SITE PRIORITIZATION FOR IBFI

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SITE PRIORITIZATION FOR IBFI Rajesh K Pandey, Giriraj Amarnath, Niranga Alahacoon, Karthikeyan Matheswaran IWMI, Colombo Inception Workshop on Index Based Flood Insurance (IBFI) for Agriculture Risk Management 1st August 2015 Hotel Gargee Grand, Patna

Outlines of presentation Objectives and Project Outputs Historical flood events and its impact on agriculture and population in flood plain. Data integration and parameters for proposed IBFI site selection Data used to design IBFI for agriculture Selection of pilot area to implement IFBI Key Outputs of Project Development of flood hazard models (FHM) to define flood risk zones Integration of FHM parameters with crop life cycle Design a index based flood insurance and implement that in pilot area Provide efficient and cost-effective Flood insurance program

Data Integration & Site Prioritization Rainfall Intensity Duration Amount of rain River Flow Water Level Discharge Physical LULC Crop Pattern Census data Flood Time of Occurrence Extent & Depth Duration Frequency Non-Agricultural area Population affected Households Livestock Infrastructure Agricultural area Affected crop type Crop submerged area Duration of submergence Stage of crop Site Selection Socio-Economic loss Crop/Income loss Households and live stock Infrastructure Social Issues

Impact of Flood on Agriculture and Peoples in Bihar Permanent Loss (million USD) Flood effect in Bihar 200 Crop Household Public Property 160 Bihar is most flood-prone state in India and its 73% of land is flood affected 120 80 North Bihar is more susceptible due to high discharge and sediment loads from river originating in Nepal. 2008 and 2007 are two major flood events in recent past from different origin 2004 has witnessed largest extent of flood 40 0 1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 50 40 30 20 10 Population (million) Land (10^3 Km^2) 0 1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 Source: 2007 Kosi flood report

Parameters and Data source Hydrological Fluvial/Monsoonal/Combine Flood Parameters (Extent, Intensity, Frequency, time of Occurrence) River Flow (discharge, water level) IWMI database (2001-2014, MODIS derived Data), state and federal Govt. agencies reports and other literatures, In-situ measurements and IMD grid data (1980-2012), WRIS Agriculture Crop land under inundation Stage of crop during inundation Duration of crop submergence in water Reports and data from Agriculture dept., BDMA/ FMIS (2001-2012), IndiaStat, Remote sensing derived data developed by IWMI, IFPRI etc. Economic Crop Loss Number of Peoples affected/loss of life Loss of Live Stocks/Fodder, infrastructure Reports and data from Agriculture dept., BDMA/ FMIS Physical Geography (Land use, individual s land hold etc.) Farmer economic condition River basins India Census 2011; WRIS-India: Bihar Statistical handbook 2007, 2012: state economic survey data, digital terrain data

Site Prioritization Analysis: Hydrological Data (1/2) Rainfall Analyzed long-term historical rainfall data from IMD in different districts of Bihar Prepared inundation map from MODIS and calculated flood extent, duration, frequency and compared Flood frequency with data from FMIS, BDMA and other reports River flow information from altimeter and in-situ measurements

Inundation (Km 2) Site Prioritization Analysis: Hydrological Data (2/2) 2400 2001 2002 2004 2005 2007 2009 2011 2000 1600 1200 800 400 0 Many of Districts in Bihar from MODIS images show high inundation Flooding in Dharbhanga, Muzaffarpur, and Sitamarhi from MODIS shows high correlation in magnitude with literature data

Crop Loss (million USD) Site Prioritization Analysis: Submerged crop, total area & crop loss W. Champaran Vaishali Supaul Saran Samastipur Saharsa Patna Nalanda Muzaffarpur Munger Madhubani Khagaria Katihar E. Champaran Darbhanga Buxar Bhojpur Bhagalpur Begusarai 3.874 2.326 3.702 0.454 0.092 6.376 1.043 2.863 6.708 0.000 3.614 0.000 0.055 1.083 7.698 2.917 0.489 3.074 3.286 0 200 400 600 800 1000 1200 Inundation (Km 2 ) Inundated Crop Area Inundated Total Area Source: 2007 Kosi flood report, Bihar Statistical Year Book,

District(s) Selected For Pilot Area Districts Rainfall Submerged Total Area Submerged Crop area Crop loss (million USD) No of Villages No of Peoples E. Champaran 1199.58 1655.7 838.8 6.376 52840 1406400 Muzaffarpur 1023.91 2211.8 435.7 3.614 22378 1125429 Samastipur 937.24 2832.5 536.7 7.698 29391 819857 Madhubani 1048.16 864 817.1 6.708 36580 948571 Darbhanga 931.21 1320 692.9 2.326 4996 1746571 W. Champaran 1250.26 440 488 3.286 NA 244143 Vaishali 1013.3 783.3 660 3.074 12 542750 Saran 954.85 524 630 2.917 86 555000 Some districts which records high rainfall, flood frequency and inundation but crop submerged and crop loss is comparatively low

