the villagers regarding the followings. The aspired state and the way of realizing it. Present situation problems and causes. Their own role in the realization of their dream. Factors affecting realization of their dream. Tools used: Transect walk, FGD, Mapping. Resource - In Flow and Out Flow The village committee was briefed about the purpose and process of tracing the flows of resources. The committee discussed and plotted a diagram on the ground showcasing what comes and goes out of the village. Tools used: FGD, Mapping. It is reproduced as under: Seeds Mustard Livestock Cotton, Wheat Clothes Vegetables Fertilizers Panchayat Bajra & Barley Cement, Steel, Stone Pulses, Chilli Vehicles, Tractor Aonla, Ber, Kinnu Electronic items Milk, Ghee Agricultural Instruments Sidh Chaler Paddy 20 Guar, Sugarcane

Seasonality Map The team was briefed about the process of ranking the different factors, in a year. This exercise made to know the time of occurrence of events affecting the livelihoods of the people and plotted across the season. SEASONALITY MAP OF SIDH CHALER Month Crops Rainfall Employment Migration Income Water Availability January 3 Wheat 3 8 4 7 February 4 Vegetables 3 3 6 8 March 3 Moong / Mustard 7 1 9 6 April 3 Desi Cotton 9 1 9 6 May 3 Cotton/Bajra 8 2 7 4 June 6 Bajra / Paddy 6 6 6 4 July 7 Paddy / Moong 7 5 7 5 August 7 Sugarcane / Paddy 7 4 7 5 Septembe r 5 Bajara / Guar/ Mustard/ Vegetable M(3) F(8) 3 7 7 October 5 Gram / Mustard November 6 Cotton/ Wheat / Paddy M(4) F(9) 3 8 7 M(2) F(9) 1 9 8 December 5 Fodder 4 2 4 8 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 Least Frequent Most Frequent The frequency of markings for each 21 component indicates its intensity corresponding to the month.

Access to Services A Schematic Diagram of Village SIDH CHALER Agriculture/ Horticulture/Forest Fertilizer/Irrigation/ Seed/Pesticides 9 2 1 0 UNA 4 1 0 10+2 Market Higher Education 7 SIDH CHALER 6 PACS Society 8 Banks 8 4 Km. 6 Health Service 1 0 ------ Animal Hospital (-- --) Court/ 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 Least Frequent Most Frequent The frequency of markings for each component indicates its intensity. 22

Livelihood Source Analysis of Villages- SIDH CHALER 11% 5% 10% 15% 9% 20% 30% Govt Service Pvt. Service Own Business Agriculture Seasoned Labour/Agriculture Un Employed Disguised Employment 23

Daily Routine Diagram of Male & Female Self Income Generation From Field/Labour Self Income Generation from Field/Labour Self MALE FEMALE Work at Income Self Income Generation Self Home Generation From Field/Labour From Field/ Work at Home Labour Work at Home 24

SEASONAL HEALTH CALENDAR VILL. SIDH CHALER Month Season al Fever Cold/ Coug h Headach e Migraine Vomiting Diarrhoe a Jaundice Stomachac he Fatigue January 6 8 8 1 2 4 February 6 7 6 1 2 3 March 4 6 4 2 3 5 April 4 3 6 4 7 7 May 5 2 8 6 8 8 June 4 2 8 8 9 9 July 4 2 5 9 9 9 August 8 3 5 5 6 8 September 8 5 2 5 5 8 October 8 5 1 3 3 7 November 5 8 6 2 1 6 December 4 9 7 1 2 4 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 Least Frequent Most Frequent The frequency of markings for each component indicates its intensity corresponding to the month. 25

HISTORICAL TRANSECT OF THE VILLAGES- SIDH CHALER Crop Vege Must Barl Gra Whe Padd Vegeta Tract Bull Fruit s tatio ard ey m at y ble or ock s n 1960 4 8 3 9 2 0 1 1 3 1 1970 6 7 4 9 3 0 1 2 4 2 1980 7 7 3 7 6 1 1 3 5 3 1990 8 8 6 5 7 2 3 4 4 2 2000 7 9 8 2 9 5 4 5 6 4 2009 6 8 8 0 8 7 6 7 7 5 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 Least Frequent Most Frequent The frequency of markings for each component indicates its intensity corresponding to the month. 26