Bihar Inundation Map 2006-2011 2006 2007 2008 2009 2010 2011

In-situ & Altimeter based Hydrological stations

Climate Of Bihar Agro-Climatic Zones Districts Soil Types Annual rainfall (mm) Water Logging Zone I (Northern West) W. Champaran, E. Champaran, Siwan, Saran, Sitamarhi, Muzaffarpur, Sheohar, Vaishali, Madhubani, Darbhanga, Samastipur, Gopalganj, Begusarai Sandy Loam, Clay Loam 1040-1450 (1245) Flood prone Zone II (Northern East) Purnea, Katihar, Saharsa, Supaul, Araria, Madhepura, Khagaria, Kishanganj. Sandy Loam, Clay Loam 1200-1700 (1450) Flood prone Zone III (Southern East- West) Sheikhpura, Munger, Jamui, Lakhisarai, Gaya, Bhagalpur, Banka, Rohtas, Bhojpur, Buxar, Patna, Bhabhua, Arwal, Nalanda, Nawada, Jehanabad, Aurangabad. Sandy Loam, Clay Loam, Clay 990-1240 (1115) Drought prone

District(s) Selected For Pilot Area Hydrological data agriculture demographic and infrastructure Economic loss (milliion USD) Rain (mm) no of rainy inundated Innudation Flood affected crop+noncrop affected rice production No of household Infrastructure Districts IMD days Area (Km2) days avg. Frequency area crop area (mt) Peoples households village crop loss damage loss Muzaffarpur 1023.91 50 1750.16 58.67 5 2211.8 435.7 13205.0 1125429 679.67 22378.00 3.614 0.020 0.000 Samastipur 937.24 48 1822.09 75.56 5 2832.5 536.7 8237.0 819857 367.33 29391.00 7.698 0.003 0.858 Madhubani 1048.16 44 1151.47 32.00 5 864.0 817.1 8456.2 948571 407.00 36580.33 6.708 9.396 0.179 Darbhanga 931.21 49 1697.56 42.67 6 1320.0 692.9 6822.6 1746571 975.00 27767.67 3.702 0.004 0.083 Bhojpur 940.20 42 1336.56 42.67 6 213.3 110.0 280.4 321000 210.00 4996.00 2.326 0.647 4.168 Begusarai 961.27 42 994.28 60.44 5 431.7 398.0 900.2 295400 238.50 20421.50 3.874 0.000 0.071 Bhagalpur 1291.47 50 1717.69 70.22 7 615.0 207.3 877.7 235333 339.00 4145.00 0.454 0.088 0.071 Buxar 864.23 39 1016.09 42.67 6 160.0 10.0 0.0 171000 12.00 0.00 0.092 0.000 0.000 East Champaran 1199.58 53 1137.97 40.00 6 1655.7 838.8 26519.4 1406400 1159.00 52840.00 6.376 0.000 0.000 Katihar 1249.55 53 1611.16 79.11 7 581.0 654.3 58551.4 355286 235.00 0.00 1.043 0.006 0.000 Khagaria 1011.70 49 1303.25 56.89 6 433.6 311.4 2082.8 487143 113.33 16282.50 2.863 0.038 0.092 Munger 955.49 48 813.78 48.00 8 110.0 0.0 288.5 0 0.00 0.00 0.000 0.000 0.000 Nalanda 811.97 44 1004.69 34.67 6 229.8 237.0 0.0 242333 104.00 0.00 0.000 0.000 0.000 Patna 884.06 45 2467.28 73.78 7 347.5 320.0 1446.8 324250 230.00 0.00 0.055 0.000 0.000 Saharsa 1098.92 46 962.44 51.56 7 796.3 264.0 7628.6 319667 89.67 6118.67 1.083 0.076 0.004 Saran 954.85 48 1799.84 78.22 6 524.0 630.0 4466.0 555000 169.00 86.00 2.917 0.002 0.000 Supaul 1262.26 55 766.75 48.89 5 537.4 326.0 6156.0 193143 87.33 6224.67 0.489 0.245 0.002 Vaishali 1013.30 46 1252.06 59.56 6 783.3 660.0 4066.0 542750 104.00 12.00 3.074 0.002 0.000 West Champaran 1250.26 50 1148.41 53.33 5 440.0 488.0 30938.8 244143 20.00 0.00 3.286 0.000 0.007