Identification of needs of the villages as obtained from the PRA exercise Sectors Electrification Health and Sanitation Link road & Transportation Drinking Water Agriculture and Allied Activities Irrigation Non-Farm Activities Banking Ponds and other natural resources. Constraints/needs of villagers identified 100% families of village are electrified. There is a problem of low voltage in the distant village. Sanitation is the major problem as over 30% families are without septic tanks, among 5 wards 2 are worst hits. Link road are the urgent needs of the people. The link road needs repair and carpeting. These roads are not all season road and emergency solar lights are needed at strategic points. Drinking water is available for all the population, but availability is not certain. The villagers use natural resources and these sources are needed to be well maintained and clarification is needed as and when required. There is scope for promotion of vegetable cultivation, medicinal plants, goat rearing, rabbit rearing, cattle rearing, vermin-compost, biogas Tailoring, Embroidery, Patch work, Wood Craft, Handloom, Beauty Parlour, Dairy Farming, Mushroom Cultivation, Organic Farming etc. However, support from various agencies is not forthcoming including bank finance. There is also lack of awareness among people and lacks of entrepreneurship among people are also a concern. Agriculture is not developed to the desired level mainly due to lack of irrigation facilities. There is need to provide irrigation facilities to farmers in the area to facilitate agricultural development. There is lot of scope promotion of bee keeping, forest base industry, and animal husbandry.. Major problems identified are lack of awareness among the people about institutional finance. Majority of people are still depending on local money lenders. - Great need for one common pond for drinking water for animal. As animal pond and disposal water pond are one and the same and that s why animals get ill by drinking the polluted water. 27

It is desirable to have a bench marking strategy to measure the impact of the program over a period of three years. The expected position at the end of each year for the three years is as follows: Parameters Health Sanitation Bench Marking and Link road & Transportation Drinking Water Irrigation Banking Ponds and other natural resources. Present Position as on 28.02.10 28 PERIOD 2011 2012 2013 AGENCYIES 65% 75% 85% 100% TSC / Nodal Agency No link road. Need major repair. Link road, foot bridge Repair Augmentation 0% Watershed treatment 20% Tarring of kutcha road. New Scheme bore well Watershed treatment 40% Metling of road. Supply from new scheme Lifting of water from khariyala check dam. PWD / BDO 65% 75% 85% 100% NABARD and Nodal Agency Need repair and maintenance. Desilting of all sources. Chlorine treatment. IPH IPH Repai Boundries BDO / DRDA and Nodal Agency Organic Farming 0%- 10% 205 30% DH Veterinary Hospital Not available Opening of Veterinary Hospital Education Up to primary level Assuring no school drop out Poverty elevation 53 Families. Reduce to 45 Families. SHG 3 10 SHG formation Made functional Middle School up gradation. Reducing 40 Families Bank linkage Functional as full fledge hospital Assuring middle education to all children Reducing to 35 families Linked to income generation activities. Farmers Club Nil 4 Technical inputs Lead to economic activities. Fodders Natural Grass Fodders plant cultivation Horticulture related activities. 0% 5 Farmers for horticulture farming. 5% of the waste land 10 Farmers for horticulture farming. 10% OF THE WAST LAND 15 Farmers for horticulture farming. DAH Una Education Department NABARD /DRDA Nabard / Nodal Agency NABARD / ATMA / AH /DH/KVK NODAL AGENCY / DH. Horticulture Department / NABARD / Nodal Agency

IV Budget details under VDP S.No. Promotional Budget Proposed in the VDP R e c o m m e n d e d YEAR 1 Village Level Meets 4000 4000 4000 2 Sensitization Workshops 5000 5000 5000 3 Awareness Meets Pre harvest, Post harvest, 6000 6000 6000 micro/macro nutrients, 4 Conduct of PRA 6000 5 Exposure visits 10000 10000 10000 6 Activity specific 5000 5000 5000 interventions 7 Meetings with Deptts., KVKs, VDC etc. (This may 2000 2000 2000 be met from S.No.4 above) 8 Village Coordinator 12000 12000 12000 9 Support to VDC 5000 5000 5000 10 Training of Trainers 3500 3500 3500 11 Contingencies 10% of above 5850 5850 5850 12 Incentive to Nodal Agency 10,000 10,000 10,000 13 Grant total 75000 69000 695000 29

Activity Matrix for 12 Months. Month Oct.2010 Nov.2010 Dec.2010 Jan.2011 Activity PRA Awareness Camps on Agriculture. Village level meets. Meeting of the VDC with agriculture Deptt. Exposure visit to farmers Training of the trainers. Sensitization workshop with line Department. Feb.2011 March.2011 April,2011 May,2011 Jume,2011 July,2011 Aug,2011 Sept.2011 Village level meets. Meeting of the VDC with DRDA. Awareness Camps on Animal husbandry. Activity specific intervention. Village level meets. Meeting of the VDC with agriculture Deptt. Awareness Camps on Agriculture. Meeting of the VDC with Horticulture Deptt. Village level meets. 5 30